{"id":126819,"date":"2026-01-05T21:22:17","date_gmt":"2026-01-05T21:22:17","guid":{"rendered":"https:\/\/www.europesays.com\/se\/126819\/"},"modified":"2026-01-05T21:22:17","modified_gmt":"2026-01-05T21:22:17","slug":"lonevaxling-extra-kosing-eller-tappade-pengar","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/126819\/","title":{"rendered":"L\u00f6nev\u00e4xling: Extra kosing eller tappade pengar?"},"content":{"rendered":"<p><a href=\"https:\/\/www.pensionsmyndigheten.se\/orange-bloggen\/orange-bloggen\/allt-du-behover-veta-om-att-lonevaxla-till-din-pension\" rel=\"nofollow noopener\" target=\"_blank\">L\u00f6nev\u00e4xling<\/a> inneb\u00e4r att du avst\u00e5r delar av l\u00f6nen f\u00f6r att f\u00e5 mer i pension. Men f\u00f6r l\u00e5ginkomsttagare blir resultatet det motsatta.\u00a0<\/p>\n<p><strong>Felicia Sch\u00f6n<\/strong> \u00e4r privatekonom p\u00e5 Avanza och f\u00f6rklarar att strategin endast fungerar f\u00f6r en specifik grupp.<\/p>\n<p>\u201cDet \u00e4r bara de som har \u00f6ver en viss l\u00f6n som f\u00e5r ut n\u00e5gonting av det h\u00e4r\u201d, s\u00e4ger hon till <a href=\"http:\/\/realtid.se\/spara-placera\/50-000-kronor-i-manaden-delar-pensionsspararna\/\" rel=\"nofollow noopener\" target=\"_blank\">Realtid<\/a>.<\/p>\n<p><strong>MISSA INTE: <\/strong><a href=\"http:\/\/news55.se\/privatekonomi\/dyr-falla-for-pension-vantar-223-000-svenskar-med-sjukersattning\/\" rel=\"nofollow noopener\" target=\"_blank\">Dyr f\u00e4lla f\u00f6r pension v\u00e4ntar 223 000 svenskar med sjukers\u00e4ttning<\/a><\/p>\n<p>Brytpunkten f\u00f6r l\u00f6nev\u00e4xling<\/p>\n<p>Brytpunkten ligger p\u00e5 omkring 50 000 kronor i m\u00e5naden. Under den niv\u00e5n blir strategin en direktf\u00f6rlust.\u00a0<\/p>\n<p>N\u00e4r din beskattningsbara inkomst sjunker genom l\u00f6nev\u00e4xling minskar ocks\u00e5 avs\u00e4ttningen till den allm\u00e4nna pensionen. Gr\u00e4nsen f\u00f6ljer n\u00e4ra inkomsttaket f\u00f6r statlig skatt men varierar n\u00e5got mellan olika \u00e5r.<\/p>\n<p>F\u00f6r den som tj\u00e4nar \u00f6ver brytpunkten \u00f6ppnar sig d\u00e4remot tydliga f\u00f6rdelar. Pengarna s\u00e4tts av fr\u00e5n bruttol\u00f6nen vilket ger skattem\u00e4ssiga f\u00f6rdelar.\u00a0<\/p>\n<p>Arbetsgivaren kan dessutom bidra med extra pengar tack vare l\u00e4gre arbetsgivaravgifter.<\/p>\n<p><strong>MISSA INTE: <\/strong><a href=\"http:\/\/news55.se\/halsa\/cancer-i-lungan-kan-upptackas-pa-tio-markorer-i-ditt-andetag\/\" rel=\"nofollow noopener\" target=\"_blank\">Cancer i lungan kan uppt\u00e4ckas \u2013 p\u00e5 tio mark\u00f6rer i ditt andetag<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"L\u00f6nev\u00e4xling inneb\u00e4r att du avst\u00e5r delar av l\u00f6nen f\u00f6r att f\u00e5 mer i pension. Men f\u00f6r l\u00e5ginkomsttagare blir&hellip;\n","protected":false},"author":2,"featured_media":126820,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[72,70,71,11561,6317,13166,4500,1421,13167,34,31,33,32,30,5235],"class_list":{"0":"post-126819","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-business","9":"tag-economy","10":"tag-ekonomi","11":"tag-expert","12":"tag-lon","13":"tag-lonevaxling","14":"tag-pengar","15":"tag-pension","16":"tag-pensionsexpert","17":"tag-se","18":"tag-svenska","19":"tag-sverige","20":"tag-sweden","21":"tag-swedish","22":"tag-tips"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115844595234222322","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/126819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=126819"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/126819\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/126820"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=126819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=126819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=126819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}