{"id":110833,"date":"2025-12-19T08:19:09","date_gmt":"2025-12-19T08:19:09","guid":{"rendered":"https:\/\/www.europesays.com\/se\/110833\/"},"modified":"2025-12-19T08:19:09","modified_gmt":"2025-12-19T08:19:09","slug":"ny-prognos-tyder-pa-att-det-ar-lage-att-binda-rantan","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/110833\/","title":{"rendered":"Ny prognos tyder p\u00e5 att det \u00e4r l\u00e4ge att binda r\u00e4ntan"},"content":{"rendered":"<p>V\u00e5r prognos visar p\u00e5 att det kan vara l\u00e4ge att binda<\/p>\n<p class=\"typography-base\">Enligt SBAB:s prognos kommer Riksbankens styrr\u00e4nta ligga kvar p\u00e5 1,75 procent under hela n\u00e4sta \u00e5r. Bol\u00e5netagare kan i s\u00e5 fall r\u00e4kna med bol\u00e5ner\u00e4ntor i spannet knappa 3 till knappa 4 procent n\u00e4sta \u00e5r, beroende p\u00e5 bindningstid. Samtidigt kan det finnas sk\u00e4l att ta h\u00f6jd f\u00f6r det os\u00e4kra omv\u00e4rldsl\u00e4get. Just nu f\u00f6refaller det billigt att f\u00f6rs\u00e4kra sig mot ov\u00e4ntade r\u00e4nter\u00f6relser genom att v\u00e4lja bunden r\u00e4nta.<\/p>\n<p class=\"typography-base\">I rapporten <a href=\"https:\/\/www.sbab.se\/1\/om_sbab\/press\/arkiv_publicering\/borantenytt\/2025-12-17_borantenytt_nr_6_2025.html\" rel=\"nofollow noopener\" target=\"_blank\">Bor\u00e4ntenytt nr 6, 2025<\/a> har vi j\u00e4mf\u00f6rt den genomsnittliga kostnaden f\u00f6r r\u00f6rlig r\u00e4nta med bundna r\u00e4ntor p\u00e5 ett till fem \u00e5r. J\u00e4mf\u00f6relsen bygger p\u00e5 v\u00e5r prognos f\u00f6r hur r\u00e4ntan v\u00e4ntas utvecklas fram\u00f6ver. Resultatet visar att det skiljer relativt lite, cirka 0,2 procentenheter, mellan att binda r\u00e4ntan p\u00e5 ett till tre \u00e5r, j\u00e4mf\u00f6rt med att ha r\u00f6rlig r\u00e4nta. Och den som binder r\u00e4ntan p\u00e5 fyra eller fem \u00e5r uppskattar vi f\u00e5r betala 0,3 procentenheter mer \u00e4n den som v\u00e4ljer r\u00f6rligt. Samtidigt \u00e4r prognosen att de bundna r\u00e4ntorna kommer att bli dyrare i relation till de r\u00f6rliga fram\u00e5t, till f\u00f6ljd av att de s\u00e5 kallade l\u00e5ngr\u00e4ntorna f\u00f6rv\u00e4ntas stiga. Det inneb\u00e4r att f\u00f6r den som vill f\u00f6rs\u00e4kra sig mot ov\u00e4ntade r\u00e4nteh\u00f6jningar till en l\u00e5g kostnad \u00e4r det l\u00e4ge att binda r\u00e4ntan nu.<\/p>\n","protected":false},"excerpt":{"rendered":"V\u00e5r prognos visar p\u00e5 att det kan vara l\u00e4ge att binda Enligt SBAB:s prognos kommer Riksbankens styrr\u00e4nta ligga&hellip;\n","protected":false},"author":2,"featured_media":107705,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[72,70,71,34,31,33,32,30],"class_list":{"0":"post-110833","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-business","9":"tag-economy","10":"tag-ekonomi","11":"tag-se","12":"tag-svenska","13":"tag-sverige","14":"tag-sweden","15":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115745257254164274","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/110833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=110833"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/110833\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/107705"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=110833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=110833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=110833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}