Nosl\u0113dzies digit\u0101l\u0101 eiro projekta sagatavo\u0161an\u0101s posms un 2027. gad\u0101 var\u0113tu s\u0101kties izm\u0113\u0123in\u0101juma projekts, inform\u0113 Eiropas Centr\u0101laj\u0101 bank\u0101 (ECB).<\/p>\n
ECB Padome ceturtdien nol\u0113ma p\u0101riet uz digit\u0101l\u0101 eiro projekta n\u0101kamo posmu. \u0160is l\u0113mums tika pie\u0146emts p\u0113c Eirosist\u0113mas 2023. gada novembr\u012b s\u0101kt\u0101 sagatavo\u0161an\u0101s posma sekm\u012bgas pabeig\u0161anas, kas lika pamatus digit\u0101l\u0101 eiro emisijai.<\/p>\n
Padomes l\u0113mums atbilst 2025. gada oktobra eirosamit\u0101 paustajam Eiropas vad\u012bt\u0101ju aicin\u0101jumam pa\u0101trin\u0101t digit\u0101l\u0101 eiro izstr\u0101des progresu.<\/p>\n
ECB min, ka digit\u0101lais eiro saglab\u0101s eiropie\u0161u izv\u0113les br\u012bv\u012bbu un priv\u0101tumu un aizsarg\u0101s Eiropas monet\u0101ro suverenit\u0101ti un ekonomisko dro\u0161\u012bbu. Tas veicin\u0101s inov\u0101cijas maks\u0101jumu jom\u0101 un pal\u012bdz\u0113s padar\u012bt Eiropas maks\u0101jumus konkur\u0113tsp\u0113j\u012bgus, notur\u012bgus un iek\u013caujo\u0161us. Eirosist\u0113ma veiks sagatavo\u0161an\u0101s darbus elast\u012bgi, atbilsto\u0161i eirozonas valstu vad\u012bt\u0101ju aicin\u0101jumiem Eirosist\u0113mai p\u0113c iesp\u0113jas nodro\u0161in\u0101t gatav\u012bbu potenci\u0101lajai digit\u0101l\u0101 eiro emisijai, vienlaikus ar\u012b atz\u012bstot, ka regul\u0113juma tap\u0161anas process v\u0113l nav nosl\u0113dzies.<\/p>\n
ECB Padomes gal\u012bgais l\u0113mums par digit\u0101l\u0101 eiro emisiju un emisijas datumu tiks pie\u0146emts tikai p\u0113c regul\u0113juma izstr\u0101des. Pie\u0146emot, ka Eiropas likumdev\u0113ji 2026. gad\u0101 apstiprin\u0101s regulu par digit\u0101l\u0101 eiro izveidi, izm\u0113\u0123in\u0101juma projekts un pirmie dar\u012bjumi var\u0113tu notikt no 2027. gada vidus. Visai Eirosist\u0113mai tad b\u016btu j\u0101b\u016bt gatavai potenci\u0101lai digit\u0101l\u0101 eiro emisijai 2029. gad\u0101, nor\u0101da ECB.<\/p>\n
ECB prezidente Krist\u012bne Lagarda uzsver, ka eiro ir uzticams Eiropas vienot\u012bbas apliecin\u0101jums. “M\u0113s str\u0101d\u0101jam, lai t\u0101s taust\u0101m\u0101kais veids – eiro skaidr\u0101 nauda – b\u016btu piem\u0113rota n\u0101kotnei, izstr\u0101d\u0101jot m\u016bsu bankno\u0161u jauno dizainu un moderniz\u0113jot t\u0101s, k\u0101 ar\u012b gatavojoties digit\u0101l\u0101s naudas emisijai,” vi\u0146a pau\u017e.<\/p>\n
Mainoties maks\u0101\u0161anas paradumiem un sar\u016bkot skaidr\u0101s naudas maks\u0101jumu apm\u0113ram sal\u012bdzin\u0101jum\u0101 ar digit\u0101lajiem maks\u0101jumiem, arvien neatliekam\u0101ka k\u013c\u016bst nepiecie\u0161am\u012bba p\u0113c valsts izlaista digit\u0101la maks\u0101\u0161anas l\u012bdzek\u013ca, kas papildina skaidro naudu, pau\u017e ECB.Digit\u0101lais eiro papildin\u0101s skaidro naudu un nodro\u0161in\u0101s digit\u0101lajiem maks\u0101jumiem t\u0101s priek\u0161roc\u012bbas – vienk\u0101r\u0161\u012bbu, priv\u0101tumu, uzticam\u012bbu un pieejam\u012bbu vis\u0101 eirozon\u0101. Papildus regulai par digit\u0101l\u0101 eiro izveidi ECB atbalsta ar\u012b Eiropas Komisijas (EK) priek\u0161likumu nostiprin\u0101t ties\u012bbas veikt maks\u0101jumus skaidr\u0101 naud\u0101.<\/p>\n
Eirosist\u0113ma piev\u0113rs\u012bs uzman\u012bbu trim galvenaj\u0101m jom\u0101m. Viena b\u016bs tehnisk\u0101 gatav\u012bba – digit\u0101l\u0101 eiro tehnisko pamatu izstr\u0101de, tostarp s\u0101kotn\u0113j\u0101s sist\u0113mas izveide un izm\u0113\u0123in\u0101\u0161ana. Otra b\u016bs tirgus iesaiste – sadarb\u012bba ar maks\u0101jumu pakalpojumu sniedz\u0113jiem, tirgot\u0101jiem un pat\u0113r\u0113t\u0101jiem, lai pabeigtu noteikumu kopuma izstr\u0101di, veiktu lietot\u0101ju izp\u0113ti un test\u0113tu sist\u0113mu, izmantojot izm\u0113\u0123in\u0101juma pas\u0101kumus. Savuk\u0101rt tre\u0161\u0101 b\u016bs regul\u0113juma izstr\u0101des procesa atbalsts – turpm\u0101ka tehniska ieguld\u012bjuma snieg\u0161ana Eiropas Savien\u012bbas (ES) likumdev\u0113jiem un nepiecie\u0161amais atbalsts regul\u0113juma pie\u0146em\u0161anas proces\u0101.<\/p>\n
ECB valdes loceklis Pj\u0113ro \u010cipollone, kur\u0161 vada augsta l\u012bme\u0146a darba grupu digit\u0101l\u0101 eiro jaut\u0101jumos, skaidro, ka \u0161is nav tikai tehnisks projekts, bet ar\u012b kop\u012bgi centieni sagatavot Eiropas monet\u0101ro sist\u0113mu n\u0101kotnes pras\u012bb\u0101m.<\/p>\n
“Ar digit\u0101lo eiro cilv\u0113kiem tiks nodro\u0161in\u0101ta iesp\u0113ja izmantot skaidr\u0101s naudas priek\u0161roc\u012bbas digit\u0101laj\u0101 laikmet\u0101. T\u0101d\u0113j\u0101di tas uzlabos Eiropas maks\u0101jumu vides notur\u012bbu, samazin\u0101s izmaksas tirgot\u0101jiem un izveidos platformu priv\u0101tiem uz\u0146\u0113mumiem, lai ieviestu jaunin\u0101jumus, papla\u0161in\u0101tu darb\u012bbu un uzlabotu konkurenci,” nor\u0101da \u010cipollone.<\/p>\n
ECB min, ka p\u0101rredzam\u012bba un cie\u0161a sadarb\u012bba ar ieinteres\u0113taj\u0101m person\u0101m bijusi un ar\u012b turpm\u0101k b\u016bs b\u016btiska projekta \u012bsteno\u0161anai. Eirosist\u0113ma guvusi lielu labumu no Eiropas l\u0113mumu pie\u0146\u0113m\u0113ju, tirgus dal\u012bbnieku un potenci\u0101lo lietot\u0101ju atsauksm\u0113m un turpin\u0101s akt\u012bvi sadarboties ar pla\u0161u ieinteres\u0113to personu loku. Eirosist\u0113mas turpm\u0101ka gatavo\u0161an\u0101s digit\u0101l\u0101 eiro ievie\u0161anai tiks \u012bstenota elast\u012bgi. \u0160aj\u0101 nol\u016bk\u0101 darbs tiks struktur\u0113ts modu\u013cos, \u013caujot pak\u0101peniski main\u012bt m\u0113rogu un ierobe\u017eot finansi\u0101l\u0101s saist\u012bbas.<\/p>\n
Gal\u012bg\u0101s digit\u0101l\u0101 eiro izstr\u0101des un darb\u012bbas izmaksas b\u016bs atkar\u012bgas no t\u0101 gal\u012bg\u0101 dizaina, tostarp komponentiem un saist\u012btajiem pakalpojumiem, kas j\u0101izstr\u0101d\u0101. Tiek l\u0113sts, ka sagatavo\u0161anas posm\u0101 veikt\u0101 darba rezult\u0101t\u0101 kop\u0113j\u0101s att\u012bst\u012bbas izmaksas, ko veido gan \u0101r\u0113ji, gan iek\u0161\u0113ji izstr\u0101d\u0101ti komponenti, b\u016bs aptuveni 1,3 miljardi eiro l\u012bdz emisijai, kas \u0161obr\u012bd gaid\u0101ma 2029. gad\u0101. Prognoz\u0113ts, ka no 2029. gada turpm\u0101k\u0101s gada darb\u012bbas izmaksas b\u016bs aptuveni 320 miljoni eiro. Eirosist\u0113ma segtu \u0161\u012bs izmaksas, t\u0101pat k\u0101 eiro bankno\u0161u, kas, l\u012bdz\u012bgi k\u0101 digit\u0101lais eiro, ir sabiedriskais labums, izgatavo\u0161anas un emisijas izmaksas. T\u0101pat k\u0101 bankno\u0161u gad\u012bjum\u0101, gaid\u0101ms, ka \u0161\u012bs izmaksas kompens\u0113s naudas emisijas ie\u0146\u0113mumi, pat ja digit\u0101l\u0101 eiro tur\u0113jumi b\u016btu nelieli sal\u012bdzin\u0101jum\u0101 ar apgroz\u012bb\u0101 eso\u0161aj\u0101m banknot\u0113m.<\/p>\n
ECB skaidro, ka sagatavo\u0161an\u0101s posma nosl\u0113gums iez\u012bm\u0113 svar\u012bgu p\u0101reju digit\u0101l\u0101 eiro projekt\u0101. Pamatojoties uz atzi\u0146\u0101m, kas g\u016btas 2020.-2023. gad\u0101 \u012bstenotaj\u0101 izp\u0113tes posm\u0101, s\u0101kas p\u0101reja pie t\u0101 praktisk\u0101s izstr\u0101des pilnveido\u0161anas. Galvenie sasniegumi ir digit\u0101l\u0101 eiro sh\u0113mas noteikumu kopuma projekta izstr\u0101de, digit\u0101l\u0101 eiro komponentu un ar to saist\u012bto pakalpojumu sniedz\u0113ju atlase, k\u0101 ar\u012b inov\u0101cijas platformas veiksm\u012bga darb\u012bba eksperimentiem ar tirgus dal\u012bbniekiem un tehnisk\u0101s darba pl\u016bsmas veikta izp\u0113te par digit\u0101l\u0101 eiro ieder\u012bbu maks\u0101jumu ekosist\u0113m\u0101.<\/p>\n
Saist\u012bb\u0101 ar p\u0113d\u0113jo pas\u0101kumu, ko ECB un tirgus dal\u012bbnieki \u012bstenoja ar Eiropas Neliela apjoma maks\u0101jumu padomes starpniec\u012bbu, konstat\u0113ts, ka digit\u0101lais eiro var\u0113tu veicin\u0101t turpm\u0101ku konkurenci Eiropas maks\u0101jumu tirg\u016b. Papildus tie\u0161\u0101m priek\u0161roc\u012bb\u0101m, ko sniedz digit\u0101l\u0101 eiro izplat\u012b\u0161ana, bankas un citi maks\u0101jumu pakalpojumu sniedz\u0113ji var\u0113tu izmantot t\u0101 atv\u0113rtos standartus, lai papla\u0161in\u0101tu tv\u0113rumu vis\u0101 eirozon\u0101 bez savu pie\u0146em\u0161anas t\u012bklu izveides. Tie ar\u012b var\u0113tu izmantot digit\u0101lo eiro kop\u0101 ar eso\u0161ajiem maks\u0101jumu risin\u0101jumiem.<\/p>\n
ECB piebilst, ka digit\u0101l\u0101 eiro izmaksas bank\u0101m b\u016bs ierobe\u017eotas – \u0161\u012bs izmaksas l\u012bdzin\u0101sies EK s\u0101kotn\u0113j\u0101m apl\u0113s\u0113m un b\u016bs l\u012bdz\u012bgas Maks\u0101jumu pakalpojumu direkt\u012bvas \u012bsteno\u0161anas izmaks\u0101m. T\u0101pat digit\u0101l\u0101 eiro izstr\u0101d\u0113 ietvertie aizsardz\u012bbas pas\u0101kumi, piem\u0113ram, tur\u0113\u0161anas limiti nodro\u0161in\u0101tu, ka tas nerada finan\u0161u stabilit\u0101tes riskus.<\/p>\n
Lai pan\u0101ktu, ka digit\u0101l\u0101 eiro izstr\u0101de apmierina Eiropas iedz\u012bvot\u0101ju un tirgot\u0101ju vajadz\u012bbas, Eirosist\u0113ma veica lietot\u0101ju p\u0113t\u012bjumus, apsekojot neaizsarg\u0101tos pat\u0113r\u0113t\u0101jus un mazos tirgot\u0101jus. P\u0113t\u012bjum\u0101 secin\u0101ts, ka ir nepiecie\u0161am\u012bba p\u0113c vienk\u0101r\u0161as, uzticamas un dro\u0161as maks\u0101jumu pieredzes.<\/p>\n","protected":false},"excerpt":{"rendered":"Nosl\u0113dzies digit\u0101l\u0101 eiro projekta sagatavo\u0161an\u0101s posms un 2027. gad\u0101 var\u0113tu s\u0101kties izm\u0113\u0123in\u0101juma projekts, inform\u0113 Eiropas Centr\u0101laj\u0101 bank\u0101 (ECB).…\n","protected":false},"author":2,"featured_media":35308,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-35307","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115463325147405997","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/35307","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=35307"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/35307\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/35308"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=35307"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=35307"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=35307"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}