{"id":10437,"date":"2026-03-04T23:00:09","date_gmt":"2026-03-04T23:00:09","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/10437\/"},"modified":"2026-03-04T23:00:09","modified_gmt":"2026-03-04T23:00:09","slug":"poistovne-sa-boja-cinskych-aut-nastavuju-nehorazne-ceny-magazin-auto","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/10437\/","title":{"rendered":"Pois\u0165ovne sa boja \u010d\u00ednskych \u00e1ut. Nastavuj\u00fa nehor\u00e1zne ceny – Magaz\u00edn – Auto"},"content":{"rendered":"

\u010c\u00ednske aut\u00e1 l\u00e1kaj\u00fa n\u00edzkou cenou, no ka\u017ed\u00e1 minca m\u00e1 dve strany. Ako ukazuje prieskum britskej spolo\u010dnosti Carwow, to, \u010do u\u0161etr\u00edte pri k\u00fape, m\u00f4\u017eete \u013eahko strati\u0165 na drahom poisten\u00ed. Niektor\u00e9 pois\u0165ovne dokonca poistenie \u010d\u00ednskych modelov \u00faplne odmietaj\u00fa. <\/p>\n

\t\t\t\t\"Jaecoo
\n\t\t\t\t\t\t\t\t\tFoto: Jaecoo\/Omoda<\/p>\n

Poisti\u0165 v Eur\u00f3pe \u010d\u00ednske auto m\u00f4\u017ee by\u0165 drah\u0161ie a \u0165a\u017e\u0161ie, ako si mysl\u00edte. Pois\u0165ovne s\u00fa zatia\u013e ve\u013emi opatrn\u00e9 a do tohto biznisu sa nehrn\u00fa. A ak \u00e1no, daj\u00fa si za to poriadne zaplati\u0165.<\/p>\n

Eur\u00f3pa za\u017e\u00edva v\u00a0posledn\u00fdch rokoch boom \u010d\u00ednskych zna\u010diek. Vlani si v\u00a0Eur\u00f3pe vr\u00e1tane Ve\u013ekej Brit\u00e1nie, \u0160vaj\u010diarska a N\u00f3rska zaknihovali na trhu nov\u00fdch \u00e1ut pribli\u017ene 811\u202f000 registr\u00e1ci\u00ed, \u010do predstavuje medziro\u010dn\u00fd n\u00e1rast o\u00a099\u00a0% a trhov\u00fd podiel okolo 6,1\u00a0%. \u010c\u00ednske aut\u00e1 l\u00e1kaj\u00fa z\u00e1kazn\u00edkov najm\u00e4 agres\u00edvnymi cenami. \u010c\u00ednsky model m\u00f4\u017ee by\u0165 lacnej\u0161\u00ed aj o\u00a0tis\u00edce eur, ako porovnate\u013en\u00e9 auto s\u00a0eur\u00f3pskym, japonsk\u00fdm alebo k\u00f3rejsk\u00fdm logom. No nie je v\u0161etko zlato, \u010do sa bly\u0161t\u00ed. Karta sa obracia pri poisten\u00ed. Uk\u00e1zal to ned\u00e1vno prieskum britskej spolo\u010dnosti Carwow. Nejde len o\u00a0to, \u017ee poistenie \u010d\u00ednskych modelov je pod\u013ea neho v\u00a0drvivej v\u00e4\u010d\u0161ine v\u00fdrazne drah\u0161ie, ale niektor\u00e9 dokonca ani nepoist\u00edte.<\/p>\n

Carwow z\u00edskal cenov\u00e9 ponuky na poistenie \u00f4smich \u00e1ut, z\u00a0toho \u0161tyroch \u010d\u00ednskych, od 10\u00a0popredn\u00fdch britsk\u00fdch spolo\u010dnost\u00ed. I\u0161lo o\u00a0pois\u0165ovne Admiral, Aviva, Direct Line, Hastings, LV, AXA, Ageas, AA, Esure a Allianz. \u010c\u00ednu reprezentovali modely Jaecoo 7, XPeng G6, Skywell BE11 a BYD Seal U. Naproti nim st\u00e1li zaveden\u00ed eur\u00f3pski, japonsk\u00ed a k\u00f3rejsk\u00ed konkurenti vr\u00e1tane Volkswagenu Tiguan, Kie EV3, Peugeotu E-3008\u00a0a Toyoty RAV4. \u010c\u00ednske aut\u00e1 v\u00a0tomto pois\u0165ovacom s\u00faboji prehrali, a\u017e na jednu v\u00fdnimku, prakticky na plnej \u010diare. Niektor\u00e9 pois\u0165ovne ich krytie dokonca \u00faplne odmietli.<\/p>\n

\t \t\t\t\t\t\"Volga \t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\u010c\u00edtajte viac \t\t\t\t\t\t\t\t\t \t\t\t\t \t\t\t\t\tSen o ruskej Volge st\u00e1le \u017eije. V\u00fdrobu chce spusti\u0165 na jese\u0148 \t\t\t\t \t\t\t \t\t\t<\/a><\/p>\n

Napr\u00edklad priemern\u00e9 poistn\u00e9 na model XPeng G6 bolo 1\u00a0102\u00a0libier (1\u00a0267\u00a0\u20ac), zatia\u013e \u010do Kia EV3 vy\u0161la na 827\u00a0libier (952\u00a0\u20ac). Najvy\u0161\u0161ia ponuka na XPeng dosiahla dokonca a\u017e 1\u00a0569\u00a0libier (1\u00a0804\u00a0\u20ac) od AA. Na porovnanie, Volkswagen Tiguan sa dal poisti\u0165 priemerne za menej ako 700\u00a0libier (805\u00a0\u20ac), pri\u010dom len jedna pois\u0165ov\u0148a, Ageas, krytie odmietla. Probl\u00e9my boli e\u0161te v\u00fdraznej\u0161ie pri modeli Jaecoo 7, jednom z\u00a0najpred\u00e1vanej\u0161\u00edch \u00e1ut vo Ve\u013ekej Brit\u00e1nii v\u00a0tomto roku. P\u00e4\u0165 z\u00a0desiatich osloven\u00fdch pois\u0165ovn\u00ed poistenie neposkytlo a priemern\u00e1 cena t\u00fdch, ktor\u00e9 ponuku poslali, bola 858\u00a0libier (986\u00a0\u20ac), teda o\u00a0165\u00a0libier (190\u00a0\u20ac) viac ne\u017e pri Tiguane.<\/p>\n

Na druhej strane, naj\u013eah\u0161ie sa poistenie na\u0161lo pre plug-in hybridn\u00fd BYD Seal U. Ponuku odmietli len tri pois\u0165ovne, pri\u010dom priemern\u00e1 cena ostatn\u00fdch bola 645\u00a0libier (742\u00a0\u20ac). Najbli\u017e\u0161\u00ed s\u00faper BYD-u, Toyota RAV4, sa dokonca uk\u00e1zala na poistenie najdrah\u0161ia medzi be\u017en\u00fdmi autami. Priemern\u00e1 cena sa vy\u0161plhala na 1\u00a0188\u00a0libier (1\u00a0366\u00a0\u20ac)\u00a0\u2013 o\u00a0543\u00a0libier (624\u00a0\u20ac) viac ne\u017e pri BYD-e. A\u00a0\u010do je prekvapiv\u00e9, tri pois\u0165ovne Toyotu odmietli poisti\u0165. V\u00a0pr\u00edpade Toyoty \u0161t\u00fadia d\u00f4vody vy\u0161\u0161ieho poistn\u00e9ho nerozv\u00e1dza. Pri \u010d\u00ednskych modeloch v\u0161ak pois\u0165ovne otvorene hovoria o\u00a0opatrnosti. Pois\u0165ovne sa \u010d\u00ednskych \u00e1ut zatia\u013e\u00a0boja.<\/p>\n

\t \t\t\t\t\t\"Sandero\"\/ \t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\u010c\u00edtajte viac \t\t\t\t\t\t\t\t\t \t\t\t\t \t\t\t\t\tVo\u013en\u00fd p\u00e1d Dacie: Predaj \u00e1ut v Eur\u00f3pe v janu\u00e1ri klesol, \u010d\u00ednske zna\u010dky v\u0161ak prudko rast\u00fa \t\t\t\t \t\t\t \t\t\t<\/a><\/p>\n

D\u00f4vodom je nedostatok sk\u00fasenost\u00ed s\u00a0nov\u00fdmi zna\u010dkami, ot\u00e1zky opravite\u013enosti, dostupnosti n\u00e1hradn\u00fdch dielov a zatia\u013e nezn\u00e1ma \u00farove\u0148 spo\u013eahlivosti. Napr\u00edklad spolo\u010dnos\u0165 LV= General Insurance, ktor\u00fa vlastn\u00ed Allianz, uviedla, \u017ee neposkytuje krytie pre modely XPeng G6, BYD Seal U\u00a0a Skywell BE11, preto\u017ee len vyhodnocuje poistn\u00e9 rizik\u00e1 spojen\u00e9 s\u00a0t\u00fdmito konkr\u00e9tnymi modelmi. \u201e\u010c\u00ednske aut\u00e1 s\u00fa v\u00fdzva pre pois\u0165ovac\u00ed trh, ktor\u00fd sa sna\u017e\u00ed dr\u017ea\u0165 krok s\u00a0r\u00fdchlo sa meniacim trhom,\u201c hovor\u00ed Iain Reid, riadite\u013e redakcie Carwow. Ve\u010f za posledn\u00fdch 18\u00a0mesiacov vst\u00fapilo na eur\u00f3psky trh viac nov\u00fdch zna\u010diek ne\u017e za predch\u00e1dzaj\u00face dve dek\u00e1dy\u00a0spolu.<\/p>\n

Situ\u00e1cia by sa mohla \u010dasom zlep\u0161i\u0165, ke\u010f sa zna\u010dky z\u00a0\u010c\u00edny udom\u00e1cnia v\u00a0Eur\u00f3pe viac, podobne ako to bolo v\u00a0minulosti s\u00a0japonsk\u00fdmi a nesk\u00f4r k\u00f3rejsk\u00fdmi automobilkami. Medzit\u00fdm by si v\u0161ak mal pod\u013ea Carwow ka\u017ed\u00fd, kto zva\u017euje nov\u00fd \u010d\u00ednsky model, pred k\u00fapou porovna\u0165 mo\u017enosti poistenia. Vyhne sa tak vysok\u00fdm n\u00e1kladom alebo dokonca riziku, \u017ee svoje auto jednoducho nepoist\u00ed a v\u0161etky \u0161kody bude zn\u00e1\u0161a\u0165 na vlastn\u00e9 n\u00e1klady. Lacn\u00e9 auto tak m\u00f4\u017ee by\u0165 v\u00a0kone\u010dnom d\u00f4sledku v\u00fdrazne drah\u0161ie, ne\u017e sa na prv\u00fd poh\u013ead zd\u00e1. A\u00a0s\u00fa tu aj in\u00e9 aspekty, napr\u00edklad r\u00fdchla strata hodnoty \u010d\u00ednskych \u00e1ut na trhu s \u201ejazdenkami\u201c.<\/p>\n","protected":false},"excerpt":{"rendered":"\u010c\u00ednske aut\u00e1 l\u00e1kaj\u00fa n\u00edzkou cenou, no ka\u017ed\u00e1 minca m\u00e1 dve strany. Ako ukazuje prieskum britskej spolo\u010dnosti Carwow, to,…\n","protected":false},"author":2,"featured_media":10438,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[5537,64,5536,5534,5538,65,66,5535,636,43,40,39,42,41],"class_list":{"0":"post-10437","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomika","8":"tag-boja","9":"tag-business","10":"tag-carwow","11":"tag-cinske-auta","12":"tag-cinskych","13":"tag-economic","14":"tag-ekonomika","15":"tag-poistenie-aut","16":"tag-poistovne","17":"tag-sk","18":"tag-slovak","19":"tag-slovakia","20":"tag-slovencina","21":"tag-slovensko"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116173394572240837","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/10437","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=10437"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/10437\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/10438"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=10437"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=10437"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=10437"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}