{"id":104533,"date":"2025-12-13T11:14:20","date_gmt":"2025-12-13T11:14:20","guid":{"rendered":"https:\/\/www.europesays.com\/se\/104533\/"},"modified":"2025-12-13T11:14:20","modified_gmt":"2025-12-13T11:14:20","slug":"sa-kan-du-skydda-din-ekonomi-nar-dyrare-blancolan-slar-till-vid-arsskiftet","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/104533\/","title":{"rendered":"S\u00e5 kan du skydda din ekonomi n\u00e4r dyrare blancol\u00e5n sl\u00e5r till vid \u00e5rsskiftet"},"content":{"rendered":"<p>\u2013 Det \u00e4r m\u00e5nga som t\u00e4nker att den d\u00e4r typen av l\u00e5n \u00e4r det bara de som verkligen har d\u00e5lig ekonomi som tagit, men det \u00e4r ju faktiskt inte sant, p\u00e5pekar Christina Sahlberg, sparekonom hos Compricer.<\/p>\n<p>F\u00f6rutom sms-l\u00e5n kan det handla om kontokrediter och avbetalningsk\u00f6p. F\u00f6r\u00e4ndringen sker stegvis:<\/p>\n<p>F\u00f6r inkomst\u00e5ret 2025 f\u00e5r du g\u00f6ra avdrag f\u00f6r endast h\u00e4lften av r\u00e4nteutgifterna.<\/p>\n<p>Kommande inkomst\u00e5r, 2026, f\u00e5r man inte g\u00f6ra n\u00e5got avdrag alls.<\/p>\n<p>H\u00f6ga r\u00e4ntor<\/p>\n<p>\u2013 De h\u00e4r l\u00e5nen \u00e4r redan i dag ganska dyra och med h\u00f6ga r\u00e4ntor. Nu blir det mycket dyrare och jag tror att det \u00e4r m\u00e5nga som inte vet om detta. Det viktigaste \u00e4r att b\u00f6rja att g\u00e5 igenom vilka l\u00e5n som man har utan s\u00e4kerhet, s\u00e4ger Christina Sahlberg.<\/p>\n<p>En m\u00f6jlighet \u00e4r sedan att f\u00f6rs\u00f6ka flytta l\u00e5net. Christina Sahlberg ger som exempel den som har tagit ett blancol\u00e5n f\u00f6r sin bil.<\/p>\n<p>\u2013 D\u00e5 kan jag kanske g\u00f6ra om detta till ett bill\u00e5n och f\u00e5r pl\u00f6tsligt dra av 30 procent av r\u00e4ntan, s\u00e4ger hon och ger ytterligare ett exempel:<\/p>\n<p>\u2013 Kan jag l\u00e5na mer p\u00e5 mitt bol\u00e5n, men d\u00e5 m\u00e5ste man ta h\u00e4nsyn till amorteringskrav. Det h\u00e4r kr\u00e4ver s\u00e5klart att man ocks\u00e5 har ett bostadsl\u00e5n.<\/p>\n","protected":false},"excerpt":{"rendered":"\u2013 Det \u00e4r m\u00e5nga som t\u00e4nker att den d\u00e4r typen av l\u00e5n \u00e4r det bara de som verkligen&hellip;\n","protected":false},"author":2,"featured_media":104534,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[72,70,71,34,31,33,32,30],"class_list":{"0":"post-104533","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-business","9":"tag-economy","10":"tag-ekonomi","11":"tag-se","12":"tag-svenska","13":"tag-sverige","14":"tag-sweden","15":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115711971334651927","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/104533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=104533"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/104533\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/104534"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=104533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=104533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=104533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}