{"id":117348,"date":"2025-12-26T10:21:12","date_gmt":"2025-12-26T10:21:12","guid":{"rendered":"https:\/\/www.europesays.com\/se\/117348\/"},"modified":"2025-12-26T10:21:12","modified_gmt":"2025-12-26T10:21:12","slug":"avreglering-lyfter-usas-banker-klyftan-mot-europa-vaxer","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/117348\/","title":{"rendered":"Avreglering lyfter USA:s banker \u2013 klyftan mot Europa v\u00e4xer"},"content":{"rendered":"<p>USA:s sex st\u00f6rsta banker \u00e4r nu v\u00e4rda \u00f6ver 2 300 miljarder dollar tillsammans. <\/p>\n<p>Sedan \u00e5rsskiftet har sektorn \u00f6kat sitt marknadsv\u00e4rde med omkring 600 miljarder dollar, enligt uppgifter fr\u00e5n <a href=\"https:\/\/www.ft.com\/content\/0784b2a8-11fc-45d2-81c6-78325886e974\" rel=\"nofollow noopener\" target=\"_blank\">Financial Times<\/a>. Bakom uppg\u00e5ngen finns politiska beslut om l\u00e4ttare reglering och en \u00e5terh\u00e4mtning inom investment banking.<\/p>\n<p>Uppg\u00e5ngen har varit bred men s\u00e4rskilt tydlig bland banker med stor exponering mot kapitalmarknader. <\/p>\n<p>Citigroup har haft den starkaste kursutvecklingen under \u00e5ret efter flera \u00e5r av kostnadsbesparingar och f\u00f6renkling av verksamheten, medan Goldman Sachs och Morgan Stanley gynnats av en tydlig \u00e5terh\u00e4mtning inom r\u00e5dgivning, handel och b\u00f6rsintroduktioner. <\/p>\n<p>Enligt branschdata fr\u00e5n FT v\u00e4ntas int\u00e4kterna fr\u00e5n aktie- och r\u00e4ntedrivna handelsverksamheter n\u00e5 de h\u00f6gsta niv\u00e5erna hittills under 2025, vilket ytterligare har st\u00e4rkt investerarnas f\u00f6rtroende.<\/p>\n<p><strong>Missa inte:<\/strong> <a href=\"https:\/\/www.realtid.se\/bors-finans\/bank-fintech\/usa-sanker-kraven-storbanker-vaxlar-upp-aterkopen\/\" rel=\"nofollow noopener\" target=\"_blank\">USA s\u00e4nker kraven \u2013 storbanker v\u00e4xlar upp \u00e5terk\u00f6pen<\/a><\/p>\n<p><strong>Avreglering ger kapitalutrymme<\/strong><\/p>\n<p>Efter finanskrisen 2008 tvingades amerikanska banker bygga upp stora kapitalbuffertar. <\/p>\n<p>Nu till\u00e5ts h\u00f6gre bel\u00e5ning och f\u00f6r\u00e4ndrade stresstester, vilket frig\u00f6r kapital till aktie\u00e5terk\u00f6p och utdelningar. Enligt Federal Reserve har flera banker betydande \u00f6verskottskapital.<\/p>\n<p>Samtidigt \u00e4r skillnaden mot Europa sl\u00e5ende. <\/p>\n<p>De sex st\u00f6rsta europeiska bankerna \u00e4r tillsammans v\u00e4rda runt 1 000 miljarder dollar, vilket \u00e4r mindre \u00e4n h\u00e4lften av de amerikanska motsvarigheterna. <\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/www.europesays.com\/se\/wp-content\/uploads\/2025\/12\/Namnlos-design-34-1024x512.png\" alt=\"\" class=\"wp-image-454309\"  \/>ECB:s huvudkontor i Frankfurt \u2013 symbol f\u00f6r ett mer reglerat europeiskt banksystem. (Foto: Michael Probst\/AP\/TT)<\/p>\n<p>Europeiska centralbanken konstaterar i sin <a href=\"https:\/\/www.ecb.europa.eu\/press\/financial-stability-publications\/fsr\/html\/index.en.html\" rel=\"nofollow noopener\" target=\"_blank\">senaste bankrapport<\/a> att europeiska banker fortsatt pressas av h\u00f6gre kapitalkrav, l\u00e4gre avkastning p\u00e5 eget kapital och begr\u00e4nsade m\u00f6jligheter till aktie\u00e5terk\u00f6p j\u00e4mf\u00f6rt med amerikanska konkurrenter.<\/p>\n<p>ECB pekar s\u00e4rskilt p\u00e5 att l\u00f6nsamheten i euroomr\u00e5dets banker i genomsnitt ligger klart under niv\u00e5erna i USA.<\/p>\n<p>Ytterligare visar en f\u00e4rsk analys fr\u00e5n <a href=\"https:\/\/www.spglobal.com\/market-intelligence\/en\/news-insights#q=&amp;rows=20&amp;pagenum=1&amp;sort=es_unified_dt%20desc&amp;facets={%22es_content_type_s%22:}\" rel=\"nofollow noopener\" target=\"_blank\">S&amp;P Global Market Intelligence<\/a> hur marknadsv\u00e4rderingen av europeiska banker fortsatt h\u00e5lls tillbaka av striktare tillsyn och l\u00e4gre strukturell l\u00f6nsamhet, trots f\u00f6rb\u00e4ttrade balansr\u00e4kningar.<\/p>\n","protected":false},"excerpt":{"rendered":"USA:s sex st\u00f6rsta banker \u00e4r nu v\u00e4rda \u00f6ver 2 300 miljarder dollar tillsammans. Sedan \u00e5rsskiftet har sektorn \u00f6kat&hellip;\n","protected":false},"author":2,"featured_media":117349,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[12605,12606,72,70,71,73,34,31,33,32,30,74],"class_list":{"0":"post-117348","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-avreglering","9":"tag-banker","10":"tag-business","11":"tag-economy","12":"tag-ekonomi","13":"tag-eu","14":"tag-se","15":"tag-svenska","16":"tag-sverige","17":"tag-sweden","18":"tag-swedish","19":"tag-usa"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115785373210182669","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/117348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=117348"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/117348\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/117349"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=117348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=117348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=117348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}