“Neskatoties uz vis\u0101m kr\u012bz\u0113m, ko esam piedz\u012bvoju\u0161i – Covid-19, Krievijas iebrukums Ukrain\u0101, augst\u0101 infl\u0101cija – kred\u012btportfelis joproj\u0101m ir ar \u013coti labu kvalit\u0101ti,” uzsv\u0113ra Latvijas Bankas prezidents, piebilstot, ka ar\u012b uz\u0146\u0113mumu sp\u0113ja aiz\u0146emties vid\u0113ji ir k\u013cuvusi krietni lab\u0101ka.<\/p>\n
Otrk\u0101rt, kred\u012btu procentu likmes kr\u012bt, bet t\u0101s joproj\u0101m ir liel\u0101kas nek\u0101 Eirozon\u0101 vid\u0113ji. L\u012bdz\u012bga situ\u0101cija ir ar\u012b p\u0101r\u0113j\u0101s Baltijas valst\u012bs.<\/p>\n
“Var \u0161\u0137ist, ka 1-2% nav nekas b\u016btisks, bet, ja \u0146em kred\u012btu ar diezgan lielu summu, tad tas ir \u013coti b\u016btiski,” st\u0101st\u012bja Kaz\u0101ks, piebilstot, ka Latvij\u0101 v\u0113sturiski ir izveidojies pie\u0146\u0113mums, ka augstas procentu likmes ir norma.<\/p>\n
Viens no veidiem, k\u0101 \u0161o situ\u0101ciju main\u012bt, ir m\u0101jsaimniec\u012bbu p\u0101rkredit\u0113\u0161anas iniciat\u012bva. T\u0101d\u0113j\u0101di \u010detru gadu laik\u0101 vid\u0113j\u0101 pievienot\u0101 procentu likme ir samazin\u0101jusies no 2,5% l\u012bdz 1,5%.<\/p>\n
Savuk\u0101rt uz\u0146\u0113mumu kredit\u0113\u0161an\u0101, p\u0113c Kaz\u0101ka teikt\u0101, b\u016btiskas p\u0101rmai\u0146as pievienotaj\u0101s likm\u0113s v\u0113l l\u012bdz \u0161im nevar redz\u0113t. “Pirmstermi\u0146a atmaksa jeb p\u0101rkredit\u0113\u0161anas komisija ir ap 1,5-2%. Ja barjera ir tik augsta, t\u0101 noteikti ierobe\u017eo konkurenci, jo uz\u0146\u0113mumiem sp\u0113ja p\u0101rkredit\u0113ties tiek bremz\u0113ta,” vi\u0146\u0161 sac\u012bja, piebilstot, ka \u0161obr\u012bd priek\u0161likums ir noteikt likmi 0,1% apm\u0113ra, bet par to v\u0113l ir diskusijas.<\/p>\n
K\u0101 tre\u0161o punktu Kaz\u0101ks min\u0113ja savstarp\u0113ju uztic\u0113\u0161anos bank\u0101m un klientiem. Vi\u0146\u0161 skaidroja, ka bankas ir k\u013cuvu\u0161as drosm\u012bg\u0101kas un kred\u012bt\u0146\u0113m\u0113ju finan\u0161u situ\u0101cija ir k\u013cuvusi krietni lab\u0101ka. Tom\u0113r liela da\u013ca uz\u0146\u0113mumu, kuriem ir nepiecie\u0161ams finans\u0113jums, kred\u012btam nepiesak\u0101s. Latvijas Bankas aptauj\u0101 secin\u0101ts, ka 51% no uz\u0146\u0113mumiem, kuriem ir nepiecie\u0161ams finans\u0113jums, nav pieteiku\u0161ies kred\u012btam. K\u0101 galvenie iemesli min\u0113ti p\u0101r\u0101k stingras nodro\u0161in\u0101juma pras\u012bbas, p\u0101r\u0101k augstas procentu likmes, k\u0101 ar\u012b person\u012bgas garantijas vai nodro\u0161in\u0101juma nepiecie\u0161am\u012bba.<\/p>\n","protected":false},"excerpt":{"rendered":"“Neskatoties uz vis\u0101m kr\u012bz\u0113m, ko esam piedz\u012bvoju\u0161i – Covid-19, Krievijas iebrukums Ukrain\u0101, augst\u0101 infl\u0101cija – kred\u012btportfelis joproj\u0101m ir…\n","protected":false},"author":2,"featured_media":55932,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,46,40,45,20,26,27,24,25,21],"class_list":{"0":"post-55931","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-latvijas-banka","23":"tag-lv","24":"tag-martins-kazaks","25":"tag-news","26":"tag-popularakas-zinas","27":"tag-popularakaszinas","28":"tag-top-stories","29":"tag-topstories","30":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115592386618359880","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/55931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=55931"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/55931\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/55932"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=55931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=55931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=55931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}