\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU<\/p>\n
Hotovos\u0165 je na Slovensku st\u00e1le fenom\u00e9nom, ku ktor\u00e9mu m\u00e1me siln\u00fa citov\u00fa v\u00e4zbu. Mnoh\u00ed z n\u00e1s maj\u00fa doma odlo\u017een\u00e9 \u201e\u017eelezn\u00e9 rezervy\u201c, ktor\u00e9 u\u017e roky nevideli denn\u00e9 svetlo. V \u010dase digit\u00e1lnych platieb a neust\u00e1lej moderniz\u00e1cie ochrann\u00fdch prvkov sa v\u0161ak m\u00f4\u017ee \u013eahko sta\u0165, \u017ee ke\u010f po dlhej dobe vytiahne\u0161 star\u0161iu bankovku, zostane\u0161 na pochyb\u00e1ch.<\/p>\n
Svet pe\u0148az\u00ed sa h\u00fdbe r\u00fdchlo a to, \u010do bolo pred rokmi \u0161tandardom, dnes v pokladni obchodu p\u00f4sob\u00ed ako relikvia z inej \u00e9ry. Pr\u00e1ve preto je d\u00f4le\u017eit\u00e9 vedie\u0165, \u010di ide o platn\u00e9 bankovky, aby si nepri\u0161iel o svoje peniaze len kv\u00f4li neznalosti pravidiel.<\/p>\n
Star\u00e1 vs. nov\u00e1: Ako ich od seba rozozn\u00e1\u0161?<\/p>\n
Eur\u00f3pska centr\u00e1lna banka<\/a> (ECB) doteraz vypustila do sveta dve s\u00e9rie eurobankoviek. T\u00e1 prv\u00e1 poch\u00e1dza z roku 2002. Nov\u0161ia s\u00e9ria s n\u00e1zvom Eur\u00f3pa pri\u0161la s pozmenenou 100-eurovkou v m\u00e1ji 2019.<\/p>\n Hlavn\u00fd rozdiel uvid\u00ed\u0161 na prv\u00fd poh\u013ead \u2013 nov\u00e1 bankovka je kompaktnej\u0161ia a m\u00e1 rovnak\u00fa v\u00fd\u0161ku ako 50-eurovka. Okrem rozmerov disponuje s\u00e9ria Eur\u00f3pa aj prepracovanej\u0161\u00edm smaragdov\u00fdm \u010d\u00edslom a vylep\u0161en\u00fdm hologramom, v ktorom pri naklonen\u00ed uvid\u00ed\u0161 mal\u00e9 symboly \u20ac. Hoci bankovky z roku 2002 p\u00f4sobia \u201estaro\u017eitne\u201c, ich hodnota sa ani po rokoch nemen\u00ed.<\/p>\n Dokedy s nimi zaplat\u00ed\u0161?<\/p>\n Star\u00e9 100-eurovky s\u00fa st\u00e1le z\u00e1konn\u00fdm platidlom a ich platnos\u0165 nie je nijako \u010dasovo obmedzen\u00e1, uv\u00e1dza N\u00e1rodn\u00e1 banka Slovenska<\/a> (NBS). Znamen\u00e1 to, \u017ee ak s \u0148ou zajtra p\u00f4jde\u0161 do potrav\u00edn, obchodn\u00edk je povinn\u00fd ju prija\u0165 rovnako ako ktor\u00fako\u013evek in\u00fa bankovku.\u00a0<\/p>\n To, \u017ee ich v obehu vid\u00ed\u0161 \u010doraz menej, je prirodzen\u00fd proces. Ke\u010f sa star\u0161\u00ed vzor vr\u00e1ti do komer\u010dnej banky, t\u00e1 ho po\u0161le do centr\u00e1lnej banky, ktor\u00e1 ho nahrad\u00ed nov\u00fdm kusom, informuje port\u00e1l Finan\u010dn\u00fd kompas<\/a>. Peniaze sa tak z obehu s\u0165ahuj\u00fa postupne a nen\u00e1padne. Ak by si v\u0161ak narazil na predava\u010da, ktor\u00fd bankovku odmietne prija\u0165 z nevedomosti, vedz, \u017ee z\u00e1kon je na tvojej strane.<\/p>\n Nov\u0161ie syst\u00e9my v pokladniciach m\u00f4\u017eu robi\u0165 probl\u00e9my<\/p>\n M\u00f4\u017ee sa sta\u0165, \u017ee o p\u00e1r rokov technol\u00f3gie v pokladniciach star\u0161ie vzory jednoducho nerozoznaj\u00fa. Ani vtedy v\u0161ak o svoje peniaze nepr\u00edde\u0161. N\u00e1rodn\u00e1 banka Slovenska (NBS) garantuje neobmedzen\u00fa vymenite\u013enos\u0165. Svoju star\u00fa stovku si bude\u0161 m\u00f4c\u0165 vymeni\u0165 za nov\u00fa v podstate v\u017edy. Tvoja 100-eurovka bude ma\u0165 hodnotu 100 eur aj o pol storo\u010dia, akur\u00e1t si za \u0148u kv\u00f4li infl\u00e1cii pravdepodobne k\u00fapi\u0161 menej.<\/p>\n Ako postupova\u0165 pri v\u00fdmene?<\/p>\n Ak sa chce\u0161 star\u0161\u00edch bankoviek zbavi\u0165 a vymeni\u0165 ich za nov\u0161ie a modernej\u0161ie, m\u00e1\u0161 dve mo\u017enosti:<\/p>\n Komer\u010dn\u00e9 banky: Najjednoduch\u0161ie je vlo\u017ei\u0165 si peniaze na \u00fa\u010det cez vkladomat alebo priamo v bankovej pobo\u010dke. V\u00e4\u010d\u0161ina b\u00e1nk ti ich na \u00fa\u010det prip\u00ed\u0161e bezplatne, no za priamu v\u00fdmenu \u201ekus za kus\u201c si m\u00f4\u017eu \u00fa\u010dtova\u0165 poplatok pod\u013ea cenn\u00edka. Pri v\u00fdmene si v\u0161ak daj pozor na nieko\u013eko detailov. Ak m\u00e1\u0161 bankovku po\u0161koden\u00fa (napr\u00edklad obhoren\u00fa alebo roztrhnut\u00fa), NBS ju vymen\u00ed len vtedy, ak predlo\u017e\u00ed\u0161 viac ako 50 % jej plochy. Taktie\u017e nezab\u00fadaj, \u017ee pri sum\u00e1ch nad 15 000 eur od teba bude vy\u017eadova\u0165 doklad toto\u017enosti.<\/p>\n N\u00e1\u0161 tip: Nenech\u00e1vaj peniaze le\u017ea\u0165 v ob\u00e1lke<\/p>\n Schov\u00e1vanie hotovosti pod vank\u00fa\u0161om je s\u00edce klasika, ale v \u010dase infl\u00e1cie je to sk\u00f4r cesta k strate k\u00fapnej sily. Ak m\u00e1\u0161 doma v\u00e4\u010d\u0161iu sumu v star\u00fdch bankovk\u00e1ch, namiesto ich skladovania ich sk\u00fas zhodnoti\u0165. Modern\u00e9 sporiace \u00fa\u010dty alebo term\u00ednovan\u00e9 vklady ti aspo\u0148 \u010diasto\u010dne pom\u00f4\u017eu ochr\u00e1ni\u0165 hodnotu tvojich \u00faspor.<\/p>\n Star\u00e9 100-eurovky teda nie je potrebn\u00e9 okam\u017eite meni\u0165 za nov\u00e9. S\u00fa to plnohodnotn\u00e9 peniaze, ktor\u00e9 m\u00f4\u017ee\u0161 kedyko\u013evek pou\u017ei\u0165 pri be\u017enom n\u00e1kupe. Ich hodnota je v\u010faka garancii ECB a NBS v \u00faplnom bezpe\u010d\u00ed.<\/p>\n \n \u010c\u00edtaj viac z kateg\u00f3rie: Financie a kryptomeny<\/a>\n <\/p>\n \n \u010eakujeme, \u017ee \u010d\u00edta\u0161 Startitup. V pr\u00edpade, \u017ee m\u00e1\u0161 postreh alebo si na\u0161iel v \u010dl\u00e1nku chybu, nap\u00ed\u0161 n\u00e1m na redakcia@startitup.sk<\/a>.\n <\/p>\n Zdroje: Eur\u00f3pska\u00a0centr\u00e1lna\u00a0banka<\/a>, N\u00e1rodn\u00e1\u00a0banka\u00a0Slovenska<\/a>, Finan\u010dn\u00fd\u00a0kompas<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU Hotovos\u0165 je na Slovensku st\u00e1le fenom\u00e9nom, ku ktor\u00e9mu m\u00e1me siln\u00fa citov\u00fa v\u00e4zbu. Mnoh\u00ed z…\n","protected":false},"author":2,"featured_media":12325,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[6317,6318,64,65,66,2704,6319,43,40,39,42,41],"class_list":{"0":"post-12324","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ekonomika","8":"tag-100-eur","9":"tag-bankovky","10":"tag-business","11":"tag-economic","12":"tag-ekonomika","13":"tag-nbs","14":"tag-platnost","15":"tag-sk","16":"tag-slovak","17":"tag-slovakia","18":"tag-slovencina","19":"tag-slovensko"},"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116186858307412000","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/12324","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=12324"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/12324\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/12325"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=12324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=12324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=12324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nN\u00e1rodn\u00e1 banka Slovenska: NBS ti star\u00fa s\u00e9riu vymen\u00ed \u00faplne zadarmo a bez ak\u00e9hoko\u013evek \u010dasov\u00e9ho limitu.<\/p>\n