{"id":154428,"date":"2026-08-18T08:28:17","date_gmt":"2026-08-18T08:28:17","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/154428\/"},"modified":"2026-08-18T08:28:17","modified_gmt":"2026-08-18T08:28:17","slug":"eu-zavedie-prisny-limit-na-hotovost-aj-slovaci-budu-musiet-platit-inak","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/154428\/","title":{"rendered":"E\u00da zavedie pr\u00edsny limit na hotovos\u0165. Aj Slov\u00e1ci bud\u00fa musie\u0165 plati\u0165 inak"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.techbyte.sk\/2026\/08\/eu-schvalila-zmenu-hotovost-nakupy-3-000-eur-kontrolovat\/\" rel=\"nofollow noopener\" target=\"_blank\">Pou\u017e\u00edvanie bankoviek a minc\u00ed<\/a> \u010dak\u00e1 z\u00e1sadn\u00fd zlom, ktor\u00fd zjednot\u00ed pravidl\u00e1 naprie\u010d cel\u00fdm kontinentom. Eur\u00f3pska \u00fania (E\u00da) toti\u017e od roku 2027 zavedie jednotn\u00fd a z\u00e1v\u00e4zn\u00fd strop, nad ktor\u00fd u\u017e nebude mo\u017en\u00e9 vykon\u00e1va\u0165 platby v hotovosti. Nateraz nariadenie stanovuje maxim\u00e1lnu hranicu na 10-tis\u00edc eur za jednu transakciu. Novinka bude povinn\u00e1 pre v\u0161etky \u010dlensk\u00e9 \u0161t\u00e1ty (bez v\u00fdnimky), pri\u010dom v\u00fdrazne spr\u00edsni doh\u013ead nad t\u00fdm, ako \u013eudia a firmy manipuluj\u00fa s vy\u0161\u0161\u00edmi sumami pe\u0148az\u00ed.<\/p>\n<p class=\"wp-block-paragraph\">Tento krok prich\u00e1dza ako k\u013e\u00fa\u010dov\u00e1 s\u00fa\u010das\u0165 rozsiahleho bal\u00edka opatren\u00ed proti praniu \u0161pinav\u00fdch pe\u0148az\u00ed, da\u0148ov\u00fdm \u00fanikom a financovaniu neleg\u00e1lnych aktiv\u00edt. Eur\u00f3pske in\u0161tit\u00facie dlhodobo upozor\u0148uj\u00fa, \u017ee nekontrolovan\u00e9 presuny ve\u013ek\u00fdch s\u00fam znemo\u017e\u0148uj\u00fa doh\u013ead nad tokom financi\u00ed. Hotovos\u0165 s\u00edce na\u010falej zost\u00e1va (a zostane) plnohodnotn\u00fdm a be\u017en\u00fdm platidlom na ka\u017edodenn\u00e9 n\u00e1kupy, av\u0161ak drah\u0161ie transakcie by pod\u013ea Bruselu mali zanech\u00e1va\u0165 jasnej\u0161iu, respekt\u00edve lep\u0161ie dohladate\u013en\u00fa digit\u00e1lnu stopu.<\/p>\n<p>\u017diadne obch\u00e1dzanie pravidiel<\/p>\n<p class=\"wp-block-paragraph\">Nov\u00e9 pravidl\u00e1 pritom myslia aj na celkom be\u017en\u00e9 praktiky, ktor\u00fdmi sa \u013eudia v minulosti sna\u017eili podobn\u00e9 z\u00e1kazy obch\u00e1dza\u0165. Stanoven\u00fd limit sa bude striktne vz\u0165ahova\u0165 na obchodn\u00fa transakciu ako celok. Pokusy o umel\u00e9 rozdelenie jednej ve\u013ekej sumy do viacer\u00fdch men\u0161\u00edch \u010diastkov\u00fdch platieb nebud\u00fa povolen\u00e9. Ak celkov\u00e1 hodnota obchodu prekro\u010d\u00ed stanoven\u00fd strop, hotovos\u0165ou ju jednoducho nebude mo\u017en\u00e9 uhradi\u0165. Tak\u00e1to transakcia bude musie\u0165 prebehn\u00fa\u0165 len bezhotovostne.<\/p>\n<p class=\"wp-block-paragraph\">Zavedenie limitu by tie\u017e malo vyrovna\u0165 doteraj\u0161ie rozdiely medzi jednotliv\u00fdmi krajinami, kde platili r\u00f4zne n\u00e1rodn\u00e9 stropy. Prejav\u00ed sa to napr\u00edklad aj v \u010ceskej republike, kde v s\u00fa\u010dasnosti plat\u00ed obmedzenie na 270 000 \u010desk\u00fdch kor\u00fan, <a href=\"https:\/\/www.poznatsvet.cz\/kultura-a-umeni\/platba-hotovost-kontrola\/\" rel=\"nofollow noopener\" target=\"_blank\">p\u00ed\u0161e<\/a> server poznatsvet.cz. Po zaveden\u00ed eur\u00f3pskeho stropu sa tento limit (po prepo\u010dte aktu\u00e1lnym kurzom) zn\u00ed\u017ei pribli\u017ene na 250 000 kor\u00fan.\u00a0<\/p>\n<p class=\"wp-block-paragraph\">Pravidl\u00e1 sa prim\u00e1rne zameriavaj\u00fa na obchodn\u00e9 transakcie, poskytovanie slu\u017eieb a vz\u0165ah medzi podnikate\u013emi a z\u00e1kazn\u00edkmi, pri\u010dom presn\u00e9 pravidl\u00e1 pre \u010disto s\u00fakromn\u00e9 prevody medzi ob\u010danmi ur\u010d\u00ed v\u00fdklad v n\u00e1rodn\u00fdch z\u00e1konoch.<\/p>\n<p class=\"wp-block-paragraph\">\u010co sa t\u00fdka Slovenska, u n\u00e1s je od 1. janu\u00e1ra tohto roku limit pre bezhotovostn\u00e9 platby stanoven\u00fd na 5-tis\u00edc eur, konkr\u00e9tne v pr\u00edpade, \u017ee je aspo\u0148 jedna zo z\u00fa\u010dastnen\u00fdch str\u00e1n podnikate\u013e, respekt\u00edve firma alebo \u017eivnostn\u00edk. Pokia\u013e ide o transakciu v\u00fdlu\u010dne medzi dvoma ob\u010danmi, teda nepodnikate\u013emi, limit sa zvy\u0161uje na 15-tis\u00edc eur.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1001\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1787041697_726_peniaze2.jpg\" alt=\"peniaze, bankovky, mince, euro, DPH, da\u0148, hotovos\u0165\" class=\"wp-image-313100\"  \/><\/p>\n<p>\t\tIlustr. obr. | Zdroj: <a href=\"https:\/\/depositphotos.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Depositphotos<\/a><\/p>\n<p>Ako bude fungova\u0165 nov\u00fd dozor?<\/p>\n<p class=\"wp-block-paragraph\">Nov\u00e9 nariadenie zasiahne najm\u00e4 oblasti obchodu, kde boli papierov\u00e9 peniaze doteraz be\u017enou praxou. Stopka pre hotovos\u0165 nad stanoven\u00fd limit sa dotkne predov\u0161etk\u00fdm n\u00e1kupu a predaja osobn\u00fdch \u00e1ut \u010di motocyklov, rozsiahlej\u0161\u00edch stavebn\u00fdch pr\u00e1c, rekon\u0161trukci\u00ed nehnute\u013enost\u00ed a n\u00e1kupov drah\u00fdch \u0161perkov, staro\u017eitnost\u00ed alebo umeleck\u00fdch diel. Taktie\u017e sa to t\u00fdka r\u00f4znych \u0161pecifick\u00fdch slu\u017eieb, ktor\u00e9 sa dosia\u013e \u010dasto uhr\u00e1dzali mimo bankov\u00fdch \u00fa\u010dtov.<\/p>\n<p class=\"wp-block-paragraph\">Aby nov\u00e9 pravidl\u00e1 nezostali iba na papieri, vznik\u00e1 nov\u00fd eur\u00f3psky dozorn\u00fd org\u00e1n pre boj proti praniu \u0161pinav\u00fdch pe\u0148az\u00ed. T\u00e1to in\u0161tit\u00facia bude spolupracova\u0165 s n\u00e1rodn\u00fdmi kontroln\u00fdmi \u00faradmi a posvieti si na rizikov\u00e9 odvetvia aj cezhrani\u010dn\u00e9 finan\u010dn\u00e9 toky. V\u00fdrazne sa spr\u00edsni aj overovanie toto\u017enosti klientov pri vy\u0161\u0161\u00edch sum\u00e1ch, \u010do prinesie vy\u0161\u0161iu zodpovednos\u0165 nielen pre banky, ale aj pre samotn\u00fdch obchodn\u00edkov a sprostredkovate\u013eov.<\/p>\n<p class=\"wp-block-paragraph\">Limit m\u00e1 od\u0161tartova\u0165 v roku 2027, \u010do znamen\u00e1, \u017ee st\u00e1le je dos\u0165 \u010dasu na pr\u00edpravu. \u0160t\u00e1ty maj\u00fa dovtedy n\u00e1le\u017eite upravi\u0165 svoju legislat\u00edvu, metodick\u00e9 pokyny a technologick\u00e9 syst\u00e9my.<\/p>\n","protected":false},"excerpt":{"rendered":"Pou\u017e\u00edvanie bankoviek a minc\u00ed \u010dak\u00e1 z\u00e1sadn\u00fd zlom, ktor\u00fd zjednot\u00ed pravidl\u00e1 naprie\u010d cel\u00fdm kontinentom. Eur\u00f3pska \u00fania (E\u00da) toti\u017e od&hellip;\n","protected":false},"author":2,"featured_media":154429,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[6],"tags":[6318,57,4892,20984,228,1036,570,43,40,44,39,42,45,41,3258],"class_list":["post-154428","post","type-post","status-publish","format-standard","has-post-thumbnail","category-slovensko","tag-bankovky","tag-eu","tag-hotovost","tag-mince","tag-peniaze","tag-platby","tag-pravidla","tag-sk","tag-slovak","tag-slovak-republic","tag-slovakia","tag-slovencina","tag-slovenska-republika","tag-slovensko","tag-zmeny"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117115572137065663","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/154428","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=154428"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/154428\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/154429"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=154428"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=154428"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=154428"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}