Revolut kontos naudu sl\u0113pt nevar: uz\u0146\u0113mums skaidro dro\u0161\u012bbas pas\u0101kumus<\/p>\n
Glob\u0101lais finan\u0161u tehnolo\u0123iju gigants “Revolut” atkl\u0101jis jaunus dro\u0161\u012bbas pas\u0101kumus, kas ne\u013cauj klientu l\u012bdzek\u013cus sl\u0113pt vai viegli piek\u013c\u016bt nepilnvarot\u0101m person\u0101m. Lai gan uz\u0146\u0113mums piedz\u012bvo strauju izaugsmi un papla\u0161ina savus pakalpojumus vis\u0101 pasaul\u0113, tostarp Baltijas valst\u012bs, t\u0101 priorit\u0101te joproj\u0101m ir klientu l\u012bdzek\u013cu un datu dro\u0161\u012bba. \u0160aj\u0101 rakst\u0101 detaliz\u0113ti apl\u016bkosim, k\u0101 “Revolut” nodro\u0161ina savu lietot\u0101ju dro\u0161\u012bbu un k\u0101p\u0113c naudas sl\u0113p\u0161ana nav iesp\u0113jama.<\/p>\n
Dro\u0161\u012bbas pas\u0101kumi, lai pasarg\u0101tu l\u012bdzek\u013cus<\/p>\n
“Revolut” ir ieviesis daudzus uzlabotus dro\u0161\u012bbas meh\u0101nismus, lai pasarg\u0101tu klientu finan\u0161u l\u012bdzek\u013cus no kr\u0101pniecisk\u0101m darb\u012bb\u0101m un z\u0101dz\u012bb\u0101m. Viens no galvenajiem principiem ir stingra identit\u0101tes p\u0101rbaude, ko veic, izmantojot progres\u012bvas ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s tehnolo\u0123ijas. \u0160is process nodro\u0161ina, ka kontus nevar izveidot neviens, kas nav at\u013cauts, un tas nov\u0113r\u0161 noziedznieku piek\u013cuvi sist\u0113mai. Turkl\u0101t biometrisk\u0101 dro\u0161\u012bba, piem\u0113ram, pirkstu nospiedumu vai sejas atpaz\u012b\u0161anas tehnolo\u0123ijas, tiek saist\u012bta ar katru ier\u012bci, kur\u0101 tiek izmantota “Revolut” lietotne. Tas noz\u012bm\u0113, ka pat tad, ja t\u0101lrunis tiek nozagts, bez biometrisk\u0101s autentifik\u0101cijas piek\u013c\u016bt kontam neb\u016bs iesp\u0113jams.<\/p>\n
Papildus tam “Revolut” pied\u0101v\u0101 lietot\u0101jiem personaliz\u0113tu dro\u0161\u012bbas centru, kur\u0101 pieejamas vair\u0101k nek\u0101 10 da\u017e\u0101das funkcijas, piem\u0113ram, kar\u0161u kontrole, atra\u0161an\u0101s vietas noteik\u0161anas funkcijas, blo\u0137\u0113\u0161anas iesp\u0113jas azartsp\u0113l\u0113m un citas. \u0160\u012bs opcijas sniedz lietot\u0101jiem papildu kontroli p\u0101r saviem l\u012bdzek\u013ciem un to izmanto\u0161anu. Fizisk\u0101s kartes pirms lieto\u0161anas ir j\u0101aktiviz\u0113 lietotn\u0113, un PIN kods ir pieejams tikai tur. T\u0101pat “Revolut” izmanto atra\u0161an\u0101s vietas noteik\u0161anas dro\u0161\u012bbas p\u0101rbaudes, kas sal\u012bdzina mobil\u0101s ier\u012bces atra\u0161an\u0101s vietu ar kar\u0161u termin\u0101\u013ca atra\u0161an\u0101s vietu maks\u0101juma laik\u0101. Ja atra\u0161an\u0101s vietas nesakr\u012bt, dar\u012bjums var tikt atteikts, t\u0101d\u0113j\u0101di pasarg\u0101jot l\u012bdzek\u013cus.<\/p>\n
Proakt\u012bva kr\u0101p\u0161anas un z\u0101dz\u012bbu nov\u0113r\u0161ana<\/p>\n
Uz\u0146\u0113mums akt\u012bvi c\u012bn\u0101s pret kr\u0101p\u0161anu un z\u0101dz\u012bb\u0101m, izmantojot m\u0101ksl\u012bg\u0101 intelekta (MI) algoritmus, kas nekav\u0113joties identific\u0113 augsta riska dar\u012bjumus un aizdom\u012bgas t\u0113r\u0113\u0161anas tendences. Tie nos\u016bta lietot\u0101jiem br\u012bdin\u0101jumus tie\u0161i lietotn\u0113, un tiek apgalvots, ka vair\u0101k nek\u0101 95% kr\u0101p\u0161anas m\u0113\u0123in\u0101jumu tiek atkl\u0101ti pirms to \u012bsteno\u0161anas. Ja tom\u0113r notiek neat\u013cauts dar\u012bjums, “Revolut” pied\u0101v\u0101 segumu saska\u0146\u0101 ar VISA un MasterCard atbild\u012bbas aizsardz\u012bbas politik\u0101m. Nesaska\u0146u gad\u012bjum\u0101 klientu atbalsta komanda str\u0101d\u0101 24\/7, lai operat\u012bvi risin\u0101tu probl\u0113mas.<\/p>\n
Lai v\u0113l vair\u0101k pastiprin\u0101tu dro\u0161\u012bbu, “Revolut” nesen ieviesis vair\u0101kus jauniem dro\u0161\u012bbas uzlabojumiem. Viens no tiem ir funkcija “Pazudis vai nozagts t\u0101lrunis” (Lost Device protection), kas \u013cauj lietot\u0101jiem \u0101tri ierobe\u017eot piek\u013cuvi savam “Revolut” kontam, ja t\u0101lrunis tiek pazaud\u0113ts vai nozagts. Incidentu iesp\u0113jams zi\u0146ot caur “Revolut” t\u012bmek\u013ca vietni vai drauga t\u0101lruni, apstiprinot identit\u0101ti un blo\u0137\u0113jot ier\u012bci un maks\u0101jumu kartes.<\/p>\n
T\u0101pat ir ieviests br\u012bdin\u0101jumu sist\u0113ma par piek\u013cuvi no otr\u0101s ier\u012bces (Second Device Login Alerts), kas pasarg\u0101 pret pik\u0161\u0137er\u0113\u0161anas uzbrukumiem, br\u012bdinot lietot\u0101jus, ja konts tiek piepras\u012bts no nezin\u0101mas ier\u012bces. Ja tiek konstat\u0113ta neat\u013cauta piek\u013cuve, lietot\u0101ji var nekav\u0113joties atsaukt piek\u013cuvi un atiestat\u012bt dro\u0161\u012bbas datus, izmantojot biometrisko verifik\u0101ciju. Dr\u012bzum\u0101 paredz\u0113ts ieviest ar\u012b “Dar\u012bjumu limitu” funkciju (Transaction Limits), kas \u013caus lietot\u0101jiem noteikt dienas ierobe\u017eojumus iz\u0146em\u0161anai, kartes maks\u0101jumiem un p\u0101rskait\u012bjumiem. Tas kalpos k\u0101 papildu dro\u0161\u012bbas barjera, lai nov\u0113rstu l\u012bdzek\u013cu strauju izt\u0113r\u0113\u0161anu dro\u0161\u012bbas p\u0101rk\u0101puma gad\u012bjum\u0101.<\/p>\n
C\u012b\u0146a pret naudas atmazg\u0101\u0161anu un finan\u0161u noziedz\u012bbu<\/p>\n
“Revolut” nopietni izturas pret naudas atmazg\u0101\u0161anas un citu finan\u0161u noziegumu nov\u0113r\u0161anu. Uz\u0146\u0113mums veic stingras identit\u0101tes p\u0101rbaudes (KYC \u2013 Know Your Customer) visiem lietot\u0101jiem, tostarp pieprasot biometriskos datus, piem\u0113ram, sejas sken\u0113\u0161anu no iesniegtaj\u0101m fotogr\u0101fij\u0101m vai video. \u0160ie pas\u0101kumi pal\u012bdz nodro\u0161in\u0101t, ka lietot\u0101ji ir tie, par kuriem vi\u0146i uzdodas, un nov\u0113r\u0161 kr\u0101pnieku piek\u013cuvi kontiem.<\/p>\n
Lai gan agr\u0101k ir biju\u0161i gad\u012bjumi, kad “Revolut” sask\u0101ries ar jaut\u0101jumiem par caursp\u012bd\u012bgumu attiec\u012bb\u0101 uz naudas atmazg\u0101\u0161anas sist\u0113m\u0101m, uz\u0146\u0113mums ir veicis iev\u0113rojamus pas\u0101kumus, lai uzlabotu savu atbilst\u012bbu un dro\u0161\u012bbas pas\u0101kumus. “Revolut” sadarbojas ar regulatoriem, lai izstr\u0101d\u0101tu politikas, kas aizsarg\u0101 klientus, un akt\u012bvi c\u012bn\u0101s pret finan\u0161u noziedz\u012bbu un kr\u0101p\u0161anu. Regul\u0113jo\u0161\u0101s pras\u012bbas, piem\u0113ram, Eiropas Savien\u012bbas MiCA regula kriptoakt\u012bvu jom\u0101, kas uzlabo caursp\u012bd\u012bgumu un pat\u0113r\u0113t\u0101ju aizsardz\u012bbu, tiek stingri iev\u0113rotas.<\/p>\n
Uz\u0146\u0113mums ar\u012b public\u0113 inform\u0101ciju par sav\u0101m cen\u0101m un dar\u012bjumu maks\u0101m, lai nodro\u0161in\u0101tu liel\u0101ku caursp\u012bd\u012bgumu, lai gan da\u017ek\u0101rt \u0161\u012b inform\u0101cija var b\u016bt pasl\u0113pta visp\u0101r\u0113jos noteikumos un nosac\u012bjumos. “Revolut” uzsver, ka t\u0101 m\u0113r\u0137is ir nodro\u0161in\u0101t god\u012bgu v\u0113rt\u012bbu un sniegt klientiem skaidru, god\u012bgu un nepietiekamu inform\u0101ciju.<\/p>\n
Secin\u0101jumi par naudas dro\u0161\u012bbu<\/p>\n
“Revolut” iev\u0113rojami invest\u0113 tehnolo\u0123ij\u0101s un procesos, lai nodro\u0161in\u0101tu savu klientu l\u012bdzek\u013cu dro\u0161\u012bbu. Stingras identit\u0101tes p\u0101rbaudes, biometrisk\u0101 autentifik\u0101cija, proakt\u012bva kr\u0101p\u0161anas atkl\u0101\u0161ana un daudzpus\u012bgas dro\u0161\u012bbas funkcijas lietotn\u0113 padara praktiski neiesp\u0113jamu “Revolut” kontos eso\u0161o naudu “nosl\u0113pt” vai nepilnv\u0101r\u012bgi izmantot. Uz\u0146\u0113muma ap\u0146em\u0161an\u0101s nodro\u0161in\u0101t dro\u0161\u012bbu un nep\u0101rtraukti uzlabot savus aizsardz\u012bbas meh\u0101nismus liecina par t\u0101 v\u0113lmi pasarg\u0101t savus klientus un uztur\u0113t vi\u0146u uztic\u012bbu. Lai gan piln\u012bga finan\u0161u sist\u0113mas caursp\u012bd\u012bguma sasnieg\u0161ana joproj\u0101m ir izaicin\u0101jums, “Revolut” akt\u012bvi str\u0101d\u0101, lai nodro\u0161in\u0101tu maksim\u0101lu dro\u0161\u012bbu un inform\u0113tu savus lietot\u0101jus par pieejamajiem dro\u0161\u012bbas pas\u0101kumiem.<\/p>\n","protected":false},"excerpt":{"rendered":"Revolut kontos naudu sl\u0113pt nevar: uz\u0146\u0113mums skaidro dro\u0161\u012bbas pas\u0101kumus Glob\u0101lais finan\u0161u tehnolo\u0123iju gigants “Revolut” atkl\u0101jis jaunus dro\u0161\u012bbas pas\u0101kumus,…\n","protected":false},"author":2,"featured_media":36329,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,76,334,1834,10641,35,39,38,36,37,34,40,10640,1833],"class_list":{"0":"post-36328","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-business","10":"tag-drosiba","11":"tag-finansu-tehnologijas","12":"tag-krapsanas-noversana","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-lv","20":"tag-naudas-aizsardziba","21":"tag-revolut"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115469659877037721","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/36328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=36328"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/36328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/36329"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=36328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=36328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=36328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}