{"id":63730,"date":"2025-12-13T21:36:10","date_gmt":"2025-12-13T21:36:10","guid":{"rendered":"https:\/\/www.europesays.com\/ro\/63730\/"},"modified":"2025-12-13T21:36:10","modified_gmt":"2025-12-13T21:36:10","slug":"romanii-se-intorc-catre-banci-pentru-a-si-lua-o-casa-expert-in-imobiliare-piata-si-a-revenit-dupa-alegeri","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/ro\/63730\/","title":{"rendered":"Rom\u00e2nii se \u00eentorc c\u0103tre b\u0103nci pentru a-\u0219i lua o cas\u0103. Expert \u00een imobiliare: \u201ePia\u021ba \u0219i-a revenit dup\u0103 alegeri\u201d"},"content":{"rendered":"<p>Infla\u021bia<br \/>\nridicat\u0103 transform\u0103 sectorul imobiliar \u00een principala \u021bint\u0103 pentru investi\u021bii,<br \/>\nactivele tangibile fiind percepute drept cea mai sigur\u0103 garan\u021bie a valorii \u00een<br \/>\ntimp. Indiferent de segment, apetitul rom\u00e2nilor pentru achizi\u021bii se men\u021bine<br \/>\nridicat. Pe de o parte, investitorii caut\u0103 s\u0103 \u00ee\u0219i securizeze capitalul,<br \/>\nconsider\u00e2nd pia\u021ba imobiliar\u0103 un \u201eaur\u201d veritabil, iar pe de alt\u0103 parte, oamenii<br \/>\nsimpli apeleaz\u0103 tot mai des la b\u0103nci pentru a-\u0219i asigura o locuin\u021b\u0103. <\/p>\n<p>\t\t\t<img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.europesays.com\/ro\/wp-content\/uploads\/2025\/12\/1765661770_45_index.jpeg\" alt=\"Imobiliare. FOTO Freepik\" width=\"1400\" height=\"750\" loading=\"eager\" class=\"svelte-h45upf\"\/><\/p>\n<p>Imobiliare. FOTO Freepik<\/p>\n<p>Datele<br \/>\nrecente indic\u0103 o orientare clar\u0103 a cump\u0103r\u0103torilor c\u0103tre b\u0103nci. Dac\u0103 anul trecut<br \/>\njum\u0103tate dintre tranzac\u021bii implicau fonduri proprii, \u00een prezent 58% dintre<br \/>\nachizi\u021bii se realizeaz\u0103 prin credite cu garan\u021bie imobiliar\u0103, iar estim\u0103rile<br \/>\narat\u0103 c\u0103 acest procent va atinge 60% p\u00e2n\u0103 la finalul anului. De\u0219i num\u0103rul total<br \/>\nde tranzac\u021bii a sc\u0103zut u\u0219or, cu aproximativ 3%, valoarea creditelor ipotecare a<br \/>\ncrescut, ceea ce sugereaz\u0103 o scumpire a unit\u0103\u021bilor v\u00e2ndute sau o creditare mai<br \/>\nconsistent\u0103 per imobil.<\/p>\n<p>\u00cen<br \/>\nparalel, pia\u021ba dezvoltatorilor trece printr-un proces de \u201eprofesionalizare\u201d<br \/>\nfor\u021bat\u0103. Noile reglement\u0103ri legislative, care vizeaz\u0103 eliminarea practicilor<br \/>\nspeculative, vor scoate din joc micii investitori de ocazie care construiau<br \/>\nf\u0103r\u0103 expertiz\u0103 \u0219i f\u0103r\u0103 finan\u021bare solid\u0103. Cei care r\u0103m\u00e2n vor transfera \u00eens\u0103<br \/>\ncosturile de conformare \u0219i de creditare \u00een pre\u021bul final.\u00a0<\/p>\n<p>\t\t\tEduard<br \/>\nUzunov: \u201eImobiliarele au fost dintotdeauna aurul\u201d<\/p>\n<p>Dincolo<br \/>\nde pia\u021ba creditelor de mas\u0103, segmentul premium \u0219i de lux urmeaz\u0103 o logic\u0103<br \/>\ndiferit\u0103, dictat\u0103 de infla\u021bie \u0219i de unicitatea propriet\u0103\u021bilor. Eduard Uzunov,<br \/>\nfondatorul Regatta Real Estate, subliniaz\u0103 diferen\u021ba major\u0103 dintre pia\u021ba<br \/>\ngeneral\u0103 \u0219i cea a propriet\u0103\u021bilor exclusiviste.<\/p>\n<p>\u201eIndic\u0103<br \/>\nfaptul c\u0103 infla\u021bia genereaz\u0103 investi\u021bie. Totu\u0219i, b\u0103ncile care au mai mult\u0103 sau<br \/>\nmai pu\u021bin\u0103 \u00eencredere \u00een pia\u021ba imobiliar\u0103 acord\u0103 credite cu garan\u021bii serioase.<br \/>\nNu prea m\u0103 ocup de aceast\u0103 pia\u021b\u0103. M\u0103 ocup de pie\u021be cu loca\u021bii extraordinare \u0219i<br \/>\nimobile speciale, fie c\u0103 e vorba de comercial, reziden\u021bial, industrial sau<br \/>\ninvesti\u021bii\u201d,<br \/>\na explicat Eduard Uzunov pentru \u201eAdev\u0103rul\u201d.<\/p>\n<p>Acesta<br \/>\nmen\u021bioneaz\u0103 fluctua\u021biile cauzate de contextul politic din prima parte a<br \/>\nanului, care a fr\u00e2nat temporar elanul investitorilor, \u00eens\u0103 remarc\u0103 o revenire<br \/>\nputernic\u0103 \u00een ultimele luni:<\/p>\n<p>\u201ePia\u021ba<br \/>\nimobiliar\u0103 la \u00eenceputul anului a avut foarte r\u0103u de suferit, datorit\u0103 unor<br \/>\nzvonuri politice \u0219i unor declara\u021bii politice de prost augur. Dup\u0103 alegeri a<br \/>\n\u00eenceput s\u0103-\u0219i revin\u0103, iar acum oamenii se g\u00e2ndesc serios s\u0103 investeasc\u0103, dar \u00een<br \/>\nloca\u021bii speciale \u0219i \u00een produse absolut superbe\u201d.<\/p>\n<p>Expertul<br \/>\n\u00een imobiliare de lux face o paralel\u0103 interesant\u0103 \u00eentre pia\u021ba auto exclusivist\u0103<br \/>\n\u0219i cea a propriet\u0103\u021bilor de top, suger\u00e2nd c\u0103 valoarea intrinsec\u0103 a unui activ<br \/>\nprimeaz\u0103 \u00een fa\u021ba etichetei de pre\u021b.<\/p>\n<p>\u201eDintotdeauna<br \/>\nastea au fost aurul care vede\u021bi c\u0103 a crescut foarte tare. Imobiliarele au<br \/>\ncrescut foarte tare \u0219i atunci este evident, pentru c\u0103, cum s\u0103 spun, valoarea \u00een<br \/>\nmodul a unei propriet\u0103\u021bi r\u0103m\u00e2ne evident\u0103, chiar dac\u0103 valorile care sunt date de<br \/>\nsume, sume&#8230; P\u0103i sta\u021bi pu\u021bin s\u0103 facem o analogie. S-a ajuns ca un Rolls-Royce<br \/>\ns\u0103 coste patruzeci \u0219i dou\u0103 de milioane de euro, iar imobiliarele, c\u0103 dac\u0103 am<br \/>\noferte, am oferte \u0219i de treizeci, cincizeci de milioane de euro, astea sunt<br \/>\ndoar is just a number, sunt doar numere\u201d, a precizat Uzunov.<\/p>\n<p>\u00cen<br \/>\nciuda instabilit\u0103\u021bii financiare globale, \u00eencrederea \u00een propriet\u0103\u021bile bine<br \/>\npozi\u021bionate r\u0103m\u00e2ne neclintit\u0103.<\/p>\n<p>\u201e\u00cen<br \/>\ntoamn\u0103 \u0219i eu am avut aceast\u0103 impresie. Acum, la sf\u00e2r\u0219itul anului, avem o<br \/>\nrevigorare. Produsele de calitate le vindem \u0219i sunt convins c\u0103 nu se va<br \/>\n\u00eent\u00e2mpla asta (n.red. o sc\u0103dere). Infla\u021bia este prea mare, instabilitatea<br \/>\ncontinu\u0103 din punct de vedere al pie\u021belor financiare interna\u021bionale, iar<br \/>\ninvesti\u021bia imobiliar\u0103 \u00een produse de loca\u021bie, loca\u021bie, loca\u021bie este solid gold<br \/>\ninvestment\u201d,<br \/>\nconsider\u0103 acesta.<\/p>\n<p>\t\t\tReducerea<br \/>\ndob\u00e2nzilor de c\u0103tre BNR va accelera pia\u021ba imobiliar\u0103<\/p>\n<p>Un<br \/>\nalt element cheie pentru perioada urm\u0103toare \u00eel reprezint\u0103 politica monetar\u0103 a<br \/>\nB\u0103ncii Na\u021bionale. Eduard Uzunov anticipeaz\u0103 efecte benefice odat\u0103 cu relaxarea<br \/>\ncondi\u021biilor de creditare.<\/p>\n<p>\u201eReducerea<br \/>\ndob\u00e2nzilor \u00een imediata perioad\u0103 urm\u0103toare va avea un impact pozitiv \u0219i, \u00een<br \/>\ncontinuare, un impact pozitiv, pentru c\u0103 va crea o stabilitate mai puternic\u0103\u201d, a conchis acesta.<\/p>\n","protected":false},"excerpt":{"rendered":"Infla\u021bia ridicat\u0103 transform\u0103 sectorul imobiliar \u00een principala \u021bint\u0103 pentru investi\u021bii, activele tangibile fiind percepute drept cea mai sigur\u0103&hellip;\n","protected":false},"author":2,"featured_media":63731,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[23728,6778,32,33,7303,31,36,37,27,1958,34,35,25,41,40,38,39,26,28,29,30],"class_list":{"0":"post-63730","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-romania","8":"tag-achizitii-imobilizare","9":"tag-apartamente","10":"tag-breaking-news","11":"tag-breakingnews","12":"tag-case","13":"tag-cele-mai-populare-subiecte","14":"tag-featured-news","15":"tag-featurednews","16":"tag-headlines","17":"tag-imobiliare","18":"tag-latest-news","19":"tag-latestnews","20":"tag-news","21":"tag-ro","22":"tag-romana","23":"tag-romania","24":"tag-romanian","25":"tag-stiri","26":"tag-titluri","27":"tag-top-stories","28":"tag-topstories"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/115714417428073010","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/63730","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=63730"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/63730\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/63731"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=63730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=63730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=63730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}