{"id":83169,"date":"2025-12-22T14:54:07","date_gmt":"2025-12-22T14:54:07","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/83169\/"},"modified":"2025-12-22T14:54:07","modified_gmt":"2025-12-22T14:54:07","slug":"par-zibsaitem-zibsaisu-registru-un-ta-drosibu","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/83169\/","title":{"rendered":"Par zibsait\u0113m, Zibsai\u0161u re\u0123istru un t\u0101 dro\u0161\u012bbu"},"content":{"rendered":"<p>                        22.12.2025.\n                            <\/p>\n<p>\u0145emot v\u0113r\u0101 soci\u0101lajos medijos izskan\u0113ju\u0161o inform\u0101ciju, Latvijas Banka sniedz skaidrojumu par zibsait\u0113m, Zibsai\u0161u re\u0123istru un t\u0101 dro\u0161\u012bbu.<\/p>\n<p>Zibsaite ir sasaiste starp klienta nor\u0113\u0137inu konta numuru un vi\u0146a mobil\u0101 t\u0101lru\u0146a numuru. Klientiem, kuri sava nor\u0113\u0137inu konta numura un mobil\u0101 t\u0101lru\u0146a numura sasaisti ar savas komercbankas starpniec\u012bbu re\u0123istr\u0113ju\u0161i Zibsai\u0161u re\u0123istr\u0101, iesp\u0113jams p\u0101rskait\u012bt naudu, maks\u0101t\u0101jam nor\u0101dot vien\u012bgi mobil\u0101 t\u0101lru\u0146a numuru bez nepiecie\u0161am\u012bbas zin\u0101t un katram maks\u0101jumam ievad\u012bt nor\u0113\u0137inu konta numuru.<\/p>\n<p>Zibsaites un Latvijas Bankas uztur\u0113tais Zibsai\u0161u re\u0123istrs ir da\u013ca no zibmaks\u0101jumu infrastrukt\u016bras. 2017.\u00a0gada august\u0101 Latvija k\u0101 pirm\u0101 eirozon\u0101 s\u0101ka izmantot zibmaks\u0101jumus \u2013 inovat\u012bvus, modernus, \u0101trus starpbanku p\u0101rskait\u012bjumus, kas pieejami jebkur\u0101 diennakts laik\u0101, ar\u012b br\u012bvdien\u0101s un sv\u0113tku dien\u0101s. 2019.\u00a0gada vasar\u0101 tika ieviests v\u0113l viens inovat\u012bvs risin\u0101jums \u2013 Zibsai\u0161u re\u0123istrs.<\/p>\n<p>Zibsai\u0161u re\u0123istra sniegt\u0101s iesp\u0113jas ir pieejamas liel\u0101kajai da\u013ca Latvijas un Igaunijas kred\u012btiest\u0101\u017eu klientu, un pa\u0161laik ir re\u0123istr\u0113tas aptuveni 965 t\u016bksto\u0161i zibsai\u0161u.<\/p>\n<p>Ar Zibsai\u0161u re\u0123istra lieto\u0161anas k\u0101rt\u012bbu var iepaz\u012bties <a href=\"https:\/\/www.bank.lv\/images\/pielikumi\/tiesibu-akti\/p279-3kartiba_ar_grozijumiem_17-03-2025_PUB.pdf\" rel=\"nofollow noopener\" target=\"_blank\">\u0161eit<\/a>.<\/p>\n<p>B\u016btiski, ka paredz\u0113ta virkne juridisku un tehnolo\u0123isku risin\u0101jumu, lai nodro\u0161in\u0101tu klientu dro\u0161\u012bbu, t.sk.<\/p>\n<ul>&#13;<\/p>\n<li>Piek\u013cuve Zibsai\u0161u re\u0123istram iesp\u0113jama tikai attiec\u012bg\u0101s bankas klientiem p\u0113c autoriz\u0101cijas mobilaj\u0101 bankas lietotn\u0113;<\/li>\n<p>&#13;<\/p>\n<li>Vienu t\u0101lru\u0146a numuru var sasaist\u012bt tikai ar vienu bankas kontu;<\/li>\n<p>&#13;<\/p>\n<li>Klienti zibsaites izveidei piesak\u0101s pa\u0161i p\u0113c savas iniciat\u012bvas individu\u0101li atbilsto\u0161i kred\u012btiest\u0101des noteiktajai pakalpojumu snieg\u0161anas k\u0101rt\u012bbai, un tiem ir iesp\u0113ja ar\u012b atteikties no \u0161\u012bs iesp\u0113jas;<\/li>\n<p>&#13;<\/p>\n<li>Viena klienta inici\u0113to inform\u0101cijas piepras\u012bjumu skaits ir ierobe\u017eots (ne vair\u0101k k\u0101 12 inform\u0101cijas piepras\u012bjumi min\u016bt\u0113 un ne vair\u0101k k\u0101 150 inform\u0101cijas piepras\u012bjumu m\u0113nes\u012b; \u0161ie limiti regul\u0101ri tiek p\u0101rskat\u012bti diskusij\u0101s ar kred\u012btiest\u0101d\u0113m), turkl\u0101t \u0161o darb\u012bbu veic\u0113js ir identific\u0113jams, l\u012bdz ar to risin\u0101jums nav izmantojams sistem\u0101tiskai un v\u0113l jau vair\u0101k anon\u012bmai datu ieguvei;<\/li>\n<p>&#13;<\/p>\n<li>Latvijas Banka un Zibsai\u0161u re\u0123istra lietot\u0101js (proti, kred\u012btiest\u0101de) apzin\u0101s un pilda visus pien\u0101kumus, kuri tam j\u0101veic saska\u0146\u0101 ar normat\u012bvajiem aktiem par personas datu aizsardz\u012bbu;<\/li>\n<p>&#13;<\/p>\n<li>Ievadot sav\u0101 mobilaj\u0101 bank\u0101 potenci\u0101l\u0101 maks\u0101juma adres\u0101ta t\u0101lru\u0146a numuru, zibsai\u0161u lietot\u0101jiem k\u013c\u016bst zin\u0101ms otras personas v\u0101rds, uzv\u0101rds un konta numurs, ta\u010du \u0161\u012b inform\u0101cija nav pietiekama, lai piek\u013c\u016btu otras personas kontam un naudas l\u012bdzek\u013ciem.<\/li>\n<p>&#13;\n<\/ul>\n<p>Kopum\u0101 \u0161\u0101da veida maks\u0101jumu iesp\u0113jas ir pla\u0161i izplat\u012btas Eirop\u0101 un citviet, t.sk. t\u0101s pied\u0101v\u0101 faktiski visas modern\u0101s maks\u0101jumu platformas.<\/p>\n<p>Vienlaikus Latvijas Banka aicina ikvienu saglab\u0101t modr\u012bbu un uzman\u012bties no kr\u0101pniekiem, kas, izmantojot &#8220;soci\u0101l\u0101s in\u017eenierijas&#8221; pa\u0146\u0113mienus, lieto da\u017e\u0101da veida inform\u0101ciju par saviem upuriem. Aicin\u0101m r\u016bp\u012bgi izv\u0113rt\u0113t sa\u0146emtos t\u0101lru\u0146a zvanus un \u012bszi\u0146as, kas tiek veiktas it k\u0101 kred\u012btiest\u0101des vai citu pakalpojumu sniedz\u0113ju v\u0101rd\u0101, aizdomu gad\u012bjumos nekav\u0113joties p\u0101rtraukt sarunu, un ar pakalpojumu sniedz\u0113ju sazin\u0101ties pa\u0161am, zvanot uz kred\u012btiest\u0101\u017eu t\u012bmek\u013cvietn\u0113s nor\u0101d\u012btajiem klientu atbalsta t\u0101lru\u0146iem. Ja tiek konstat\u0113ts, ka zvan\u012bt\u0101js ir kr\u0101pnieks, aicin\u0101m par to zi\u0146ot ties\u012bbaizsardz\u012bbas instit\u016bcij\u0101m.<\/p>\n<p>Vair\u0101k inform\u0101cijas, k\u0101 neiekrist kr\u0101pnieku lamat\u0101s, var uzzin\u0101t \u0161eit: <a href=\"https:\/\/www.naudasskola.lv\/lv\/par-naudu\/krapsana\" class=\"external-link\" target=\"_blank\" rel=\"nofollow noopener\">naudasskola.lv<\/a>.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"22.12.2025. \u0145emot v\u0113r\u0101 soci\u0101lajos medijos izskan\u0113ju\u0161o inform\u0101ciju, Latvijas Banka sniedz skaidrojumu par zibsait\u0113m, Zibsai\u0161u re\u0123istru un t\u0101 dro\u0161\u012bbu.&hellip;\n","protected":false},"author":2,"featured_media":2692,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,76,35,39,38,36,37,34,40],"class_list":{"0":"post-83169","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-business","10":"tag-latvia","11":"tag-latvian","12":"tag-latviesu","13":"tag-latviesu-valoda","14":"tag-latviesuvaloda","15":"tag-latvija","16":"tag-lv"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115763797239589353","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/83169","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=83169"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/83169\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/2692"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=83169"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=83169"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=83169"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}