Germania<\/a>, unde raportul cost\/venit este \u00eenc\u0103
\nridicat, indic\u00e2nd o eficien\u021b\u0103 opera\u021bional\u0103 mai sc\u0103zut\u0103 comparativ cu alte pie\u021be
\neuropene.<\/p>\n\t\t\tPrimele
\nrestructur\u0103ri anun\u021bate<\/p>\n
Unele institu\u021bii au
\n\u00eenceput deja s\u0103 implementeze reduceri de personal. De exemplu ABN Amro (Olanda) a anun\u021bat c\u0103 va
\nelimina aproximativ 20% din posturile cu norm\u0103 \u00eentreag\u0103 p\u00e2n\u0103 \u00een 2028, iar Soci\u00e9t\u00e9 G\u00e9n\u00e9rale (Fran\u021ba) a precizat c\u0103
\n\u201enimic nu este intangibil\u201d \u00een
\neforturile de reducere a cheltuielilor ridicate ale b\u0103ncii.<\/p>\n
Aceste m\u0103suri sunt doar
\no parte a unui trend mai larg de restructurare \u00een sectorul bancar, pe fondul
\ndigitaliz\u0103rii \u0219i automatiz\u0103rii proceselor.<\/p>\n
\t\t\tImpactul asupra
\nb\u0103ncilor de retail \u0219i altor domenii<\/p>\n
Anali\u0219tii Morgan
\nStanley estimeaz\u0103 c\u0103 b\u0103ncile orientate c\u0103tre clien\u021bii de retail vor resim\u021bi cel
\nmai puternic efectul AI \u0219i al digitaliz\u0103rii. <\/p>\n
Totodat\u0103, al\u021bi
\nanali\u0219ti, de la UBS, avertizeaz\u0103 c\u0103 schimb\u0103rile nu se limiteaz\u0103 la banking \u015fi c\u0103 auditul, avocatura \u0219i consultan\u021ba
\n\u00eencep \u015fi ele s\u0103 fie transformate de tehnologie. <\/p>\n
De exemplu, UBS a
\nfolosit AI pentru a crea avatare digitale ale anali\u0219tilor, prezentate
\nclien\u021bilor, \u0219i a organizat un summit AI pentru cei mai importan\u021bi 250 de membri
\ncu func\u021bii de conducere.<\/p>\n
\t\t\tCine c\u00e2\u015ftig\u0103, cine
\npierde?<\/p>\n
Nu to\u021bi bancherii
\nsus\u021bin, \u00eens\u0103, o implementare rapid\u0103 \u0219i necondi\u021bionat\u0103 a AI. <\/p>\n
Anali\u015ftii JPMorgan
\nEuropa avertizeaz\u0103 c\u0103 o dependen\u021b\u0103 excesiv\u0103 de tehnologie ar putea \u00eempiedica
\nangaja\u021bii tineri s\u0103 \u00eenve\u021be competen\u021bele fundamentale ale meseriei. \u00cen aceste
\ncondi\u0163ii, banca \u00eencearc\u0103 s\u0103 g\u0103seasc\u0103 un echilibru \u00eentre utilizarea AI pentru
\nsarcini repetitive \u0219i formarea solid\u0103 a personalului \u00een activit\u0103\u021bi esen\u021biale,
\npentru a evita lacune pe termen lung.<\/p>\n","protected":false},"excerpt":{"rendered":"Un raport al b\u0103ncii de investi\u021bii Morgan Stanley avertizeaz\u0103 c\u0103 peste 200.000 de locuri de munc\u0103 din sectorul…\n","protected":false},"author":2,"featured_media":80154,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[27890,32,33,31,3012,27889,36,37,27,74,34,35,6717,25,41,40,38,39,26,28,29,30,71,72,73],"class_list":{"0":"post-80153","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-international","8":"tag-banci-europene","9":"tag-breaking-news","10":"tag-breakingnews","11":"tag-cele-mai-populare-subiecte","12":"tag-concedieri","13":"tag-domeniul-bancar","14":"tag-featured-news","15":"tag-featurednews","16":"tag-headlines","17":"tag-international","18":"tag-latest-news","19":"tag-latestnews","20":"tag-locuri-de-munca","21":"tag-news","22":"tag-ro","23":"tag-romana","24":"tag-romania","25":"tag-romanian","26":"tag-stiri","27":"tag-titluri","28":"tag-top-stories","29":"tag-topstories","30":"tag-world","31":"tag-world-news","32":"tag-worldnews"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@ro\/115821482025805474","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/80153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/comments?post=80153"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/posts\/80153\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media\/80154"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/media?parent=80153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/categories?post=80153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/ro\/wp-json\/wp\/v2\/tags?post=80153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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<\/p>\n