{"id":72243,"date":"2025-12-12T09:05:13","date_gmt":"2025-12-12T09:05:13","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/72243\/"},"modified":"2025-12-12T09:05:13","modified_gmt":"2025-12-12T09:05:13","slug":"82-iedzivotaju-neiegulda-naudu-finansu-instrumentos","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/72243\/","title":{"rendered":"82% iedz\u012bvot\u0101ju neiegulda naudu finan\u0161u instrumentos"},"content":{"rendered":"

Saska\u0146\u0101 ar SEB Roboinvestora datiem visbie\u017e\u0101k Latvijas iedz\u012bvot\u0101ji veic ieguld\u012bjumus ceturtdien\u0101s no plkst. 10.00 l\u012bdz 11.00, savuk\u0101rt visret\u0101k \u2013 sestdien\u0101s.<\/p>\n

\"82%<\/a><\/p>\n

\u201c Arvien bie\u017e\u0101k iedz\u012bvot\u0101ji izv\u0113las ieguld\u012bt, lai saglab\u0101tu naudas v\u0113rt\u012bbu un \u013cautu tai str\u0101d\u0101t. SEB Roboinvestora \u2013 r\u012bka, kas pal\u012bdz piemekl\u0113t atbilsto\u0161u strat\u0113\u0123iju ieguld\u012bjumiem bir\u017e\u0101 tirgotajos fondos (ETF) un r\u016bp\u0113jas par regul\u0101rajiem ieguld\u012bjumiem \u2013 lietot\u0101ju skaits \u0161\u012b gada laik\u0101 dubultojies. Analiz\u0113jot ieguld\u012bt\u0101ju aktivit\u0101ti, secin\u0101j\u0101m, ka visbie\u017e\u0101k dar\u012bjumi tiek veikti ceturtdien\u0101s no plkst. 10.00 l\u012bdz 11.00. Tad seko otrdiena un tre\u0161diena, bet vismaz\u0101k dar\u012bjumu notiek sestdien\u0101s,\u201d st\u0101sta SEB bankas Uzkr\u0101jumu, ieguld\u012bjumu un pensiju pied\u0101v\u0101juma vad\u012bt\u0101js O\u013cegs Andrejevs.<\/p>\n

Lai gan ieguld\u012bt\u0101ju skaits SEB bank\u0101 aug, joproj\u0101m liel\u0101kajai da\u013cai iedz\u012bvot\u0101ju \u2013 82% \u2013 ieguld\u012bjumu finan\u0161u instrumentos nav. SEB bankas aptaujas dati r\u0101da, ka galvenie iemesli, k\u0101p\u0113c cilv\u0113ki neiegulda naudu, saist\u012bti ar l\u012bdzek\u013cu tr\u016bkumu (48%), neizpratni par to, k\u0101 s\u0101kt ieguld\u012bt (27%) un p\u0101rliec\u012bbu, ka naudu dro\u0161\u0101k glab\u0101t parastaj\u0101 bankas kont\u0101 vai kr\u0101jkont\u0101 (25%).<\/p>\n

\u201c Ieguld\u012b\u0161ana ir labs veids, k\u0101 pasarg\u0101t naudu no infl\u0101cijas, jo atdeve no ieguld\u012b\u0161anas v\u0113sturiski bija liel\u0101ka nek\u0101 infl\u0101cija un vair\u0101kas reizes liel\u0101ka nek\u0101 no kr\u0101jkonta procentiem. Turkl\u0101t ieguld\u012b\u0161ana nav sare\u017e\u0123\u012bta, ja ir pieejami digit\u0101li risin\u0101jumi, kas pal\u012bdz automatiz\u0113t procesu. Piem\u0113ram, SEB Roboinvestors \u013cauj veikt ieguld\u012bjumus automatiz\u0113ti, bez sare\u017e\u0123\u012bt\u0101m proced\u016br\u0101m un ar minim\u0101lu iesaisti, padarot \u0161o iesp\u0113ju pieejamu ikvienam, kur\u0161 v\u0113las veidot savu finan\u0161u dro\u0161\u012bbu n\u0101kotn\u0113. Un ieguld\u012bt var kaut 10 eiro m\u0113nes\u012b \u2013 tas atsp\u0113ko m\u012btu, ka ieguld\u012bjumiem nepiecie\u0161amas lielas summas,\u201d skaidro O\u013cegs Andrejevs.<\/p>\n

Raksts turpin\u0101s p\u0113c rekl\u0101mas<\/p>\n

P\u0113c SEB bankas datiem, Roboinvestoru Latvij\u0101 akt\u012bv\u0101k izmanto v\u012brie\u0161i (60% no visiem lietot\u0101jiem). Vecuma zi\u0146\u0101 akt\u012bv\u0101kie investori ir iedz\u012bvot\u0101ji no 36 l\u012bdz 50 gadiem (39% no visiem lietot\u0101jiem), kam seko grupa no 26 l\u012bdz 35 gadiem (30%).<\/p>\n

SEB Roboinvestors izmanto algoritmus, lai pied\u0101v\u0101tu riska strat\u0113\u0123iju un izveidotu diversific\u0113tu portfeli, \u0146emot v\u0113r\u0101 klienta m\u0113r\u0137us, riska toleranci un ieguld\u012bjumu termi\u0146u. P\u0113c SEB datiem, visbie\u017e\u0101k izv\u0113l\u0113t\u0101 ir vid\u0113j\u0101 riska strat\u0113\u0123ija \u2013 to izmanto 64% lietot\u0101ju. Augst\u0101k\u0101 riska strat\u0113\u0123iju izmanto 17%, bet zem\u0101k\u0101 riska strat\u0113\u0123iju \u2013 19%.<\/p>\n

SEB banka atg\u0101dina, ka ieguld\u012b\u0161ana ir saist\u012bta ar risku. V\u0113sturiskais ienes\u012bgums negarant\u0113 ienes\u012bgumu n\u0101kotn\u0113.<\/p>\n

Interes\u0113 \u0161\u012b t\u0113ma? S\u0101c sekot \u0161iem atsl\u0113gas v\u0101rdiem un sa\u0146em pazi\u0146ojumus, kad ir pieejams jauns saturs!<\/p>\n

Saist\u012btie rakstiOblig\u0101ciju un aizdevumu platformu sal\u012bdzin\u0101jums<\/a><\/p>\n

P\u0113d\u0113jos gados oblig\u0101ciju invest\u012bcijas ir k\u013cuvu\u0161as par arvien popul\u0101r\u0101ku un pla\u0161i atz\u012btu finans\u0113juma piesaistes veidu Baltijas valst\u012bs. \u0160is finans\u0113\u0161anas instruments ir pier\u0101d\u012bjis sevi k\u0101 efekt\u012bvu metodi, k\u0101 atbalst\u012bt sal\u012bdzino\u0161i lielus uz\u0146\u0113mumus, kas \u0161o kapit\u0101lu izmanto savas izaugsmes finans\u0113\u0161anai. Latvij\u0101 oblig\u0101cijas ir emit\u0113ju\u0161i, piem\u0113ram, t\u0101di paz\u012bstami uz\u0146\u0113mumi k\u0101 Mapon, Grenardi un AirBaltic.<\/p>\n","protected":false},"excerpt":{"rendered":"Saska\u0146\u0101 ar SEB Roboinvestora datiem visbie\u017e\u0101k Latvijas iedz\u012bvot\u0101ji veic ieguld\u012bjumus ceturtdien\u0101s no plkst. 10.00 l\u012bdz 11.00, savuk\u0101rt visret\u0101k…\n","protected":false},"author":2,"featured_media":72244,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,76,35,39,38,36,37,34,40],"class_list":{"0":"post-72243","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-business","10":"tag-latvia","11":"tag-latvian","12":"tag-latviesu","13":"tag-latviesu-valoda","14":"tag-latviesuvaloda","15":"tag-latvija","16":"tag-lv"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115705801830907342","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/72243","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=72243"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/72243\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/72244"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=72243"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=72243"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=72243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}