{"id":116284,"date":"2026-02-17T18:32:10","date_gmt":"2026-02-17T18:32:10","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/116284\/"},"modified":"2026-02-17T18:32:10","modified_gmt":"2026-02-17T18:32:10","slug":"schimbari-majore-pentru-politele-rca-bonus-malus-revizuit-si-penalizari-mai-dure","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/116284\/","title":{"rendered":"Schimb\u0103ri majore pentru poli\u021bele RCA: bonus-malus revizuit \u0219i penaliz\u0103ri mai dure"},"content":{"rendered":"

Schimb\u0103ri importante vor avea loc pe pia\u021ba poli\u021belor RCA, surse apropiate discu\u021biilor afirm\u00e2nd c\u0103 Autoritatea de Supraveghere Financiar\u0103 (ASF) ar lucra deja la modificarea normei normei 20\/2017.<\/p>\n

\t\t\t\"Cineva<\/p>\n

ASF lucreaz\u0103 la modificarea normei privind RCA. Foto arhiv\u0103<\/p>\n

De\u0219i ASF a transmis oficial c\u0103 \u201enu comenteaz\u0103 un subiect aflat \u00een lucru\u201d, au ap\u0103rut deja informa\u021bii privind modificarea normei<\/a>, \u00een special \u00een privin\u021ba sistemului bonus-malus.\u00a0Cea mai important\u0103 schimbare vizeaz\u0103 sistemul bonus-malus, potrivit surselor economica.net<\/a>., care au afirmat c\u0103 \u0219oferii care ajung la malus maxim vor pl\u0103ti de p\u00e2n\u0103 la trei ori tariful de baz\u0103 pentru RCA, fa\u021b\u0103 de un plus de 80% c\u00e2t este \u00een prezent. \u00cen plus, se ia \u00een calcul majorarea num\u0103rului claselor de bunus \u0219i de malus, de la c\u00e2te opt \u00een prezent, la 14 clase de bonus \u0219i 12 clase de malus.<\/p>\n

Sursele citate sus\u021bin c\u0103 vor fi sanc\u021biuni mai severe pentru accidente, pentru fiecare accident cu daune materiale fiind pierdute dou\u0103 clase, iar dac\u0103 este vorba de v\u0103t\u0103m\u0103ri corporale se vor pierde patru clase.<\/p>\n

\u00cen cazul \u00een care \u0219oferul care a cauzat accidentul este prins c\u0103 a consumat alcool, peste penaliz\u0103rile de mai sus, acesta va mai pierde dou\u0103 clase.<\/p>\n

Alte prevederi care ar putea fi introduse vizeaz\u0103\u00a0RCA de grup \u0219i transferul de clase \u00eentre membri ai familiei. Adic\u0103 poli\u021ba se va face pe familie, fiind inclu\u0219i to\u021bi membri care au permis de conducere, iar coeficientul bonus malus va fi calculat ca medie a coeficien\u021bilor inclu\u0219i \u00een contract.<\/p>\n

Pe l\u00e2ng\u0103 modific\u0103rile privind sistemul bonus-malus, ASF vrea s\u0103 permit\u0103 introducerea unor clauze suplimentare \u00een contractele RCA. Printre acestea: fran\u0219iza, men\u021binerea beneficiului bonus-malus, clauza de dezastru, re\u00eennoire automat\u0103 \u0219i posibilitatea suspend\u0103rii facultative \u0219i temporare a contractului.<\/p>\n

Fran\u0219iza func\u021bioneaz\u0103 similar cu cea din CASCO. \u0218oferul accept\u0103 s\u0103 suporte o parte din costuri \u00een caz de daun\u0103, iar \u00een schimb pl\u0103te\u0219te o prim\u0103 mai mic\u0103. Men\u021binerea beneficiului bonus-malus presupune plata unei sume suplimentare pentru ca, \u00een cazul unui accident, asiguratul s\u0103 nu fie retrogradat \u00een sistem.<\/p>\n

Tot printr-o clauz\u0103 suplimentar\u0103, \u0219oferii vor putea solicita suspendarea temporar\u0103 a poli\u021bei<\/a> RCA.\u00a0Pe poli\u021b\u0103 va ap\u0103rea un cod QR cu informa\u021biile necesare \u00een caz de daun\u0103.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"Schimb\u0103ri importante vor avea loc pe pia\u021ba poli\u021belor RCA, surse apropiate discu\u021biilor afirm\u00e2nd c\u0103 Autoritatea de Supraveghere Financiar\u0103…\n","protected":false},"author":2,"featured_media":116285,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[2100,32,33,31,36,37,27,34,35,36149,27885,25,6102,41,40,38,39,26,28,29,30],"class_list":{"0":"post-116284","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-titluri","8":"tag-asf","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-cele-mai-populare-subiecte","12":"tag-featured-news","13":"tag-featurednews","14":"tag-headlines","15":"tag-latest-news","16":"tag-latestnews","17":"tag-malus","18":"tag-modificari","19":"tag-news","20":"tag-rca","21":"tag-ro","22":"tag-romana","23":"tag-romania","24":"tag-romanian","25":"tag-stiri","26":"tag-titluri","27":"tag-top-stories","28":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/116087406090816944","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/116284","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=116284"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/116284\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/116285"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=116284"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=116284"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=116284"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}