Latvija Ambiciozi Tiecas K\u013c\u016bt Par Eiropas Finan\u0161u Tehnolo\u0123iju Centru<\/p>\n
Latvijas Bankas prezidents M\u0101rti\u0146\u0161 Kaz\u0101ks ir izvirz\u012bjis drosm\u012bgu un ambiciozu m\u0113r\u0137i \u2013 Latvija ap\u0146\u0113musies k\u013c\u016bt par vado\u0161o finan\u0161u tehnolo\u0123iju (FinTech) centru Eirop\u0101. \u0160is strat\u0113\u0123iskais pazi\u0146ojums tika izskan\u0113ts noz\u012bm\u012bg\u0101 FinTech forum\u0101, uzsverot valsts v\u0113lmi veicin\u0101t inov\u0101cijas un piesaist\u012bt jaunus, dinamiskus uz\u0146\u0113mumus finan\u0161u sektor\u0101. Kaz\u0101ks uzsv\u0113ra, ka FinTech nozare vairs nav tikai veids, k\u0101 m\u0113s dom\u0101jam par finans\u0113m \u2013 t\u0101 p\u0101rveido ekonomiku, rada jaunas iesp\u0113jas un nosaka jaunus glob\u0101lus standartus. Latvijas pan\u0101kumi \u0161aj\u0101 jom\u0101 ir pier\u0101d\u012bjums tam, ka ar amb\u012bciju, talantu un sadarb\u012bbu valsts var nostiprin\u0101ties starp dinamisk\u0101kajiem Eiropas centriem. Forums kalpo k\u0101 platforma, kur idejas p\u0101rtop par veiksm\u012bgiem st\u0101stiem.<\/p>\n
Latvijas Unik\u0101l\u0101s Priek\u0161roc\u012bbas FinTech Sektora Att\u012bst\u012bbai<\/p>\n
Latvijas pievilc\u012bba FinTech uz\u0146\u0113mumiem nav nejau\u0161\u012bba. Valsts pied\u0101v\u0101 virkni b\u016btiskus ieguvumus, kas veicina nozares izaugsmi. Viens no galvenajiem aspektiem ir tie\u0161\u0101 piek\u013cuve Latvijas Bankas maks\u0101jumu sist\u0113mai, kas \u013cauj uz\u0146\u0113mumiem efekt\u012bv\u0101k darboties un integr\u0113ties pla\u0161\u0101k\u0101 finan\u0161u ekosist\u0113m\u0101. \u0160o iesp\u0113ju jau ir izmantoju\u0161i septi\u0146i uz\u0146\u0113mumi, un v\u0113l vair\u0101k nek\u0101 desmit to pl\u0101no dar\u012bt. Latvijas Banka ir ar\u012b ieviesusi pirmlicenc\u0113\u0161anas procesu, kas atvieglo jaunajiem uz\u0146\u0113mumiem ce\u013cu l\u012bdz darb\u012bbas at\u013caujas sa\u0146em\u0161anai. \u0160obr\u012bd tiek izskat\u012bti vair\u0101k nek\u0101 15 uz\u0146\u0113mumi \u0161aj\u0101 proces\u0101. Papildus tam tiek izstr\u0101d\u0101tas izmai\u0146as regul\u0113jum\u0101, kas \u013caus finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumiem ieg\u016bt “maz\u0101s bankas” licenci, un attiec\u012bgie likumprojekti tiek virz\u012bti Saeim\u0101. V\u0113l viena noz\u012bm\u012bga priek\u0161roc\u012bba ir 0% nodok\u013ca likme reinvest\u0113tajai pe\u013c\u0146ai, kas rada iev\u0113rojamu finansi\u0101lu stimulu uz\u0146\u0113mumu att\u012bst\u012bbai un reinvest\u012bcij\u0101m. \u0160ie faktori kop\u0101 veido sp\u0113c\u012bgu pamatu, lai Latvija var\u0113tu konkur\u0113t Eiropas un pasaules FinTech tirg\u016b.<\/p>\n
Glob\u0101l\u0101 FinTech Tirgus Potenci\u0101ls un Latvijas Luga<\/p>\n
Eiropas FinTech tirgus \u0161ogad ir p\u0101rsniedzis 70 miljardu eiro atz\u012bmi, un tiek prognoz\u0113ts, ka l\u012bdz 2030. gadam tas gandr\u012bz dubultosies, pieaugot par iespaid\u012bgiem 15% gad\u0101. Sal\u012bdzin\u0101jumam, tradicion\u0101lo banku pakalpojumu pieaugums ir aptuveni 6% gad\u0101. 2022. gada beig\u0101s FinTech jau veidoja 5% jeb 128-175 miljardus eiro no pasaules banku sektora neto ie\u0146\u0113mumiem, un tiek prognoz\u0113ts, ka l\u012bdz 2028. gadam \u0161is r\u0101d\u012bt\u0101js dubultosies, sasniedzot vair\u0101k nek\u0101 342 miljardus eiro. \u0160ie skait\u013ci skaidri par\u0101da tr\u012bs b\u016btiskas tendences: pirmk\u0101rt, FinTech ir nostiprin\u0101jis savu noz\u012bm\u012bgo lomu finan\u0161u sist\u0113m\u0101; otrk\u0101rt, nozare joproj\u0101m ir sal\u012bdzino\u0161i jauna un att\u012bst\u012bbas potenci\u0101ls ir milz\u012bgs; tre\u0161k\u0101rt, t\u0101s izaugsme ir strauja un nep\u0101rtraukta. Latvijas Bankas prezidents Kaz\u0101ks uzsver, ka Latvijai j\u0101b\u016bt vienai no finan\u0161u n\u0101kotnes l\u012bdzautoriem, nevis vienk\u0101r\u0161i v\u0113rot\u0101jai. Valsts Bankas prezidents izteica cer\u012bbu, ka Latvijas piem\u0113rs iedvesmos ar\u012b citas valstis un veicin\u0101s kop\u0113ju virz\u012bbu uz modern\u0101ku un efekt\u012bv\u0101ku finan\u0161u sist\u0113mu vis\u0101 pasaul\u0113.<\/p>\n
Latvijas FinTech Att\u012bst\u012bbas Strat\u0113\u0123ija un T\u0101s M\u0113r\u0137i<\/p>\n
Lai sasniegtu nosprausto m\u0113r\u0137i k\u013c\u016bt par Eiropas finan\u0161u tehnolo\u0123iju centru, ir izstr\u0101d\u0101ta strat\u0113\u0123ija 2025.\u20132027. gadam. \u0160\u012bs strat\u0113\u0123ijas galvenie uzdevumi ir k\u013c\u016bt par konkur\u0113tsp\u0113j\u012bgu FinTech centru Baltijas valst\u012bs un Skandin\u0101vij\u0101. Paredz\u0113ts par 30% palielin\u0101t Latvij\u0101 re\u0123istr\u0113to finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumu skaitu, nodro\u0161inot tiem labv\u0113l\u012bgus nosac\u012bjumus darb\u012bbai un papla\u0161in\u0101\u0161anai. T\u0101pat strat\u0113\u0123ijas m\u0113r\u0137is ir par 15% piesaist\u012bt jaunus kapit\u0101la ieguld\u012bjumus FinTech jom\u0101 un par 18% palielin\u0101t ar finan\u0161u tehnolo\u0123ij\u0101m saist\u012bto darba vietu skaitu. \u0160ie m\u0113r\u0137i ietver ar\u012b jaunu, labi apmaks\u0101tu un perspekt\u012bvu profesiju att\u012bst\u012bbu Latvij\u0101. \u0160o m\u0113r\u0137u \u012bsteno\u0161ana \u013caus Latvijai k\u013c\u016bt par stabilu, inovat\u012bvu un konkur\u0113tsp\u0113j\u012bgu finan\u0161u tehnolo\u0123iju centru re\u0123ion\u0101, kas piesaista gan viet\u0113jos, gan starptautiskos uz\u0146\u0113mumus un speci\u0101listus. \u0160obr\u012bd Latvij\u0101 darbojas jau aptuveni 130 finan\u0161u tehnolo\u0123iju uz\u0146\u0113mumi, kas liecina par jau eso\u0161o dinamiku nozar\u0113.<\/p>\n
Inovat\u012bva Ekosist\u0113ma un Starptautisk\u0101 Sadarb\u012bba K\u0101 Pan\u0101kumu Atsl\u0113ga<\/p>\n
Pan\u0101kumu atsl\u0113ga Latvijas FinTech amb\u012bciju \u012bsteno\u0161an\u0101 sl\u0113pjas sp\u0113j\u0101 veidot sp\u0113c\u012bgu un savstarp\u0113ji saist\u012btu ekosist\u0113mu. \u0160aj\u0101 ekosist\u0113m\u0101 svar\u012bga ir cie\u0161a sadarb\u012bba starp jaunajiem start-up uz\u0146\u0113mumiem, liel\u0101k\u0101m finan\u0161u iest\u0101d\u0113m un regulatoriem. \u0160\u0101da sadarb\u012bba ir k\u0101 dz\u012bslas, kas nodro\u0161ina jaun\u0101s idejas un tehnolo\u0123ijas pl\u016bsmu un att\u012bst\u012bbu. B\u016btiska ir ar\u012b starptautisk\u0101 sadarb\u012bba, lai Latvija var\u0113tu efekt\u012bvi konkur\u0113t glob\u0101laj\u0101 FinTech tirg\u016b. Tas noz\u012bm\u0113 akt\u012bvu dal\u012bbu starptautiskos pas\u0101kumos, pieredzes apmai\u0146u un sadarb\u012bbas l\u012bgumu sl\u0113g\u0161anu ar cit\u0101m valst\u012bm, kuras ar\u012b v\u0113las att\u012bst\u012bt \u0161o nozari. Latvijas Banka, sadarbojoties ar Latvijas Invest\u012bciju un att\u012bst\u012bbas a\u0123ent\u016bru (LIAA) un R\u012bgas invest\u012bciju un t\u016brisma a\u0123ent\u016bru (RITA), akt\u012bvi str\u0101d\u0101 pie \u0161\u012bs ekosist\u0113mas veido\u0161anas. Tiek pied\u0101v\u0101tas konsult\u0101cijas Inov\u0101ciju centr\u0101, iesp\u0113ja test\u0113t inovat\u012bvus finan\u0161u pakalpojumus “Regulat\u012bvaj\u0101 smil\u0161kast\u0113”, k\u0101 ar\u012b vienk\u0101r\u0161oti licenc\u0113\u0161anas procesi. \u0160ie pas\u0101kumi ir b\u016btiski, lai veicin\u0101tu gan viet\u0113jo, gan starptautisko uz\u0146\u0113mumu interesi un sp\u0113ju veiksm\u012bgi darboties Latvij\u0101. T\u0101pat ir izveidots unik\u0101ls pamats elektroniskajiem maks\u0101jumiem un kriptoval\u016bt\u0101m, kas v\u0113l vair\u0101k stiprina Latvijas poz\u012bcijas finan\u0161u tehnolo\u0123iju jom\u0101.<\/p>\n
FinTech \u2013 Latvijas Ekonomikas N\u0101kotne<\/p>\n
Finan\u0161u tehnolo\u0123ijas (FinTech) pied\u0101v\u0101 daudz vair\u0101k nek\u0101 tikai tehnolo\u0123iju pielieto\u0161anu finan\u0161u pakalpojumos. T\u0101 ir vesela filozofija, kas maina veidu, k\u0101 m\u0113s dom\u0101jam par naudu, invest\u012bcij\u0101m un finan\u0161u pieejam\u012bbu. Kaz\u0101ks uzsv\u0113ra, ka pasaule k\u013c\u016bst arvien digitaliz\u0113t\u0101ka, un finan\u0161u tehnolo\u0123ijas ir \u0161\u012bs transform\u0101cijas priek\u0161gal\u0101. Latvijas m\u0113r\u0137is ir ne tikai sekot l\u012bdzi glob\u0101laj\u0101m tendenc\u0113m, bet ar\u012b akt\u012bvi veidot n\u0101kotnes finan\u0161u sist\u0113mu. Ar sav\u0101m unik\u0101laj\u0101m priek\u0161roc\u012bb\u0101m, strat\u0113\u0123isko redz\u0113jumu un akt\u012bvu iesaisti starptautisk\u0101 vid\u0113, Latvija ir uz pareiz\u0101 ce\u013ca, lai k\u013c\u016btu par noz\u012bm\u012bgu sp\u0113l\u0113t\u0101ju Eiropas un pasaules FinTech ar\u0113n\u0101. \u0160is ambiciozais m\u0113r\u0137is dod ne tikai ekonomiskas priek\u0161roc\u012bbas, bet ar\u012b veicina inov\u0101cijas kult\u016bru un digit\u0101lo transform\u0101ciju vis\u0101 valst\u012b.<\/p>\n","protected":false},"excerpt":{"rendered":"Latvija Ambiciozi Tiecas K\u013c\u016bt Par Eiropas Finan\u0161u Tehnolo\u0123iju Centru Latvijas Bankas prezidents M\u0101rti\u0146\u0161 Kaz\u0101ks ir izvirz\u012bjis drosm\u012bgu un…\n","protected":false},"author":2,"featured_media":9991,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[23,28,29,3832,32,33,1834,3831,22,30,31,35,39,38,36,37,34,40,45,20,26,27,24,25,21],"class_list":{"0":"post-9990","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-aktualitates","8":"tag-aktualitates","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-eiropas-centrs","12":"tag-featured-news","13":"tag-featurednews","14":"tag-finansu-tehnologijas","15":"tag-fintech","16":"tag-headlines","17":"tag-latest-news","18":"tag-latestnews","19":"tag-latvia","20":"tag-latvian","21":"tag-latviesu","22":"tag-latviesu-valoda","23":"tag-latviesuvaloda","24":"tag-latvija","25":"tag-lv","26":"tag-martins-kazaks","27":"tag-news","28":"tag-popularakas-zinas","29":"tag-popularakaszinas","30":"tag-top-stories","31":"tag-topstories","32":"tag-zinas"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/9990","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/comments?post=9990"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/posts\/9990\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media\/9991"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/media?parent=9990"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/categories?post=9990"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/lv\/wp-json\/wp\/v2\/tags?post=9990"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}