{"id":75811,"date":"2025-11-09T05:17:14","date_gmt":"2025-11-09T05:17:14","guid":{"rendered":"https:\/\/www.europesays.com\/se\/75811\/"},"modified":"2025-11-09T05:17:14","modified_gmt":"2025-11-09T05:17:14","slug":"sparkonton-racker-inte-mot-inflationen-pengarna-tappar-varde","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/75811\/","title":{"rendered":"Sparkonton r\u00e4cker inte mot inflationen \u2013 pengarna tappar v\u00e4rde"},"content":{"rendered":"<p><strong>Erik Thed\u00e9en<\/strong> \u00e4r riksbankschef och aviserade att styrr\u00e4ntan l\u00e4mnas of\u00f6r\u00e4ndrad p\u00e5 1,75 procent.\u00a0<\/p>\n<p>Det inneb\u00e4r att bol\u00e5nekunder kan r\u00e4kna med genomsnittliga r\u00f6rliga r\u00e4ntor i spannet 2,6\u20132,8 procent under n\u00e4sta \u00e5r och kanske en bit in i 2027, skriver <a href=\"http:\/\/di.se\/nyheter\/se-upp-for-urholkat-sparande\" rel=\"nofollow noopener\" target=\"_blank\">DI<\/a>.<\/p>\n<p>Det ger en v\u00e4lbeh\u00f6vlig andh\u00e4mtningspaus f\u00f6r l\u00e5ntagarna efter de senaste \u00e5rens r\u00e4nte- och inflationsturbulens. I kombination med reala l\u00f6ne\u00f6kningar, s\u00e4nkta inkomstskatter och l\u00e4gre elskatt efter ny\u00e5r fylls pl\u00e5nb\u00f6ckerna p\u00e5 hos de flesta.<\/p>\n<p>En halverad matmoms fr\u00e5n 1 april n\u00e4sta \u00e5r f\u00f6rst\u00e4rker bilden av ljusare tider f\u00f6r hush\u00e5llen 2026. Om kronan forts\u00e4tter att st\u00e4rkas blir det en extra bonus f\u00f6r svenska utlandsresen\u00e4rer.<\/p>\n<p><strong>MISSA INTE: <\/strong><a href=\"http:\/\/news55.se\/privatekonomi\/anna-tenje-m-ga-senare-i-pension-med-hjalp-av-ai\/\" rel=\"nofollow noopener\" target=\"_blank\">Anna Tenje (M): G\u00e5 senare i pension med hj\u00e4lp av AI<\/a><\/p>\n<p>Sparr\u00e4ntan m\u00e5ste vara \u00f6ver 2,8 procent<\/p>\n<p>Onsdagens r\u00e4ntebesked b\u00f6r d\u00e4remot bli en v\u00e4ckarklocka f\u00f6r alla som har st\u00f6rre summor p\u00e5 bankernas sparkonton. Inflationen v\u00e4ntas enligt <a href=\"https:\/\/www.riksbank.se\/\" rel=\"nofollow noopener\" target=\"_blank\">Riksbanken<\/a> ligga runt 2 procent till och med 2027.<\/p>\n<p>Det inneb\u00e4r att sparr\u00e4ntan f\u00f6re skatt p\u00e5 30 procent m\u00e5ste vara drygt 2,8 procent f\u00f6r att sparkapitalet inte ska tappa k\u00f6pkraft. F\u00e5 banker och finansbolag kan idag leva upp till s\u00e5 h\u00f6ga sparr\u00e4ntor.<\/p>\n<p>Vare sig mindre finansmarknadsbolag eller banker erbjuder obunden sparr\u00e4nta p\u00e5 2,8 procent. Storbankerna ger som mest 0,5 procent.<\/p>\n","protected":false},"excerpt":{"rendered":"Erik Thed\u00e9en \u00e4r riksbankschef och aviserade att styrr\u00e4ntan l\u00e4mnas of\u00f6r\u00e4ndrad p\u00e5 1,75 procent.\u00a0 Det inneb\u00e4r att bol\u00e5nekunder kan&hellip;\n","protected":false},"author":2,"featured_media":75812,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[72,70,71,34,6055,31,33,32,30,5235],"class_list":{"0":"post-75811","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-business","9":"tag-economy","10":"tag-ekonomi","11":"tag-se","12":"tag-spara","13":"tag-svenska","14":"tag-sverige","15":"tag-sweden","16":"tag-swedish","17":"tag-tips"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115518049063308877","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/75811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=75811"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/75811\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/75812"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=75811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=75811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=75811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}