\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU<\/p>\n
Leto je u\u017e tu a s n\u00edm prich\u00e1dza aj ka\u017edoro\u010dn\u00fd tlak na tis\u00edcky slovensk\u00fdch rod\u00edn, preto\u017ee sa bl\u00ed\u017ei aj nov\u00fd za\u010diatok akademick\u00e9ho roka. Ak tvoje kroky (alebo kroky tvojich det\u00ed) smeruj\u00fa na vysok\u00fa \u0161kolu na Slovensku, pravdepodobne \u0165a u\u017e teraz oblieva pot pri poh\u013eade na ceny ubytovania, potrav\u00edn a neust\u00e1le rast\u00face \u017eivotn\u00e9 n\u00e1klady.<\/p>\n
\u010co ak ti v\u0161ak povieme, \u017ee \u0161t\u00fadium na najprest\u00ed\u017enej\u0161\u00edch svetov\u00fdch univerzit\u00e1ch, ako s\u00fa Harvard, Oxford, Yale \u010di Columbia \u0165a v kone\u010dnom d\u00f4sledku m\u00f4\u017ee vyjs\u0165 lacnej\u0161ie ako \u0161tudentsk\u00fd \u017eivot v Bratislave?<\/p>\n
Znie to ako \u010dist\u00fd \u00falet. Ofici\u00e1lne cenn\u00edky americkej Ivy League toti\u017e vyzeraj\u00fa sk\u00f4r ako cenovka za luxusn\u00fd byt v hlavnom meste ne\u017e ro\u010dn\u00e9 n\u00e1klady na vzdelanie. Pozreli sme sa preto na d\u00e1ta, re\u00e1lne poplatky a porovnali ich s realitou n\u00e1\u0161ho \u201ebezplatn\u00e9ho\u201c vysok\u00e9ho \u0161kolstva. V\u00fdsledok \u0165a mo\u017eno poriadne prekvap\u00ed.<\/p>\n
Ofici\u00e1lny cenn\u00edk elitn\u00fdch \u0161k\u00f4l<\/p>\n
Ke\u010f si otvor\u00ed\u0161 ofici\u00e1lne str\u00e1nky najlep\u0161\u00edch svetov\u00fdch univerz\u00edt pre nadch\u00e1dzaj\u00faci akademick\u00fd rok, priv\u00edta \u0165a poriadna finan\u010dn\u00e1 facka. Americk\u00e9 a anglick\u00e9 in\u0161tit\u00facie toti\u017e neuv\u00e1dzaj\u00fa len samotn\u00e9 \u0161koln\u00e9. Zverej\u0148uj\u00fa aj kompletn\u00e9 odhadovan\u00e9 ro\u010dn\u00e9 n\u00e1klady na \u017eivot \u0161tudenta vr\u00e1tane ubytovania v kampuse, stravy, u\u010debn\u00edc, povinn\u00e9ho zdravotn\u00e9ho poistenia a osobn\u00fdch v\u00fddavkov.<\/p>\n
Pozrime sa, ako vyzeraj\u00fa hviezdi\u010dkov\u00e9 adresy svetov\u00e9ho vzdel\u00e1vania pre rozpo\u010det be\u017en\u00e9ho smrte\u013en\u00edka.<\/p>\n
Univerzita
\nRozpis n\u00e1kladov (Ro\u010dne)
\nCelkov\u00e9 ro\u010dn\u00e9 n\u00e1klady (COA)<\/p>\n
1. University of Oxford (UK)<\/p>\n
\u2022 Ro\u010dn\u00e9 \u0161koln\u00e9: 43 800 \u20ac a\u017e 73 600 \u20ac (pod\u013ea odboru)
\u2022 Ubytovanie a strava: 12 000 \u20ac a\u017e 16 800 \u20ac
\u2022 N\u00e1klady na \u0161t\u00fadium: 950 \u20ac<\/p>\n
55 000 \u20ac a\u017e 92 000 \u20ac<\/p>\n
\u00a0<\/p>\n
2. Columbia University (USA)<\/p>\n
\u2022 Ro\u010dn\u00e9 \u0161koln\u00e9: 59 400 \u20ac
\u2022 Ubytovanie a strava: 14 700 \u20ac
\u2022 Povinn\u00e9 poplatky a poistenie: 2 700 \u20ac
\u2022 Knihy, doprava a osobn\u00e9 v\u00fddavky: 3 200 \u20ac<\/p>\n
pribli\u017ene 80 000 \u20ac<\/p>\n
3. Yale University (USA)
\n\u2022 Ro\u010dn\u00e9 \u0161koln\u00e9: 56 600 \u20ac
\u2022 Ubytovanie: 9 600 \u20ac
\u2022 Strava: 7 000 \u20ac
\u2022 Knihy, osobn\u00e9 v\u00fddavky a poistenie: 5 300 \u20ac
\npribli\u017ene 78 500 \u20ac<\/p>\n
4. Harvard University (USA)<\/p>\n
\u00a0<\/p>\n
\u2022 Ro\u010dn\u00e9 \u0161koln\u00e9: 52 000 \u20ac
\u2022 Ubytovanie: 10 800 \u20ac
\u2022 Stravovanie: 6 800 \u20ac
\u2022 Zdravotn\u00e9 poistenie: 3 500 \u20ac
\u2022 Knihy a osobn\u00e9 v\u00fddavky: cca 2 600 \u20ac
\npribli\u017ene 76 000 \u20ac<\/p>\n
Zdroj: Harvard College Financial Aid Office<\/a>, Yale Office of Financial Aid<\/a>, Columbia University Financial Aid<\/a>, Oxford University Living Costs<\/a><\/p>\n Ako sa d\u00e1 na najlep\u0161\u00edch \u0161kol\u00e1ch sveta \u0161tudova\u0165 zadarmo?<\/p>\n Pri poh\u013eade na tieto \u010d\u00edsla by v\u00e4\u010d\u0161ina slovensk\u00fdch maturantov pravdepodobne rovno zatvorila prehliada\u010d s pocitom, \u017ee tak\u00e9to \u0161t\u00fadium je pre nich nedosiahnute\u013en\u00e9. Mnoh\u00ed preto rad\u0161ej automaticky volia dom\u00e1ce slovensk\u00e9 univerzity, ktor\u00e9 pon\u00fakaj\u00fa vzdelanie v zn\u00e1mom prostred\u00ed a bez jazykovej bari\u00e9ry.<\/p>\n Ak \u0165a v\u0161ak predsa len l\u00e1ka svetov\u00e1 \u0161pi\u010dka, nemus\u00ed\u0161 sa vopred vzd\u00e1va\u0165 len kv\u00f4li finan\u010dn\u00e9mu stra\u0161iakovi. Prich\u00e1dza toti\u017e k\u013e\u00fa\u010dov\u00fd zvrat, ktor\u00fd v\u00e4\u010d\u0161ina \u013eud\u00ed na Slovensku absol\u00fatne netu\u0161\u00ed a ktor\u00fd ti m\u00f4\u017ee otvori\u0165 dvere, ak sa rozhodne\u0161 pre t\u00fato n\u00e1ro\u010dn\u00fa cestu.<\/p>\n Elitn\u00e9 univerzity toti\u017e disponuj\u00fa obrovsk\u00fdmi nada\u010dn\u00fdmi fondmi, v\u010faka \u010domu dok\u00e1\u017eu vytvori\u0165 mimoriadne \u0161tedr\u00fd syst\u00e9m finan\u010dnej pomoci pre t\u00fdch najtalentovanej\u0161\u00edch uch\u00e1dza\u010dov z cel\u00e9ho sveta.<\/p>\n Uplat\u0148uj\u00fa sa dve k\u013e\u00fa\u010dov\u00e9 pravidl\u00e1:<\/p>\n Need-blind admission (prij\u00edmanie bez oh\u013eadu na peniaze): To znamen\u00e1, \u017ee prij\u00edmacia komisia v\u00f4bec netu\u0161\u00ed, ak\u00e9 s\u00fa finan\u010dn\u00e9 mo\u017enosti tvojej rodiny. Hodnotia v\u00fdhradne tvoj talent, mimo\u0161kolsk\u00e9 projekty a akademick\u00e9 v\u00fdsledky. Vlastn\u00fd vklad pod\u013ea pr\u00edjmu tvojich rodi\u010dov<\/p>\n Ro\u010dn\u00fd pr\u00edjem rodiny pod 74 000 eur: Na Harvarde aj Yale neplat\u00ed\u0161 v\u00f4bec ni\u010d. Tvoj o\u010dak\u00e1van\u00fd pr\u00edspevok je presne 0 eur. Univerzita ti kompletne preplat\u00ed \u0161koln\u00e9, ubytovanie, stravu, knihy, zdravotn\u00e9 poistenie a dokonca aj spiato\u010dn\u00e9 letenky na Slovensko po\u010das sviatkov. Ke\u010f\u017ee priemern\u00fd ro\u010dn\u00fd pr\u00edjem slovenskej dom\u00e1cnosti sa h\u00fdbe hlboko, ale naozaj hlboko pod hranicou 74 000 eur ro\u010dne, be\u017en\u00fd slovensk\u00fd \u0161tudent, ktor\u00fd prejde sitom prij\u00edma\u010diek na Harvard, Yale \u010di Columbiu, bude \u0161tudova\u0165 \u00faplne zadarmo.<\/p>\n Pozor na v\u00fdnimky v Eur\u00f3pe: Tento rozpr\u00e1vkov\u00fd scen\u00e1r v\u0161ak neplat\u00ed v\u0161ade. Columbia University uplat\u0148uje pre Slov\u00e1kov syst\u00e9m need-aware (tvoje financie m\u00f4\u017eu mierne ovplyvni\u0165 \u0161ancu na prijatie, no ak \u0165a zober\u00fa, op\u00e4\u0165 ti daj\u00fa pln\u00e9 \u0161tipendium). Britsk\u00fd Oxford je po Brexite pre \u0161tudentov z E\u00da finan\u010dnou no\u010dnou morou \u2013 Eur\u00f3pania sa dostali do kateg\u00f3rie \u201ezahrani\u010dn\u00fdch \u0161tudentov\u201c, nedostan\u00fa britsk\u00e9 \u0161tudentsk\u00e9 p\u00f4\u017ei\u010dky a musia plati\u0165 pln\u00e9, likvida\u010dn\u00e9 sumy.<\/p>\n Porovnanie so Slovenskom: M\u00fdtus o \u201ebezplatnom\u201c vzdelan\u00ed<\/p>\n A teraz sa vr\u00e1\u0165me nohami pevne na slovensk\u00fa zem. Na\u0161a \u00fastava s\u00edce garantuje bezplatn\u00e9 vysoko\u0161kolsk\u00e9 vzdelanie, no ka\u017ed\u00fd, kto re\u00e1lne \u0161tudoval v Bratislave, Ko\u0161iciach \u010di Banskej Bystrici vie, \u017ee slovo \u201ezadarmo\u201c je v tomto pr\u00edpade \u010dist\u00fd marketing.<\/p>\n Ak\u00e1 je re\u00e1lna cena \u0161t\u00fadia na Slovensku pre akademick\u00fd rok 2026?<\/p>\n Polo\u017eka Ubytovanie (\u0161t\u00e1tny intern\u00e1t) Ubytovanie (s\u00fakromn\u00fd intern\u00e1t\/byt) Strava (jed\u00e1lne + vlastn\u00e9 varenie) Doprava (MHD + ob\u010dasn\u00e9 vlaky domov) Osobn\u00e9 v\u00fddavky (z\u00e1bava, kozmetika\u2026) V priemere minie slovensk\u00fd vysoko\u0161kol\u00e1k na dennom \u0161t\u00fadiu, ktor\u00fd b\u00fdva na intern\u00e1te od 200 do 700 eur mesa\u010dne. Za jeden akademick\u00fd rok (10 mesiacov) tak tvoji rodi\u010dia alebo ty s\u00e1m mus\u00edte z vrecka vytiahnu\u0165 2 000 a\u017e 7 000 eur, informuje Tatra Banka<\/a>.<\/p>\n Slovensk\u00e9 \u201ebezplatn\u00e9\u201c \u0161kolstvo vyzer\u00e1 takto:<\/p>\n Prihl\u00e1\u0161ky: Za ka\u017ed\u00fa podan\u00fa prihl\u00e1\u0161ku zaplat\u00ed\u0161 20 a\u017e 100 eur, plus poplatky lek\u00e1rom za potvrdenie o zdravotnej sp\u00f4sobilosti. Fin\u00e1lny verdikt: Kde je \u0161t\u00fadium re\u00e1lne drah\u0161ie?<\/p>\n Ke\u010f si porovn\u00e1\u0161 tvrd\u00fa realitu, dostane\u0161 paradoxn\u00fd v\u00fdsledok:<\/p>\n Na Slovensku zaplat\u00ed be\u017en\u00e1 rodina za \u201ebezplatn\u00e9\u201c \u0161t\u00fadium svojho die\u0165a\u0165a na \u0161t\u00e1tnej univerzite zhruba 5 000 eur ro\u010dne za ubytovanie v preplnenom intern\u00e1te, cestovanie a drah\u00e9 slovensk\u00e9 potraviny. Samozrejme, je tu jeden gigantick\u00fd h\u00e1\u010dik. Dosta\u0165 sa na Harvard \u010di Yale je extr\u00e9mne n\u00e1ro\u010dn\u00e9. Miera prijatia sa na t\u00fdchto \u0161kol\u00e1ch pohybuje na \u00farovni len 3 % a\u017e 5 % z desiatok tis\u00edc uch\u00e1dza\u010dov z celej plan\u00e9ty. Mus\u00ed\u0161 dok\u00e1za\u0165, \u017ee si v\u00fdnimo\u010dn\u00fd, drav\u00fd, akt\u00edvny a m\u00e1\u0161 excelentn\u00e9 v\u00fdsledky.<\/p>\n Ak v\u0161ak v sebe ten potenci\u00e1l m\u00e1\u0161, nikdy sa nenechaj zastavi\u0165 vetou: \u201eNa to nem\u00e1me peniaze.\u201c Svetov\u00e1 \u0161pi\u010dka \u0165a toti\u017e chce pre tvoj mozog, nie pre pe\u0148a\u017eenku tvojich rodi\u010dov. Sta\u010d\u00ed ma\u0165 len odvahu a posla\u0165 prihl\u00e1\u0161ku.\u00a0<\/p>\n \n \u010c\u00edtaj viac z kateg\u00f3rie: Zauj\u00edmavosti<\/a>\n <\/p>\n \n \u010eakujeme, \u017ee \u010d\u00edta\u0161 Startitup. V pr\u00edpade, \u017ee m\u00e1\u0161 postreh alebo si na\u0161iel v \u010dl\u00e1nku chybu, nap\u00ed\u0161 n\u00e1m na redakcia@startitup.sk<\/a>.\n <\/p>\n Zdroje: Harvard\u00a0College<\/a>, Yale<\/a>, Columbia\u00a0University<\/a>, Oxford\u00a0University<\/a>, Tatra\u00a0Banka<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"\u010cL\u00c1NOK POKRA\u010cUJE POD REKLAMOU Leto je u\u017e tu a s n\u00edm prich\u00e1dza aj ka\u017edoro\u010dn\u00fd tlak na tis\u00edcky slovensk\u00fdch…\n","protected":false},"author":2,"featured_media":132262,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[21],"tags":[136,41695,41696,41697,1971,43,40,39,42,41,28119,26914,41698],"class_list":["post-132261","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bratislava","tag-bratislava","tag-columbia-university","tag-harvard","tag-naklady-na-studium","tag-oxford","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-studium","tag-vysoka-skola","tag-yale-university"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/116974702097749459","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/132261","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=132261"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/132261\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/132262"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=132261"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=132261"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=132261"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nFull-need financial aid (stopercentn\u00e9 pokrytie potrieb): Ak prejde\u0161 pr\u00edsnym sitom a \u0161kola \u0165a prijme, zav\u00e4zuje sa, \u017ee ti preplat\u00ed v\u0161etko, \u010do si tvoja rodina na z\u00e1klade svojich re\u00e1lnych pr\u00edjmov nem\u00f4\u017ee dovoli\u0165.<\/p>\n
\nRo\u010dn\u00fd pr\u00edjem rodiny od 74 000 do 130 000 eur: Tvoja rodina prispieva len drobn\u00fdm percentom (od 0 do 10 % svojho ro\u010dn\u00e9ho pr\u00edjmu).
\n\u017diadne dlhy: \u0160koly ti nedaj\u00fa p\u00f4\u017ei\u010dku, ktor\u00fa bude\u0161 spl\u00e1ca\u0165 desiatky rokov. Daj\u00fa ti grant, ktor\u00fd nemus\u00ed\u0161 nikdy vr\u00e1ti\u0165.<\/p>\n
\nMesa\u010dn\u00e9 n\u00e1klady<\/p>\n
\n50 \u2013 134 \u20ac<\/p>\n
\n150 \u2013 500 \u20ac<\/p>\n
\n200 \u2013 300 \u20ac<\/p>\n
\n30 \u2013 50 \u20ac<\/p>\n
\n100 \u2013 150 \u20ac<\/p>\n
\nUbytovacia lot\u00e9ria: Kapacity \u0161t\u00e1tnych intern\u00e1tov nesta\u010dia. Ak nez\u00edska\u0161 izbu na \u010dasto sch\u00e1tranom intern\u00e1te, zost\u00e1va ti len pren\u00e1jom bytu. V Bratislave sa priemern\u00e1 cena pren\u00e1jmu bytu h\u00fdbe okolo 900 eur mesa\u010dne, v Banskej Bystrici je to okolo 670 eur. Ak sa na byt posklad\u00e1te viacer\u00ed, izba \u0165a vyjde pribli\u017ene na 200 eur mesa\u010dne, v z\u00e1vislosti od po\u010dtu \u013eud\u00ed a ve\u013ekosti bytu.
\n\u0160koln\u00e9 pre externistov: Ak sa nerozhodne\u0161 pre denn\u00e9 ale extern\u00e9 \u0161t\u00fadium, slovensk\u00e9 \u0161t\u00e1tne \u0161koly si leg\u00e1lne \u00fa\u010dtuj\u00fa od 1 560 a\u017e do 11 960 eur ro\u010dne (pod\u013ea stup\u0148a a odboru). S\u00fakromn\u00e9 vysok\u00e9 \u0161koly od teba vyp\u00fdtaj\u00fa od 520 eur do takmer 5 000 eur ro\u010dne aj pri dennom \u0161t\u00fadiu.<\/p>\n
\nNa Harvarde zaplat\u00ed t\u00e1 ist\u00e1 slovensk\u00e1 rodina s priemern\u00fdm pr\u00edjmom presne 0 eur ro\u010dne a \u0161tudent dostane ubytovanie v historickom kampuse, neobmedzen\u00fa stravu, \u0161pi\u010dkov\u00fa lek\u00e1rsku starostlivos\u0165 a vzdelanie, ktor\u00e9 mu otvor\u00ed dvere do cel\u00e9ho sveta.<\/p>\n