{"id":193458,"date":"2026-05-31T01:17:07","date_gmt":"2026-05-31T01:17:07","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/193458\/"},"modified":"2026-05-31T01:17:07","modified_gmt":"2026-05-31T01:17:07","slug":"ai-ul-ar-putea-concedia-masiv-in-zona-bancara-europeana","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/193458\/","title":{"rendered":"AI-ul ar putea concedia masiv \u00een zona bancar\u0103 european\u0103"},"content":{"rendered":"<p>R\u0103sp\u00e2ndirea rapid\u0103 a <a href=\"https:\/\/www.stiripesurse.ro\/tag\/inteligenta-artificiala\" rel=\"nofollow noopener\" target=\"_blank\">inteligen\u0163ei artificiale<\/a> ar putea permite b\u0103ncilor europene s\u0103 \u00ee\u015fi reduc\u0103 efectivele de personal cu p\u00e2n\u0103 la o cincime pe &#8222;termen scurt&#8221;, potrivit anali\u015ftilor b\u0103ncii americane Morgan Stanley, transmite Bloomberg citat de agerpres.<\/p>\n<p>AI va duce la cre\u015fteri estimate ale productivit\u0103\u0163ii de 30%, au calculat anali\u015ftii de la <a href=\"https:\/\/www.stiripesurse.ro\/tag\/morgan-stanley\" rel=\"nofollow noopener\" target=\"_blank\">Morgan Stanley<\/a>, \u00eentr-un raport publicat joi. Acest fenomen ar putea duce la reduceri de posturi cuprinse \u00eentre 10% \u015fi 20% \u00een urm\u0103torii cinci ani, au precizat ei, ad\u0103ug\u00e2nd c\u0103 o mare parte din restructur\u0103ri va fi realizat\u0103 prin plec\u0103ri voluntare, inclusiv pension\u0103ri.<\/p>\n<p>Mul\u0163i directori de banc\u0103 au recunoscut c\u0103 AI va schimba unele locuri de munc\u0103 pe m\u0103sur\u0103 ce firmele \u00eencep s\u0103 implementeze aceast\u0103 tehnologie \u00een diferite func\u0163ii.<\/p>\n<p>Recent, grupul bancar britanic Standard Chartered Plc a anun\u0163at c\u0103 va elimina aproape 8.000 de posturi \u00een domeniul suport \u00een urm\u0103torii patru ani \u015fi a legat acest lucru de AI. Directorul Bill Winters a declarat c\u0103 planul va afecta &#8222;capitalul uman cu valoare mai mic\u0103&#8221;, de\u015fi ulterior \u015fi-a cerut scuze pentru cuvintele folosite.<\/p>\n<p>O alt\u0103 mare banc\u0103 britanic\u0103, HSBC Holdings Plc, analizeaz\u0103 \u015fi ea posibilitatea de a elimina aproximativ 20.000 de locuri de munc\u0103, plec\u00e2nd de la ipoteza c\u0103 inteligen\u0163a artificial\u0103 o va ajuta s\u0103 reduc\u0103 dimensiunile echipelor care asigur\u0103 func\u0163ii de tip middle \u015fi back office, a dezv\u0103luit Bloomberg la \u00eenceputul acestui an.<\/p>\n<p>S\u0103pt\u0103m\u00e2na trecut\u0103, directorul general de la banca german\u0103 Commerzbank AG, Bettina Orlopp, a declarat c\u0103 inteligen\u0163a artificial\u0103 va duce la economii de costuri \u00een valoare de aproximativ 350 de milioane de euro, \u00een c\u00e2\u0163iva ani.<\/p>\n<p>Reducerile de posturi prognozate de anali\u015ftii de la Morgan Stanley ar genera economii de costuri \u00een valoare de aproximativ 4% p\u00e2n\u0103 la 9% din total. Anali\u015ftii au mai spus c\u0103 inteligen\u0163a artificial\u0103 ofer\u0103 poten\u0163ialul de a cre\u015fte veniturile, de exemplu, ajut\u00e2nd b\u0103ncile s\u0103 identifice ce produse s\u0103 ofere fiec\u0103rui client. B\u0103ncile care dispun de platforme integrate de retail, economii, asigur\u0103ri \u015fi gestionarea averilor sunt mai preg\u0103tite pentru a profita de aceast\u0103 tendin\u0163\u0103, sus\u0163in economi\u015fii.<\/p>\n","protected":false},"excerpt":{"rendered":"R\u0103sp\u00e2ndirea rapid\u0103 a inteligen\u0163ei artificiale ar putea permite b\u0103ncilor europene s\u0103 \u00ee\u015fi reduc\u0103 efectivele de personal cu p\u00e2n\u0103&hellip;\n","protected":false},"author":2,"featured_media":193459,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[14],"tags":[97,1129,10901,96,3863,41,40,38,39],"class_list":["post-193458","post","type-post","status-publish","format-standard","has-post-thumbnail","category-afaceri","tag-afaceri","tag-ai","tag-banci","tag-business","tag-reduceri","tag-ro","tag-romana","tag-romania","tag-romanian"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/116666554368130783","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/193458","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=193458"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/193458\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/193459"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=193458"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=193458"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=193458"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}