Priv\u0101tbankas dati atkl\u0101j vidusm\u0113ra elektroauto \u012bpa\u0161nieka portretu Latvij\u0101<\/p>\n
Priv\u0101tbanka, balstoties uz savu pla\u0161o kred\u012btu statistiku, ir izveidojusi interesantu un diezgan konkr\u0113tu vidusm\u0113ra elektroauto \u012bpa\u0161nieka portretu Latvij\u0101. \u0160is p\u0113t\u012bjums sniedz aizraujo\u0161u ieskatu taj\u0101, k\u0101di ir cilv\u0113ki, kuri izv\u0113las n\u0101kotnes transportu jau \u0161odien, un k\u0101 vi\u0146u izv\u0113les at\u0161\u0137iras no tradicion\u0101lo degvielas auto pirc\u0113jiem.<\/p>\n
Galven\u0101s iez\u012bmes: 40 gadus jauns, prec\u0113jies uz\u0146\u0113m\u0113js<\/p>\n
Apskatot rad\u012bto t\u0113lu, pirmais, kas kr\u012bt ac\u012bs, ir v\u012brietis, sasniedzis 40 gadu slieksni. Vi\u0146\u0161 nav jaunietis, bet ar\u012b ne senioru vid\u016b \u2013 tas liecina par dz\u012bves pieredzi un iesp\u0113jams, finansi\u0101lo stabilit\u0101ti, kas \u013cauj veikt \u0161\u0101du izv\u0113li. Vi\u0146\u0161 ir prec\u0113jies, kas var\u0113tu nor\u0101d\u012bt uz \u0123imenes vajadz\u012bb\u0101m un praktiskumu, mekl\u0113jot auto, kas ir ne tikai \u0113rts, bet ar\u012b ekonomisks ilgtermi\u0146\u0101. Un, kas ir b\u016btiski, vi\u0146\u0161 ir uz\u0146\u0113m\u0113js. \u0160is fakts ir \u013coti svar\u012bgs, jo uz\u0146\u0113m\u0113ji bie\u017ei vien ir tie, kas pirmie pie\u0146em jaunin\u0101jumus, redz potenci\u0101lu un ir gatavi invest\u0113t n\u0101kotn\u0113, \u012bpa\u0161i, ja tas noz\u012bm\u0113 ar\u012b izmaksu samazin\u0101jumu un vides draudz\u012bgumu.<\/p>\n
5 gadu kred\u012bts \u2013 popul\u0101r\u0101k\u0101 izv\u0113le<\/p>\n
Interesanti, ka tie\u0161i 5 gadu kred\u012bts ir visbie\u017e\u0101k izv\u0113l\u0113tais finans\u0113\u0161anas veids elektroauto ieg\u0101dei. K\u0101p\u0113c tie\u0161i pieci gadi? Tas, visticam\u0101k, ir kompromiss starp v\u0113lamo auto modeli un ikm\u0113ne\u0161a maks\u0101jumu. Piecu gadu laik\u0101 kred\u012bta maks\u0101jumi k\u013c\u016bst viegl\u0101k panesami, neuzliekot p\u0101r\u0101k lielu slogu \u0123imenes bud\u017eetam, vienlaikus \u013caujot \u012bpa\u0161niekam baud\u012bt jaun\u0101 auto priek\u0161roc\u012bbas. Tas ar\u012b \u013cauj \u0101tr\u0101k atjaunot auto parku, ja tas ir svar\u012bgi uz\u0146\u0113m\u0113jdarb\u012bbas kontekst\u0101.<\/p>\n
Elektroauto kred\u012bt\u0101 \u2013 katrs piektais jaunais auto<\/p>\n
Kopum\u0101, Priv\u0101tbankas dati liecina, ka \u0161obr\u012bd katrs piektais jaunais auto, ko Latvijas iedz\u012bvot\u0101ji ieg\u0101d\u0101jas ar kred\u012bta pal\u012bdz\u012bbu, ir tie\u0161i elektroauto. Tas ir iespaid\u012bgs skaitlis un skaidri nor\u0101da uz elektroauto popularit\u0101tes pieaugumu. \u0160is \u012bpatsvars ir iev\u0113rojami liel\u0101ks nek\u0101 daudziem var\u0113tu \u0161\u0137ist, apliecinot, ka za\u013cais vilnis ir sasniedzis ar\u012b Latvijas auto tirgu, \u012bpa\u0161i pirc\u0113ju vid\u016b, kuri ir gatavi invest\u0113t un pl\u0101not ilgtermi\u0146\u0101.<\/p>\n
Popul\u0101r\u0101kie z\u012bmoli un ie\u0146emt\u0101 poz\u012bcija<\/p>\n
Vispiepras\u012bt\u0101kie elektroauto mode\u013ci, kas tiek ieg\u0101d\u0101ti uz kred\u012bta, ir no z\u012bmoliem BYD, Honda, VW, Zeekr un Audi. \u0160ie z\u012bmoli pied\u0101v\u0101 da\u017e\u0101das cenas un funkciju komplekt\u0101cijas, kas, iesp\u0113jams, ar\u012b veicina to pieejam\u012bbu un popularit\u0101ti pla\u0161\u0101kam pirc\u0113ju lokam. Ir skaidrs, ka tirg\u016b ir pieejamas gan bud\u017eetam draudz\u012bg\u0101kas, gan premium klases alternat\u012bvas, kas apmierina da\u017e\u0101das vajadz\u012bbas un finansi\u0101l\u0101s iesp\u0113jas.<\/p>\n
Uz\u0146\u0113m\u0113jiem priek\u0161roka pret benz\u012bnu, bet elektroauto vilina arvien vair\u0101k<\/p>\n
Lai gan uz\u0146\u0113m\u0113ji ir tie, kas visbie\u017e\u0101k izv\u0113las elektroauto kred\u012bt\u0101 (52%), joproj\u0101m ir liela da\u013ca, kas dod priek\u0161roku benz\u012bna dzin\u0113jiem (62%). Tas var\u0113tu b\u016bt saist\u012bts ar da\u017e\u0101diem faktoriem \u2013 s\u0101kot ar pieejamo uzl\u0101des infrastrukt\u016bru un beidzot ar darba specifiku, kas prasa liel\u0101ku mobilit\u0101ti un neuztrauk\u0161anos par uzl\u0101des laikiem. Tom\u0113r fakts, ka 52% uz\u0146\u0113m\u0113ju izv\u0113las elektrisko vilci, ir pozit\u012bvs sign\u0101ls.<\/p>\n
Vecuma grupa 36-40 gadi \u2013 inov\u0101ciju un ekonomijas cien\u012bt\u0101ji<\/p>\n
K\u0101 \u012bpa\u0161i izce\u013cas vecuma grupa no 36 l\u012bdz 40 gadiem, kas veido gandr\u012bz pusi (43%) no elektroauto pirc\u0113jiem kred\u012bt\u0101. \u0160\u012b demogr\u0101fisk\u0101 grupa bie\u017ei vien ir tehnolo\u0123iski zino\u0161a, atv\u0113rta jaunin\u0101jumiem un jau ar pietiekamu finansi\u0101lo stabilit\u0101ti, lai var\u0113tu at\u013cauties invest\u0113t sev v\u0113rt\u012bg\u0101, gan ar\u012b videi draudz\u012bg\u0101k\u0101 transport\u0101. Vi\u0146i saprot ekonomisk\u0101s priek\u0161roc\u012bbas un ilgtermi\u0146a ieguvumus, ko sniedz elektroauto.<\/p>\n
Priv\u0101tbankas loma elektroauto populariz\u0113\u0161an\u0101<\/p>\n
Svar\u012bgi ar\u012b atz\u012bm\u0113t, ka Priv\u0101tbanka uzsver, ka katrs astotais parast\u0101s degvielas jaunais auto un katrs dev\u012btais elektroauto Latvij\u0101 tiek ieg\u0101d\u0101ts tie\u0161i ar vi\u0146u bankas starpniec\u012bbu. Tas liecina par bankas akt\u012bvo lomu auto finans\u0113\u0161anas tirg\u016b un, iesp\u0113jams, ar\u012b par vi\u0146u pied\u0101v\u0101tajiem izdev\u012bgajiem nosac\u012bjumiem elektroauto ieg\u0101dei, t\u0101d\u0113j\u0101di veicinot \u0161o moderno transportl\u012bdzek\u013cu pieejam\u012bbu.<\/p>\n","protected":false},"excerpt":{"rendered":"Priv\u0101tbankas dati atkl\u0101j vidusm\u0113ra elektroauto \u012bpa\u0161nieka portretu Latvij\u0101 Priv\u0101tbanka, balstoties uz savu pla\u0161o kred\u012btu statistiku, ir izveidojusi interesantu…\n","protected":false},"author":2,"featured_media":61329,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[16170,77,76,7266,11886,35,39,38,36,37,34,40,16168,16169],"class_list":{"0":"post-61328","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-automasinu-finansesana","9":"tag-bizness","10":"tag-business","11":"tag-elektroauto-latvija","12":"tag-jaunie-auto-modeli","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-lv","20":"tag-privatbanka-krediti","21":"tag-videjais-auto-pircejs"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115633107937151007","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/61328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=61328"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/61328\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/61329"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=61328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=61328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=61328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}