{"id":190856,"date":"2026-05-27T16:28:10","date_gmt":"2026-05-27T16:28:10","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/190856\/"},"modified":"2026-05-27T16:28:10","modified_gmt":"2026-05-27T16:28:10","slug":"noile-metode-de-inselaciune-care-ii-lasa-pe-batrani-fara-economii-semnalele-care-ar-trebui-sa-ridice-suspiciuni","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/190856\/","title":{"rendered":"Noile metode de \u00een\u0219el\u0103ciune care \u00eei las\u0103 pe b\u0103tr\u00e2ni f\u0103r\u0103 economii. Semnalele care ar trebui s\u0103 ridice suspiciuni"},"content":{"rendered":"<p>Fraudele bancare \u0219i escrocheriile online care \u00eei vizeaz\u0103 pe v\u00e2rstnici s-au \u00eenmul\u021bit alarmant \u00een ultimii ani. De la apeluri false \u201edin partea b\u0103ncii\u201d \u0219i SMS-uri capcan\u0103 p\u00e2n\u0103 la investi\u021bii fictive promovate pe internet, tot mai mul\u021bi seniori ajung s\u0103 piard\u0103 economiile str\u00e2nse \u00eentr-o via\u021b\u0103 \u00een doar c\u00e2teva minute.<\/p>\n<p>\t\t\t<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/ro\/wp-content\/uploads\/2026\/01\/1768211711_877_index.jpeg\" alt=\"O b\u0103tr\u00e2nic\u0103 se uit\u0103 \u00eengrozit\u0103 la SMS-ul de pe telefon \u021bin\u00e2nd cardul \u00een m\u00e2n\u0103\" width=\"1400\" height=\"750\" loading=\"eager\" fetchpriority=\"high\" class=\"svelte-h45upf\"\/><\/p>\n<p>Noile metode de \u00een\u0219el\u0103ciune care \u00eei las\u0103 pe b\u0103tr\u00e2ni f\u0103r\u0103 economii. Foto arhiv\u0103<\/p>\n<p>publicitate&#8221;); background-position: center center; background-repeat: no-repeat;&#8221;&gt;<\/p>\n<p>Multe dintre \u00een\u0219el\u0103toriile care \u00eei vizeaz\u0103 pe seniori \u00eencep aparent banal. <a href=\"https:\/\/adevarul.ro\/economie\/te-suna-banca-si-vrea-datele-tale-cum-recunosti-2487554.html\" target=\"_blank\" rel=\"nofollow noopener\">Victima prime\u0219te un SMS care pare trimis de banc\u0103<\/a>, un apel urgent despre \u201etranzac\u021bii suspecte\u201d sau un mesaj care promite recuper\u0103ri de bani, reduceri ori investi\u021bii \u201esigure\u201d.<\/p>\n<p>\u00cen realitate, scopul este acela\u0219i: ob\u021binerea datelor bancare \u0219i a accesului la conturile victimelor.<\/p>\n<p>Exper\u021bii spun c\u0103 atacatorii folosesc tot mai des tehnici de manipulare emo\u021bional\u0103 \u0219i profit\u0103 de faptul c\u0103 mul\u021bi seniori folosesc aplica\u021bii bancare sau pl\u0103\u021bi online f\u0103r\u0103 s\u0103 fie familiariza\u021bi cu toate riscurile digitale.<\/p>\n<p>\u00cen unele cazuri, victimele sunt convinse s\u0103 instaleze aplica\u021bii de control la distan\u021b\u0103 pe telefon sau calculator. Odat\u0103 instalate, infractorii pot prelua accesul la dispozitiv \u0219i pot transfera rapid banii din conturi.<\/p>\n<p>\t\t\tPhishing \u0219i spoofing, printre cele mai r\u0103sp\u00e2ndite fraude<\/p>\n<p>Potrivit Directoratului Na\u021bional de Securitate Cibernetic\u0103 (DNSC, 80% dintre atacurile cibernetice raportate \u00een Rom\u00e2nia sunt fraude bazate pe phishing \u0219i manipulare emo\u021bional\u0103.<\/p>\n<p>Datele arat\u0103 c\u0103 fraudele informatice raportate au crescut cu peste 40% \u00eentr-un singur an, iar atacurile de tip malware s-au majorat cu aproape 287%.<\/p>\n<p>Speciali\u0219tii atrag aten\u021bia c\u0103 persoanele \u00een v\u00e2rst\u0103 sunt printre cele mai vulnerabile categorii, mai ales c\u0103 tot mai mul\u021bi seniori folosesc internet banking \u0219i pl\u0103\u021bi online.<\/p>\n<p>Statisticile recente arat\u0103 c\u0103 unul din trei rom\u00e2ni a fost vizat de tentative de phishing, iar aproape 60% dintre utilizatori nu pot face diferen\u021ba \u00eentre un site bancar real \u0219i unul fals.<\/p>\n<p>\t\t\tSemnalele care ar trebui s\u0103 ridice suspiciuni<\/p>\n<p>Exper\u021bii \u00een securitate digital\u0103 spun c\u0103 exist\u0103 c\u00e2teva semnale clare care pot indica o tentativ\u0103 de fraud\u0103:<\/p>\n<p>publicitate&#8221;); background-position: center center; background-repeat: no-repeat;&#8221;&gt;<\/p>\n<ul>\n<li>mesaje care cer ac\u021biune urgent\u0103;<\/li>\n<\/ul>\n<ul>\n<li>apeluri \u00een care sunt solicitate coduri sau parole;<\/li>\n<\/ul>\n<ul>\n<li>linkuri primite prin SMS sau WhatsApp;<\/li>\n<\/ul>\n<ul>\n<li>promisiuni de c\u00e2\u0219tig rapid;<\/li>\n<\/ul>\n<ul>\n<li>investi\u021bii \u201egarantate\u201d;<\/li>\n<\/ul>\n<ul>\n<li>cereri pentru instalarea unor aplica\u021bii de acces la distan\u021b\u0103.<\/li>\n<\/ul>\n<p>\u201eFraudatorii devin din ce \u00een ce mai sofistica\u021bi, iar metodele folosite exploateaz\u0103 emo\u021biile \u0219i \u00eencrederea oamenilor. Prin aceast\u0103 campanie ne dorim s\u0103 oferim seniorilor instrumente concrete pentru a recunoa\u0219te pericolele \u0219i pentru a se proteja\u201d, explic\u0103 Raluca Voicu, expert \u00een prevenirea fraudelor \u00een cadrul unei b\u0103nci din Rom\u00e2nia.<\/p>\n<p>\t\t\tRu\u0219inea \u00eei face pe mul\u021bi seniori s\u0103 nu cear\u0103 ajutor<\/p>\n<p>Speciali\u0219tii spun c\u0103 una dintre cele mai mari probleme este faptul c\u0103 multe victime evit\u0103 s\u0103 vorbeasc\u0103 despre ce li s-a \u00eent\u00e2mplat, de team\u0103 s\u0103 nu fie judecate sau considerate naive.<\/p>\n<p>\u201eMul\u021bi oameni evit\u0103 s\u0103 vorbeasc\u0103 dup\u0103 ce au fost p\u0103c\u0103li\u021bi, de team\u0103 s\u0103 nu fie judeca\u021bi. \u00cen realitate, oricine poate deveni victima unei fraude bine construite. Tocmai de aceea educa\u021bia \u0219i dialogul sunt esen\u021biale\u201d, spune Alexandra Dobre, pre\u0219edintele Institutului Rom\u00e2n pentru \u00cemb\u0103tr\u00e2nire Activ\u0103.<\/p>\n<p>publicitate&#8221;); background-position: center center; background-repeat: no-repeat;&#8221;&gt;<\/p>\n<p>Exper\u021bii europeni \u00een securitatea pl\u0103\u021bilor avertizeaz\u0103 c\u0103 atacurile de tip social engineering sunt tot mai greu de identificat, mai ales \u00een contextul folosirii inteligen\u021bei artificiale pentru crearea unor voci, mesaje \u0219i identit\u0103\u021bi false extrem de credibile.<\/p>\n<p>\t\t\tCampanie de educa\u021bie financiar\u0103 pentru seniori<\/p>\n<p>\u00cen acest context, Institutul Rom\u00e2n pentru \u00cemb\u0103tr\u00e2nire Activ\u0103 \u0219i ING Rom\u00e2nia lanseaz\u0103 pe 28 mai o campanie na\u021bional\u0103 de educa\u021bie financiar\u0103 \u0219i securitate digital\u0103 dedicat\u0103 seniorilor.<\/p>\n<p>Campania \u00eencepe la Bucure\u0219ti \u0219i va continua \u00een Constan\u021ba, Timi\u0219oara \u0219i Bra\u0219ov. Seniorii vor participa la workshopuri practice \u0219i sesiuni interactive despre protec\u021bia banilor \u0219i a datelor personale.<\/p>\n<p>\u00cen cadrul proiectului va fi prezentat \u0219i primul studiu realizat \u00een Rom\u00e2nia privind impactul fraudelor bancare \u0219i online asupra persoanelor v\u00e2rstnice.<\/p>\n<p>Ambasadorul campaniei este Sanda \u021a\u0103ranu, care spune c\u0103 informarea \u0219i dialogul sunt cele mai importante forme de<a href=\"https:\/\/adevarul.ro\/stiri-interne\/societate\/alerta-pentru-romani-escrocheria-telefonica-de-2476736.html\" target=\"_blank\" rel=\"nofollow noopener\"> protec\u021bie pentru seniori \u00een fa\u021ba fraudelor digitale.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Fraudele bancare \u0219i escrocheriile online care \u00eei vizeaz\u0103 pe v\u00e2rstnici s-au \u00eenmul\u021bit alarmant \u00een ultimii ani. De la&hellip;\n","protected":false},"author":2,"featured_media":89322,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[10],"tags":[37291,32,33,31,42010,23568,36,37,3520,27,20328,54251,34,35,25,27572,41,40,38,39,6128,26,28,29,30],"class_list":["post-190856","post","type-post","status-publish","format-standard","has-post-thumbnail","category-romania","tag-batrani","tag-breaking-news","tag-breakingnews","tag-cele-mai-populare-subiecte","tag-dnsc","tag-educatie-financiara","tag-featured-news","tag-featurednews","tag-fraude","tag-headlines","tag-ing","tag-institutul-roman-pentru-imbatranire-activa","tag-latest-news","tag-latestnews","tag-news","tag-phishing","tag-ro","tag-romana","tag-romania","tag-romanian","tag-spoofing","tag-stiri","tag-titluri","tag-top-stories","tag-topstories"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/116647487776650232","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/190856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=190856"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/190856\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/89322"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=190856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=190856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=190856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}