{"id":216258,"date":"2026-01-05T18:07:27","date_gmt":"2026-01-05T18:07:27","guid":{"rendered":"https:\/\/www.europesays.com\/pt\/216258\/"},"modified":"2026-01-05T18:07:27","modified_gmt":"2026-01-05T18:07:27","slug":"mais-de-metade-do-credito-a-habitacao-tem-taxa-de-esforco-ate-20-banca-financas","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/pt\/216258\/","title":{"rendered":"Mais de metade do cr\u00e9dito \u00e0 habita\u00e7\u00e3o tem taxa de esfor\u00e7o at\u00e9 20% &#8211; Banca &#038; Finan\u00e7as"},"content":{"rendered":"<p class=\"\">&#13;<br \/>\n        A propor\u00e7\u00e3o de cr\u00e9ditos \u00e0 habita\u00e7\u00e3o cujos mutu\u00e1rios t\u00eam <b>taxas de esfor\u00e7o mais reduzidas<\/b> (at\u00e9 20%) est\u00e1 a aumentar e atingiu, em setembro de 2025, 53% da carteira. Os dados s\u00e3o do Banco de Portugal (BdP) e mostram que o peso dos empr\u00e9stimos cujo LSTI (sigla para a express\u00e3o inglesa \u201cLoan Service To Income\u201d) \u00e9 menor tem crescido desde 2023, depois de uma queda no p\u00f3s-pandemia. &#13;\n    <\/p>\n","protected":false},"excerpt":{"rendered":"&#13; A propor\u00e7\u00e3o de cr\u00e9ditos \u00e0 habita\u00e7\u00e3o cujos mutu\u00e1rios t\u00eam taxas de esfor\u00e7o mais reduzidas (at\u00e9 20%) est\u00e1&hellip;\n","protected":false},"author":2,"featured_media":216259,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[99,474,27,28,40955,14852,15,16,14,25,26,21,22,12,13,19,20,32,23,24,33,17,18,29,30,31],"class_list":{"0":"post-216258","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-principais-noticias","8":"tag-banco-central-europeu","9":"tag-banco-de-portugal","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-credito-e-divida","13":"tag-emprestimos","14":"tag-featured-news","15":"tag-featurednews","16":"tag-headlines","17":"tag-latest-news","18":"tag-latestnews","19":"tag-main-news","20":"tag-mainnews","21":"tag-news","22":"tag-noticias","23":"tag-noticias-principais","24":"tag-noticiasprincipais","25":"tag-portugal","26":"tag-principais-noticias","27":"tag-principaisnoticias","28":"tag-pt","29":"tag-top-stories","30":"tag-topstories","31":"tag-ultimas","32":"tag-ultimas-noticias","33":"tag-ultimasnoticias"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@pt\/115843828612870148","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/posts\/216258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/comments?post=216258"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/posts\/216258\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/media\/216259"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/media?parent=216258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/categories?post=216258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/pt\/wp-json\/wp\/v2\/tags?post=216258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}