{"id":135491,"date":"2026-01-14T10:57:10","date_gmt":"2026-01-14T10:57:10","guid":{"rendered":"https:\/\/www.europesays.com\/se\/135491\/"},"modified":"2026-01-14T10:57:10","modified_gmt":"2026-01-14T10:57:10","slug":"sa-skyddade-ar-dina-pengar-om-avanza-gar-i-konkurs","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/135491\/","title":{"rendered":"S\u00e5 skyddade \u00e4r dina pengar om Avanza g\u00e5r i konkurs"},"content":{"rendered":"<p>Investerarskydd vid misstag<\/p>\n<p>Problemen uppst\u00e5r om det skett slarv eller brottslighet och kundernas aktier sammanblandats med bolagets egna tillg\u00e5ngar. <\/p>\n<p><strong>L\u00e4s ocks\u00e5:\u00a0<\/strong><a href=\"https:\/\/www.realtid.se\/spara-placera\/hyllad-techfond-floppade-avanza-avslutar-samarbetet\/\" rel=\"nofollow noopener\" target=\"_blank\">Hyllad techfond floppade \u2013 Avanza avslutar samarbetet. Realtid<\/a><\/p>\n<p>I s\u00e5dana fall tr\u00e4der investerarskyddet in. Det \u00e4r ett statligt skydd som administreras av Riksg\u00e4ldskontoret.<\/p>\n<p>Men investerarskyddet \u00e4r betydligt mer begr\u00e4nsat \u00e4n m\u00e5nga tror. Skyddet \u00e4r maximerat till 250 000 kronor, vilket inneb\u00e4r att sparare med st\u00f6rre portf\u00f6ljer inte f\u00e5r full kompensation om n\u00e5got g\u00e5r fel. <\/p>\n<p>Det \u00e4r inte en f\u00f6rs\u00e4kring knuten till v\u00e4rdet p\u00e5 aktierna, utan ett skyddsn\u00e4t f\u00f6r speciella situationer.<\/p>\n<p>Ins\u00e4ttningsgarantin g\u00e4ller kontanter<\/p>\n<p>D\u00e4remot omfattas icke-investerade pengar p\u00e5 Aktie- och fondkontot av den statliga ins\u00e4ttningsgarantin upp till 1 150 000 kronor. Detta g\u00e4ller endast kontanter som \u00e4nnu inte placerats i v\u00e4rdepapper.<\/p>\n<p><strong>Missa inte:<\/strong> <a href=\"https:\/\/www.e55.se\/ekonomi\/spara\/vad-hander-om-avanza-lamnar-borsen\/\" rel=\"nofollow noopener\" target=\"_blank\">Vad h\u00e4nder om Avanza l\u00e4mnar b\u00f6rsen? E55<\/a><\/p>\n<p>Ingves understryker att aktiehandel alltid sker p\u00e5 egen risk, och med bel\u00e5ning \u00f6kar risken ytterligare. L\u00e5n ska betalas tillbaka oberoende av aktiernas v\u00e4rde.<\/p>\n<p>\u201dD\u00e5 \u00e4r det bra om man \u00e4r \u2019\u00f6verens med sig sj\u00e4lv\u2019 om riskerna\u201d, skriver han i DN.<\/p>\n<p>F\u00f6r den som vill f\u00f6rdjupa sig h\u00e4nvisar han till den lagstiftning som finns inom omr\u00e5det.<\/p>\n<p>L\u00e4s mer fr\u00e5n Realtid &#8211; v\u00e5rt nyhetsbrev \u00e4r kostnadsfritt:Prenumerera<\/p>\n","protected":false},"excerpt":{"rendered":"Investerarskydd vid misstag Problemen uppst\u00e5r om det skett slarv eller brottslighet och kundernas aktier sammanblandats med bolagets egna&hellip;\n","protected":false},"author":2,"featured_media":135492,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[777,337,72,70,71,6525,34,1142,31,33,32,30],"class_list":{"0":"post-135491","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-aktier","9":"tag-avanza","10":"tag-business","11":"tag-economy","12":"tag-ekonomi","13":"tag-konkurs","14":"tag-se","15":"tag-sparande","16":"tag-svenska","17":"tag-sverige","18":"tag-sweden","19":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115893098401431139","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/135491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=135491"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/135491\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/135492"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=135491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=135491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=135491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}