{"id":118245,"date":"2026-07-07T16:00:18","date_gmt":"2026-07-07T16:00:18","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/118245\/"},"modified":"2026-07-07T16:00:18","modified_gmt":"2026-07-07T16:00:18","slug":"koniec-ery-bankoviek-pri-mori-slovaci-maju-novy-dovolenkovy-zvyk","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/118245\/","title":{"rendered":"Koniec \u00e9ry bankoviek pri mori? Slov\u00e1ci maj\u00fa nov\u00fd dovolenkov\u00fd zvyk"},"content":{"rendered":"<p>BRATISLAVA &#8211; Platby kartami na dovolenke z\u00a0roka na rok prib\u00fadaj\u00fa a\u00a0pou\u017e\u00edvanie fyzick\u00fdch pe\u0148az\u00ed je sk\u00f4r v\u00fdnimkou. Osem z\u00a0desiatich Slov\u00e1kov v\u00a0zahrani\u010d\u00ed uprednost\u0148uje bezhotovostn\u00e9 \u00fahrady &#8211; 54 % takto plat\u00ed v\u0161ade, kde je to mo\u017en\u00e9, 26 % plat\u00ed kartou v\u00e4\u010d\u0161inou. Ka\u017ed\u00fd desiaty kombinuje platby kartou a hotovos\u0165ou, rovnako 10 % uprednost\u0148uje papierov\u00e9 peniaze \u010di mince, pri\u010dom iba hotovos\u0165ou platia 4 %. Uk\u00e1zal to reprezentat\u00edvny prieskum pre spolo\u010dnos\u0165 Home Credit, ktor\u00fd vykonala agent\u00fara Ipsos od 20. do 22. m\u00e1ja na vzorke 1035 respondentov.<\/p>\n<p>Z prieskumu vyplynulo aj to, \u017ee polovica op\u00fdtan\u00fdch nevyber\u00e1 v\u00a0zahrani\u010dn\u00fdch destin\u00e1ci\u00e1ch \u017eiadne peniaze, necel\u00e1 tretina vyu\u017eije bankomat len v\u00fdnimo\u010dne. Na dovolenke v\u00a0zahrani\u010d\u00ed bolo za posledn\u00e9 dva roky 61 % \u013eud\u00ed zo Slovenska, zvy\u0161n\u00fdch 39 % oddych mimo tuzemska za toto obdobie neza\u017eilo. \u201eZahrani\u010dn\u00e9 sk\u00fasenosti s\u00a0dovolenkou pritom v\u00fdrazne rozde\u013euj\u00fa slovensk\u00fa popul\u00e1ciu pod\u013ea regi\u00f3nu, vzdelania a\u00a0pr\u00edjmu. Napr\u00edklad z Bratislavsk\u00e9ho kraja bolo v\u00a0cudzine skoro 80 % \u013eud\u00ed, v\u00a0pr\u00edpade ob\u010danov Slovenska s\u00a0u\u010d\u0148ovsk\u00fdm vzdelan\u00edm len o\u00a0nie\u010do viac ako tretina z\u00a0nich a z\u00a0n\u00edzkopr\u00edjmov\u00fdch skup\u00edn sa dostali na zahrani\u010dn\u00fa dovolenku iba \u0161tyria z\u00a0desiatich,\u201c uviedol analytik Home Creditu Jaroslav Ondru\u0161ek.<\/p>\n<p>\t<a href=\"https:\/\/www.topky.sk\/gl\/9586481\/6535201\/Koniec-ery-bankoviek-pri-mori--Slovaci-maju-novy-dovolenkovy-zvyk\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t<img decoding=\"async\" alt=\"Koniec \u00e9ry bankoviek pri\" aria-describedby=\"img-res-6535201\" class=\"\" height=\"900\" id=\"6535201\" loading=\"lazy\" onerror=\"imgArticleLoadErr(this)\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/07\/cestovanie-karta.jpg\" style=\"aspect-ratio:1.778\" title=\"Koniec \u00e9ry bankoviek pri\" width=\"1600\"\/>\t\t\t<\/p>\n<p>\n\t\t\t\tZobrazi\u0165 gal\u00e9riu (3)\t\t\t<\/p>\n<p>\t<\/a><\/p>\n<p>\t\u00a0(Zdroj: Getty Images)<\/p>\n<p>Dovolenkuj\u00faci za hranicami v\u00e4\u010d\u0161inou platia za n\u00e1kupy, slu\u017eby a r\u00f4zne poplatky debetn\u00fdmi a kreditn\u00fdmi kartami. \u201eA\u017e dve tretiny op\u00fdtan\u00fdch si pred cestou na dovolenku do cudziny nenakupuj\u00fa \u010di nevymie\u0148aj\u00fa \u017eiadnu cudziu menu. Ak si ju u\u017e zaobstaraj\u00fa, tak je to \u010dastej\u0161ie iba minimum hotovosti. Len \u0161iesti zo stovky si ber\u00fa so sebou na dovolenku v\u00e4\u010d\u0161\u00ed obnos pe\u0148az\u00ed v\u00a0cudzej mene,\u201c pribl\u00ed\u017eil Ondru\u0161ek.<\/p>\n<p>Bankomaty v\u00a0cudzine<\/p>\n<p>Bankomaty v\u00a0cudzine v\u00f4bec nevyu\u017eije polovica slovensk\u00fdch dovolenkuj\u00facich a\u00a0v\u00fdnimo\u010dne skoro 30 %. Iba zhruba p\u00e4tina \u013eud\u00ed si vyber\u00e1 hotovos\u0165 \u010dastej\u0161ie. \u201eNiektor\u00e9 situ\u00e1cie v\u0161ak bez hotovosti nevyrie\u0161ite, treb\u00e1rs v\u00a0pr\u00edpade drobn\u00fdch n\u00e1kupov v\u00a0st\u00e1nkoch na trhu, preto je dobr\u00e9 si zobra\u0165 aspo\u0148 minim\u00e1lnu \u010diastku. Ak nem\u00e1te \u017eiadne fyzick\u00e9 peniaze, vybra\u0165 si ich m\u00f4\u017eete aj na mieste, len dodr\u017eiavajte z\u00e1kladn\u00e9 pravidl\u00e1,\u201c poradil ombudsman Home Creditu Miroslav Zborovsk\u00fd.<\/p>\n<p>\t<a href=\"https:\/\/www.topky.sk\/gl\/9586481\/6535203\/Koniec-ery-bankoviek-pri-mori--Slovaci-maju-novy-dovolenkovy-zvyk\" rel=\"nofollow noopener\" target=\"_blank\"><br \/>\n\t\t<img decoding=\"async\" alt=\"Koniec \u00e9ry bankoviek pri\" aria-describedby=\"img-res-6535203\" class=\"\" height=\"1067\" id=\"6535203\" loading=\"lazy\" onerror=\"imgArticleLoadErr(this)\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/07\/bankomat.jpg\" style=\"aspect-ratio:1.500\" title=\"Koniec \u00e9ry bankoviek pri\" width=\"1600\"\/>\t\t\t<\/p>\n<p>\n\t\t\t\tZobrazi\u0165 gal\u00e9riu (3)\t\t\t<\/p>\n<p>\t<\/a><\/p>\n<p>\t\u00a0(Zdroj: Getty Images)<\/p>\n<p>Uprednost\u0148ova\u0165 pod\u013ea neho treba sk\u00f4r bankomaty ve\u013ek\u00fdch b\u00e1nk, nie s\u00fakromn\u00fdch firiem, m\u00e1vaj\u00fa toti\u017e vy\u0161\u0161ie poplatky. Odporu\u010dil kontrolova\u0165, \u010di bankomat neprid\u00e1va vlastn\u00fa konverziu kurzu, vtedy je finan\u010dne v\u00fdhodnej\u0161ie zvoli\u0165 mo\u017enos\u0165 \u201ewithout conversion\u201c. \u201eA\u00a0ur\u010dite pl\u00e1nujte dopredu, jeden \u010di p\u00e1r v\u00e4\u010d\u0161\u00edch v\u00fdberov je obvykle lacnej\u0161\u00edch ne\u017e viacero mal\u00fdch,\u201c upozornil ombudsman.<\/p>\n<p>Lep\u0161\u00ed v\u00fdmenn\u00fd kurz<\/p>\n<p>Len jednu platobn\u00fa kartu si na dovolenku berie 46 % Slov\u00e1kov, s dvoma kartami vycestuje 37 %, s troma a viac kartami 14 %. Debetn\u00e1 karta je pod\u013ea Zborovsk\u00e9ho vhodn\u00e1 na ka\u017edodenn\u00e9 platby a v\u00fdbery z bankomatov. Peniaze odch\u00e1dzaj\u00fa priamo z \u00fa\u010dtu, tak\u017ee vidie\u0165 aktu\u00e1lny zostatok. \u201eKreditn\u00e1 karta \u010dasto pon\u00faka lep\u0161\u00ed v\u00fdmenn\u00fd kurz, poistenie proti podvodom a vy\u0161\u0161iu bezpe\u010dnos\u0165 pri reklam\u00e1cii platieb. Hod\u00ed sa napr\u00edklad na rezerv\u00e1cie hotelov, po\u017ei\u010danie auta alebo online platby. Pred cestou si ale overte, ak\u00e9 poplatky m\u00e1 va\u0161a banka za platby a v\u00fdbery v zahrani\u010d\u00ed,\u201c dodal Zborovsk\u00fd s t\u00fdm, \u017ee rozdiely m\u00f4\u017eu by\u0165 zna\u010dn\u00e9.<\/p>\n","protected":false},"excerpt":{"rendered":"BRATISLAVA &#8211; Platby kartami na dovolenke z\u00a0roka na rok prib\u00fadaj\u00fa a\u00a0pou\u017e\u00edvanie fyzick\u00fdch pe\u0148az\u00ed je sk\u00f4r v\u00fdnimkou. Osem z\u00a0desiatich&hellip;\n","protected":false},"author":2,"featured_media":118246,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[32],"tags":[856,34,37,11653,33,14338,43,536,40,39,42,41,36,38,35],"class_list":["post-118245","post","type-post","status-publish","format-standard","has-post-thumbnail","category-spravy","tag-dovolenka","tag-headlines","tag-hlavne-spravy","tag-karta","tag-news","tag-platba","tag-sk","tag-slovaci","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-spravy","tag-titulky","tag-top-stories"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116879532045277960","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/118245","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=118245"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/118245\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/118246"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=118245"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=118245"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=118245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}