{"id":118913,"date":"2025-12-28T04:32:23","date_gmt":"2025-12-28T04:32:23","guid":{"rendered":"https:\/\/www.europesays.com\/se\/118913\/"},"modified":"2025-12-28T04:32:23","modified_gmt":"2025-12-28T04:32:23","slug":"svenskarna-sparar-mer-anda-vaxer-skulderna","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/118913\/","title":{"rendered":"Svenskarna sparar mer \u2013 \u00e4nd\u00e5 v\u00e4xer skulderna"},"content":{"rendered":"<p>Efter flera \u00e5r av h\u00f6g inflation och stigande r\u00e4ntor b\u00f6rjar hush\u00e5llens ekonomi visa nya m\u00f6nster. Under \u00e5rets tredje kvartal \u00f6kade det likvida sparandet till 30 miljarder kronor, enligt <a href=\"https:\/\/www.scb.se\/hitta-statistik\/statistik-efter-amne\/nationalrakenskaper\/finansrakenskaper\/finansrakenskaper-kvartal-och-ar\/pong\/statistiknyhet\/finansrakenskaperna-tredje-kvartalet-2025\/\" rel=\"nofollow noopener\" target=\"_blank\">Statistikmyndigheten SCB<\/a>. Det \u00e4r en tydlig uppg\u00e5ng j\u00e4mf\u00f6rt med samma period f\u00f6rra \u00e5ret, d\u00e5 sparandet l\u00e5g p\u00e5 17 miljarder kronor.<\/p>\n<p>Den fr\u00e4msta f\u00f6rklaringen \u00e4r att fler v\u00e4ljer att placera pengar p\u00e5 finansmarknaden. Under kvartalet nettok\u00f6pte hush\u00e5llen fondandelar f\u00f6r 27 miljarder kronor, vilket \u00e4r 15 miljarder mer \u00e4n ett \u00e5r tidigare. \u00c4ven investeringar i noterade aktier \u00f6kade kraftigt och uppgick till fem miljarder kronor.<\/p>\n<p>\u201cK\u00f6p i fondandelar och noterade aktier var den fr\u00e4msta orsaken till \u00f6kningen. Samtidigt som sparandet \u00f6kar har hush\u00e5llen \u00f6kat sina l\u00e5n\u201d, s\u00e4ger <strong>Camilla Gylfe<\/strong>, nationalekonom p\u00e5 SCB, rapporterar <a href=\"https:\/\/omni.se\/svenskarnas-sparande-okar-och-skulderna-likasa\/a\/wrE7wd\" rel=\"nofollow noopener\" target=\"_blank\">Omni<\/a>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.europesays.com\/se\/wp-content\/uploads\/2025\/12\/scb-1024x576.jpg\" alt=\"\" class=\"wp-image-1167634\"  \/>Nya siffror fr\u00e5n SCB visar hur hush\u00e5llens ekonomi r\u00f6r sig i tv\u00e5 riktningar samtidigt, mot mer sparande och mer skulder. (Foto: Viktoria Bank\/TT)Skulderna \u00f6kar<\/p>\n<p>Samtidigt som sparandet v\u00e4xer forts\u00e4tter allts\u00e5 skulds\u00e4ttningen att \u00f6ka. Under tredje kvartalet uppgick hush\u00e5llens nettoupptagning av l\u00e5n till 40 miljarder kronor. Det \u00e4r 19 miljarder mer \u00e4n under samma period i fjol. Den \u00e5rliga tillv\u00e4xttakten f\u00f6r hush\u00e5llens l\u00e5n steg till 2,5 procent, j\u00e4mf\u00f6rt med 2,2 procent kvartalet innan.<\/p>\n<p>\u201cTrots att hush\u00e5llen l\u00e5nat mer de senaste kvartalen \u00e4r det en bra bit kvar till niv\u00e5n innan inflationen och r\u00e4ntorna gick upp. Mellan 2015 till 2020 \u00f6kade hush\u00e5llen sina l\u00e5n med runt 60 miljarder per kvartal och under pandemin gick det upp ytterligare. De tv\u00e5 senaste kvartalen har vi sett hush\u00e5llen \u00f6ka sina l\u00e5n med ca 40 miljarder per kvartal\u201d, s\u00e4ger <strong>Jonas Hallberg<\/strong>, nationalekonom p\u00e5 SCB.<\/p>\n","protected":false},"excerpt":{"rendered":"Efter flera \u00e5r av h\u00f6g inflation och stigande r\u00e4ntor b\u00f6rjar hush\u00e5llens ekonomi visa nya m\u00f6nster. Under \u00e5rets tredje&hellip;\n","protected":false},"author":2,"featured_media":118914,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[72,70,71,349,1580,34,3010,1142,31,33,32,30],"class_list":{"0":"post-118913","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-business","9":"tag-economy","10":"tag-ekonomi","11":"tag-privatekonomi","12":"tag-scb","13":"tag-se","14":"tag-skulder","15":"tag-sparande","16":"tag-svenska","17":"tag-sverige","18":"tag-sweden","19":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115795325514146978","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/118913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=118913"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/118913\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/118914"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=118913"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=118913"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=118913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}