{"id":138059,"date":"2026-01-16T11:47:10","date_gmt":"2026-01-16T11:47:10","guid":{"rendered":"https:\/\/www.europesays.com\/se\/138059\/"},"modified":"2026-01-16T11:47:10","modified_gmt":"2026-01-16T11:47:10","slug":"thedeen-kortare-rantebindningstider-gor-svenska-hushall-sarbara","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/138059\/","title":{"rendered":"Thed\u00e9en: Kortare r\u00e4ntebindningstider g\u00f6r svenska hush\u00e5ll s\u00e5rbara"},"content":{"rendered":"<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">H\u00f6ga skulder och kortare r\u00e4ntebindningstider g\u00f6r svenska hush\u00e5ll s\u00e5rbara, s\u00e4ger<br class=\"col-start-2\"\/>riksbankschef Erik Thed\u00e9en i ett tal p\u00e5 fredagen.<\/p>\n<p>Svenska hush\u00e5ll, som i genomsnitt har stora bostadsl\u00e5n med kort r\u00e4ntebindningstid, har sett sina r\u00e4ntekostnader stiga mer \u00e4n i omv\u00e4rlden. Samtidigt har bostadspriserna sjunkit och bostadsinvesteringarna fallit kraftigt.<\/p>\n<p>\u201dAtt vi i Sverige avviker med stora skulder och en s\u00e5 h\u00f6g andel r\u00f6rliga l\u00e5n \u00e4r inte optimalt och utg\u00f6r en s\u00e5rbarhet i ekonomin. Verkligheten kan \u00e4ndras snabbt. D\u00e4rf\u00f6r \u00e4r det s\u00e5 viktigt att vi beh\u00e5ller tydliga regelverk och normer kring hush\u00e5llens skulds\u00e4ttning och v\u00e4rnar den amorteringskultur som nu b\u00f6rjat s\u00e4tta sig.\u201d<\/p>\n<p>Den stigande inflationen med f\u00f6ljande r\u00e4nteuppg\u00e5ng har varit en stor pr\u00f6vning f\u00f6r svensk ekonomi och f\u00f6r enskilda hush\u00e5ll, understr\u00f6k Thed\u00e9en.<\/p>\n<p>\u201dDen har visat p\u00e5 v\u00e4rdet av buffertar, hos staten d\u00e4r stigande r\u00e4ntekostnader inte ledde till ett ifr\u00e5gas\u00e4ttande av de stabila statsfinanserna och hos hush\u00e5llen d\u00e4r skulds\u00e4ttningen m\u00e5ste ta h\u00f6jd f\u00f6r stigande r\u00e4ntor och en s\u00e4mre ekonomi.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"H\u00f6ga skulder och kortare r\u00e4ntebindningstider g\u00f6r svenska hush\u00e5ll s\u00e5rbara, s\u00e4gerriksbankschef Erik Thed\u00e9en i ett tal p\u00e5 fredagen. Svenska&hellip;\n","protected":false},"author":2,"featured_media":138060,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[65],"tags":[72,70,71,327,34,13842,31,33,32,30],"class_list":["post-138059","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomi","tag-business","tag-economy","tag-ekonomi","tag-riksbanken","tag-se","tag-skuldsattning","tag-svenska","tag-sverige","tag-sweden","tag-swedish"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115904619644066803","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/138059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=138059"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/138059\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/138060"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=138059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=138059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=138059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}