The launch comes at a critical moment. With GM’s announcement adding to ongoing reductions across the domestic auto industry, thousands of Michigan autoworkers are now facing decisions that will define the rest of their financial lives – often with little time to prepare and limited unbiased guidance.<\/p>\n “When a Big Three employee gets a buyout package or a layoff notice, they’re handed a stack of paperwork and given a window to decide on choices that are essentially irreversible,” said Rich Paul, CFP\u00ae, founder of Richard W. Paul & Associates. “Lump sum versus pension. Rolling over a 401(k). When to claim Social Security. How to bridge healthcare until Medicare. These aren’t small decisions – and most people are making them alone. We built Big Three Retiree to change that.”<\/p>\n Available at BigThreeRetiree.com<\/a>:<\/p>\n The free resource hub includes:<\/p>\n A free 12-chapter book and audiobook – The Autoworker’s Guide to Retirement – covering pension election, buyout evaluation, 401(k) rollover strategy, and retirement income planning.<\/p>\n Plain-English guides and articles on 401(k) rollovers, Social Security timing, Medicare enrollment, and healthcare\/long-term care strategies for early retirees<\/p>\n Pension vs. lump-sum analysis frameworks tailored to Big Three pension formulas<\/p>\n The Fulfillment Factor guide discussing how to live with purpose in retirement<\/p>\n No-cost educational content with no email gate to access core materials<\/p>\n Why Now<\/p>\n Michigan’s auto sector has shed thousands of jobs as EV transition costs, restructuring, and softer demand reshape the industry. For workers in their 50s and 60s, a layoff or buyout offer can accelerate retirement by years – compressing planning decisions that normally take a decade into a few weeks.<\/p>\n “There’s a real information gap,” co-author Steven Paul, CFP\u00ae, added. “Big Three retirees built the American middle class. They deserve resources that meet them where they are – not generic retirement calculators or sales pitches.”<\/p>\n About Richard W. Paul & Associates, LLC<\/p>\n Richard W. Paul & Associates, LLC is located in Novi, MI, and is an SEC Registered Investment Advisor, specializing in retirement income planning, investment management, and pension\/buyout analysis for autoworkers and corporate retirees. The firm’s advisors include CFP\u00ae professionals and CFA\u00ae charterholders, providing fiduciary, fee-based guidance to families across Michigan and nationwide.<\/p>\n For more information, please visit bigthreeretiree.com<\/a> or rwpaul.com<\/a>.<\/p>\n Media Contact: SOURCE: Richard W Paul and Associates<\/p>\n![\"\"](\"https:\/\/www.europesays.com\/netherlands\/wp-content\/uploads\/2026\/05\/85c823ccc017ca63acec57c1d18c95e5.png\")
<\/a> Richard W Paul and Associates <\/p>\n
Kristi Hardy
Richard W. Paul & Associates, LLC
(248) 305-9911
info@rwpaul.com<\/a>
bigthreeretiree.com<\/a><\/p>\n