{"id":3724,"date":"2025-09-25T16:30:07","date_gmt":"2025-09-25T16:30:07","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/3724\/"},"modified":"2025-09-25T16:30:07","modified_gmt":"2025-09-25T16:30:07","slug":"pastrati-numerar-acasa-in-bancnote-mici-recomanda-banca-centrala-europeana-cat-cash-ar-trebui-sa-aiba-fiecare-familie-in-cazul-unei-situatii-de-criza","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/3724\/","title":{"rendered":"\u201eP\u0103stra\u021bi numerar acas\u0103, \u00een bancnote mici\u201d, recomand\u0103 Banca Central\u0103 European\u0103. C\u00e2t cash ar trebui s\u0103 aib\u0103 fiecare familie \u00een cazul unei situa\u021bii de criz\u0103"},"content":{"rendered":"<p>                    <img width=\"758\" height=\"533\" src=\"https:\/\/www.europesays.com\/ro\/wp-content\/uploads\/2025\/09\/image-2023-01-5-26005290-41-euro-lei-bani.jpg\" class=\"article-single-featured-image\" alt=\"Foto: Dreamstime\" decoding=\"async\" fetchpriority=\"high\"\/><\/p>\n<p>euro-lei-bani, Foto: Dreamstime<\/p>\n<p>Un nou studiu al B\u0103ncii Centrale Europene, care a analizat patru evenimente majore care au perturbat Europa, inclusiv pandemia \u0219i invazia Rusiei \u00een Ucraina din 2022, arat\u0103 c\u0103 oamenii ar trebui s\u0103 p\u0103streze bani cash acas\u0103 pentru a face fa\u021b\u0103 situa\u021biilor de criz\u0103.<\/p>\n<p>Cererea pentru bancnote a crescut \u00een Europa la fiecare dintre aceste crize, se arat\u0103 \u00een documentul intitulat sugestiv \u201eKeep calm and carry cash\u201d (\u201eP\u0103streaz\u0103-\u021bi calmul \u0219i \u021bine bani cash la tine\u201d), unde se mai precizeaz\u0103 c\u0103 moneda fizic\u0103 are \u201eo utilitate psihologic\u0103 \u0219i practic\u0103 distinct\u0103\u201d, potrivit <a href=\"https:\/\/edition.cnn.com\/2025\/09\/24\/business\/cash-war-crisis-prepare-intl?fbclid=IwY2xjawNCKrhleHRuA2FlbQIxMABicmlkETE5bGdGYXNDNW1hVUVlNHRUAR4WlT0WwbiD0DmGTBOMvKNuo2BhvyvXJbPsTBbXCVmlhhy0fvR9yxWr3z1Qfw_aem_3EvK_2NiBTdG6LdJimlrMg\" data-type=\"link\" data-id=\"https:\/\/edition.cnn.com\/2025\/09\/24\/business\/cash-war-crisis-prepare-intl?fbclid=IwY2xjawNCKrhleHRuA2FlbQIxMABicmlkETE5bGdGYXNDNW1hVUVlNHRUAR4WlT0WwbiD0DmGTBOMvKNuo2BhvyvXJbPsTBbXCVmlhhy0fvR9yxWr3z1Qfw_aem_3EvK_2NiBTdG6LdJimlrMg\" target=\"_blank\" rel=\"noopener nofollow\">CNN<\/a>.<\/p>\n<p>Constat\u0103rile sus\u021bin recunoa\u0219terea tot mai larg\u0103 \u00een r\u00e2ndul autorit\u0103\u021bilor c\u0103 numerarul este \u201eo component\u0103 esen\u021bial\u0103 a preg\u0103tirii na\u021bionale pentru situa\u021bii de criz\u0103\u201d, scriu cercet\u0103torii.<\/p>\n<p>\u00centre 70 \u0219i 100 de euro de persoan\u0103 sau o sum\u0103 suficient\u0103 pentru o s\u0103pt\u0103m\u00e2n\u0103 de cheltuieli esen\u021biale<\/p>\n<p>De exemplu, autorit\u0103\u021bile din \u021a\u0103rile de Jos, Austria \u0219i Finlanda recomand\u0103 gospod\u0103riilor s\u0103 p\u0103streze acas\u0103 \u00eentre aproximativ 70 \u0219i 100 de euro de persoan\u0103, sum\u0103 suficient\u0103 pentru a acoperi nevoile de baz\u0103 timp de circa 72 de ore.<\/p>\n<p>\u00cen Suedia, recomandarea este ca fiecare gospod\u0103rie s\u0103 p\u0103streze suficient numerar pentru a acoperi cheltuieli precum m\u00e2ncare, medicamente \u0219i combustibil pentru cel pu\u021bin o s\u0103pt\u0103m\u00e2n\u0103. <\/p>\n<p>\u201eCalcula\u021bi costul total al acestor produse pentru o s\u0103pt\u0103m\u00e2n\u0103 pentru familia dumneavoastr\u0103. P\u0103stra\u021bi numerar acas\u0103, \u00een bancnote mici, pentru a putea face pl\u0103\u021bi \u00een cazul \u00een care metodele digitale de plat\u0103 nu func\u021bioneaz\u0103\u201d, se arat\u0103 \u00een recomand\u0103rile oficiale.<\/p>\n<p>O \u201eroat\u0103 de rezerv\u0103\u201d dac\u0103 pic\u0103 sistemul de pl\u0103\u021bi electronice \u00een caz de criz\u0103<\/p>\n<p>Studiul B\u0103ncii Centrale Europene arat\u0103 c\u0103, \u00een momente de stres acut, popula\u021bia percepe banii lichizi ca pe o modalitate sigur\u0103 de p\u0103strare a valorii \u0219i un mijloc de plat\u0103 rezistent. Un astfel de episod a avut loc \u00een aprilie, c\u00e2nd o <a href=\"https:\/\/hotnews.ro\/pana-de-curent-masiva-in-spania-si-portugalia-autoritatile-investigheaza-un-posibil-atac-cibernetic-de-amploare-1957832\" rel=\"nofollow noopener\" target=\"_blank\">pan\u0103 masiv\u0103 de curent a afectat Spania \u0219i Portugalia<\/a>, bloc\u00e2nd terminalele de plat\u0103 \u0219i oblig\u00e2nd multe magazine s\u0103 accepte doar numerar.<\/p>\n<p>\u201eNumerarul ofer\u0103 o redundan\u021b\u0103 esen\u021bial\u0103 \u2013 o \u2018roat\u0103 de rezerv\u0103\u2019 \u2013 pentru sistemul de pl\u0103\u021bi\u201d, scriu autorii studiului. \u201eAceast\u0103 redundan\u021b\u0103 este vital\u0103 pentru orice sistem, deoarece niciun sistem nu este infailibil.\u201d<\/p>\n<p>Pandemia f\u0103r\u0103 precedent de Covid-19 a dus la acumularea de numerar de c\u0103tre europeni pe perioade \u00eendelungate, determinat\u0103 de incertitudinea persistent\u0103, inclusiv legat\u0103 de veniturile lor viitoare, noteaz\u0103 cercet\u0103torii.<\/p>\n<p>\u00centre timp, invazia pe scar\u0103 larg\u0103 a Ucrainei de c\u0103tre Rusia a declan\u0219at o cre\u0219tere a cererii de numerar, concentrat\u0103 \u00een \u021b\u0103rile care se \u00eenvecineaz\u0103 fie cu Ucraina, fie cu Rusia. Acest lucru sugereaz\u0103 c\u0103 \u201eoamenii au reac\u021bionat la apropierea crescut\u0103 de poten\u021biale perturb\u0103ri prin acumularea de lichidit\u0103\u021bi portabile\u201d, scriu cercet\u0103torii.<\/p>\n<p>Asigurarea faptului c\u0103 europenii sunt preg\u0103ti\u021bi pentru posibile crize, precum r\u0103zboiul, a fost o prioritate pentru autorit\u0103\u021bi \u00een ultimii ani.<\/p>\n<p>\u00cen martie, Comisia European\u0103 a emis un set de recomand\u0103ri prin care cere cet\u0103\u021benilor Uniunii Europene s\u0103 \u00ee\u0219i fac\u0103 rezerve de alimente \u0219i alte produse esen\u021biale suficiente pentru a supravie\u021bui cel pu\u021bin 72 de ore \u00een caz de criz\u0103. Documentul, de 18 pagini, arat\u0103 c\u0103 Europa se confrunt\u0103 cu o nou\u0103 realitate, mai sumbr\u0103, invoc\u00e2nd r\u0103zboiul din Ucraina, sabotajul infrastructurii critice \u0219i r\u0103zboiul electronic drept factori principali.<\/p>\n<p>Iar anul trecut, Suedia \u0219i Finlanda au actualizat ghidurile pentru cet\u0103\u021beni privind supravie\u021buirea \u00een caz de r\u0103zboi. Bro\u0219urile distribuite cet\u0103\u021benilor au inclus \u0219i instruc\u021biuni despre cum s\u0103 te preg\u0103te\u0219ti pentru \u00eentreruperi de comunica\u021bii, pene de curent \u0219i fenomene meteo extreme. Recomand\u0103rile variau de la stocarea de ap\u0103 \u00eembuteliat\u0103 \u0219i produse de igien\u0103, p\u00e2n\u0103 la cultivarea de alimente comestibile acas\u0103.<\/p>\n<p>Foto: <a href=\"https:\/\/www.dreamstime.com\/\" data-type=\"link\" data-id=\"https:\/\/www.dreamstime.com\/\" target=\"_blank\" rel=\"noopener nofollow\">Dreamstime.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"euro-lei-bani, Foto: Dreamstime Un nou studiu al B\u0103ncii Centrale Europene, care a analizat patru evenimente majore care au&hellip;\n","protected":false},"author":2,"featured_media":3725,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[2769,32,33,2770,31,36,37,27,74,34,35,25,2474,41,40,38,39,2771,26,28,29,30,71,72,73],"class_list":{"0":"post-3724","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-international","8":"tag-banca-centralu0103-europeanu0103","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-cash","12":"tag-cele-mai-populare-subiecte","13":"tag-featured-news","14":"tag-featurednews","15":"tag-headlines","16":"tag-international","17":"tag-latest-news","18":"tag-latestnews","19":"tag-news","20":"tag-numerar","21":"tag-ro","22":"tag-romana","23":"tag-romania","24":"tag-romanian","25":"tag-situau021bii-de-crizu0103","26":"tag-stiri","27":"tag-titluri","28":"tag-top-stories","29":"tag-topstories","30":"tag-world","31":"tag-world-news","32":"tag-worldnews"},"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/3724","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=3724"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/3724\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/3725"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=3724"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=3724"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=3724"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}