{"id":147283,"date":"2026-08-10T16:32:16","date_gmt":"2026-08-10T16:32:16","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/147283\/"},"modified":"2026-08-10T16:32:16","modified_gmt":"2026-08-10T16:32:16","slug":"dochodcovia-v-dlhovej-pasci-pre-podvody-ci-pozicky-koncia-az-v-bankrote","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/147283\/","title":{"rendered":"D\u00f4chodcovia v dlhovej pasci: Pre podvody \u010di p\u00f4\u017ei\u010dky kon\u010dia a\u017e v bankrote"},"content":{"rendered":"<p>\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/GettyImages-511811020-1280x960.jpg\"\/><\/p>\n<p>\t\t\t\t\tFoto: gettyimages.com\/AVNphotolab<\/p>\n<p>\t\t<img decoding=\"async\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1786379535_481_openiazoch-logo-favicon.jpg\" alt=\"oPeniazoch.sk\"\/><\/p>\n<p class=\"article-perex\">Na Slovensku v j\u00fali zbankrotovalo 612 dl\u017en\u00edkov, ide zatia\u013e o najvy\u0161\u0161\u00ed po\u010det v r\u00e1mci tohto roka a z\u00e1rove\u0148 od okt\u00f3bra 2025, ukazuj\u00fa d\u00e1ta spr\u00e1vcu \u00faverov\u00fdch registrov, spolo\u010dnosti CRIF \u2013 Slovak Credit Bureau. Medzi dl\u017en\u00edkmi boli aj seniori, pri\u010dom zbankrotovalo p\u00e4\u0165 osemdesiatnikov, \u010do je najviac od j\u00fala 2019.<\/p>\n<p>Z celkov\u00e9ho po\u010dtu osobn\u00fdch bankrotov bolo 562 nepodnikatelia a 50 podnikatelia. Drviv\u00e1 v\u00e4\u010d\u0161ina dl\u017en\u00edkov, 603 os\u00f4b, si zvolila formu konkurzu. Pre spl\u00e1tkov\u00fd kalend\u00e1r sa rozhodli len zvy\u0161n\u00ed deviati dl\u017en\u00edci.<\/p>\n<p>Mohlo by v\u00e1s zauj\u00edma\u0165:<\/p>\n<p>Reklama<\/p>\n<p> div {<br \/>\ntext-align: left;<br \/>\nfont-size: 12px;<br \/>\ncolor: #6f6f6f;<br \/>\n}<\/p>\n<p>#onnetwork-banner > div:first-child {<br \/>\ntext-align: left;<br \/>\nfont-weight: 700;<br \/>\npadding-bottom: 5px;<br \/>\nfont-size: 14px;<br \/>\ncolor: #000000;<br \/>\n}<\/p>\n<p>]]><\/p>\n<p>Medzi <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/bankrot\/\" data-type=\"post_tag\" data-id=\"245\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">bankrotuj\u00facimi<\/a> prevl\u00e1dali mu\u017ei (393) nad \u017eenami (219), pri\u010dom vysoko\u0161kolsk\u00e9 vzdelanie malo v oboch skupin\u00e1ch len po p\u00e4\u0165 \u013eud\u00ed. Najviac dl\u017en\u00edkov, a to 182, bolo v produkt\u00edvnom veku 30 \u2013 39 rokov, no zatia\u013e \u010do u mu\u017eov dominovali tridsiatnici (127), u \u017eien i\u0161lo naj\u010dastej\u0161ie o kateg\u00f3riu nad 40 rokov (59). Zbankrotovalo aj p\u00e4\u0165 osemdesiatnikov (tri \u017eeny a dvaja mu\u017ei), \u010do predstavuje rekord od j\u00fala 2019.<\/p>\n<p>\u201eSeniori s\u00fa ve\u013emi citlivou skupinou, zvl\u00e1\u0161\u0165 v dne\u0161nej dobe, ke\u010f na nich z ka\u017edej strany doslova \u00fato\u010dia r\u00f4zni podvodn\u00edci sna\u017eiaci sa vyl\u00e1ka\u0165 peniaze, aj r\u00f4zne zav\u00e1dzaj\u00face reklamy a n\u00e1tlakov\u00e9 ponuky. Stan\u00fa sa dl\u017en\u00edkmi vlastn\u00fdm pri\u010dinen\u00edm, napr\u00edklad neuv\u00e1\u017een\u00fdm n\u00e1kupom tovarov na spl\u00e1tky, rozd\u00e1van\u00edm \u010di po\u017ei\u010diavan\u00edm pe\u0148az\u00ed. Bohu\u017eia\u013e, sme svedkami aj pr\u00edbuzensk\u00e9ho zneu\u017e\u00edvania ich d\u00f4very. V snahe pom\u00f4c\u0165 svojim de\u0165om, vn\u00fa\u010dat\u00e1m a pr\u00edbuzn\u00fdm seniori podp\u00ed\u0161u ru\u010denie za dlh a n\u00e1sledne pr\u00edbuzn\u00ed potom dlh nespl\u00e1caj\u00fa. Seniori sa tak ocitaj\u00fa v dlhovej \u0161pir\u00e1le a nakoniec m\u00f4\u017eu skon\u010di\u0165 v osobnom bankrote,\u201c upozor\u0148uje hlavn\u00e1 analyti\u010dka <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/crif-slovak-credit-bureau\/\" data-type=\"post_tag\" data-id=\"18965\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CRIF<\/a> Jana Markov\u00e1.<\/p>\n<p>\t\u010co pod\u013ea v\u00e1s najviac ohrozuje seniorov, \u017ee sa dostan\u00fa do dlhov?<\/p>\n<p>Medzi <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dlznici\/\" data-type=\"post_tag\" data-id=\"5165\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">dl\u017en\u00edkmi<\/a> bolo 5 man\u017eelsk\u00fdch p\u00e1rov a\u00a011 \u013eud\u00ed s\u00a0pr\u00edbuzensk\u00fdmi v\u00e4zbami. \u013dud\u00ed bez domova zbankrotovalo 82, \u010do je 13,6 % podiel z\u00a0celkov\u00e9ho po\u010dtu vyhl\u00e1sen\u00fdch konkurzov.<\/p>\n<p>Najviac dl\u017en\u00edkov poch\u00e1dzalo z Ko\u0161ick\u00e9ho (133), Pre\u0161ovsk\u00e9ho (119) a Banskobystrick\u00e9ho kraja (86), zatia\u013e \u010do najmenej ich evidoval Tren\u010diansky kraj (41). S\u00fady v j\u00fali z\u00e1rove\u0148 zru\u0161ili 628 sk\u00f4r vyhl\u00e1sen\u00fdch <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/konkurz\/\" data-type=\"post_tag\" data-id=\"2037\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">konkurzov<\/a>. Z nich drviv\u00e1 v\u00e4\u010d\u0161ina (567) skon\u010dila pre nedostatok majetku a zvy\u0161n\u00fdch 61 po splnen\u00ed kone\u010dn\u00e9ho rozvrhu v\u00fd\u0165a\u017eku.<\/p>\n<p class=\"tags\">Viac o t\u00e9me: <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/bezdomovci\/\" rel=\"nofollow noopener\" target=\"_blank\">bezdomovci<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/crif-slovak-credit-bureau\/\" rel=\"nofollow noopener\" target=\"_blank\">CRIF &#8211; Slovak Credit Bureau<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dlznici\/\" rel=\"nofollow noopener\" target=\"_blank\">dl\u017en\u00edci<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/dochodcovia\/\" rel=\"nofollow noopener\" target=\"_blank\">d\u00f4chodcovia<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/konkurz\/\" rel=\"nofollow noopener\" target=\"_blank\">konkurz<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/presovsky-kraj\/\" rel=\"nofollow noopener\" target=\"_blank\">Pre\u0161ovsk\u00fd kraj<\/a>, <a href=\"https:\/\/openiazoch.zoznam.sk\/tag\/seniori\/\" rel=\"nofollow noopener\" target=\"_blank\">seniori<\/a><\/p>\n<p>\t\tKoment\u00e1re k \u010dl\u00e1nku<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"article-comment-image\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1786379536_378_noavatar92.png\" alt=\"\"\/><\/p>\n<p>Pepan7<\/p>\n<p>\n\t\t\t\t\t\t\t\t\tPred 4 hodinami\t\t\t\t\t\t\t\t<\/p>\n<p>Nevadi &#8211; vsak pan preceda a Erik a aj dokonca Tomas slubili 13 dochodok ! To je istota !<\/p>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"article-comment-image\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1786379536_882_avatar92.jpg\" alt=\"\"\/><\/p>\n<p>dodkko<\/p>\n<p>\n\t\t\t\t\t\t\t\t\tPred 1 hodinou\t\t\t\t\t\t\t\t<\/p>\n<p>V\u0160 vzdelanie malo 5 ludi. Ale rad by som vedel kolko z nich malo V\u0160 \u017divota?<\/p>\n","protected":false},"excerpt":{"rendered":"Foto: gettyimages.com\/AVNphotolab Na Slovensku v j\u00fali zbankrotovalo 612 dl\u017en\u00edkov, ide zatia\u013e o najvy\u0161\u0161\u00ed po\u010det v r\u00e1mci tohto roka&hellip;\n","protected":false},"author":2,"featured_media":147284,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[32],"tags":[12886,5759,10444,5354,34,37,2765,33,15298,585,43,40,39,42,41,36,38,35],"class_list":["post-147283","post","type-post","status-publish","format-standard","has-post-thumbnail","category-spravy","tag-bezdomovci","tag-crif-slovak-credit-bureau","tag-dlznici","tag-dochodcovia","tag-headlines","tag-hlavne-spravy","tag-konkurz","tag-news","tag-presovsky-kraj","tag-seniori","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-spravy","tag-titulky","tag-top-stories"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117072176891143762","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/147283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=147283"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/147283\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/147284"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=147283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=147283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=147283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}