{"id":155166,"date":"2026-08-19T04:18:08","date_gmt":"2026-08-19T04:18:08","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/155166\/"},"modified":"2026-08-19T04:18:08","modified_gmt":"2026-08-19T04:18:08","slug":"stat-uvolni-pravidla-velka-cast-slovakov-si-prilepsi-o-vyse-1-000-e","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/155166\/","title":{"rendered":"\u0160t\u00e1t uvo\u013en\u00ed pravidl\u00e1: Ve\u013ek\u00e1 \u010das\u0165 Slov\u00e1kov si prilep\u0161\u00ed o vy\u0161e 1 000 \u20ac"},"content":{"rendered":"

Ak pober\u00e1te pred\u010dasn\u00fd d\u00f4chodok, pravdepodobne ve\u013emi dobre pozn\u00e1te pravidl\u00e1 okolo privyr\u00e1bania. \u0160t\u00e1t pri tejto d\u00e1vke nastavil ve\u013emi tvrd\u00e9 podmienky, a to do takej miery, \u017ee zamestnanie pre mnoh\u00fdch jednoducho nepripad\u00e1 do \u00favahy. Ak ste si doposia\u013e chceli pom\u00f4c\u0165 aspo\u0148 drobnou brig\u00e1dou, museli ste si d\u00e1va\u0165 obrovsk\u00fd pozor na ka\u017ed\u00fd zaroben\u00fd cent.\u00a0<\/p>\n

Od janu\u00e1ra bud\u00faceho sa v\u0161ak pravidl\u00e1 v\u00fdrazne uvo\u013enia, v\u010faka \u010domu poberatelia pred\u010dasnej penzie<\/a> z\u00edskaj\u00fa cite\u013ene viac man\u00e9vrovacieho priestoru, informuje<\/a> port\u00e1l Peniaze.sk.<\/p>\n

Doteraj\u0161\u00ed syst\u00e9m nastavil pred\u010dasn\u00fdm d\u00f4chodcom, ktor\u00ed sa rozhodli e\u0161te aspo\u0148 trochu pracova\u0165, ve\u013emi pr\u00edsny strop. Na dohodu si mohli privyrobi\u0165 maxim\u00e1lne 200 eur za mesiac, respekt\u00edve 2 400 eur za rok. Akon\u00e1hle t\u00fato hranicu prekro\u010dili hoci len o jedin\u00e9 euro, Soci\u00e1lna pois\u0165ov\u0148a im okam\u017eite zastavila v\u00fdplatu cel\u00e9ho d\u00f4chodku.<\/p>\n

Od 1. janu\u00e1ra 2027 sa v\u0161ak takzvan\u00e1 odvodov\u00e1 odpo\u010d\u00edtate\u013en\u00e1 polo\u017eka zvy\u0161uje, a to z p\u00f4vodn\u00fdch 200 eur na 300 eur mesa\u010dne. To znamen\u00e1, \u017ee maxim\u00e1lna povolen\u00e1 suma st\u00fapne rovno o polovicu. Za cel\u00fd rok si tak po novom budete m\u00f4c\u0165 privyrobi\u0165 a\u017e 3 600 eur bez toho, aby ste riskovali stratu d\u00f4chodku. V ro\u010dnom prepo\u010dte ide o prilep\u0161enie o 1 200 eur.<\/p>\n

Obrovskou v\u00fdhodou je, \u017ee t\u00e1to zmena so sebou neprin\u00e1\u0161a \u017eiadnu byrokraciu navy\u0161e. Nov\u00fd, benevolentnej\u0161\u00ed limit za\u010dne plati\u0165 automaticky. Seniori ani ich zamestn\u00e1vatelia nemusia na \u00farady posiela\u0165 \u017eiadne \u0161peci\u00e1lne \u017eiadosti \u010di dodato\u010dn\u00e9 formul\u00e1re. Jedinou podmienkou je, aby si dan\u00e1 osoba pri podpise dohody uplatnila v\u00fdnimku z platenia odvodov na d\u00f4chodkov\u00e9 poistenie.<\/p>\n

Ak\u00e9 s\u00fa podmienky na z\u00edskanie pred\u010dasn\u00e9ho d\u00f4chodku?<\/p>\n

Pred\u010dasn\u00e1 penzia \u010dasto sl\u00fa\u017ei ako z\u00e1chrann\u00e1 sie\u0165 pre \u013eud\u00ed, ktor\u00ed tesne pred d\u00f4chodkov\u00fdm vekom pri\u0161li o pr\u00e1cu, nedok\u00e1\u017eu si n\u00e1js\u0165 nov\u00e9 zamestnanie alebo im zdravie nedovo\u013euje nasadi\u0165 pln\u00e9 pracovn\u00e9 tempo. N\u00e1rok na \u0148u v\u0161ak nevznik\u00e1 automaticky. \u017diadate\u013e mus\u00ed splni\u0165 nieko\u013eko z\u00e1konn\u00fdch krit\u00e9ri\u00ed.<\/p>\n

Z\u00e1kladom je odpracova\u0165 aspo\u0148 15 rokov, pri\u010dom do riadneho d\u00f4chodkov\u00e9ho veku v\u00e1m nesm\u00fa ch\u00fdba\u0165 viac ako dva roky. Druhou mo\u017enos\u0165ou je z\u00edskanie takzvan\u00e9ho potrebn\u00e9ho odpracovan\u00e9ho obdobia. Z\u00e1rove\u0148 plat\u00ed, \u017ee vypo\u010d\u00edtan\u00e1 suma pred\u010dasn\u00e9ho d\u00f4chodku mus\u00ed by\u0165 vy\u0161\u0161ia ako 1,6-n\u00e1sobok \u017eivotn\u00e9ho minima pre jednu plnolet\u00fa osobu, \u010do bude do konca j\u00fana bud\u00faceho roku presne 472,40 eura. Ak Soci\u00e1lna pois\u0165ov\u0148a vypo\u010d\u00edta ni\u017e\u0161iu sumu, \u017eiados\u0165 rovno zamietne.<\/p>\n

\"peniaze,<\/p>\n

\t\tZdroj: Depositphotos<\/a><\/p>\n

Nevyhnutnou podmienkou je taktie\u017e ukon\u010denie riadneho zamestnania. Okrem toho dan\u00e1 osoba nesmie podnika\u0165 ani ako samostatne z\u00e1robkovo \u010dinn\u00e1 osoba, teda \u017eivnostn\u00edk. Ak toti\u017e plat\u00ed odvody na povinn\u00e9 d\u00f4chodkov\u00e9 poistenie, pred\u010dasn\u00fa penziu jej \u0161t\u00e1t jednoducho nevyplat\u00ed.<\/p>\n

Ako sa po\u010d\u00edta potrebn\u00e9 odpracovan\u00e9 obdobie?<\/p>\n

Pri posudzovan\u00ed n\u00e1roku zohr\u00e1va d\u00f4le\u017eit\u00fa \u00falohu ro\u010dn\u00edk. Potrebn\u00e9 odpracovan\u00e9 obdobie sa ur\u010duje ako rozdiel medzi v\u0161eobecn\u00fdm d\u00f4chodkov\u00fdm vekom (bez zoh\u013eadnenia v\u00fdchovy det\u00ed) a \u010d\u00edslom 23. T\u00e1to hranica sa pritom postupne pos\u00fava smerom nahor o dva mesiace v z\u00e1vislosti od roku narodenia.<\/p>\n

V praxi to funguje tak, \u017ee \u010dlovek naroden\u00fd dajme tomu v roku 1963 m\u00e1 v\u0161eobecn\u00fd d\u00f4chodkov\u00fd vek stanoven\u00fd na 63 rokov a 6 mesiacov, tak\u017ee potrebuje ma\u0165 odpracovan\u00e9 obdobie je 40 rokov a 6 mesiacov. Pri ro\u010dn\u00edku 1964 je d\u00f4chodkov\u00fd vek 63 rokov a 8 mesiacov, z \u010doho vypl\u00fdva potrebn\u00e9 odpracovan\u00e9 obdobie 40 rokov a 8 mesiacov.<\/p>\n

Na \u010do \u010fal\u0161ie si da\u0165 pozor?<\/p>\n

Pri odchode do pred\u010dasn\u00e9ho d\u00f4chodku zohr\u00e1va mimoriadne k\u013e\u00fa\u010dov\u00fa \u00falohu aj spr\u00e1vne na\u010dasovanie a typ pracovnej zmluvy. Ak e\u0161te len pl\u00e1nujete poda\u0165 \u017eiados\u0165, majte na pam\u00e4ti, \u017ee ku d\u0148u jej podania nesmiete pracova\u0165 v\u00f4bec, a to dokonca ani na dohodu. Pred priznan\u00edm pred\u010dasn\u00e9ho d\u00f4chodku si toti\u017e be\u017en\u00fd \u017eiadate\u013e nem\u00f4\u017ee uplatni\u0165 odvodov\u00fa \u00fa\u013eavu. V\u00fdnimku z tohto pravidla maj\u00fa iba poberatelia invalidn\u00e9ho d\u00f4chodku, ktor\u00ed u\u017e \u00fa\u013eavu vyu\u017e\u00edvaj\u00fa.<\/p>\n

Ak v\u00e1m u\u017e \u0161t\u00e1t pred\u010dasn\u00fa penziu priznal a vy by ste sa nesk\u00f4r zamestnali na trval\u00fd pracovn\u00fd pomer alebo za\u010dali plati\u0165 odvody zo \u017eivnosti, Soci\u00e1lna pois\u0165ov\u0148a v\u00e1m v\u00fdplatu d\u00e1vky okam\u017eite stopne. D\u00f4chodok op\u00e4\u0165 uvid\u00edte a\u017e vtedy, ke\u010f s pr\u00e1cou skon\u010d\u00edte, alebo ke\u010f dosiahnete riadny d\u00f4chodkov\u00fd vek a po\u017eiadate o uvo\u013enenie v\u00fdplaty.<\/p>\n

Jedinou leg\u00e1lnou mo\u017enos\u0165ou, ako popri pred\u010dasnom d\u00f4chodku pracova\u0165 a nepr\u00eds\u0165 o penziu, tak zost\u00e1va dohoda o vykonan\u00ed pr\u00e1ce alebo dohoda o pracovnej \u010dinnosti. Sta\u010d\u00ed si pri nej uplatni\u0165 spom\u00ednan\u00fa odvodov\u00fa \u00fa\u013eavu a neprekro\u010di\u0165 nov\u00fd strop, teda 300 eur mesa\u010dne, respekt\u00edve 3 600 eur ro\u010dne.<\/p>\n","protected":false},"excerpt":{"rendered":"Ak pober\u00e1te pred\u010dasn\u00fd d\u00f4chodok, pravdepodobne ve\u013emi dobre pozn\u00e1te pravidl\u00e1 okolo privyr\u00e1bania. \u0160t\u00e1t pri tejto d\u00e1vke nastavil ve\u013emi tvrd\u00e9…\n","protected":false},"author":2,"featured_media":155167,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[64,2951,65,66,19044,45900,2408,45901,43,40,39,42,41,696,5021,45902,2010,13614],"class_list":["post-155166","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-business","tag-dochodok","tag-economic","tag-ekonomika","tag-limit","tag-predcasna-penzia","tag-predcasny-dochodok","tag-privyrabanie-si","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-socialna-poistovna","tag-stat","tag-vyplata-dochodku","tag-zamestnanie","tag-zarobok"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117120251380412031","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/155166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=155166"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/155166\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/155167"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=155166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=155166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=155166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}