{"id":117008,"date":"2025-12-26T00:26:09","date_gmt":"2025-12-26T00:26:09","guid":{"rendered":"https:\/\/www.europesays.com\/se\/117008\/"},"modified":"2025-12-26T00:26:09","modified_gmt":"2025-12-26T00:26:09","slug":"da-far-man-69-800-kronor-bara-i-allman-pension-maxa","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/117008\/","title":{"rendered":"D\u00e5 f\u00e5r man 69 800 kronor bara i allm\u00e4n pension: &#8221;Maxa&#8221;"},"content":{"rendered":"<p>Det \u00e4r inte om\u00f6jligt att f\u00e5 69 800 kronor bara i allm\u00e4n pension. Det visar en genomg\u00e5ng som <a href=\"https:\/\/www.realtid.se\/spara-placera\/svenskarna-som-far-nastan-70-000-i-pension-varje-manad\/\" rel=\"nofollow noopener\" target=\"_blank\">Realtid <\/a>gjort med uppgifter fr\u00e5n nyhetssajten <a href=\"https:\/\/www.e55.se\/pension\/de-maxar-sin-pension-69-000-i-manaden-av-pensionsmyndigheten\/\" rel=\"nofollow noopener\" target=\"_blank\">E55<\/a>.<\/p>\n<p>Det handlar d\u00e5 enbart om den allm\u00e4nna pensionen. Tj\u00e4nstepension och privat sparande ing\u00e5r inte i beloppen. Trots det \u00e4r niv\u00e5erna h\u00f6ga, \u00e4ven i j\u00e4mf\u00f6relse med m\u00e5nga yrkesinkomster. Den h\u00f6gsta allm\u00e4nna pensionen som i dag betalas ut ligger p\u00e5 i snitt 69 800 kronor i m\u00e5naden f\u00f6re skatt.<\/p>\n<p><strong>Monica Zettervall<\/strong>, pensionsexpert, skriver i ett blogginl\u00e4gg p\u00e5 Pensionsmyndighetens <a href=\"https:\/\/www.pensionsmyndigheten.se\/orange-bloggen\/orange-bloggen\/kan-man-maxa-sin-allmanna-pension0\" rel=\"nofollow noopener\" target=\"_blank\">hemsida<\/a> att det mycket v\u00e4l g\u00e5r att \u201cmaxa\u201d sin allm\u00e4nna pension, som hon kallar det.<\/p>\n<p><strong>MISSA INTE<\/strong>: <a href=\"https:\/\/www.news55.se\/privatekonomi\/experten-da-ska-du-ansoka-om-bostadstillagg-och-garantipension\/\" rel=\"nofollow noopener\" target=\"_blank\">Experten: D\u00e5 ska du ans\u00f6ka om bostadstill\u00e4gg och garantipension<\/a><\/p>\n<p>D\u00e5 f\u00e5r man 69 800 kronor bara i allm\u00e4n pension<\/p>\n<p>Bakom de h\u00f6ga beloppen finns ett tydligt m\u00f6nster. Personerna har b\u00f6rjat arbeta tidigt, haft maximal pensionsgrundande inkomst under st\u00f6rre delen av yrkeslivet \u2013 och fortsatt jobba l\u00e5ngt efter den formella pensions\u00e5ldern.<\/p>\n<p>Ett exempel som lyfts \u00e4r en person f\u00f6dd 1960 som arbetar fr\u00e5n 23 till 67 \u00e5rs \u00e5lder och varje \u00e5r har maximal pensionsgrundande inkomst. Den personen f\u00e5r omkring 31 100 kronor i allm\u00e4n pension per m\u00e5nad f\u00f6re skatt, d\u00e4r merparten best\u00e5r av inkomstpension.<\/p>\n<p>Men de allra h\u00f6gsta utbetalningarna kr\u00e4ver \u00e4nnu fler arbets\u00e5r. De som i dag f\u00e5r de st\u00f6rsta pensionerna har i genomsnitt arbetat i \u00f6ver 54 \u00e5r och b\u00f6rjat ta ut sin pension f\u00f6rst vid omkring 78 \u00e5rs \u00e5lder. Varje extra \u00e5r i arbete efter 67 \u00e5rs \u00e5lder kan enligt Pensionsmyndigheten h\u00f6ja pensionen med mellan 1 500 och 2 500 kronor i m\u00e5naden livet ut.<\/p>\n<p>F\u00f6r de flesta ser verkligheten annorlunda ut. I januari 2025 l\u00e5g den genomsnittliga allm\u00e4nna pensionen p\u00e5 17 100 kronor i m\u00e5naden f\u00f6re skatt. F\u00f6r den som har l\u00e5g eller ingen inkomstpension finns dock ett grundskydd i form av garantipension. \u00c5r 2025 uppg\u00e5r full garantipension till knappt 12 000 kronor i m\u00e5naden f\u00f6r ogifta.<\/p>\n<p>L\u00e4s mer om ekonomi:<\/p>\n<p><a href=\"https:\/\/www.news55.se\/privatekonomi\/experten-da-ska-du-ansoka-om-bostadstillagg-och-garantipension\/\" rel=\"nofollow noopener\" target=\"_blank\">Experten: D\u00e5 ska du ans\u00f6ka om bostadstill\u00e4gg och garantipension<\/a><\/p>\n<p><a href=\"https:\/\/www.news55.se\/privatekonomi\/sa-mycket-och-lite-hojs-inkomstpensionen-galler-direkt-efter-nyar\/\" rel=\"nofollow noopener\" target=\"_blank\">S\u00e5 mycket (och lite) h\u00f6js inkomstpensionen: G\u00e4ller direkt efter ny\u00e5r<\/a><\/p>\n<p><a href=\"https:\/\/www.news55.se\/privatekonomi\/skattefallan-for-pensionarer-fodelsearet-avgor-din-planbok-flera-tusen-kronor\/\" rel=\"nofollow noopener\" target=\"_blank\">Skattef\u00e4llan f\u00f6r pension\u00e4rer \u2013 f\u00f6delse\u00e5ret avg\u00f6r din pl\u00e5nbok: \u201cFlera tusen kronor\u201d<\/a><\/p>\n<p><a href=\"https:\/\/www.news55.se\/privatekonomi\/experten-skippa-ap7-safa-spara-i-dessa-sex-ppm-fonder-istallet\/\" rel=\"nofollow noopener\" target=\"_blank\">Experten: Skippa AP7 S\u00e5fa \u2013 spara i dessa sex PPM-fonder ist\u00e4llet<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"Det \u00e4r inte om\u00f6jligt att f\u00e5 69 800 kronor bara i allm\u00e4n pension. Det visar en genomg\u00e5ng som&hellip;\n","protected":false},"author":2,"featured_media":117009,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[5654,72,70,71,6485,4500,1421,2973,34,31,33,32,30],"class_list":{"0":"post-117008","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-allman-pension","9":"tag-business","10":"tag-economy","11":"tag-ekonomi","12":"tag-inkomst","13":"tag-pengar","14":"tag-pension","15":"tag-pensionsmyndigheten","16":"tag-se","17":"tag-svenska","18":"tag-sverige","19":"tag-sweden","20":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115783033413570253","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/117008","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=117008"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/117008\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/117009"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=117008"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=117008"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=117008"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}