Strauj\u0101ka kredit\u0113\u0161ana, neskatoties uz izaicin\u0101jumiem<\/p>\n
2025. gads “Swedbank” Latvij\u0101 aizrit\u0113jis strauj\u0101k\u0101 kredit\u0113\u0161anas z\u012bm\u0113 nek\u0101 gaid\u012bts, tom\u0113r \u0161iem labajiem rezult\u0101tiem bankas valdes priek\u0161s\u0113d\u0113t\u0101js Lauris Mencis pied\u0113v\u0113 sasniegumu, kas g\u016bts par sp\u012bti, nevis pateicoties, solidarit\u0101tes nodok\u013ca ievie\u0161anai. K\u0101 inform\u0113 port\u0101ls jauns.lv, Mencis intervij\u0101 a\u0123ent\u016brai LETA nor\u0101d\u012bja, ka, lai gan bijusi nepiecie\u0161am\u012bba p\u0113c invest\u012bcij\u0101m, finan\u0161u nozar\u0113 joproj\u0101m nav notiku\u0161as b\u016btiskas izmai\u0146as attiec\u012bb\u0101 uz solidarit\u0101tes iemaks\u0101m. Vi\u0146\u0161 ar\u012b prognoz\u0113, ka 2026. gad\u0101 Latvija b\u016bs vien\u012bg\u0101 Baltijas valsts, kur\u0101 saglab\u0101sies \u0161\u0101ds nodok\u013cu re\u017e\u012bms.<\/p>\n
Solidarit\u0101tes nodok\u013ca sekas un kritika<\/p>\n
Mencis pauda r\u016bgtumu par to, ka, neraugoties uz konstrukt\u012bvu dialogu ar politikas veidot\u0101jiem, netika veiktas izmai\u0146as likum\u0101 par solidarit\u0101tes iemaks\u0101m, kas var\u0113tu uzlabot situ\u0101ciju finan\u0161u nozar\u0113. Vi\u0146\u0161 uzsv\u0113ra, ka tie\u0161i norma, kas attiecas uz jauno kredit\u0113\u0161anu, \u012bpa\u0161i uz\u0146\u0113mumu segment\u0101, padara bank\u0101m \u0161o darb\u012bbu faktiski nerentablu. “Swedbank” vad\u012bt\u0101js piebilda, ka Eiropas Centr\u0101l\u0101 banka un Starptautiskais Val\u016btas fonds ir kritiz\u0113ju\u0161i \u0161o nodok\u013ca konstrukciju. Saska\u0146\u0101 ar Finan\u0161u ministrijas datiem, solidarit\u0101tes iemaksas devi\u0146os m\u0113ne\u0161os 2025. gad\u0101 sast\u0101d\u012bja 55,4 miljonus eiro, kas ir par 10,6% maz\u0101k nek\u0101 pl\u0101nots. Lai gan liel\u0101k\u0101 da\u013ca banku tiksies ar atlaid\u0113m solidarit\u0101tes nodok\u013ca maks\u0101jumiem 2025. gad\u0101, pateicoties kredit\u0113\u0161anas pieaugumam, kas ir bijis strauj\u0101ks nek\u0101 iepriek\u0161\u0113jos gados, Mencis nor\u0101da, ka \u0161is nodoklis kav\u0113 att\u012bst\u012bbu.<\/p>\n
Ekonomikas prognozes un izaicin\u0101jumi<\/p>\n
Neskatoties uz solidarit\u0101tes nodok\u013ca rad\u012btajiem \u0161\u0137\u0113r\u0161\u013ciem, Latvijas ekonomikas att\u012bst\u012bba tiek prognoz\u0113ta pozit\u012bva. P\u0113c Eiropas Komisijas prognoz\u0113m, Latvijas ekonomika 2025. gad\u0101 pieaugs par 1%, bet 2026. gad\u0101 izaugsme pa\u0101trin\u0101sies l\u012bdz 1,7%. Savuk\u0101rt Latvijas Banka prognoz\u0113 1,7% IKP pieaugumu 2025. gad\u0101, bet 2,8% 2026. gad\u0101. Finan\u0161u nozarei galvenais izaicin\u0101jums \u0161ogad joproj\u0101m ir likumdo\u0161anas un nodok\u013cu vide, jo Latvija ir vien\u012bg\u0101 Baltijas valsts, kur\u0101 saglab\u0101sies solidarit\u0101tes nodok\u013ca re\u017e\u012bms.<\/p>\n
Kredit\u0113\u0161anas pieaugums un banku sektora notur\u012bba<\/p>\n
Neskatoties uz solidarit\u0101tes nodok\u013ca negat\u012bvo ietekmi, kredit\u0113\u0161ana Latvij\u0101 kopum\u0101 uzr\u0101da pozit\u012bvu dinamiku. 2024. gad\u0101 aizdevumi nefinan\u0161u komp\u0101nij\u0101m un m\u0101jsaimniec\u012bb\u0101m pieauga par 5,8% un 6,2% attiec\u012bgi, kas ir strauj\u0101k nek\u0101 IKP pieaugums. \u0160\u012b tendence turpin\u0101j\u0101s ar\u012b 2025. gad\u0101, kad nefinan\u0161u komp\u0101nij\u0101m izsniegto aizdevumu apjoms pieauga par 18,6%, bet m\u0101jsaimniec\u012bb\u0101m \u2013 par 8,9%. “Swedbank” kop\u0113jais aizdevumu portfelis pirmaj\u0101 ceturksn\u012b sasniedza 6% pieaugumu gad\u0101. Latvijas banku sektors kopum\u0101 ir notur\u012bgs, pateicoties augstiem kapit\u0101la un likvidit\u0101tes r\u0101d\u012bt\u0101jiem, kas p\u0101rsniedz gan regulat\u012bv\u0101s pras\u012bbas, gan Eiropas Savien\u012bbas vid\u0113jos r\u0101d\u012bt\u0101jus.<\/p>\n","protected":false},"excerpt":{"rendered":"Strauj\u0101ka kredit\u0113\u0161ana, neskatoties uz izaicin\u0101jumiem 2025. gads “Swedbank” Latvij\u0101 aizrit\u0113jis strauj\u0101k\u0101 kredit\u0113\u0161anas z\u012bm\u0113 nek\u0101 gaid\u012bts, tom\u0113r \u0161iem labajiem…\n","protected":false},"author":2,"featured_media":98997,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[16],"tags":[77,76,8606,35,39,38,36,37,34,1045,24263,40,24264,6056],"class_list":{"0":"post-98996","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bizness","8":"tag-bizness","9":"tag-business","10":"tag-kreditesana","11":"tag-latvia","12":"tag-latvian","13":"tag-latviesu","14":"tag-latviesu-valoda","15":"tag-latviesuvaloda","16":"tag-latvija","17":"tag-latvijas-ekonomika","18":"tag-lauris-mencis","19":"tag-lv","20":"tag-solidaritates-nodoklis","21":"tag-swedbank"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@lv\/115864142123834422","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/98996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=98996"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/98996\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/98997"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=98996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=98996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=98996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}