Finan\u010dn\u00fd kompas <\/a>existuje p\u00e4\u0165 naj\u010dastej\u0161\u00edch zlyhan\u00ed, ktor\u00e9 otv\u00e1raj\u00fa dvere digit\u00e1lnym zlodejom.<\/p>\n1. Ukladanie hesiel do prehliada\u010da \u2013 pohodlie, ktor\u00e9 sa nevypl\u00e1ca<\/p>\n
Klikn\u00fa\u0165 na \u201eZapam\u00e4ta\u0165 si heslo\u201c je l\u00e1kav\u00e9. No internetov\u00e9 prehliada\u010de nie s\u00fa trezory. Ak sa do telef\u00f3nu dostane \u0161kodliv\u00fd softv\u00e9r alebo v\u00e1m niekto na chv\u00ed\u013eu vezme odomknut\u00fd mobil, k ulo\u017een\u00fdm hesl\u00e1m sa dostane v priebehu sek\u00fand. Rie\u0161en\u00edm je pou\u017e\u00edvanie overen\u00fdch spr\u00e1vcov hesiel (napr. Bitwarden, 1Password) alebo si citliv\u00e9 \u00fadaje jednoducho pam\u00e4ta\u0165. Nikdy ich nenech\u00e1vajte ulo\u017een\u00e9 v prehliada\u010di.<\/p>\n
2. Prihlasovanie do banky cez verejn\u00fa Wi\u2011Fi<\/p>\n
Kaviare\u0148, stanica, letisko \u2013 bezplatn\u00e1 Wi\u2011Fi je pohodln\u00e1, ale aj nebezpe\u010dn\u00e1. \u00dato\u010dn\u00edk m\u00f4\u017ee vytvori\u0165 falo\u0161n\u00fa sie\u0165 s n\u00e1zvom podniku a sledova\u0165 v\u0161etko, \u010do cez \u0148u posielate \u2013 vr\u00e1tane prihlasovac\u00edch \u00fadajov. Sta\u010d\u00ed si pozrie\u0165 v banke zostatok alebo skontrolova\u0165, \u010di pri\u0161la v\u00fdplata, a katastrofa je na svete.\u00a0Ako tomu zamedzi\u0165 je pritom jednoduch\u00e9.\u00a0„Ke\u010f rie\u0161ite peniaze,\u00a0v\u017edy vypnite Wi-Fi a zapnite si mobiln\u00e9 d\u00e1ta (4G\/5G). Tie s\u00fa \u0161ifrovan\u00e9 a pre \u00fato\u010dn\u00edkov neporovnate\u013ene n\u00e1ro\u010dnej\u0161ie na prelomenie,“ rad\u00ed Finan\u010dn\u00fd kompas.<\/p>\n
3. Ignorovanie dvojf\u00e1zov\u00e9ho overenia (2FA)<\/p>\n
Dvojf\u00e1zov\u00e9 overenie je ako druh\u00fd z\u00e1mok na dver\u00e1ch. Aj ke\u010f niekto z\u00edska va\u0161e heslo, bez potvrdenia identity sa nedostane \u010falej. Mnoh\u00ed ho v\u0161ak nemaj\u00fa zapnut\u00e9 v\u00f4bec alebo sa spoliehaj\u00fa na zastaran\u00e9 SMS spr\u00e1vy, ktor\u00e9 sa daj\u00fa zachyti\u0165. Nastavi\u0165 dvojf\u00e1zov\u00e9 overenie sa pritom d\u00e1 len v p\u00e1r krokoch.\u00a0<\/p>\n
Finan\u010dn\u00fd kompas rad\u00ed: Ako si spr\u00e1vne nastavi\u0165 2FA priamo v Androide<\/p>\n
\n\tOtvorte\u00a0Nastavenia\u00a0vo va\u0161om telef\u00f3ne a prejdite do sekcie\u00a0Google\u00a0(Spr\u00e1va \u00fa\u010dtu Google).
\n\tVyberte kartu\u00a0Zabezpe\u010denie.
\n\tKliknite na\u00a0Dvojstup\u0148ov\u00e9 overenie\u00a0a zapnite ho.
\n\tAko hlavn\u00fa met\u00f3du si zvo\u013ete\u00a0V\u00fdzvy od spolo\u010dnosti Google\u00a0(Google Prompts). Ke\u010f sa niekto pok\u00fasi prihl\u00e1si\u0165 do v\u00e1\u0161ho \u00fa\u010dtu, na displeji telef\u00f3nu sa v\u00e1m objav\u00ed ve\u013ek\u00e9 upozornenie s ot\u00e1zkou:\u00a0\u201ePok\u00fa\u0161ate sa prihl\u00e1si\u0165?\u201c\u00a0\u2013 sta\u010d\u00ed klikn\u00fa\u0165 na \u201eNie\u201c a \u00fato\u010dn\u00edk skon\u010dil.
\n\tPre bankov\u00e9 aplik\u00e1cie vyu\u017e\u00edvajte overovanie pomocou biometrie (odtla\u010dok prsta\/tv\u00e1r) alebo aplik\u00e1cie ako\u00a0Google Authenticator.\u00a0
<\/p>\n
4. In\u0161tal\u00e1cia aplik\u00e1ci\u00ed z nezn\u00e1mych zdrojov<\/p>\n
Android na rozdiel od iPhonu umo\u017e\u0148uje s\u0165ahova\u0165 aplik\u00e1cie z ak\u00fdchko\u013evek webov \u2013 a pr\u00e1ve tam \u010d\u00edha riziko. \u201eUpraven\u00e9\u201c aplik\u00e1cie m\u00f4\u017eu obsahova\u0165 skryt\u00fd k\u00f3d, ktor\u00fd sleduje, \u010do p\u00ed\u0161ete na kl\u00e1vesnici. \u00dato\u010dn\u00edk tak presne vid\u00ed va\u0161e heslo do banky. Rie\u0161en\u00edm, ako tomu zamedzi\u0165, je s\u0165ahova\u0165 aplik\u00e1cie v\u00fdhradne z ofici\u00e1lneho obchodu Google Play. Riziko tam s\u00edce existuje, ale je neporovnate\u013ene ni\u017e\u0161ie.<\/p>\n
5. Ignorovanie aktualiz\u00e1ci\u00ed syst\u00e9mu<\/p>\n
Upozornenie na aktualiz\u00e1ciu ignorujete u\u017e tret\u00ed t\u00fd\u017ede\u0148? Riskujete viac, ne\u017e si mysl\u00edte. Nov\u00e9 verzie syst\u00e9mu neprin\u00e1\u0161aj\u00fa len dizajnov\u00e9 zmeny \u2013 opravuj\u00fa aj bezpe\u010dnostn\u00e9 diery, ktor\u00e9 hackeri dok\u00e1\u017eu zneu\u017ei\u0165. Rie\u0161en\u00edm je pod\u013enastavi\u0165 si automatick\u00e9 aktualiz\u00e1cie cez Wi\u2011Fi a ke\u010f telef\u00f3n ohl\u00e1si nov\u00fa verziu, p\u00e1r min\u00fat re\u0161tartu obetujte. M\u00f4\u017ee v\u00e1m zachr\u00e1ni\u0165 \u00fa\u010det.<\/p>\n
Va\u0161e peniaze m\u00e1te v ruk\u00e1ch vy<\/p>\n
Bankov\u00e9 aplik\u00e1cie s\u00fa dnes technicky ve\u013emi dobre zabezpe\u010den\u00e9. Naj\u010dastej\u0161\u00edm slab\u00fdm miestom je v\u0161ak samotn\u00fd pou\u017e\u00edvate\u013e \u2013 jeho n\u00e1vyky, nepozornos\u0165 a podcenenie riz\u00edk. Jedno kliknutie na nespr\u00e1vnu Wi\u2011Fi sie\u0165 \u010di stiahnutie podozrivej aplik\u00e1cie m\u00f4\u017ee znamena\u0165 stratu \u00faspor.<\/p>\n
Finan\u010dn\u00fd kompas pripom\u00edna, \u017ee smartf\u00f3n treba chr\u00e1ni\u0165 rovnako d\u00f4sledne ako pe\u0148a\u017eenku. V digit\u00e1lnom svete toti\u017e predstavuje priamy pr\u00edstup k va\u0161im peniazom.<\/p>\n
V\u00e4\u010d\u0161ina b\u00e1nk dnes pon\u00faka modern\u00e9 mobiln\u00e9 aplik\u00e1cie, ktor\u00e9 podporuj\u00fa biometrick\u00e9 prihlasovanie, bezkontaktn\u00e9 platby, okam\u017eit\u00e9 prevody aj skenovanie QR k\u00f3dov. Mlad\u00ed pou\u017e\u00edvatelia \u010dasto siahaj\u00fa aj po platform\u00e1ch ako Revolut \u010di N26, ktor\u00e9 funguj\u00fa v\u00fdhradne cez mobil.<\/p>\n","protected":false},"excerpt":{"rendered":"BRATISLAVA – Digit\u00e1lne podvody dnes nevyzeraj\u00fa ako sc\u00e9ny z filmov, kde hacker sed\u00ed v tmavej miestnosti a prelamuje…\n","protected":false},"author":2,"featured_media":104818,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[12309,64,10510,65,66,19602,6424,43,40,39,42,41],"class_list":["post-104817","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-android","tag-business","tag-chyby","tag-economic","tag-ekonomika","tag-hacker","tag-podvody","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116794373222473429","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/104817","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=104817"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/104817\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/104818"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=104817"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=104817"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=104817"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}