{"id":224677,"date":"2026-04-22T06:08:27","date_gmt":"2026-04-22T06:08:27","guid":{"rendered":"https:\/\/www.europesays.com\/se\/224677\/"},"modified":"2026-04-22T06:08:27","modified_gmt":"2026-04-22T06:08:27","slug":"bankerna-hanvisar-till-stibor-tills-det-inte-passar-langre","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/224677\/","title":{"rendered":"Bankerna h\u00e4nvisar till Stibor \u2013 tills det inte passar l\u00e4ngre"},"content":{"rendered":"<p>Dyrare f\u00f6r familjer<\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">F\u00f6r de m\u00e5nga familjer som fick h\u00f6gre utgifter i slutet av mars spelar det mindre roll vad bankerna g\u00f6r just nu. De \u00e4r bundna i tre m\u00e5nader och betalar den h\u00f6gre r\u00e4ntan oavsett. N\u00e5gon extra konsumtion blir det inte. <\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">Men f\u00f6r de hush\u00e5ll vars r\u00f6rliga bol\u00e5n nu ska s\u00e4ttas om hade det kunnat se annorlunda ut. De hade kunnat slippa \u00f6kade kostnader som str\u00e4cker sig \u00f6ver sommaren. <\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">Det \u00e4r som sagt sv\u00e5rt att f\u00e5 ihop bankernas argumentation. R\u00e4ntes\u00e4ttningen framst\u00e5r snarare som selektiv.<\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">Och skulle det f\u00f6rh\u00e5lla sig p\u00e5 annat s\u00e4tt borde bankerna vara betydligt mer transparenta och pedagogiska. Ist\u00e4llet tog<strong> SBAB<\/strong>:s chefsekonom <strong>Robert Boije<\/strong> nyligen ist\u00e4llet tillf\u00e4llet i akt att <a class=\"text-primary-90 hover:text-primary-110 underline hover:no-underline\" href=\"https:\/\/www.placera.se\/nyheter\/statens-bank-till-angrepp-mot-svantesson-om-borantor-2026-04-14\" rel=\"nofollow noopener\" target=\"_blank\">ifr\u00e5gas\u00e4tta finansministerns f\u00f6rst\u00e5else <\/a>f\u00f6r hur r\u00e4ntemarknaden fungerar. Hon hade d\u00e5 kallat bankerna f\u00f6r tond\u00f6va.<\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">Nu b\u00f6rjar Danske Bank s\u00e4nka de bundna bol\u00e5ner\u00e4ntorna. Motiveringen \u00e4r att uppl\u00e5ningskostnaderna har sjunkit.<\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">Fr\u00e5gan \u00e4r n\u00e4r de r\u00f6rliga r\u00e4ntorna justeras.<\/p>\n<p class=\"font-sans text-base text-text-main dark:text-text-main-dark font-normal leading-[1.4]\">F\u00f6r om det var dyrare f\u00f6r bankerna f\u00f6r n\u00e5gra veckor sen, har det \u2013 allt annat lika \u2013 blivit billigare nu.<\/p>\n","protected":false},"excerpt":{"rendered":"Dyrare f\u00f6r familjer F\u00f6r de m\u00e5nga familjer som fick h\u00f6gre utgifter i slutet av mars spelar det mindre&hellip;\n","protected":false},"author":2,"featured_media":224678,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[65],"tags":[5886,72,70,71,34,31,33,32,30],"class_list":["post-224677","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomi","tag-bolanerantor","tag-business","tag-economy","tag-ekonomi","tag-se","tag-svenska","tag-sverige","tag-sweden","tag-swedish"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/116446868732157913","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/224677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=224677"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/224677\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/224678"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=224677"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=224677"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=224677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}