{"id":149382,"date":"2026-08-12T18:21:12","date_gmt":"2026-08-12T18:21:12","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/149382\/"},"modified":"2026-08-12T18:21:12","modified_gmt":"2026-08-12T18:21:12","slug":"mnohym-slovakom-bude-na-ucet-chodit-viac-penazi-o-kolko-platne-od-1-januara-2027","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/149382\/","title":{"rendered":"Mnoh\u00fdm Slov\u00e1kom bude na \u00fa\u010det chodi\u0165 viac pe\u0148az\u00ed. O ko\u013eko? (platn\u00e9 od 1. janu\u00e1ra 2027)"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Slovensk\u00fdch d\u00f4chodcov \u010dak\u00e1 v roku 2027 \u010fal\u0161ie zvy\u0161ovanie ich penzi\u00ed. O ko\u013eko presne si polep\u0161ia, bude z\u00e1visie\u0165 najm\u00e4 od v\u00fdvoja takzvanej d\u00f4chodcovskej infl\u00e1cie. U\u017e dnes s\u00fa v\u0161ak k dispoz\u00edcii prv\u00e9 odhady, s ktor\u00fdmi sa d\u00e1 pracova\u0165 pri modelov\u00fdch prepo\u010dtoch. Dobrou spr\u00e1vou je, \u017ee cel\u00fd proces prebehne \u00faplne automaticky a seniori nemusia o ni\u010d \u017eiada\u0165.<\/p>\n<p>\u010cak\u00e1 sa na september<\/p>\n<p class=\"wp-block-paragraph\">Presn\u00e9 percento valoriz\u00e1cie na rok 2027 zatia\u013e nie je definit\u00edvne zn\u00e1me. K\u013e\u00fa\u010dov\u00fdm ukazovate\u013eom bude priemern\u00fd medziro\u010dn\u00fd rast cien (infl\u00e1cia) v dom\u00e1cnostiach d\u00f4chodcov za prv\u00fdch dev\u00e4\u0165 mesiacov tohto roka. \u0160tatistick\u00fd \u00farad zverej\u0148uje tieto \u00fadaje postupne, pri\u010dom \u00fadaje za september bud\u00fa k dispoz\u00edcii a\u017e v okt\u00f3bri.<\/p>\n<p class=\"wp-block-paragraph\">Doteraj\u0161ie odhady analytikov sa pohybuj\u00fa v rozmedz\u00ed od 3,6 do 3,7 percenta. Ak by sa naplnil scen\u00e1r so zv\u00fd\u0161en\u00edm o 3,7 percenta, kone\u010dn\u00e9 sumy sa od odhadov v\u00fdrazne li\u0161i\u0165 nebud\u00fa. Pre lep\u0161iu predstavu, odch\u00fdlka o desatinu percentu\u00e1lneho bodu sprav\u00ed pri takom 800-eurovom d\u00f4chodku rozdiel pribli\u017ene 80 centov mesa\u010dne.<\/p>\n<p>Ako funguje v\u00fdpo\u010det?<\/p>\n<p class=\"wp-block-paragraph\">Princ\u00edp percentu\u00e1lnej valoriz\u00e1cie znamen\u00e1, \u017ee hoci je percento zv\u00fd\u0161enia pre v\u0161etk\u00fdch rovnak\u00e9, v\u00fdsledn\u00e9 prilep\u0161enie v eur\u00e1ch z\u00e1vis\u00ed od v\u00fd\u0161ky poberan\u00e9ho d\u00f4chodku. Pri d\u00f4chodku vo v\u00fd\u0161ke 500 eur znamen\u00e1 n\u00e1rast o 3,7 percenta o 18,50 eura navy\u0161e (mesa\u010dne). Pri d\u00f4chodku 1 000 eur v\u0161ak u\u017e ide o n\u00e1rast o 37 eur, taktie\u017e mesa\u010dne.<\/p>\n<p class=\"wp-block-paragraph\">Samotn\u00fd prepo\u010det pozost\u00e1va z troch krokov. Najsk\u00f4r sa s\u00fa\u010dasn\u00e1 suma d\u00f4chodku sa vyn\u00e1sob\u00ed koeficientom 1,037. N\u00e1sledne sa v\u00fdsledok zaokr\u00fahli pod\u013ea osobitn\u00e9ho pravidla. Potom sa u\u017e len odpo\u010d\u00edta p\u00f4vodn\u00e1 suma, v\u00fdsledkom \u010doho je mesa\u010dn\u00fd pr\u00edrastok.<\/p>\n<p class=\"wp-block-paragraph\">Ve\u013emi d\u00f4le\u017eit\u00fdm detailom je v\u0161ak sp\u00f4sob zaokr\u00fah\u013eovania. Kone\u010dn\u00e1 nov\u00e1 suma d\u00f4chodku sa nezaokr\u00fah\u013euje klasicky, ale v\u017edy nahor, respekt\u00edve na najbli\u017e\u0161\u00edch 10 centov. Ak teda presn\u00fd v\u00fdpo\u010det vyjde napr\u00edklad na 594,23 eura, v\u00fdsledn\u00e1 vypl\u00e1can\u00e1 suma bude 594,30 eura. Zaokr\u00fah\u013euje sa v\u017edy a\u017e fin\u00e1lna nov\u00e1 suma, nie samotn\u00e9 percentu\u00e1lne zv\u00fd\u0161enie.<\/p>\n<p>Ako to bude pri s\u00fabehu dvoch d\u00f4chodkov?<\/p>\n<p class=\"wp-block-paragraph\">Mimo papiera to bude fungova\u0165, \u017ee ak niekto pober\u00e1 d\u00f4chodok napr\u00edklad 647,30 eura, po pripo\u010d\u00edtan\u00ed 3,7 percenta a povinnom zaokr\u00fahlen\u00ed nahor dostane 671,30 eura. Mesa\u010dne si tak polep\u0161\u00ed o 24 eur, \u010do za cel\u00fd rok predstavuje 288 eur. Pri d\u00f4chodku 812 eur vych\u00e1dza nov\u00e1 suma po zaokr\u00fahlen\u00ed na 842,50 eura, \u010do znamen\u00e1 mesa\u010dn\u00fd n\u00e1rast o 30,10 eura.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"2000\" height=\"1333\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1786558872_672_peniaze-dochodok.jpg\" alt=\"valoriz\u00e1cia, d\u00f4chodok\" class=\"wp-image-302666\"  \/><\/p>\n<p>\t\tIlustr. obr. | Zdroj: <a href=\"https:\/\/depositphotos.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Depositphotos<\/a><\/p>\n<p class=\"wp-block-paragraph\">\u0160pecifick\u00e1 situ\u00e1cia v\u0161ak nast\u00e1va v pr\u00edpade s\u00fabehu dvoch d\u00e1vok, napr\u00edklad starobn\u00e9ho a vdovsk\u00e9ho d\u00f4chodku. N\u00e1roky sa pred valoriz\u00e1ciou nes\u010d\u00edtavaj\u00fa, ale ka\u017ed\u00e1 d\u00e1vka sa posudzuje a zvy\u0161uje samostatne.<\/p>\n<p class=\"wp-block-paragraph\">Dajme tomu, \u017ee m\u00e1te starobn\u00fd d\u00f4chodok vo v\u00fd\u0161ke 760,20 eura a vdovsk\u00fd d\u00f4chodok 215,50 eura. \u0160t\u00e1t valoriz\u00e1ciu nebude po\u010d\u00edta\u0165 tak, \u017ee t\u00fato sumu s\u010d\u00edta a k nej prir\u00e1ta valoriza\u010dn\u00e9 percento. Namiesto toho pos\u00fadi ka\u017ed\u00fd d\u00f4chodok samostatne. Inak povedan\u00e9, starobn\u00fd d\u00f4chodok a vdovsk\u00fd d\u00f4chodok st\u00fapnu ka\u017ed\u00fd zvl\u00e1\u0161\u0165, starobn\u00fd konkr\u00e9tne na 788,40 eura, vdovsk\u00fd na 223,50 eura. Celkov\u00fd pr\u00edjem tak st\u00fapne z 975,70 eura na 1 011,90 eura, \u010do je mesa\u010dne o 36,20 eura viac.<\/p>\n<p>A \u010do minim\u00e1lny d\u00f4chodok?<\/p>\n<p class=\"wp-block-paragraph\">Pri minim\u00e1lnom d\u00f4chodku <a href=\"https:\/\/www.techbyte.sk\/2026\/08\/socialna-poistovna-vola-zrusi-dochodok-mnohi-zareagovali-tak-nemali\/\" rel=\"nofollow noopener\" target=\"_blank\">Soci\u00e1lna pois\u0165ov\u0148a<\/a> najsk\u00f4r valorizuje takzvan\u00fd z\u00e1sluhov\u00fd d\u00f4chodok, ktor\u00fd sa vypo\u010d\u00edta z odpracovan\u00fdch rokov. Tento zv\u00fd\u0161en\u00fd d\u00f4chodok potom porovn\u00e1 s novou garantovanou sumou minim\u00e1lneho d\u00f4chodku a vyplat\u00ed t\u00fa hodnotu, ktor\u00e1 je pre \u010dloveka v\u00fdhodnej\u0161ia, teda t\u00fa vy\u0161\u0161iu sumu. V pr\u00edpade exeku\u010dn\u00fdch zr\u00e1\u017eok sa valoriz\u00e1cia uplatn\u00ed na cel\u00fa hrub\u00fa sumu d\u00f4chodku a a\u017e n\u00e1sledne sa znova prepo\u010d\u00edta v\u00fd\u0161ka zr\u00e1\u017eky.<\/p>\n<p class=\"wp-block-paragraph\">Na z\u00e1ver je d\u00f4le\u017eit\u00e9 upozorni\u0165, \u017ee zv\u00fd\u0161enie sa vz\u0165ahuje na v\u0161etky druhy penzi\u00ed, \u010di\u017ee starobn\u00e9, pred\u010dasn\u00e9, invalidn\u00e9 aj pozostalostn\u00e9. Soci\u00e1lna pois\u0165ov\u0148a vyplat\u00ed nov\u00e9 sumy automaticky v obvyklom janu\u00e1rovom term\u00edne. S\u00fa\u010das\u0165ou prvej janu\u00e1rovej v\u00fdplaty bude aj doplatok za dni od 1. janu\u00e1ra do d\u0148a predch\u00e1dzaj\u00faceho v\u00fdplatn\u00e9mu term\u00ednu. Ka\u017ed\u00fd d\u00f4chodca dostane aj p\u00edsomn\u00e9 rozhodnutie, ktor\u00e9 by si mali n\u00e1le\u017eite skontrolova\u0165, \u010di v\u0161etko sed\u00ed.<\/p>\n<p>S\u00fa\u010dasn\u00fd d\u00f4chodokNov\u00fd d\u00f4chodok (+ 3,7 percenta)Mesa\u010dn\u00e9 zv\u00fd\u0161enieRo\u010dn\u00e9 zv\u00fd\u0161enie500,00 eur518,50 eura18,50 eura222,00 eur600,00 eur622,20 eura22,20 eura266,40 eura700,00 eur725,90 eura25,90 eura310,80 eura800,00 eur829,60 eura29,60 eura355,20 eura900,00 eur933,30 eura33,30 eura399,60 eura1 000,00 eur1 037,00 eura37,00 eura444,00 eura<\/p>\n","protected":false},"excerpt":{"rendered":"Slovensk\u00fdch d\u00f4chodcov \u010dak\u00e1 v roku 2027 \u010fal\u0161ie zvy\u0161ovanie ich penzi\u00ed. O ko\u013eko presne si polep\u0161ia, bude z\u00e1visie\u0165 najm\u00e4&hellip;\n","protected":false},"author":2,"featured_media":149383,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[64,2951,65,66,2617,45021,7600,10260,43,40,39,42,41,32087],"class_list":["post-149382","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-business","tag-dochodok","tag-economic","tag-ekonomika","tag-inflacia","tag-odhady","tag-penzia","tag-rast","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-valorizacia"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117083929756525566","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/149382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=149382"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/149382\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/149383"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=149382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=149382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=149382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}