{"id":220339,"date":"2026-04-17T12:39:48","date_gmt":"2026-04-17T12:39:48","guid":{"rendered":"https:\/\/www.europesays.com\/se\/220339\/"},"modified":"2026-04-17T12:39:48","modified_gmt":"2026-04-17T12:39:48","slug":"genomgang-av-1481-fonder-svenska-sparare-betalar-for-mycket","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/220339\/","title":{"rendered":"Genomg\u00e5ng av 1481 fonder: Svenska sparare betalar f\u00f6r mycket"},"content":{"rendered":"

I fondv\u00e4rlden \u00e4r det l\u00e4tt att tro att en h\u00f6gre avgift inneb\u00e4r b\u00e4ttre f\u00f6rvaltning. Men en genomg\u00e5ng av 1\u202f481 fonder visar att sambandet mellan avgift och avkastning \u00e4r mycket svagt. <\/p>\n

N\u00e4r avkastningen m\u00e4ts p\u00e5 ett, tre och fem \u00e5rs sikt ligger korrelationen n\u00e4ra noll. Det inneb\u00e4r att priset i praktiken inte s\u00e4ger n\u00e5got om hur fonden kommer att prestera.<\/p>\n

L\u00e4s ocks\u00e5:<\/strong> AP-fondernas gr\u00f6na miljardsm\u00e4ll \u2013 nu bl\u00f6der \u00e4nnu ett bolag pengar \u2013 Realtid<\/a><\/p>\n

Vad sparare b\u00f6r titta p\u00e5 i st\u00e4llet<\/p>\n

Det \u00e4r Placera<\/a> som har gjort analysen och j\u00e4mf\u00f6rt avgifter med avkastning \u00f6ver tid. <\/p>\n

Genomg\u00e5ngen visar att avgiften bara \u00e4r en av flera faktorer att ta h\u00e4nsyn till och en relativt svag indikator p\u00e5 kvalitet. <\/p>\n

F\u00f6r sparare \u00e4r det viktigare att se till fondens strategi, riskniv\u00e5 och hur v\u00e4l den passar det egna sparm\u00e5let.<\/p>\n

En fond med l\u00e5g avgift kan prestera utm\u00e4rkt, medan en dyrare fond kan g\u00e5 betydligt svagare. Det \u00e4r helheten som avg\u00f6r.<\/p>\n

L\u00e4s mer:<\/strong> Hedgefonderna har f\u00f6r mycket pengar \u2013 hinner inte anst\u00e4lla \u2013 Realtid<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"I fondv\u00e4rlden \u00e4r det l\u00e4tt att tro att en h\u00f6gre avgift inneb\u00e4r b\u00e4ttre f\u00f6rvaltning. Men en genomg\u00e5ng av…\n","protected":false},"author":2,"featured_media":220340,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[65],"tags":[17556,72,70,71,5040,34,31,33,32,30],"class_list":["post-220339","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomi","tag-avkastning","tag-business","tag-economy","tag-ekonomi","tag-fonder","tag-se","tag-svenska","tag-sverige","tag-sweden","tag-swedish"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/116420098508423883","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/220339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=220339"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/220339\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/220340"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=220339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=220339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=220339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}