Viltus invest\u012bciju sol\u012bjumi un neeso\u0161a pe\u013c\u0146a<\/p>\n
N\u0101kamaj\u0101 gad\u0101 Latvij\u0101 pieaugs kr\u0101pniecisk\u0101s sh\u0113mas, kas saist\u012btas ar invest\u012bcij\u0101m, br\u012bdina dro\u0161\u012bbas eksperti un finan\u0161u iest\u0101des. Kr\u0101pnieki arvien bie\u017e\u0101k izmantos viltus invest\u012bciju platformas un \u201cdeepfake\u201d tehnolo\u0123ijas, lai rad\u012btu p\u0101rliecino\u0161us, bet nepatiesus pied\u0101v\u0101jumus par garant\u0113tu un milz\u012bgu pe\u013c\u0146u, kas var sasniegt pat vienu miljonu eiro. K\u0101 zi\u0146o telekan\u0101ls TV3, \u0161\u012bs sh\u0113mas bie\u017ei vien s\u0101kas ar vilino\u0161iem sol\u012bjumiem par \u0101tru un bezriska pe\u013c\u0146u, solot lielu atdevi pat no neliel\u0101m summ\u0101m. Lai gan kop\u0113jais kr\u0101p\u0161anas gad\u012bjumu skaits var\u0113tu samazin\u0101ties, invest\u012bciju kr\u0101p\u0161anu apm\u0113rs un sofistik\u0101cija pieaug, liecina Valsts policijas un Finan\u0161u nozares asoci\u0101cijas (FNA) dati. <\/p>\n
Kr\u0101pnieki savus upurus uzrun\u0101 gan soci\u0101lajos medijos ar vilino\u0161\u0101m rekl\u0101m\u0101m, gan person\u012bgi, uzdodoties par uzticamiem finan\u0161u konsultantiem. Vi\u0146i rada m\u0101ksl\u012bgu steidzam\u012bbu, apgalvojot, ka pied\u0101v\u0101jums ir sp\u0113k\u0101 tikai ierobe\u017eotu laiku, lai ne\u013cautu potenci\u0101laj\u0101m upurim apdom\u0101ties vai konsult\u0113ties ar neatkar\u012bgiem speci\u0101listiem. Bie\u017ei tiek izmantotas viltotas platformas, kas r\u0101da neeso\u0161u pe\u013c\u0146u un grafikus, radot il\u016bziju par ieguld\u012bjumu dro\u0161\u012bbu. <\/p>\n
Tehnolo\u0123ijas kr\u0101pnieku rok\u0101s: M\u0101ksl\u012bgais intelekts un \u201cdeepfake\u201d<\/p>\n
Viena no jaun\u0101kaj\u0101m un satrauco\u0161\u0101kaj\u0101m tendenc\u0113m ir m\u0101ksl\u012bg\u0101 intelekta (MI) izmanto\u0161ana. Kr\u0101pnieki izmanto MI, lai rad\u012btu \u013coti re\u0101listiskus viltus invest\u012bciju platformu dizainus un \u201cdeepfake\u201d video ar paz\u012bstamu personu bals\u012bm un sej\u0101m, kas rekomend\u0113 konkr\u0113tus ieguld\u012bjumus. \u0160\u012bs tehnolo\u0123ijas \u013cauj personaliz\u0113t sazi\u0146u ar upuri, padarot to daudz p\u0101rliecino\u0161\u0101ku un radot iespaidu, ka notiek saruna ar \u012bstu finan\u0161u konsultantu. <\/p>\n
Latvijas Banka uzsver, ka neviens kripto investors, brokeris vai a\u0123ents nevar apsol\u012bt garant\u0113tu, dro\u0161u un \u0101tru pe\u013c\u0146u. Jebkuri sol\u012bjumi par augstu un stabilu ien\u0101kumu bez riska ir kr\u0101pniec\u012bbas paz\u012bme. Ja pe\u013c\u0146a ir neproporcion\u0101li augsta, tas vienm\u0113r noz\u012bm\u0113 \u013coti lielu risku. <\/p>\n
Ne tikai zaud\u0113jumi, bet ar\u012b par\u0101di<\/p>\n
Kr\u0101pniecisk\u0101s sh\u0113mas bie\u017ei vien noved ne tikai pie visu person\u012bgo l\u012bdzek\u013cu zaud\u0113\u0161anas, bet ar\u012b pie par\u0101diem. Upuri tiek mudin\u0101ti ne tikai ieguld\u012bt savus l\u012bdzek\u013cus, bet ar\u012b \u0146emt aiz\u0146\u0113mumus vai izmantot citu cilv\u0113ku naudu, lai palielin\u0101tu \u201cieguld\u012bjumu\u201d. Rezult\u0101t\u0101 vi\u0146i non\u0101k ne tikai finansi\u0101l\u0101 m\u012bnus\u0101, bet ar\u012b dzi\u013c\u0101s par\u0101dsaist\u012bb\u0101s. Kad investors v\u0113las iz\u0146emt sol\u012bto pe\u013c\u0146u, kr\u0101pnieki bie\u017ei pieprasa samaks\u0101t \u201cnodokli\u201d vai \u201cnodevu\u201d, kas nekad netiek atgriezta, t\u0101pat k\u0101 s\u0101kotn\u0113j\u0101 invest\u0113t\u0101 nauda. <\/p>\n
Policija un finan\u0161u iest\u0101des aicina b\u016bt modriem<\/p>\n
Valsts policija un Finan\u0161u nozares asoci\u0101cija aicina iedz\u012bvot\u0101jus b\u016bt \u012bpa\u0161i modriem, kritiski izv\u0113rt\u0113t jebkuru aizdom\u012bgu inform\u0101ciju un nek\u0101d\u0101 gad\u012bjum\u0101 nesadarboties ar nepaz\u012bstamiem \u201ckonsultantiem\u201d vai platform\u0101m, kas sola nere\u0101listiski augstu pe\u013c\u0146u. Svar\u012bgi vienm\u0113r p\u0101rbaud\u012bt sazi\u0146as avotu, neklik\u0161\u0137in\u0101t uz aizdom\u012bg\u0101m sait\u0113m un nekad nesniegt person\u012bgos datus, ja rodas \u0161aubas par inform\u0101cijas piepras\u012bjuma autentiskumu. <\/p>\n
P\u0113c Valsts policijas datiem, invest\u012bciju kr\u0101p\u0161anas gad\u012bjumu skaits ir pieaudzis \u2013 ja 2023. gad\u0101 izkr\u0101pti aptuveni 8 miljoni eiro, tad 2024. gad\u0101 \u0161\u012b summa jau sasniegusi 16 miljonus eiro, bet pirms 2025. gada beig\u0101m prognoz\u0113ts jau 23 miljonu eiro apm\u0113rs. Lai gan bank\u0101m izdodas nov\u0113rst iev\u0113rojamu da\u013cu kr\u0101p\u0161anas m\u0113\u0123in\u0101jumu, tom\u0113r kop\u0113jie zaud\u0113jumi joproj\u0101m ir iev\u0113rojami. <\/p>\n
Latvijas Banka br\u012bdina, ka t\u0101s darbinieki nekad nezvana klientiem bez iniciat\u012bvas un nel\u016bdz sniegt bankas kar\u0161u vai internetbankas datus, k\u0101 ar\u012b nepied\u0101v\u0101 p\u0101rtraukt sadarb\u012bbu ar cit\u0101m finan\u0161u iest\u0101d\u0113m vai atg\u016bt zaud\u0113tos l\u012bdzek\u013cus. Jebk\u0101da \u0161\u0101da inform\u0101cija no nezin\u0101miem zvani\u0137iem ir kr\u0101pnieciska. <\/p>\n
Nov\u0113r\u0161anas pas\u0101kumi un tendences<\/p>\n
Lai c\u012bn\u012btos pret finan\u0161u kr\u0101pniec\u012bbu, Latvijas Banka sadarb\u012bb\u0101 ar Finan\u0161u nozares asoci\u0101ciju ir izstr\u0101d\u0101jusi vadl\u012bnijas finan\u0161u kr\u0101p\u0161anas riska p\u0101rvald\u012bbai. Tiek veiktas ar\u012b starptautiskas oper\u0101cijas, lai izjauktu liela m\u0113roga kr\u0101pnieku zvanu centru darb\u012bbu. Ta\u010du, neskatoties uz br\u012bdin\u0101jumiem un centieniem, kr\u0101pnieku aktivit\u0101te Latvij\u0101 saglab\u0101jas augsta, un arvien bie\u017e\u0101k par upuriem k\u013c\u016bst ar\u012b cilv\u0113ki ar augst\u0101ko izgl\u012bt\u012bbu. <\/p>\n
Noziedznieki nep\u0101rtraukti piel\u0101go savas metodes aktu\u0101laj\u0101m tendenc\u0113m, izmantojot ar\u012b soci\u0101l\u0101s in\u017eenierijas pa\u0146\u0113mienus, uzdodoties par da\u017e\u0101du iest\u0101\u017eu (Valsts policijas, VID, CSDD) p\u0101rst\u0101vjiem, lai ieg\u016btu upuru uztic\u012bbu un sensit\u012bvu inform\u0101ciju. Iedz\u012bvot\u0101jiem tiek ieteikts vienm\u0113r saglab\u0101t piesardz\u012bbu, p\u0101rbaud\u012bt jebkuru sazi\u0146as avotu un nekav\u0113joties zi\u0146ot bankai un policijai par jebk\u0101d\u0101m aizdom\u0101m vai notiku\u0161iem kr\u0101p\u0161anas gad\u012bjumiem. <\/p>\n","protected":false},"excerpt":{"rendered":"Viltus invest\u012bciju sol\u012bjumi un neeso\u0161a pe\u013c\u0146a N\u0101kamaj\u0101 gad\u0101 Latvij\u0101 pieaugs kr\u0101pniecisk\u0101s sh\u0113mas, kas saist\u012btas ar invest\u012bcij\u0101m, br\u012bdina dro\u0161\u012bbas…\n","protected":false},"author":2,"featured_media":87713,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[23,28,29,32,33,13057,22,22294,30,31,35,39,38,36,37,34,46,40,20,26,27,24,25,138,22295,21],"class_list":{"0":"post-87712","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-latvija","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-featured-news","12":"tag-featurednews","13":"tag-finansu-krapnieciba","14":"tag-headlines","15":"tag-investiciju-krapnieciba","16":"tag-latest-news","17":"tag-latestnews","18":"tag-latvia","19":"tag-latvian","20":"tag-latviesu","21":"tag-latviesu-valoda","22":"tag-latviesuvaloda","23":"tag-latvija","24":"tag-latvijas-banka","25":"tag-lv","26":"tag-news","27":"tag-popularakas-zinas","28":"tag-popularakaszinas","29":"tag-top-stories","30":"tag-topstories","31":"tag-valsts-policija","32":"tag-viltus-investicijas","33":"tag-zinas"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115793339632832595","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/87712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=87712"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/87712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/87713"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=87712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=87712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=87712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}