{"id":38731,"date":"2025-11-03T10:58:11","date_gmt":"2025-11-03T10:58:11","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/38731\/"},"modified":"2025-11-03T10:58:11","modified_gmt":"2025-11-03T10:58:11","slug":"krapnieki-megina-pieklut-lidzekliem-ka-pasargat-savu-maksajumu-karti","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/38731\/","title":{"rendered":"Kr\u0101pnieki m\u0113\u0123ina piek\u013c\u016bt l\u012bdzek\u013ciem \u2013 k\u0101 pasarg\u0101t savu maks\u0101jumu karti"},"content":{"rendered":"

Maks\u0101jumu kartes k\u013cuvu\u0161as par neat\u0146emamu ikdienas da\u013cu \u2013 m\u0113s t\u0101s glab\u0101jam mak\u0101,\u00a0digit\u0101li piesaist\u0101m telefon\u0101, izmantojam gan ce\u013cojumos, gan pirkumos internet\u0101. Tie\u0161i min\u0113t\u0101 \u0113rt\u012bba \u2013 iesp\u0113ja nor\u0113\u0137in\u0101ties da\u017eu sekun\u017eu laik\u0101 \u2013 var padar\u012bt karti par pievilc\u012bgu m\u0113r\u0137i kr\u0101pniekiem. M\u016bsdien\u0101s, kad arvien vair\u0101k finan\u0161u dar\u012bjumu notiek att\u0101lin\u0101ti un pietiek ar p\u0101ris klik\u0161\u0137u, lai ieg\u0101d\u0101tos preces vai pakalpojumus, maks\u0101jumu kar\u0161u dro\u0161\u012bba vairs nav tikai tehnolo\u0123iju jaut\u0101jums. T\u0101 k\u013c\u016bst par katra lietot\u0101ja person\u012bgo atbild\u012bbu, uzsver \u201cLuminor\u201d bankas kr\u0101pniec\u012bbas nov\u0113r\u0161anas eksperte Marija Celma.<\/p>\n

Modr\u012bba maks\u0101jumu kar\u0161u lieto\u0161an\u0101<\/p>\n

Maks\u0101jumu kartes var ne vien non\u0101kt citu rok\u0101s, bet past\u0101v ar\u012b vair\u0101kas izplat\u012btas metodes, k\u0101 kr\u0101pnieki ieg\u016bst nepiecie\u0161amos datus dar\u012bjumu veik\u0161anai. Viens no bie\u017e\u0101k sastopamajiem riskiem ir it k\u0101 pavisam \u201cikdieni\u0161\u0137s\u201d \u2013 kabatz\u0101dz\u012bbas, kad no somas vai kabatas tiek nozagts mobilais telefons vai maks\u0101jumu karte. Tom\u0113r \u0161is drauds neaprobe\u017eojas tikai ar to \u2013 past\u0101v ar\u012b sare\u017e\u0123\u012bt\u0101kas kr\u0101pniec\u012bbas metodes, piem\u0113ram, kar\u0161u datu kop\u0113\u0161ana jeb skimmings. \u0160aj\u0101 gad\u012bjum\u0101 kr\u0101pnieki izmanto \u012bpa\u0161as ier\u012bces, kuras uzst\u0101da uz \u012bstiem maks\u0101jumu termin\u0101\u013ciem vai bankom\u0101tiem, lai neman\u0101mi nolas\u012btu kartes inform\u0101ciju br\u012bd\u012b, kad ar karti tiek veikta darb\u012bba. Latvij\u0101 \u0161\u0101da veida datu z\u0101dz\u012bbas ir reti sastopamas, tom\u0113r, ce\u013cojot \u0101rvalst\u012bs, ir lietder\u012bgi iepaz\u012bties ar konkr\u0113t\u0101s valsts situ\u0101ciju.<\/p>\n

Svar\u012bgi saglab\u0101t modr\u012bbu, izmantojot maks\u0101juma karti. Vienm\u0113r p\u0101rbaudiet termin\u0101l\u0101 redzamo summu un p\u0101rliecinieties, ka t\u0101 atbilst j\u016bsu pirkumam, pirms apstiprin\u0101t dar\u012bjumu. Savuk\u0101rt ievadot PIN kodu, aizsedziet to ar roku, lai to neredz\u0113tu iesp\u0113jam\u0101s sl\u0113pt\u0101s kameras vai apk\u0101rt eso\u0161i cilv\u0113ki. M\u016bsdien\u0101s dro\u0161\u012bbas nol\u016bkos karte vienm\u0113r j\u0101izmanto pa\u0161am \u2013 vai nu dodoties pie termin\u0101\u013ca, vai sagaidot to, piem\u0113ram, pie galdi\u0146a restor\u0101n\u0101. \u0160\u0101du piesardz\u012bbu b\u016btiski iev\u0113rot ce\u013cojot, \u0146emot v\u0113r\u0101, ka maks\u0101jumu ier\u012bces var neatbilst ierastajiem standartiem un riski var b\u016bt liel\u0101ki.<\/p>\n

K\u0101 saglab\u0101t kontroli p\u0101r savas kartes datiem digit\u0101laj\u0101 laikmet\u0101<\/p>\n

Cits pla\u0161i izplat\u012bts pa\u0146\u0113miens ir pik\u0161\u0137er\u0113\u0161ana jeb phishing, kad kr\u0101pnieki, izliekoties par banku vai uzticamu pakalpojumu sniedz\u0113ju, ar e\u2011pastu, \u012bszi\u0146u vai telefona zvanu starpniec\u012bbu m\u0113\u0123ina izkr\u0101pt kartes datus. Ieg\u016btie dati tiek izmantoti da\u017e\u0101dos veidos \u2013 s\u0101kot ar dar\u012bjumu veik\u0161anu att\u0101lin\u0101ti l\u012bdz datu z\u0101dz\u012bbai un p\u0101rdo\u0161anai citiem interesentiem.<\/p>\n

Lai pasarg\u0101tu sevi no kr\u0101pniec\u012bbas riskiem, svar\u012bgi glab\u0101t maks\u0101jumu kartes datus dro\u0161\u012bb\u0101. J\u0101atceras, ka PIN kods ir person\u012bga inform\u0101cija \u2013 to nevajadz\u0113tu pierakst\u012bt, izpaust cit\u0101m person\u0101m vai glab\u0101t kop\u0101 ar karti. Ar\u012b kartes numuru, der\u012bguma termi\u0146u un dro\u0161\u012bbas kodu (CVV\/CVC) dr\u012bkst ievad\u012bt tikai uzticam\u0101s un p\u0101rbaud\u012bt\u0101s vietn\u0113s.<\/p>\n

M\u016bsdien\u0101s banku lietotnes un internetbankas pied\u0101v\u0101 virkni \u0113rtu risin\u0101jumu, kas \u013cauj klientiem pa\u0161iem p\u0101rvald\u012bt kartes lieto\u0161anu, piem\u0113ram, blo\u0137\u0113t karti, ierobe\u017eot maks\u0101jumus internet\u0101 vai atsl\u0113gt bezkontakta nor\u0113\u0137inus. \u0160\u0101da kontrole sniedz papildu dro\u0161\u012bbu un \u013cauj nekav\u0113joties r\u012bkoties, ja rodas aizdomas par kr\u0101pniec\u012bbu. T\u0101pat ieteicams izmantot atsevi\u0161\u0137u kontu, kuram piesaista karti tikai pirkumiem internet\u0101, uz kuru p\u0101rskait\u012bt tikai tik lielu summu, cik nepiecie\u0161ama konkr\u0113tajam dar\u012bjumam. Tas pal\u012bdz ierobe\u017eot iesp\u0113jamos zaud\u0113jumus, ja kartes dati tom\u0113r non\u0101k kr\u0101pnieku r\u012bc\u012bb\u0101.<\/p>\n

Dro\u0161a iepirk\u0161an\u0101s internet\u0101 \u2013 k\u0101 atpaz\u012bt uzticamus tirgot\u0101jus un pasarg\u0101t savus datus<\/p>\n

Veicot pirkumus internet\u0101, svar\u012bgi izv\u0113l\u0113ties tikai uzticamus un labi paz\u012bstamus tirgot\u0101jus. Viltus interneta veikali bie\u017ei reklam\u0113 preces par \u0101rk\u0101rt\u012bgi zemu cenu, satur nepiln\u012bgu inform\u0101ciju par pieg\u0101di, redzamas gramatikas k\u013c\u016bdas un nereti nav nor\u0101d\u012bta re\u0101la kontaktinform\u0101cija. Pirms veicat pirkumu, p\u0101rliecinieties par tirgot\u0101ja uzticam\u012bbu \u2013 p\u0101rskatiet uz\u0146\u0113muma datus, iepaz\u012bstieties ar citu pirc\u0113ju atsauksm\u0113m un p\u0101rbaudiet, vai interneta vietnes adrese s\u0101kas ar https \u2013 tas nor\u0101da, ka savienojums ir \u0161ifr\u0113ts un dro\u0161s j\u016bsu datiem. Visdro\u0161\u0101k ir maks\u0101t vietn\u0113s, kas izmanto 3D Secure risin\u0101jumus, nodro\u0161inot papildu autoriz\u0101cijas posmu, piem\u0113ram, apstiprin\u0101jumu internetbank\u0101.<\/p>\n

Kr\u0101pnieki k\u013c\u016bst arvien veikl\u0101ki un izmanto da\u017e\u0101das metodes, lai apm\u0101n\u012btu cilv\u0113kus, t\u0101p\u0113c ir svar\u012bgi ne tikai izmantot tehnolo\u0123iju sniegtos dro\u0161\u012bbas r\u012bkus, bet ar\u012b izgl\u012btot sevi par aktu\u0101l\u0101kajiem kr\u0101p\u0161anas veidiem. Vienk\u0101r\u0161i ikdienas dro\u0161\u012bbas ieradumi, piem\u0113ram, sa\u0146emto PIN piepras\u012bjumu izlas\u012b\u0161ana pirms apstiprin\u0101\u0161anas, regul\u0101ra konta p\u0101rbaude un uzman\u012bbas piev\u0113r\u0161ana tam, kur un k\u0101 tiek ievad\u012bti maks\u0101jumu dati, ir b\u016btisks solis ce\u013c\u0101 uz dro\u0161\u0101kiem nor\u0113\u0137iniem.<\/p>\n

Ja esat sask\u0101ries ar kr\u0101p\u0161anas gad\u012bjumu vai rodas aizdomas par iesp\u0113jamu kr\u0101p\u0161anu, nekav\u0113joties zi\u0146ojiet bankai un v\u0113rsieties Valsts policij\u0101.<\/p>\n

\"\"\/<\/p>\n

\u0160\u012b inform\u0101cija ir publisks pazi\u0146ojums un neatspogu\u013co LV port\u0101la viedokli. Par t\u0101s saturu atbild ies\u016bt\u012bt\u0101js. Public\u0113\u0161anas noteikumi<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Maks\u0101jumu kartes k\u013cuvu\u0161as par neat\u0146emamu ikdienas da\u013cu \u2013 m\u0113s t\u0101s glab\u0101jam mak\u0101,\u00a0digit\u0101li piesaist\u0101m telefon\u0101, izmantojam gan ce\u013cojumos, gan…\n","protected":false},"author":2,"featured_media":38732,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-38731","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-top-stories","27":"tag-topstories","28":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115485416138208513","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/38731","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=38731"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/38731\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/38732"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=38731"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=38731"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=38731"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}