{"id":84121,"date":"2025-12-23T11:43:09","date_gmt":"2025-12-23T11:43:09","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/84121\/"},"modified":"2025-12-23T11:43:09","modified_gmt":"2025-12-23T11:43:09","slug":"pateretaju-sargi-soda-west-kredit","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/84121\/","title":{"rendered":"Pat\u0113r\u0113t\u0101ju sargi soda &#8220;West Kredit&#8221;"},"content":{"rendered":"<p>&#8220;West Kredit&#8221; ir viens no hipotek\u0101r\u0101s kredit\u0113\u0161anas pakalpojumu sniedz\u0113jiem nebanku sektor\u0101. &#8220;West Kredit&#8221; pat\u0113r\u0113t\u0101jiem pied\u0101v\u0101 kred\u012btus sav\u0101 interneta vietn\u0113 &#8220;westkredit.lv&#8221;.<\/p>\n<p>Atbilsto\u0161i PTAC apr\u0113\u0137inu metodikai centrs noteica, ka kop\u0113jais pat\u0113r\u0113t\u0101jiem rad\u012bt\u0101 kait\u0113juma apm\u0113rs tr\u012bs gadu period\u0101 no 2021. gada 1. janv\u0101ra l\u012bdz 2023. gada 31. decembrim var\u0113tu skart pat\u0113r\u0113t\u0101jiem izsniegtos kred\u012btus no 315 631 eiro l\u012bdz 3,156 miljoniem eiro.<\/p>\n<p>PTAC nov\u0113rt\u0113, ka lietas gait\u0101 &#8220;West Kredit&#8221; ir izpild\u012bjusi un ieviesusi visus PTAC sniegtos nor\u0101d\u012bjumus un rekomend\u0101cijas, ir sadarbojusies un s\u0101kusi abu kred\u012btinform\u0101cijas biroju datu piepras\u012b\u0161anu. \u0145emot v\u0113r\u0101 visus v\u0113rt\u0113tos apst\u0101k\u013cus un p\u0101rk\u0101puma b\u016btiskumu, PTAC piem\u0113ro soda naudu 50 000 eiro apm\u0113r\u0101.<\/p>\n<p>Vienlaikus PTAC nor\u0101da, ka komersantam, kas darbojas finan\u0161u vai kredit\u0113\u0161anas nozar\u0113, ir j\u0101b\u016bt paaugstin\u0101tai atbild\u012bbai pret pat\u0113r\u0113t\u0101jiem. Tas noz\u012bm\u0113, ka tam ir pien\u0101kums r\u012bkoties godpr\u0101t\u012bgi, caurskat\u0101mi un atbild\u012bgi, k\u0101 ar\u012b pien\u0101c\u012bgi izv\u0113rt\u0113t pat\u0113r\u0113t\u0101ja sp\u0113ju atmaks\u0101t aizdevumu. Ja \u0161ie pien\u0101kumi netiek iev\u0113roti, komersants p\u0101rk\u0101pj profesion\u0101l\u0101s r\u016bp\u012bbas principu, kas ir pamatv\u0113rt\u012bba gan Negod\u012bgas komercprakses aizlieguma likum\u0101, gan Pat\u0113r\u0113t\u0101ju ties\u012bbu aizsardz\u012bbas likum\u0101.<\/p>\n<p>PTAC atg\u0101dina kred\u012btdev\u0113jiem izv\u0113rt\u0113t pat\u0113r\u0113t\u0101ja sp\u0113ju atmaks\u0101t kred\u012btu, \u0146emot v\u0113r\u0101 piln\u012bgu inform\u0101ciju par pat\u0113r\u0113t\u0101ja saist\u012bb\u0101m, k\u0101 ar\u012b p\u0113c pat\u0113r\u0113t\u0101ja piepras\u012bjuma sniegt piln\u012bgu inform\u0101ciju par maks\u0101tsp\u0113jas izv\u0113rt\u0113\u0161anas gaitu.<\/p>\n<p>Savuk\u0101rt PTAC atg\u0101dina, ka pat\u0113r\u0113t\u0101jiem ir j\u0101aiz\u0146emas atbild\u012bgi un kred\u012btdev\u0113jam j\u0101sniedz patiesa inform\u0101cija par eso\u0161ajiem ien\u0101kumiem, saist\u012bb\u0101m un apg\u0101d\u012bb\u0101 eso\u0161o b\u0113rnu skaitu.<\/p>\n<p>Jau zi\u0146ots, ka &#8220;West Kredit&#8221; p\u0113rn str\u0101d\u0101ja ar 7,764 miljonu eiro apgroz\u012bjumu, kas ir par 3,9% vair\u0101k nek\u0101 gadu iepriek\u0161, bet uz\u0146\u0113muma pe\u013c\u0146a samazin\u0101j\u0101s par 26,8% &#8211; l\u012bdz 2,347 miljoniem eiro.<\/p>\n<p>Uz\u0146\u0113mums re\u0123istr\u0113ts 1995. gad\u0101 un t\u0101 pamatkapit\u0101ls ir 5,254 miljoni eiro. Uz\u0146\u0113muma 75,8% da\u013cu pieder Sergejam Ma\u013cikovam, 22,6% &#8211; Arm\u012bnam Barkovskim, bet 1,6% &#8211; Art\u016bram Silantjevam.<\/p>\n","protected":false},"excerpt":{"rendered":"&#8220;West Kredit&#8221; ir viens no hipotek\u0101r\u0101s kredit\u0113\u0161anas pakalpojumu sniedz\u0113jiem nebanku sektor\u0101. &#8220;West Kredit&#8221; pat\u0113r\u0113t\u0101jiem pied\u0101v\u0101 kred\u012btus sav\u0101 interneta&hellip;\n","protected":false},"author":2,"featured_media":15222,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,8641,28,29,32,33,22,3626,30,31,35,39,38,36,37,34,40,20,26,27,4211,24,25,21],"class_list":{"0":"post-84121","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-atrie-krediti","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-featured-news","13":"tag-featurednews","14":"tag-headlines","15":"tag-krediti","16":"tag-latest-news","17":"tag-latestnews","18":"tag-latvia","19":"tag-latvian","20":"tag-latviesu","21":"tag-latviesu-valoda","22":"tag-latviesuvaloda","23":"tag-latvija","24":"tag-lv","25":"tag-news","26":"tag-popularakas-zinas","27":"tag-popularakaszinas","28":"tag-ptac","29":"tag-top-stories","30":"tag-topstories","31":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115768708662903109","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/84121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=84121"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/84121\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/15222"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=84121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=84121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=84121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}