{"id":77630,"date":"2025-11-11T08:41:10","date_gmt":"2025-11-11T08:41:10","guid":{"rendered":"https:\/\/www.europesays.com\/se\/77630\/"},"modified":"2025-11-11T08:41:10","modified_gmt":"2025-11-11T08:41:10","slug":"lista-hur-forhandlar-du-om-din-ranta-pa-bolanet-5-tips","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/se\/77630\/","title":{"rendered":"Lista: Hur f\u00f6rhandlar du om din r\u00e4nta p\u00e5 bol\u00e5net \u2013 5 tips"},"content":{"rendered":"<p>Avanzas <a href=\"https:\/\/www.placera.se\/nyheter\/5-tips-sa-forhandlar-du-med-banken-om-bolanerantan-2025-11-05\" rel=\"nofollow noopener\" target=\"_blank\">nyhetssajt <\/a>Placeras privatekonomireporter <strong>Karolina Palutko Mac\u00e9us <\/strong>har tagit hj\u00e4lp av ChatGPT f\u00f6r att hitta de b\u00e4sta argumenten inf\u00f6r m\u00f6tet med banken f\u00f6r att f\u00f6rhandla om din r\u00e4nta p\u00e5 bol\u00e5net.<\/p>\n<p><strong>MISSA INTE<\/strong>: <a href=\"https:\/\/www.news55.se\/privatekonomi\/pensionsmyndigheten-fel-brev-till-hundratusentals-pensionarer\/\" rel=\"nofollow noopener\" target=\"_blank\">Pensionsmyndigheten: Fel brev till hundratusentals pension\u00e4rer<\/a><\/p>\n<p>Lista med 5 argument<\/p>\n<ol class=\"wp-block-list\">\n<li>Du \u00e4r en attraktiv kund<\/li>\n<li>Bel\u00e5ningsgraden \u00e4r l\u00e5g<\/li>\n<li>Du har aff\u00e4rer hos banken<\/li>\n<li>Du j\u00e4mf\u00f6r aktivt andra banker<\/li>\n<li>Du \u00e4r l\u00e5ngsiktig och lojal<\/li>\n<\/ol>\n<p>Med det f\u00f6rsta argumentet menar Karolina Palutko Mac\u00e9us att du ska trycka p\u00e5 att du har stabil inkomst, l\u00e5g skulds\u00e4ttning och gott kreditv\u00e4rde. En l\u00e5griskkund f\u00f6r banken som andra banker g\u00e4rna skulle vilja ha. <\/p>\n<p>Med den andra punkten vill hon att du ska trycka p\u00e5 att du har l\u00e5g bel\u00e5ningsgrad, om det \u00e4r s\u00e5 att du har under 70 eller till och med under 50 procents bel\u00e5ning p\u00e5 huset s\u00e5 borde du p\u00e5peka det f\u00f6r att f\u00e5 det \u00e5terspeglat i r\u00e4ntan.<\/p>\n<p>Med den tredje punkten, att du har andra aff\u00e4rer hos banken, kan du argumentera f\u00f6r att du har flera \u00e4renden hos banken, och om du flyttar ditt bol\u00e5n s\u00e5 kommer du troligtvis flytta \u00e4ven andra tj\u00e4nster till deras konkurrenter.<\/p>\n<p>Det kan vara ett bra argument f\u00f6r dem att s\u00e4nka din r\u00e4nta.<\/p>\n","protected":false},"excerpt":{"rendered":"Avanzas nyhetssajt Placeras privatekonomireporter Karolina Palutko Mac\u00e9us har tagit hj\u00e4lp av ChatGPT f\u00f6r att hitta de b\u00e4sta argumenten&hellip;\n","protected":false},"author":2,"featured_media":77631,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[338,2751,322,72,70,71,6301,6054,349,6042,34,5885,31,33,32,30],"class_list":{"0":"post-77630","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomi","8":"tag-bank","9":"tag-bolan","10":"tag-boranta","11":"tag-business","12":"tag-economy","13":"tag-ekonomi","14":"tag-lan","15":"tag-placera","16":"tag-privatekonomi","17":"tag-ranta","18":"tag-se","19":"tag-styrranta","20":"tag-svenska","21":"tag-sverige","22":"tag-sweden","23":"tag-swedish"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@se\/115530175926884570","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/77630","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/comments?post=77630"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/posts\/77630\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media\/77631"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/media?parent=77630"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/categories?post=77630"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/se\/wp-json\/wp\/v2\/tags?post=77630"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}