{"id":9884,"date":"2025-10-01T16:47:14","date_gmt":"2025-10-01T16:47:14","guid":{"rendered":"https:\/\/www.europesays.com\/lv\/9884\/"},"modified":"2025-10-01T16:47:14","modified_gmt":"2025-10-01T16:47:14","slug":"obligacijas-par-ceturtdalmiljardu-dienas-bizness","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/lv\/9884\/","title":{"rendered":"Oblig\u0101cijas par ceturtda\u013cmiljardu :: Dienas Bizness"},"content":{"rendered":"<p class=\"text-font font-size--text-xlarge margin-3--bottom font-weight--bold padding-1--top\">Baltijas un Frankfurtes bir\u017eu gaida 250 miljonu eiro v\u0113rta oblig\u0101ciju emisija. Eleving Group vad\u012bt\u0101js Modests Sud\u0146us (Modestas Sudnius) intervij\u0101 atkl\u0101j, ka apst\u0101k\u013ci naudas piesaistei ir \u012bpa\u0161i labv\u0113l\u012bgi un uz\u0146\u0113mums pl\u0101no sasniegt savu m\u0113r\u0137i.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">P\u0113d\u0113jo gadu laik\u0101 esam run\u0101ju\u0161i vair\u0101kas reizes un parasti s\u0101kam ar Eleving Group finan\u0161u rezult\u0101tiem, iecer\u0113m, oblig\u0101cij\u0101m, akcij\u0101m, pe\u013c\u0146as iesp\u0113j\u0101m. \u0160oreiz es v\u0113l\u0113tos s\u0101kt no nedaudz emocion\u0101la jaut\u0101juma par glob\u0101lo situ\u0101ciju, kas ir nestabila un main\u012bga. K\u0101 j\u016bs, k\u0101 augo\u0161a uz\u0146\u0113muma vad\u012bt\u0101js, to uztverat? Uzman\u012bgi, bet bez panikas? Ir j\u0101satraucas un j\u0101sl\u0113dz bizness k\u0101d\u0101 valst\u012b? K\u0101da ir j\u016bsu notikumu uztvere?<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Eleving Group ir starptautisks uz\u0146\u0113mums, un tas dod zin\u0101mu dro\u0161\u012bbas apzi\u0146u. Proti, nav t\u0101, ka visos m\u016bsu tirgos p\u0113k\u0161\u0146i viss var noiet greizi. M\u016bs tie\u0161\u0101 veid\u0101 neietekm\u0113 tarifu kari vai robe\u017eu sl\u0113g\u0161ana, jo Eleving Group p\u0101rdod naudu. Protams, m\u0113s darbojamies 16 da\u017e\u0101dos tirgos, un mums ir j\u0101seko tendenc\u0113m \u0161aj\u0101s valst\u012bs. Atsl\u0101bt nedr\u012bkst, bet ar\u012b panik\u0101 nav j\u0101kr\u012bt. Otrk\u0101rt, m\u0113s liel\u0101koties finans\u0113jam str\u0101d\u0101jo\u0161os ar vid\u0113jiem ien\u0101kumiem, kuri m\u016bsu finans\u0113jumu izmanto transportl\u012bdzek\u013cu ieg\u0101dei, kas vi\u0146iem pal\u012bdz g\u016bt ien\u0101kumus. T\u0101d\u0113\u013c mums valsts ekonomikas stiprums ir svar\u012bg\u0101ks par makroekonomiskajiem faktoriem. Un, visbeidzot, m\u0113s vienm\u0113r r\u016bp\u012bgi sekojam l\u012bdzi \u0123eopolitiskajai situ\u0101cijai, mums ir izstr\u0101d\u0101ti darb\u012bbas nep\u0101rtraukt\u012bbas r\u012bc\u012bbas pl\u0101ni, ta\u010du m\u0113s raug\u0101mies uz n\u0101kotni pozit\u012bvi, jo liel\u0101k\u0101 da\u013ca m\u016bsu tirgu atrodas NATO\/Eiropas Savien\u012bbas valst\u012bs vai t\u0101lu prom no akt\u012bviem konfliktiem, piem\u0113ram, \u0100frik\u0101 vai Balk\u0101nos.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Gandr\u012bz pirms gada Eleving Group pabeidza liel\u0101ko IPO Baltij\u0101, piesaistot 29 miljonus eiro no investoriem. Tagad, kad j\u016bsu akcijas kot\u0113jas gan R\u012bgas, gan Frankfurtes bir\u017e\u0101, vai tas ir main\u012bjis j\u016bsu uz\u0146\u0113m\u0113jdarb\u012bbas pieeju? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Pieeja ir t\u0101 pati. P\u0113c akciju emisijas m\u0113s k\u013cuv\u0101m nedaudz publisk\u0101ki, bet p\u0113c b\u016bt\u012bbas jau iepriek\u0161 bij\u0101m diezgan publiski. Pirms IPO m\u0113s esam emit\u0113ju\u0161i oblig\u0101cijas ne reizi vien. Kopum\u0101 dom\u0101ju, ka esam \u012bstenoju\u0161i vair\u0101k nek\u0101 10 oblig\u0101ciju emisijas \u0161o gadu laik\u0101. J\u0101, l\u012bdz ar akciju emisiju par\u0101d\u012bj\u0101s da\u017eas papildu pras\u012bbas caursp\u012bd\u012bgumam. Akciju gad\u012bjum\u0101 to tur\u0113t\u0101jiem ir j\u0101atkl\u0101j ne vien pag\u0101tnes notikumi, finan\u0161u r\u0101d\u012bt\u0101ji, bet ar\u012b j\u0101sniedz izsme\u013co\u0161s ieskats n\u0101kotnes pl\u0101nos. Kopum\u0101 l\u012bdz ar liel\u0101ku caursp\u012bd\u012bgumu akciju investoriem ieg\u016bst ar\u012b oblig\u0101ciju tur\u0113t\u0101ji, kuri \u0161obr\u012bd uzzina vair\u0101k par uz\u0146\u0113muma pl\u0101niem n\u0101kotn\u0113. Savuk\u0101rt, ja run\u0101jam par biznesa pieeju, m\u0113s turpin\u0101m saglab\u0101t l\u012bdz\u012bgu izaugsmes tempu un v\u0113l aizvien esam gatavi augt t\u0101pat k\u0101 l\u012bdz \u0161im.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Eleving Group tikko ir uzs\u0101kusi oblig\u0101ciju kampa\u0146u, lai refinans\u0113tu eso\u0161\u0101s oblig\u0101cijas 150 miljonu eiro apm\u0113r\u0101 un piesaist\u012btu papildu kapit\u0101lu. K\u0101 j\u016bs raksturotu oblig\u0101ciju tirgu Baltij\u0101 un Eirop\u0101? K\u0101 j\u016bs redzat refinans\u0113\u0161anas iesp\u0113jas? Vai mums tirg\u016b ir nauda? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Es uzskatu un zinu, ka ar\u012b eksperti no m\u016bsu bank\u0101m, kas organiz\u0113 oblig\u0101ciju emisiju, \u0161o viedokli var pamatot ar datiem, tirgus ir labv\u0113l\u012bgs un stiprs k\u0101 nekad iepriek\u0161. Jau \u0161obr\u012bd Eirop\u0101 tiek g\u0101zti visi rekordi p\u0113c invest\u012bciju apjoma augsta ienes\u012bguma oblig\u0101ciju tirg\u016b. Ir paredzams, ka Eiropas Centr\u0101l\u0101 banka turpin\u0101s samazin\u0101t refinans\u0113\u0161anas likmi, kas ietekm\u0113s naudas cenu n\u0101kotn\u0113, bet oblig\u0101cijas ir iesp\u0113ja patur\u0113t pe\u013c\u0146as procentu k\u0101 konstantu kupona likmi oblig\u0101cijai. Tie\u0161i \u0161\u012b iemesla d\u0113\u013c Eirop\u0101 nav pamata satraukumam par naudas tr\u016bkumu. Baltij\u0101 m\u0113s parasti sekojam Eiropas tendenc\u0113m, protams, sav\u0101 \u012bpa\u0161\u0101 veid\u0101. Vienlaikus ir redzams, ka katru ned\u0113\u013cu notiek k\u0101da emisija un naudas pied\u0101v\u0101jums piepras\u012bjumu apmierina. Proti, ar\u012b Baltij\u0101 ir pieejama gan institucion\u0101lo, gan priv\u0101to investoru nauda.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Iepriek\u0161 j\u016bs esat pier\u0101d\u012bjis, ka varat piesaist\u012bt daudz liel\u0101kas summas sal\u012bdzin\u0101jum\u0101 ar citiem uz\u0146\u0113mumiem Latvij\u0101 vai Baltij\u0101. \u0160oreiz j\u016bsu m\u0113r\u0137is ir l\u012bdz 250 miljoniem eiro. Vai j\u016bs ticat, ka tas ir iesp\u0113jams? K\u0101di ir galvenie iemesli, k\u0101p\u0113c investori jums uzticas? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Protams, ka ticam, tom\u0113r saprotu ba\u017eas, raugoties no Baltijas tirgus iesp\u0113j\u0101m. Baltij\u0101 tas tie\u0161\u0101m nav iesp\u0113jams vai ir \u013coti izaicino\u0161i jebkuram uz\u0146\u0113mumam, kur\u0161 to m\u0113\u0123in\u0101tu dar\u012bt. T\u0101p\u0113c m\u0113s start\u0113jam paral\u0113li gan Baltij\u0101, gan Eirop\u0101. J\u0101atceras, ka m\u0113s jau esam paz\u012bstami k\u0101 starptautisks uz\u0146\u0113mums ar noz\u012bm\u012bgu pieredzi kapit\u0101la tirgos. Pirmk\u0101rt, t\u0101s oblig\u0101cijas (v\u0113rt\u012bba \u2013 150 miljoni eiro), kuras refinans\u0113jam, jau ir vair\u0101k Eiropas nek\u0101 Baltijas emisija. Taj\u0101s p\u0101rsvar\u0101 ir Rietumeiropas valstu investoru nauda \u2013 no Lielbrit\u0101nijas, V\u0101cijas, Francijas, \u0160veices un cit\u0101m valst\u012bm. \u0160ie investori m\u016bs jau paz\u012bst, pie\u0146emu, ka noz\u012bm\u012bga da\u013ca ar\u012b paliks ar mums. Otrk\u0101rt, tirgus, k\u0101 jau teicu, ir \u013coti labv\u0113l\u012bgs. Tre\u0161k\u0101rt, situ\u0101cija no 2021. gada ir at\u0161\u0137ir\u012bga, m\u016bs jau paz\u012bst kapit\u0101la tirg\u016b, un dom\u0101ju, ka jaunus investorus piesaist\u012bt b\u016bs vienk\u0101r\u0161\u0101k. Turkl\u0101t p\u0113d\u0113jo gadu laik\u0101 m\u0113s esam b\u016btiski stiprin\u0101ju\u0161i savu kred\u012btprofilu, p\u0113rn veiksm\u012bgi \u012bstenoj\u0101m IPO, pavisam nesen sa\u0146\u0113m\u0101m Fitch reitinga uzlabojumu. M\u0113s uzr\u0101d\u0101m ar\u012b \u013coti sp\u0113c\u012bgus finan\u0161u rezult\u0101tus. Ar p\u0101rliec\u012bbu varu teikt, ka \u0161obr\u012bd esam stipr\u0101ki nek\u0101 jebkad agr\u0101k. Visbeidzot \u2013 m\u0113s pied\u0101v\u0101jam labu kupona likmi, un tas investoriem pat\u012bk, turkl\u0101t m\u0113s gadu gait\u0101 esam pier\u0101d\u012bju\u0161i, ka sp\u0113jam \u012bstenot sol\u012bto. J\u0101atceras, ka \u0161o gadu laik\u0101 m\u0113s esam oblig\u0101ciju tur\u0113t\u0101jiem jau izmaks\u0101ju\u0161i kuponu maks\u0101jumos nedaudz vair\u0101k nek\u0101 141 miljonu eiro. Esmu p\u0101rliecin\u0101ts, ka kopum\u0101 refinans\u0113t 150 miljonus un piesaist\u012bt v\u0113l 100 miljonus eiro papildus ar to uztic\u012bbas kred\u012btu, k\u0101ds ir uz\u0146\u0113mumam, ir \u013coti re\u0101li.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Oblig\u0101ciju emisijai Frankfurt\u0113 un Baltij\u0101 ir k\u0101das at\u0161\u0137ir\u012bbas? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">At\u0161\u0137ir\u012bbu nav. Abos tirgos m\u0113s r\u012bkojam ar\u012b publisko pied\u0101v\u0101jumu, kas noz\u012bm\u0113, ka praktiski ikviens var ieg\u0101d\u0101ties Eleving Group oblig\u0101cijas. Run\u0101jot par Baltijas tirgu, mums ir svar\u012bgi, lai ar\u012b m\u016bsu investoriem, kas v\u0113sturiski finans\u0113ju\u0161i oblig\u0101cijas vai ieg\u0101d\u0101ju\u0161ies Eleving Group akcijas, b\u016btu iesp\u0113ja peln\u012bt no \u0161\u012bs emisijas, t\u0101p\u0113c ar\u012b Baltij\u0101 organiz\u0113jam publisko emisiju.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">K\u0101 investoriem pied\u0101v\u0101t\u0101 procentu likme (kupons) \u0161obr\u012bd at\u0161\u0137iras no t\u0101s, ko pied\u0101v\u0101j\u0101t 2021. gad\u0101? K\u0101 izskat\u0101s procentu likmju vide kopum\u0101 \u0161obr\u012bd un tolaik? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">M\u0113s emit\u0113jam augsta ienes\u012bguma oblig\u0101cijas, kas investoriem nodro\u0161ina labu pe\u013c\u0146u, bet taj\u0101 pa\u0161\u0101 laik\u0101 m\u0113s saprotam, ka Eleving Group ir bijis \u013coti stabils uz\u0146\u0113mums p\u0113d\u0113jo \u010detru gadu laik\u0101, kop\u0161 2021. gada. Proti, ja emit\u0113j\u0101m iepriek\u0161 oblig\u0101cijas ar 9,5% kupona likmi, tad \u0161obr\u012bd ir neliela korekcija. \u0160obr\u012bd m\u0113s investoriem pied\u0101v\u0101jam oblig\u0101cijas ar ienes\u012bgumu vismaz 9,5% gad\u0101. Mums ir j\u0101\u0146em v\u0113r\u0101, ka Euribor likme nav glu\u017ei nulle, ko \u0161obr\u012bd kompens\u0113 m\u016bsu kred\u012btv\u0113sture. Proti, da\u017e\u0101di faktori viens otru izl\u012bdzina, un skaitliski esam teju turpat.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Eleving Group ir vair\u0101k nek\u0101 4,5 t\u016bksto\u0161i investoru no Baltijas valst\u012bm. K\u0101 j\u016bs raksturotu investoru uzved\u012bbu Latvij\u0101, Lietuv\u0101 un Igaunij\u0101? Vai, j\u016bsupr\u0101t, \u0161ie tirgi at\u0161\u0137iras viens no otra? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Man \u0161\u0137iet, ka at\u0161\u0137iras gan. Pirmais, ko varu secin\u0101t, ka vis\u0101s valst\u012bs m\u016bsu akcijas un oblig\u0101cijas ir piepras\u012btas, ja run\u0101jam par viet\u0113jo fonu. Savuk\u0101rt, sal\u012bdzinot valstis, akt\u012bv\u0101kie ir igau\u0146i, mazakt\u012bv\u0101kie \u2013 lietuvie\u0161i, un Latvijas investori ir kaut kur starp abiem kaimi\u0146iem. Ar\u012b otrreiz\u0113j\u0101 tirg\u016b ir augsta tirdzniec\u012bbas aktivit\u0101te, tom\u0113r te nevaram koment\u0113t valstu investoru aktivit\u0101ti. Proti, nereti viet\u0113j\u0101 tirg\u016b tiek p\u0101rdotas akcijas vai oblig\u0101cijas, un bie\u017ei vien izr\u0101d\u0101s, ka t\u0101s p\u0113rk Frankfurt\u0113 k\u0101ds V\u0101cijas vai Lielbrit\u0101nijas investors, l\u012bdz ar to vairs nav korekti izdar\u012bt sal\u012bdzin\u0101jumu tikai starp Baltijas investoriem.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Kas ir \u0161ie 4,5 t\u016bksto\u0161i Baltijas investoru, jums ir priek\u0161stats par vi\u0146iem? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Baltij\u0101 m\u016bsu investori ir \u013coti da\u017e\u0101di. S\u0101kot ar ies\u0101c\u0113jiem, kuri nop\u0113rk vienu akciju vai oblig\u0101ciju un skat\u0101s, kas no t\u0101 izn\u0101ks, un beidzot ar sal\u012bdzino\u0161i lieliem investoriem, kuri p\u0113rk v\u0113rtspap\u012brus par desmitiem t\u016bksto\u0161iem eiro. Es dom\u0101ju, ka m\u016bsu gad\u012bjum\u0101 ir piln\u012bgi visu investoru grupu p\u0101rkl\u0101jums un nav viena konkr\u0113ta investora portreta, kas pirktu tie\u0161i m\u016bsu v\u0113rtspap\u012brus.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Financial Times j\u016bs ir ierindojis Eiropas ilgtermi\u0146a izaugsmes \u010dempionu vid\u016b. K\u0101 j\u016bs raksturotu savu biznesa pieeju? K\u0101du izaugsmes tempu var notur\u0113t ilgtermi\u0146\u0101? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Nav p\u0101r\u0101k gr\u016bti k\u013c\u016bt par izaugsmes \u010dempionu pirmajos gados, kad izaugsmes procenti tiek r\u0113\u0137in\u0101ti pret nelielu pirms\u0101kuma skaitli. Pat pirmajos desmit gados tas ir sam\u0113r\u0101 vienk\u0101r\u0161i, bet t\u0101l\u0101k k\u013c\u016bst gr\u016bt\u0101k. M\u0113s v\u0113l aizvien esam augo\u0161a komp\u0101nija, un, visticam\u0101k, \u0161o tendenci izdosies saglab\u0101t ar\u012b turpm\u0101kajos gados. Izaugsmes temps, iesp\u0113jams, neb\u016bs tik strauj\u0161 k\u0101 iepriek\u0161, bet tas b\u016bs pietiekami strauj\u0161, lai m\u0113s var\u0113tu saglab\u0101t \u0161o ilgtermi\u0146a izaugsmes \u010dempiona nosaukumu v\u0113l k\u0101du laiku. M\u0113s darbojamies 16 tirgos Eirop\u0101 un pasaul\u0113. Da\u017ei no \u0161iem tirgiem jau \u0161obr\u012bd ir liel\u0101ki par Baltijas tirgu, kopum\u0101 \u0146emot. Izaugsme, ko esam sol\u012bju\u0161i saviem investoriem IPO laik\u0101, ir starp 10% un 20% gad\u0101, ko es saredzu k\u0101 pamatotu, bet ne riskantu. M\u016bsu infrastrukt\u016bra var to nodro\u0161in\u0101t, iesp\u0113jams, atsevi\u0161\u0137\u0101s viet\u0101s veicot papildu invest\u012bcijas darbasp\u0113k\u0101. M\u0113s v\u0113lamies tuv\u0101kajos gados dubultot savu biznesu, un ar nor\u0101d\u012bto izaugsmes tempu tas ir iesp\u0113jams.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Eleving Group darbojas 16 tirgos. Atskatoties uz vair\u0101k nek\u0101 10 gadiem, kas bija galvenais virz\u012bt\u0101jsp\u0113ks, kas veicin\u0101ja j\u016bsu izaugsmi no Baltijas uz\u0146\u0113muma par glob\u0101lu? Vai ir k\u0101di pl\u0101ni \u0123eogr\u0101fiski papla\u0161in\u0101ties turpm\u0101kajos gados? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Pirms\u0101kum\u0101 jau bija skaidrs, ka Baltij\u0101 ir ierobe\u017eots tirgus un izaugsmei ir nepiecie\u0161ams kaut kas vair\u0101k. M\u0113s s\u0101k\u0101m b\u016bv\u0113t starptautisku uz\u0146\u0113mumu, un tas izdev\u0101s, bet Baltijai v\u0113l aizvien ir noz\u012bm\u012bga loma. \u0160\u012b ir m\u016bsu testa platforma. Te izm\u0113\u0123in\u0101m jaunos produktus, tehnolo\u0123ijas. Baltij\u0101 ir m\u016bsu lab\u0101kie darbinieki un speci\u0101listu komandas. Tad, kad \u0161eit tiek rad\u012bts labs produkts, tas tiek replic\u0113ts uz citiem jaunatt\u012bst\u012bbas tirgiem. Baltijas tirgus vairs \u012bsti nav jaunatt\u012bst\u012bbas tirgus, m\u0113s esam daudz tuv\u0101k Rietumeiropai. Proti, nebanku kredit\u0113\u0161anai tie\u0161i jaunatt\u012bst\u012bbas valstis ir ar liel\u0101ku perspekt\u012bvu. Taj\u0101 pa\u0161\u0101 laik\u0101 m\u016bsu vad\u012bbas komanda ir Baltij\u0101, visi augst\u0101k\u0101 un vid\u0113j\u0101 l\u012bme\u0146a vad\u012bt\u0101ji ir no Baltijas, un bie\u017ei vien m\u0113s vad\u012bt\u0101jus cit\u0101s valst\u012bs liekam no \u0161ejienes. Proti, m\u0113s eksport\u0113jam talantus, kas pal\u012bdz mums labi vad\u012bt biznesu un augt valst\u012bs, kur\u0101s str\u0101d\u0101jam. Eleving Group ir padom\u0101 jauni tirgi. Paties\u012bb\u0101 jau tuv\u0101kaj\u0101 laik\u0101 m\u0113s pazi\u0146osim par ieie\u0161anu jaun\u0101 tirg\u016b, tom\u0113r \u0161obr\u012bd konkr\u0113to valsti atkl\u0101t nevaru, jo tiek pabeigti sagatavo\u0161an\u0101s darbi. M\u016bsu m\u0113r\u0137is nav main\u012bjies \u2013 katru gadu atv\u0113rt vienu l\u012bdz diviem jauniem tirgiem.<\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">B\u016bs \u0123eogr\u0101fiska ekspansija, lieliski! Vai par\u0101d\u012bsies jauni produkti eso\u0161ajos tirgos? <\/p>\n<p class=\"text-font font-size--text-xlarge margin-3--bottom\">Mums ir jauns produkts \u0100frikai. Esam uzs\u0101ku\u0161i viedt\u0101lru\u0146u finans\u0113\u0161anu Ugand\u0101 un Kenij\u0101, kur esam jau labi paz\u012bstami k\u0101 transportl\u012bdzek\u013cu ieg\u0101des finans\u0113t\u0101ji. Ja motocikls tur maks\u0101 aptuveni 1000 eiro, tad viedt\u0101lru\u0146u gad\u012bjum\u0101 m\u0113s run\u0101jam par 100 eiro v\u0113rtiem produktiem. Iev\u0113rojot, ka motociklu un ma\u0161\u012bnu ieg\u0101di \u0100frik\u0101 finans\u0113j\u0101m mazajiem uz\u0146\u0113m\u0113jiem, tad viedt\u0101lru\u0146i noteikti b\u016bs iesp\u0113ja vi\u0146iem papla\u0161in\u0101t savas iesp\u0113jas, lietot GPS p\u0101rvad\u0101jumos, ieg\u016bt jaunus klientus un \u0101tr\u0101k sasniegt m\u0113r\u0137i, lietojot digit\u0101l\u0101s kartes. Pie\u0146emu, ka \u0161is pakalpojums \u0101tri ieg\u016bs popularit\u0101ti un dr\u012bzum\u0101 b\u016bs vis\u0101s valst\u012bs \u0100frik\u0101, kur\u0101s esam p\u0101rst\u0101v\u0113ti.<\/p>\n","protected":false},"excerpt":{"rendered":"Baltijas un Frankfurtes bir\u017eu gaida 250 miljonu eiro v\u0113rta oblig\u0101ciju emisija. Eleving Group vad\u012bt\u0101js Modests Sud\u0146us (Modestas Sudnius)&hellip;\n","protected":false},"author":2,"featured_media":9885,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[869,77,870,76,867,35,39,38,36,37,34,871,868,40,21],"class_list":{"0":"post-9884","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-biznesa-zinas","9":"tag-bizness","10":"tag-bizness-latvija","11":"tag-business","12":"tag-dienas-zinas","13":"tag-latvia","14":"tag-latvian","15":"tag-latviesu","16":"tag-latviesu-valoda","17":"tag-latviesuvaloda","18":"tag-latvija","19":"tag-latvijas-biznesa-zinas","20":"tag-latvijas-zinas","21":"tag-lv","22":"tag-zinas"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/9884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=9884"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/9884\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/9885"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=9884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=9884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=9884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}