{"id":153699,"date":"2026-04-07T13:23:09","date_gmt":"2026-04-07T13:23:09","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/153699\/"},"modified":"2026-04-07T13:23:09","modified_gmt":"2026-04-07T13:23:09","slug":"fidelis-in-aprilie-2026-dobanzi-mai-mari-la-titlurile-de-stat-in-euro-si-lei-perioada-de-depunere","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/153699\/","title":{"rendered":"Fidelis \u00een aprilie 2026: Dob\u00e2nzi mai mari la titlurile de stat, \u00een euro \u0219i lei. Perioada de depunere"},"content":{"rendered":"<p>Ministerul Finan\u021belor a anun\u021bat, luni, \u00eentr-un comunicat transmis comunit\u0103\u021bii antreprenoriale <a href=\"http:\/\/startupcafe.ro\" rel=\"nofollow noopener\" target=\"_blank\">StartupCafe.ro<\/a>, emisiunea de titluri de stat Fidelis pe luna aprilie 2026, prin care rom\u00e2nii care \u00eemprumut\u0103 statul cu lei sau euro ob\u021bin dobanzi neimpozabile.\u00a0<\/p>\n<p>Noua edi\u021bie a programului Fidelis se va desf\u0103\u0219ura \u00een perioada 14 &#8211; 21 aprilie 2026 \u0219i promite dob\u00e2nzi mai mari dec\u00e2t la emisiunea din<a href=\"https:\/\/startupcafe.ro\/titluri-de-stat-fidelis-in-martie-2026-perioada-de-depunere-si-dobanzile-la-lei-si-euro-95503\" data-type=\"link\" data-id=\"https:\/\/startupcafe.ro\/titluri-de-stat-fidelis-in-martie-2026-perioada-de-depunere-si-dobanzile-la-lei-si-euro-95503\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">martie 2026<\/a>: \u00een edi\u021bia aprilie 2026 sunt prev\u0103zute dob\u00e2nzi anuale de p\u00e2n\u0103 la 7,60% la emisiunile \u00een lei \u0219i de p\u00e2n\u0103 la 6,40% la cele \u00een euro.\u00a0<\/p>\n<p>Persoanele fizice rezidente \u0219i nerezidente cu v\u00e2rsta peste 18 ani pot subscrie \u00een titlurile de stat FIDELIS denominate \u00een lei \u0219i \u00een euro prin intermediul b\u0103ncilor partenere <a href=\"https:\/\/btcapitalpartners.ro\/fidelis-oferta-de-titluri-de-stat-emise-de-ministerul-finantelor-publice\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/btcapitalpartners.ro\/fidelis-oferta-de-titluri-de-stat-emise-de-ministerul-finantelor-publice\" rel=\"noreferrer noopener nofollow\">BT Capital Partners<\/a> &amp; Banca Transilvania &amp; Salt Bank, Banca Comercial\u0103 Rom\u00e2n\u0103, B.R.D. \u2013 Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, UniCredit Bank \u0219i TradeVille \u00een parteneriat cu Libra Bank, titluri listate la Bursa de Valori Bucure\u0219ti.<\/p>\n<p>Investitorii vor beneficia de urm\u0103toarele rate de dob\u00e2nd\u0103, \u00een func\u021bie de moneda \u0219i scaden\u021ba aleas\u0103:<\/p>\n<p>\u00cen lei:<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 6,60% \u2013 scaden\u021ba la 2 ani;<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 7,60% \u2013 scaden\u021ba la 2 ani (tran\u0219\u0103 special\u0103 pentru donatorii de s\u00e2nge);<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 7,10% \u2013 scaden\u021ba la 4 ani;<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 7,60% \u2013 scaden\u021ba la 6 ani.<\/p>\n<p>\u00cen euro:<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 4,25% \u2013 scaden\u021ba la 3 ani;<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 5,25% \u2013 scaden\u021ba la 5 ani;<\/p>\n<p>\u00a0\u00a0\u00a0\u00a0\u2022 6,40% \u2013 scaden\u021ba la 10 ani.<\/p>\n<p>Facilit\u0103\u021bi pentru donatorii de s\u00e2nge<\/p>\n<p>Tran\u0219a special\u0103 \u00een lei, cu scaden\u021b\u0103 la 2 ani, este dedicat\u0103 celor care fac dovada don\u0103rii de s\u00e2nge \u00eencep\u00e2nd cu 1 noiembrie 2025. Ace\u0219tia beneficiaz\u0103 de o dob\u00e2nd\u0103 de 7,60% pe an \u0219i de un prag minim de subscriere redus la 500 lei, fa\u021b\u0103 de pragul standard de 5.000 lei.<\/p>\n<p>Avantajele investi\u021biei \u00een titlurile de stat FIDELIS, conform Ministerului Finan\u021belor:<\/p>\n<p>\u00a0\u00a0\u00a0\u00a01. toate veniturile ob\u021binute\u00a0 at\u00e2t din dob\u00e2nzi, c\u00e2t \u0219i c\u00e2\u0219tigurile de capital sunt neimpozabile;<\/p>\n<p>\u00a0\u00a0\u00a0\u00a02. posibilitatea de a vinde titlurile \u00eenainte de maturitate, primind dob\u00e2nd\u0103 aferent\u0103 perioadei de de\u021binere \u00een func\u021bie de pre\u021bul primit pe burs\u0103;\u00a0<\/p>\n<p>\u00a0\u00a0\u00a0\u00a03. sunt instrumente garantate integral de c\u0103tre statul rom\u00e2n, prin Ministerul Finan\u021belor.<\/p>\n<p>Valoarea nominal\u0103 este de 100 lei\/titlu, pentru emisiunile \u00een lei \u0219i 100 euro\/titlu, pentru cele \u00een euro. Pragul minim de subscriere este de 5.000 lei, respectiv 1.000 euro, cu excep\u021bia donatorilor de s\u00e2nge.<\/p>\n","protected":false},"excerpt":{"rendered":"Ministerul Finan\u021belor a anun\u021bat, luni, \u00eentr-un comunicat transmis comunit\u0103\u021bii antreprenoriale StartupCafe.ro, emisiunea de titluri de stat Fidelis pe&hellip;\n","protected":false},"author":2,"featured_media":153700,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[40358,32,33,31,20774,5495,44910,3181,2468,36,37,22368,44911,27,34,35,3722,4558,25,7205,44912,286,41,40,38,39,18841,26,28,7209,29,30],"class_list":{"0":"post-153699","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-titluri","8":"tag-aprilie","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-cele-mai-populare-subiecte","12":"tag-depunere","13":"tag-dobanda","14":"tag-dondaori","15":"tag-emisiune","16":"tag-euro","17":"tag-featured-news","18":"tag-featurednews","19":"tag-fidelis","20":"tag-fidelis-2026","21":"tag-headlines","22":"tag-latest-news","23":"tag-latestnews","24":"tag-lei","25":"tag-ministerul-finantelor","26":"tag-news","27":"tag-perioada","28":"tag-proram","29":"tag-randament","30":"tag-ro","31":"tag-romana","32":"tag-romania","33":"tag-romanian","34":"tag-sange","35":"tag-stiri","36":"tag-titluri","37":"tag-titluri-de-stat","38":"tag-top-stories","39":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/116363644314378569","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/153699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=153699"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/153699\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/153700"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=153699"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=153699"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=153699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}