Bankas papla\u0161in\u0101s kl\u0101tb\u016btni Latvijas re\u0123ionos atbilsto\u0161i jaunaj\u0101m pras\u012bb\u0101m<\/p>\n
No n\u0101kam\u0101 gada, 2026. gada 1. janv\u0101ra, tr\u012bs liel\u0101k\u0101s Latvijas bankas \u2013 “Swedbank”, “SEB banka” un “Citadele” \u2013 pl\u0101no papla\u0161in\u0101t savu kl\u0101tb\u016btni Latvijas re\u0123ionos. \u0160\u0101das izmai\u0146as tiek veiktas, lai izpild\u012btu Latvijas Bankas noteikt\u0101s pras\u012bbas, kas paredz nodro\u0161in\u0101t pla\u0161\u0101ku finan\u0161u pakalpojumu pieejam\u012bbu iedz\u012bvot\u0101jiem \u0101rpus lielaj\u0101m pils\u0113t\u0101m. \u0160is solis ir gaid\u012bts, jo tas pal\u012bdz\u0113s mazin\u0101t digit\u0101l\u0101s plaisas un nodro\u0161in\u0101t vienl\u012bdz\u012bg\u0101ku piek\u013cuvi finan\u0161u pakalpojumiem vis\u0101 valst\u012b. Savuk\u0101rt “Luminor Bank” jau \u0161obr\u012bd atz\u012bst, ka t\u0101s apkalpo\u0161anas centru t\u012bkls ir pietiekams un atbilsto\u0161s eso\u0161aj\u0101m vajadz\u012bb\u0101m.<\/p>\n
Jaunie noteikumi un to m\u0113r\u0137is<\/p>\n
Latvijas Banka 2024. gad\u0101 izstr\u0101d\u0101ja “Finan\u0161u pakalpojumu snieg\u0161anas kl\u0101tien\u0113 noteikumus”, kas st\u0101sies sp\u0113k\u0101 ar 2026. gada 1. janv\u0101ri. \u0160o noteikumu galvenais m\u0113r\u0137is ir stiprin\u0101t banku fizisko kl\u0101tb\u016btni Latvijas re\u0123ionos. Tiek prognoz\u0113ts, ka kopum\u0101 var\u0113tu rasties aptuveni 20 jaunas kl\u0101tienes pakalpojumu snieg\u0161anas vietas, \u012bpa\u0161i novadu administrat\u012bvajos centros. \u0160\u0101da iniciat\u012bva ir \u012bpa\u0161i svar\u012bga, \u0146emot v\u0113r\u0101 faktu, ka p\u0113d\u0113jo desmit gadu laik\u0101 banku fili\u0101\u013cu skaits Latvij\u0101 ir samazin\u0101jies par aptuveni 80%, un klientu apkalpo\u0161anas vietu skaits sarucis l\u012bdz aptuveni 70 vis\u0101 valst\u012b. Latvijas Bankas padomes locekle Ilze Posuma uzsver, ka pla\u0161a finan\u0161u pakalpojumu pieejam\u012bba ir tautsaimniec\u012bbas att\u012bst\u012bbas pamats, veicinot gan ekonomisko izaugsmi, gan finansi\u0101lo iek\u013caut\u012bbu vis\u0101s sabiedr\u012bbas grup\u0101s.<\/p>\n
Banku pl\u0101ni un pas\u0101kumi<\/p>\n
Lai \u012bstenotu noteikto pras\u012bbu, “Swedbank” jau ir atkl\u0101jusi savu pirmo konsult\u0101ciju punktu Madon\u0101, kas pilotprojekt\u0101 darbojas kop\u0161 augusta beig\u0101m. \u0160ie punkti nav tradicion\u0101l\u0101s fili\u0101les, bet gan vietas, kur klienti var sa\u0146emt padomu par da\u017e\u0101diem jaut\u0101jumiem, piem\u0113ram, “Smart-ID” uzst\u0101d\u012b\u0161anu, kar\u0161u pas\u016bt\u012b\u0161anu vai digit\u0101lo dro\u0161\u012bbu. “Swedbank” p\u0101rst\u0101vis J\u0101nis Krops nor\u0101da, ka darbinieki \u0161ajos punktos pagaid\u0101m pie\u0146em klientus vienu reizi ned\u0113\u013c\u0101, un pie\u0146em\u0161anas bie\u017eums tiek piel\u0101gots iedz\u012bvot\u0101ju interesei. Banka akt\u012bvi mekl\u0113 telpas ar\u012b cit\u0101s pa\u0161vald\u012bb\u0101s, piem\u0113ram, Bausk\u0101.<\/p>\n
“SEB banka” pl\u0101no atv\u0113rt tr\u012bs jaunas klientu apkalpo\u0161anas vietas Bausk\u0101, Kuld\u012bg\u0101 un Madon\u0101. \u0160aj\u0101s viet\u0101s pakalpojumi tiks sniegti p\u0113c iepriek\u0161\u0113ja pieraksta, divas reizes ned\u0113\u013c\u0101.<\/p>\n
Ar\u012b banka “Citadele” ap\u0146\u0113musies ieviest jaunas pakalpojumu snieg\u0161anas vietas re\u0123ionos. Lai gan prec\u012bzi lok\u0101cijas un darba laiki v\u0113l tiek preciz\u0113ti, banka piel\u0101gojas klientu main\u012bgajiem paradumiem un pieaugo\u0161ajam piepras\u012bjumam p\u0113c digit\u0101liem pakalpojumiem, vienlaikus nodro\u0161inot ar\u012b kl\u0101tienes pieejam\u012bbu.<\/p>\n
Digit\u0101l\u0101 att\u012bst\u012bba un kl\u0101tb\u016btne re\u0123ionos<\/p>\n
Lai gan bankas papla\u0161ina savu fizisko kl\u0101tb\u016btni re\u0123ionos, ir svar\u012bgi atz\u012bm\u0113t, ka kop\u0113j\u0101 tendence joproj\u0101m ir digit\u0101lo pakalpojumu att\u012bst\u012bba. “Luminor Bank” p\u0101rst\u0101ve nor\u0101da, ka klienti arvien bie\u017e\u0101k izv\u0113las banku pakalpojumus sa\u0146emt att\u0101lin\u0101ti, nevis kl\u0101tien\u0113. Tom\u0113r, atbilsto\u0161i jaunaj\u0101m pras\u012bb\u0101m, ar\u012b “Luminor” nodro\u0161ina klientu apkalpo\u0161anas punktus un bankom\u0101tu pieejam\u012bbu vis\u0101 Latvij\u0101.<\/p>\n
K\u0101 liecina Latvijas Bankas pas\u016bt\u012bt\u0101 aptauja, da\u013ca uz\u0146\u0113m\u0113ju (28%) uzskata, ka kred\u012btiest\u0101des str\u0101d\u0101 p\u0101r\u0101k standartiz\u0113ti un birokr\u0101tiski, ne\u0146emot v\u0113r\u0101 specifisk\u0101s vajadz\u012bbas. T\u0101d\u0113\u013c jaunie noteikumi ir cer\u012bgs solis pret\u012b individu\u0101l\u0101kai pieejai un pla\u0161\u0101kai finan\u0161u iek\u013caut\u012bbai vis\u0101 Latvijas teritorij\u0101. Latvijas Banka aicina bankas sadarboties ar pa\u0161vald\u012bb\u0101m, lai izveidotu re\u0123ioniem piem\u0113rot\u0101kos risin\u0101jumus un pilnv\u0113rt\u012bgi inform\u0113tu sabiedr\u012bbu par jaunaj\u0101m iesp\u0113j\u0101m. Paredzams, ka \u0161o pras\u012bbu piem\u0113ro\u0161anas rezult\u0101t\u0101 kred\u012btiest\u0101\u017eu klientu apkalpo\u0161anas vietu skaits Latvij\u0101 var\u0113tu pieaugt par aptuveni tre\u0161da\u013cu.<\/p>\n","protected":false},"excerpt":{"rendered":"Bankas papla\u0161in\u0101s kl\u0101tb\u016btni Latvijas re\u0123ionos atbilsto\u0161i jaunaj\u0101m pras\u012bb\u0101m No n\u0101kam\u0101 gada, 2026. gada 1. janv\u0101ra, tr\u012bs liel\u0101k\u0101s Latvijas…\n","protected":false},"author":2,"featured_media":40328,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[11629,77,76,3949,11628,35,39,38,36,37,34,46,40,11631,11630,6056],"class_list":{"0":"post-40327","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-banku-pieejamiba","9":"tag-bizness","10":"tag-business","11":"tag-citadele","12":"tag-finansu-pakalpojumi","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-banka","20":"tag-lv","21":"tag-regioni","22":"tag-seb-banka","23":"tag-swedbank"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115495655447754186","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/40327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=40327"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/40327\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/40328"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=40327"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=40327"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=40327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}