{"id":53394,"date":"2025-11-28T19:32:09","date_gmt":"2025-11-28T19:32:09","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/53394\/"},"modified":"2025-11-28T19:32:09","modified_gmt":"2025-11-28T19:32:09","slug":"ultima-editie-fidelis-2025-dobanzile-acordate-la-euro-si-lei-pentru-sesiunea-de-o-saptamana-din-luna-decembrie","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/53394\/","title":{"rendered":"Ultima edi\u021bie FIDELIS 2025: Dob\u00e2nzile acordate la euro \u0219i lei pentru sesiunea de o s\u0103pt\u0103m\u00e2n\u0103 din luna decembrie"},"content":{"rendered":"<p>Rom\u00e2nii care au ceva bani str\u00e2n\u0219i vor putea investi \u00een titluri de stat Fidelis, \u00een luna decembrie 2025, \u00een ultima sesiune din acest an a programului guvernamental prin care se ob\u021bin dob\u00e2nzi la economiile \u00een euro \u0219i lei.<\/p>\n<p>Edi\u021bia a 11-a a FIDELIS se va desf\u0103\u0219ura \u00een perioada 5-12 decembrie 2025, potrivit unui comunicat transmis, vineri, de Ministerul Finan\u021belor, comunit\u0103\u021bii antreprenoriale StartupCafe.ro.<\/p>\n<p>Persoanele fizice rezidente \u0219i nerezidente, cu v\u00e2rsta peste 18 ani, pot subscrie \u00een titlurile de stat FIDELIS denominate \u00een lei \u0219i \u00een euro prin intermediul b\u0103ncilor partenere<a href=\"https:\/\/btcapitalpartners.ro\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/btcapitalpartners.ro\/\" rel=\"noreferrer noopener nofollow\"> BT Capital Partners<\/a> &amp; <a href=\"https:\/\/blog.bancatransilvania.ro\/povestea-spune-ca-putem\/?b=U2E4MEZCQldXa2ZNbHNCaDZYc3FEQVVoTzgzRGZVUXluQmkyajAwcUpOeHVQdkw2OVRnSnZJSkdoQnpKMWRVMTppd3g5Q05QN1Q3dmRhZ1FncmE4VWdnPT0=\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/blog.bancatransilvania.ro\/povestea-spune-ca-putem\/?b=U2E4MEZCQldXa2ZNbHNCaDZYc3FEQVVoTzgzRGZVUXluQmkyajAwcUpOeHVQdkw2OVRnSnZJSkdoQnpKMWRVMTppd3g5Q05QN1Q3dmRhZ1FncmE4VWdnPT0=\" rel=\"noreferrer noopener nofollow\">Banca Transilvania<\/a>, Banca Comercial\u0103 Rom\u00e2n\u0103, B.R.D. \u2013 Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, UniCredit Bank \u0219i TradeVille \u00een parteneriat cu Libra Bank, titluri care sunt listate la Bursa de Valori Bucure\u0219ti.<\/p>\n<p>Cei care vor s\u0103-\u0219i investeasc\u0103 economiile \u00een Programul FIDELIS, edi\u021bia din decembrie, vor ob\u021bine dob\u00e2nzi neimpozabile:<\/p>\n<p>\u00cen lei:<\/p>\n<ul class=\"wp-block-list\">\n<li>de 6,55% cu scaden\u021ba la 2 ani<\/li>\n<li>de 7,55% cu scaden\u021ba la 2 ani pentru donatorii de s\u00e2nge<\/li>\n<li>de 7,10% cu scaden\u021ba la 4 ani<\/li>\n<li>de 7,50% cu scaden\u021ba la 6 ani<\/li>\n<\/ul>\n<p>\u00cen euro:<\/p>\n<ul class=\"wp-block-list\">\n<li>de 3,75% cu scaden\u021ba la 3 ani<\/li>\n<li>de 4,75% cu scaden\u021ba la 5 ani<\/li>\n<li>de 6,20% cu scaden\u021ba la 10 ani<\/li>\n<\/ul>\n<p>Valoarea nominal\u0103 a unui titlu de stat FIDELIS este de 100 de lei pentru emisiunea \u00een lei \u0219i 100 de euro pentru emisiunea \u00een euro, iar pragul minim de subscriere este de 5.000 de lei, respectiv 1.000 de euro.<\/p>\n<p>Beneficii pentru donatorii de s\u00e2nge: tran\u0219a special\u0103 \u00een lei<\/p>\n<p>Tran\u0219a special\u0103 de titluri de stat FIDELIS, emise \u00een lei, cu scaden\u021b\u0103 la 2 ani, dedicat\u0103 tuturor celor care fac dovada don\u0103rii de s\u00e2nge \u00eencep\u00e2nd cu 1 iunie 2025, va avea o dob\u00e2nd\u0103 de 7,55%.<\/p>\n<p>Donatorii-investitori se bucur\u0103 de un prag minim de subscriere redus, de la 5.000 de lei la 500 de lei, \u00een limita unui plafon maxim de 100.000 de lei.<\/p>\n<p>Cei care investesc \u00een titlurile de stat FIDELIS au \u0219i facilit\u0103\u021bi, ca:<\/p>\n<ul class=\"wp-block-list\">\n<li>posibilitatea de a vinde titlurile \u00eenainte de maturitate, primind dob\u00e2nda aferent\u0103 perioadei de de\u021binere, \u00een func\u021bie de pre\u021bul primit pe burs\u0103;<\/li>\n<li>veniturile ob\u021binute din de\u021binerea titlurilor sunt neimpozabile;<\/li>\n<li>flexibilitate \u00een administrarea \u0219i diversificarea portofoliului.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"Rom\u00e2nii care au ceva bani str\u00e2n\u0219i vor putea investi \u00een titluri de stat Fidelis, \u00een luna decembrie 2025,&hellip;\n","protected":false},"author":2,"featured_media":53395,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[32,33,31,20773,20774,10902,20775,7201,2468,36,37,14110,27,34,35,3722,25,7205,3433,41,40,38,39,20776,20777,26,28,20778,29,30,20779],"class_list":{"0":"post-53394","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-titluri","8":"tag-breaking-news","9":"tag-breakingnews","10":"tag-cele-mai-populare-subiecte","11":"tag-decembrie-2025","12":"tag-depunere","13":"tag-dobanzi","14":"tag-donatori-sange","15":"tag-economii","16":"tag-euro","17":"tag-featured-news","18":"tag-featurednews","19":"tag-fidelis-2025","20":"tag-headlines","21":"tag-latest-news","22":"tag-latestnews","23":"tag-lei","24":"tag-news","25":"tag-perioada","26":"tag-persoane-fizice","27":"tag-ro","28":"tag-romana","29":"tag-romania","30":"tag-romanian","31":"tag-saptamana","32":"tag-sesiune","33":"tag-stiri","34":"tag-titluri","35":"tag-titluri-stat","36":"tag-top-stories","37":"tag-topstories","38":"tag-ultima-editie"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/115628995229644303","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/53394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=53394"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/53394\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/53395"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=53394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=53394"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=53394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}