{"id":138274,"date":"2026-03-18T07:39:08","date_gmt":"2026-03-18T07:39:08","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/138274\/"},"modified":"2026-03-18T07:39:08","modified_gmt":"2026-03-18T07:39:08","slug":"plata-cu-cardul-se-schimba-apare-o-noua-regula-un-milion-de-romani-trebuie-sa-afle-modificarea-intr-o-tara-vestica","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/138274\/","title":{"rendered":"Plata cu cardul se schimb\u0103, apare o nou\u0103 regul\u0103. Un milion de rom\u00e2ni trebuie s\u0103 afle modificarea \u00eentr-o \u021bar\u0103 vestic\u0103"},"content":{"rendered":"<p>Miercuri, 18 Martie 2026, ora 02:00<\/p>\n<p>10167 citiri<\/p>\n<p><a class=\"news__image\" data-href=\"https:\/\/s2.ziareromania.ro\/?mmid=e756556b06458cc80b\" data-size=\"692x655\" title=\"Plata cu cardul se schimb\u0103, apare o nou\u0103 regul\u0103. Un milion de rom\u00e2ni trebuie s\u0103 afle modificarea \u00eentr-o \u021bar\u0103 vestic\u0103\"><img decoding=\"async\" src=\"https:\/\/www.europesays.com\/ro\/wp-content\/uploads\/2026\/03\/Plata-cu-cardul-se-schimb----apare-o-nou---regul----Un-milion-de-rom--ni-trebuie-s---afle-modificare.jpeg\" alt=\"Plata cu cardul se schimb\u0103, apare o nou\u0103 regul\u0103. Un milion de rom\u00e2ni trebuie s\u0103 afle modificarea \u00eentr-o \u021bar\u0103 vestic\u0103\" title=\"Plata cu cardul se schimb\u0103, apare o nou\u0103 regul\u0103. Un milion de rom\u00e2ni trebuie s\u0103 afle modificarea \u00eentr-o \u021bar\u0103 vestic\u0103\" class=\"img-responsive\"\/><\/a><\/p>\n<p>Marea Britanie introduce noi reguli la plata cu cardul FOTO: Hepta<\/p>\n<p>Autoritatea de Conduit\u0103 Financiar\u0103 (FCA) a introdus noi reglement\u0103ri care ofer\u0103 b\u0103ncilor \u0219i furnizorilor de pl\u0103\u021bi o mai mare flexibilitate \u00een ceea ce prive\u0219te limitele tranzac\u021biilor, care vor intra \u00een vigoare joi, 19 martie 2026. Plata cu cardul se va schimba \u00een Marea Britanie, unde locuiesc peste un milion de rom\u00e2ni.<\/p>\n<p>Limita de plat\u0103 de 100 de lire sterline cu cardul contactless va fi eliminat\u0103, iar b\u0103ncile \u0219i furnizorii de <a href=\"https:\/\/ziare.com\/prabusire-euro\/cadere-moneda-fata-de-dolar-cel-mai-scazut-nivel-8-luni-leul-coboara-bancnota-verde-2000078\" target=\"_blank\" rel=\"nofollow noopener\">pl\u0103\u021bi<\/a> cu controale stricte \u00eempotriva fraudei vor putea s\u0103 \u00ee\u0219i stabileasc\u0103 propriile limite, potrivit GBNews.<\/p>\n<p>Consumatorii britanici vor vedea o schimbare semnificativ\u0103 \u00een modul \u00een care pl\u0103tesc la cas\u0103 la sf\u00e2r\u0219itul acestei s\u0103pt\u0103m\u00e2ni, odat\u0103 cu eliminarea plafonului na\u021bional de 100 de lire sterline pentru pl\u0103\u021bile contactless.<\/p>\n<p>Conform regulilor revizuite, <a href=\"https:\/\/ziare.com\/actiuni-bursa-america\/afacere-care-sparge-piata-crestere-colosala-valoare-firma-abivax-1055-la-sura-in-8-luni-2000585\" target=\"_blank\" rel=\"nofollow noopener\">institu\u021biile financiare<\/a> pot oferi, de asemenea, clien\u021bilor op\u021biunea de a selecta limitele de cheltuieli preferate sau de a dezactiva complet func\u021bionalitatea \u201dtap-to-pay\u201d.<\/p>\n<p>B\u0103ncile individuale \u00ee\u0219i vor stabili propriile termene pentru implementarea modific\u0103rilor, ceea ce \u00eenseamn\u0103 c\u0103 ajust\u0103rile nu vor avea loc uniform pentru to\u021bi furnizorii \u00eenc\u0103 din prima zi.<\/p>\n<p>Autoritatea de reglementare a declarat c\u0103 aceste modific\u0103ri sunt destinate s\u0103 ofere b\u0103ncilor o mai mare flexibilitate \u00een a r\u0103spunde preferin\u021belor consumatorilor \u00een evolu\u021bie, progreselor \u00een tehnologia de plat\u0103 \u0219i efectelor infla\u021biei asupra achizi\u021biilor de zi cu zi.<\/p>\n<p>Posesorii de carduri \u0219i-ar putea stabili limita<\/p>\n<p>Plata prin atingere a devenit op\u021biunea cov\u00e2r\u0219itoare pentru consumatorii britanici care efectueaz\u0103 achizi\u021bii \u00een magazine, datele de la <a href=\"https:\/\/ziare.com\/barclays\/\" title=\"Barclays\" rel=\"nofollow noopener\" target=\"_blank\">Barclays<\/a> dezv\u0103luind c\u0103 94,6% din tranzac\u021biile eligibile cu cardul la comercian\u021bii fizici au fost finalizate folosind metode contactless \u00een cursul anului 2024.<\/p>\n<p>Anali\u0219tii au observat c\u0103 domina\u021bia pl\u0103\u021bilor contactless a determinat nevoia de reguli mai adaptabile, deoarece plafonul fix anterior nu a mai reu\u0219it s\u0103 reflecte modul \u00een care oamenii \u00ee\u0219i cheltuiesc efectiv banii la cas\u0103.<\/p>\n<p>Nicola Morgan, expert\u0103 \u00een servicii financiare la Confused, a declarat: \u201ePentru mul\u021bi consumatori, <a href=\"https:\/\/ziare.com\/bani\/plata\/\" title=\"plata\" rel=\"nofollow noopener\" target=\"_blank\">plata<\/a> contactless este deja cea mai u\u0219oar\u0103 modalitate de plat\u0103, deoarece permite efectuarea de achizi\u021bii rapide f\u0103r\u0103 a introduce un cod PIN\u201d.<\/p>\n<p>\u201e\u00cencep\u00e2nd de joi, plafonul na\u021bional de 100 de lire sterline va fi eliminat, ceea ce \u00eenseamn\u0103 c\u0103 b\u0103ncile vor putea s\u0103 \u00ee\u0219i stabileasc\u0103 propriile limite contactless \u0219i, \u00een unele cazuri, s\u0103 permit\u0103 clien\u021bilor s\u0103 aleag\u0103 o limit\u0103 care li se potrive\u0219te.\u201d<\/p>\n<p>\u00cen ciuda elimin\u0103rii plafonului fix, FCA se a\u0219teapt\u0103 \u00een continuare ca institu\u021biile financiare s\u0103 men\u021bin\u0103 m\u0103suri de protec\u021bie pentru clien\u021bii lor.<\/p>\n<p>Aceste garan\u021bii includ sisteme continue de monitorizare a fraudelor \u0219i cerin\u021be periodice de verificare a codului PIN, \u00een special atunci c\u00e2nd se proceseaz\u0103 achizi\u021bii de valoare mai mare. Pentru cei care iau \u00een considerare cre\u0219terea pragului contactless, c\u00e2teva m\u0103suri de precau\u021bie simple pot ajuta la protejarea finan\u021belor lor.<\/p>\n<p>\u021ai-a pl\u0103cut articolul?<\/p>\n<p> Vrem s\u0103 producem mai multe, \u00eens\u0103 avem nevoie de sus\u021binerea ta. Orice dona\u021bie conteaz\u0103 pentru jurnalismul independent <\/p>\n","protected":false},"excerpt":{"rendered":"Miercuri, 18 Martie 2026, ora 02:00 10167 citiri Marea Britanie introduce noi reguli la plata cu cardul FOTO:&hellip;\n","protected":false},"author":2,"featured_media":138275,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[32,33,31,36,37,27,74,34,35,93,41363,25,41361,41362,41364,41,40,14003,38,39,26,28,29,30,71,72,73],"class_list":{"0":"post-138274","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-international","8":"tag-breaking-news","9":"tag-breakingnews","10":"tag-cele-mai-populare-subiecte","11":"tag-featured-news","12":"tag-featurednews","13":"tag-headlines","14":"tag-international","15":"tag-latest-news","16":"tag-latestnews","17":"tag-marea-britanie","18":"tag-modificari-plati","19":"tag-news","20":"tag-plata-card","21":"tag-plati-carduri","22":"tag-plati-contactless","23":"tag-ro","24":"tag-romana","25":"tag-romani-marea-britanie","26":"tag-romania","27":"tag-romanian","28":"tag-stiri","29":"tag-titluri","30":"tag-top-stories","31":"tag-topstories","32":"tag-world","33":"tag-world-news","34":"tag-worldnews"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/116249045531908395","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/138274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=138274"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/138274\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/138275"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=138274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=138274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=138274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}