{"id":82504,"date":"2025-12-22T05:43:10","date_gmt":"2025-12-22T05:43:10","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/82504\/"},"modified":"2025-12-22T05:43:10","modified_gmt":"2025-12-22T05:43:10","slug":"bankas-nopelna-par-27-mazak","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/82504\/","title":{"rendered":"Bankas nopelna par 27% maz\u0101k"},"content":{"rendered":"

2025. gada pirmos devi\u0146us m\u0113ne\u0161us banku sektors nosl\u0113dza ar 329 milj. eiro pe\u013c\u0146u, t.i., pe\u013c\u0146a ir par 27 % maz\u0101ka nek\u0101 attiec\u012bgaj\u0101 period\u0101 2024. gad\u0101. <\/p>\n

\"Bankas<\/a><\/p>\n

Pe\u013c\u0146as samazin\u0101jumu galvenok\u0101rt noteica maz\u0101ki t\u012brie procentu ien\u0101kumi (par 137.6 milj. eiro jeb 16 %) un administrat\u012bvo izdevumu k\u0101pums par 31.7 milj. eiro jeb 6.8 %, ko b\u016btiski ietekm\u0113ja ar\u012b solidarit\u0101tes iemaksas. <\/p>\n

L\u012bdz ar to ar\u012b kapit\u0101la atdeves un izmaksu attiec\u012bbas pret ien\u0101kumiem r\u0101d\u012bt\u0101ji gada devi\u0146os m\u0113ne\u0161os ir pasliktin\u0101ju\u0161ies, attiec\u012bgi l\u012bdz 12.2 % un 55.9 %.<\/p>\n

Akt\u012bva kredit\u0113\u0161ana turpin\u0101j\u0101s ar\u012b 2025. gada 3. ceturksn\u012b, kop\u0113jam banku sektora kred\u012btportfelim pieaugot par 668 milj. eiro jeb 3.8 %. <\/p>\n

Raksts turpin\u0101s p\u0113c rekl\u0101mas<\/p>\n

3. ceturksn\u012b l\u012bdz\u012bgi pieauguma tempi v\u0113rojami gan iek\u0161zemes uz\u0146\u0113mumu segment\u0101 (+309.5 milj. eiro jeb 4.4 %), gan m\u0101jsaimniec\u012bbu segment\u0101 (+290.5 milj. eiro jeb 4.2 %).<\/p>\n

Lai ar\u012b kred\u012btiest\u0101\u017eu piesaist\u012bto noguld\u012bjumu apm\u0113rs 2025. gada 3. ceturk\u0161\u0146a laik\u0101 pieauga par gandr\u012bz 300 milj. eiro jeb 1.2%, tas iev\u0113rojami atpalika no izsniegto kred\u012btu pieauguma. Pieaugums v\u0113rojams gan iek\u0161zemes nefinan\u0161u uz\u0146\u0113mumu, gan m\u0101jsaimniec\u012bbu segmentos. Stabiliz\u0113joties noguld\u012bjumu likm\u0113m, nedaudz audzis ar\u012b termi\u0146noguld\u012bjumu apm\u0113rs un \u012bpatsvars.<\/p>\n

Kred\u012btportfe\u013ca kvalit\u0101te saglab\u0101j\u0101s stabila. Ien\u0101kumus neneso\u0161o kred\u012btu \u012bpatsvars ceturk\u0161\u0146a laik\u0101 pieauga par 0.1 procentu punktu un sasniedza 2.6 %. To ietekm\u0113ja ien\u0101kumus neneso\u0161o kred\u012btu apm\u0113ra pieaugums par 6.1 %, kas saist\u0101ms ar atsevi\u0161\u0137\u0101m kred\u012btsaist\u012bb\u0101m uz\u0146\u0113mumu segment\u0101 un neliecina par visp\u0101r\u0113ju banku kred\u012btu kvalit\u0101tes pasliktin\u0101\u0161anos. Ien\u0101kumus neneso\u0161o kred\u012btu \u012bpatsvars iek\u0161zemes uz\u0146\u0113mumu portfel\u012b saglab\u0101jas zems (2.2 %), taj\u0101 pa\u0161\u0101 laik\u0101 iek\u0161zemes m\u0101jsaimniec\u012bbu portfel\u012b \u0161\u0101du kred\u012btu \u012bpatsvars ir tikai 1.2%, nor\u0101dot uz m\u0101jsaimniec\u012bbu finansi\u0101lu notur\u012bbu.<\/p>\n

Banku sektora kapit\u0101la r\u0101d\u012bt\u0101ji saglab\u0101jas augsti, ta\u010du ar lejupv\u0113rstu tendenci, jo akt\u012bv\u0101s kredit\u0113\u0161anas ietekm\u0113 riska sv\u0113rto akt\u012bvu apm\u0113rs turpin\u0101ja pieaugt, kam\u0113r pa\u0161u kapit\u0101ls saglab\u0101jas gandr\u012bz iepriek\u0161\u0113j\u0101 l\u012bmen\u012b. Kop\u0113jais kapit\u0101la r\u0101d\u012bt\u0101js ceturk\u0161\u0146a laik\u0101 samazin\u0101j\u0101s no 22.6 % uz 21.9 %, bet pirm\u0101 l\u012bme\u0146a pamata kapit\u0101la (CET1) r\u0101d\u012bt\u0101js \u2013 no 20.5 % uz 19.8 %.<\/p>\n

Interes\u0113 \u0161\u012b t\u0113ma? S\u0101c sekot \u0161iem atsl\u0113gas v\u0101rdiem un sa\u0146em pazi\u0146ojumus, kad ir pieejams jauns saturs!<\/p>\n

Saist\u012btie rakstiIzdev\u012bg\u0101k\u0101 vieta uz\u0146\u0113muma br\u012bvajai naudai – Bigbank kr\u0101jkonts<\/a><\/p>\n

Uz\u0146\u0113muma naudas pl\u016bsma ir k\u0101 dz\u012bvs organisms \u2013 reiz\u0113m taj\u0101 v\u0113rojami strauj\u0101ki pieaugumi, citk\u0101rt \u2013 mier\u012bg\u0101ka pl\u016bsma. Jebkur\u0101 gad\u012bjum\u0101 ir svar\u012bgi, lai vienm\u0113r b\u016btu ar\u012b k\u0101di br\u012bvie l\u012bdzek\u013ci, kas rada dro\u0161\u012bbas saj\u016btu un veicina att\u012bst\u012bbu, l\u012bdz ar to aktu\u0101ls ir ar\u012b jaut\u0101jums par \u0161o l\u012bdzek\u013cu uzglab\u0101\u0161anu t\u0101, lai tie nezaud\u0113tu v\u0113rt\u012bbu un vienlaikus b\u016btu dro\u0161\u012bb\u0101 un viegli pieejami jebkur\u0101 br\u012bd\u012b.<\/p>\n","protected":false},"excerpt":{"rendered":"2025. gada pirmos devi\u0146us m\u0113ne\u0161us banku sektors nosl\u0113dza ar 329 milj. eiro pe\u013c\u0146u, t.i., pe\u013c\u0146a ir par 27…\n","protected":false},"author":2,"featured_media":82505,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[23,28,29,32,33,22,30,31,35,39,38,36,37,34,40,20,26,27,24,25,21],"class_list":{"0":"post-82504","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitates","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-latest-news","15":"tag-latestnews","16":"tag-latvia","17":"tag-latvian","18":"tag-latviesu","19":"tag-latviesu-valoda","20":"tag-latviesuvaloda","21":"tag-latvija","22":"tag-lv","23":"tag-news","24":"tag-popularakas-zinas","25":"tag-popularakaszinas","26":"tag-top-stories","27":"tag-topstories","28":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115761630648631030","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/82504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=82504"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/82504\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/82505"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=82504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=82504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=82504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}