{"id":156039,"date":"2026-08-19T20:25:10","date_gmt":"2026-08-19T20:25:10","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/156039\/"},"modified":"2026-08-19T20:25:10","modified_gmt":"2026-08-19T20:25:10","slug":"stat-odklepol-obrovske-zmeny-pre-dochodky-aj-poistenie-mnohi-o-nich-stale-nevedia","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/156039\/","title":{"rendered":"\u0160t\u00e1t odklepol obrovsk\u00e9 zmeny pre d\u00f4chodky aj poistenie. Mnoh\u00ed o nich st\u00e1le nevedia"},"content":{"rendered":"<p class=\"wp-block-paragraph\">D\u00f4chodkov\u00fd syst\u00e9m na Slovensku pre\u0161iel v tomto roku s\u00e9riou d\u00f4le\u017eit\u00fdch \u00faprav, ktor\u00e9 poc\u00edtili nielen s\u00fa\u010dasn\u00ed <a href=\"https:\/\/www.techbyte.sk\/2026\/08\/slovaci-mozu-ziskat-extra-dochodok-zo-zahranicia\/\" rel=\"nofollow noopener\" target=\"_blank\">penzisti<\/a>, ale aj akt\u00edvne pracuj\u00faci \u013eudia, ktor\u00ed sa pripravuj\u00fa na starobu. Novinky sa dotkli pravideln\u00e9ho zvy\u0161ovania d\u00f4chodkov\u00fdch d\u00e1vok, nastavenia trin\u00e1stych d\u00f4chodkov, rodi\u010dovsk\u00e9ho bonusu, ale aj digit\u00e1lnej evidencie odpracovan\u00fdch rokov, <a href=\"https:\/\/www.financnykompas.sk\/clanok\/zmeny-v-dochodkoch-a-dochodkovom-poisteni-v-roku-2026-co-sa-uz-zmenilo\" rel=\"nofollow noopener\" target=\"_blank\">upozor\u0148uje<\/a> Finan\u010dn\u00fd kompas. Je to jednoducho obrovsk\u00e1 sple\u0165 zmien, v ktorej sa be\u017en\u00fd \u010dlovek dok\u00e1\u017ee celkom \u013eahko strati\u0165.<\/p>\n<p>Valoriz\u00e1cia a \u0161pecifick\u00e9 pravidl\u00e1 pre minim\u00e1lny d\u00f4chodok<\/p>\n<p class=\"wp-block-paragraph\">Za\u010diatok roka od\u0161tartoval tradi\u010dn\u00fdm zvy\u0161ovan\u00edm d\u00f4chodkov. Soci\u00e1lna pois\u0165ov\u0148a od 1. janu\u00e1ra valorizovala d\u00f4chodky o 3,7 percenta, \u010do presne odzrkad\u013eovalo medziro\u010dn\u00fd rast spotrebite\u013esk\u00fdch cien pre dom\u00e1cnosti d\u00f4chodcov. O vy\u0161\u0161iu sumu nebolo potrebn\u00e9 osobitne \u017eiada\u0165, prepo\u010det prebehol automaticky a seniori dostali pridan\u00e9 hne\u010f v janu\u00e1rovom v\u00fdplatnom term\u00edne aj s pr\u00edslu\u0161n\u00fdm doplatkom.<\/p>\n<p class=\"wp-block-paragraph\">Pri minim\u00e1lnych d\u00f4chodkoch v\u0161ak platil osobitn\u00fd postup. Percentu\u00e1lne sa toti\u017e zvy\u0161ovala len p\u00f4vodne priznan\u00e1 suma penzie, nie samotn\u00e9 stanoven\u00e9 minimum. Ak bol d\u00f4chodok aj po janu\u00e1rovom nav\u00fd\u0161en\u00ed ni\u017e\u0161\u00ed ne\u017e nov\u00e1 hranica minim\u00e1lneho d\u00f4chodku (ktor\u00e1 dosiahla 501,50 eura), \u0161t\u00e1t sumu dorovnal na t\u00fato minim\u00e1lnu \u00farove\u0148. Pokia\u013e v\u0161ak valorizovan\u00e1 suma minimum prekro\u010dila, doplatok zanikol a poberate\u013eovi zostal vy\u0161\u0161\u00ed vypo\u010d\u00edtan\u00fd d\u00f4chodok.<\/p>\n<p>Trin\u00e1sty d\u00f4chodok zmrazili na 3 roky<\/p>\n<p class=\"wp-block-paragraph\">Pri mimoriadnych d\u00e1vkach \u0161t\u00e1t zatiahol brzdu. V\u00fd\u0161ka trin\u00e1steho d\u00f4chodku sa v rokoch 2026 a\u017e 2028 neodv\u00edja od aktu\u00e1lnej priemernej mesa\u010dnej penzie, ale zost\u00e1va zafixovan\u00e1 na hodnot\u00e1ch z roku 2025. Samotn\u00e1 valoriz\u00e1cia be\u017en\u00fdch d\u00f4chodkov sa teda na tejto koncoro\u010dnej d\u00e1vke nijako neprejavila. D\u00f4vodom je predov\u0161etk\u00fdm konsolid\u00e1cia verejn\u00fdch financi\u00ed, pri ktorej \u0161t\u00e1t h\u013ead\u00e1 v\u0161etky mo\u017en\u00e9 sp\u00f4soby, ako u\u013eavi\u0165 svojej kase. Trin\u00e1ste d\u00f4chodky s\u00fa aj bez n\u00e1rastu ve\u013emi drah\u00fdm opatren\u00edm.<\/p>\n<p class=\"wp-block-paragraph\">Pre poberate\u013eov starobn\u00e9ho, pred\u010dasn\u00e9ho starobn\u00e9ho a invalidn\u00e9ho d\u00f4chodku po dov\u0155\u0161en\u00ed d\u00f4chodkov\u00e9ho veku dosahuje trin\u00e1sty d\u00f4chodok <a href=\"https:\/\/www.techbyte.sk\/2026\/08\/stat-koncom-roka-vyplati-13-dochodok-mal-byt-vyssi\/\" rel=\"nofollow noopener\" target=\"_blank\">garantovan\u00fa sumu<\/a> 667,30 eura. V pr\u00edpade soci\u00e1lneho d\u00f4chodku a invalidnej penzie s poklesom schopnosti pracova\u0165 nad 70 percent ide o 548,50 eura. Pri invalidite do 70 percent je to 301,40 eura, vdovsk\u00fd d\u00f4chodok predstavuje 363,20 eura, vdoveck\u00fd 300,10 eura a sirotsk\u00fd 300 eur.<\/p>\n<p>V\u00fdpo\u010det nov\u00fdch d\u00f4chodkov<\/p>\n<p class=\"wp-block-paragraph\">Pre \u013eud\u00ed, ktor\u00fdm vznikol n\u00e1rok na penziu v priebehu tohto roka, je k\u013e\u00fa\u010dov\u00e1 nov\u00e1 aktu\u00e1lna d\u00f4chodkov\u00e1 hodnota, ktor\u00e1 dosiahla \u00farove\u0148 19,7633 eura. T\u00e1to veli\u010dina je toti\u017e pevnou s\u00fa\u010das\u0165ou z\u00e1kladn\u00e9ho vzorca na v\u00fdpo\u010det mesa\u010dnej sumy, pri\u010dom plat\u00ed pre v\u0161etk\u00fdch \u010derstv\u00fdch \u017eiadate\u013eov v danom kalend\u00e1rnom roku.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"2000\" height=\"1333\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/1787171110_638_dochodok-peniaze.jpg\" alt=\"D\u00f4chodok, pr\u00edspevok, \u0161t\u00e1t, trin\u00e1sty d\u00f4chodok, d\u00f4chodky, d\u00f4chodkov\u00fd syst\u00e9m, penzia, 13. d\u00f4chodok, penzisti, d\u00f4chodky, d\u00f4chodku\" class=\"wp-image-251508\"  \/><\/p>\n<p>\t\tIlustr. obr. | Zdroj: <a href=\"https:\/\/depositphotos.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Depositphotos<\/a><\/p>\n<p class=\"wp-block-paragraph\">\u010co sa t\u00fdka d\u00f4chodkov\u00e9ho veku, st\u00e1le neexistuje jedna fixn\u00e1 hranica pre v\u0161etk\u00fdch. Pri ro\u010dn\u00edkoch 1962 a\u017e 1964 rozhoduje presn\u00fd mesiac narodenia a po\u010det vychovan\u00fdch det\u00ed, pri\u010dom st\u00e1le plat\u00ed \u00fa\u013eava pol roka za ka\u017ed\u00e9 die\u0165a (maxim\u00e1lne 18 mesiacov pri troch a viacer\u00fdch de\u0165och). Pri mlad\u0161\u00edch ro\u010dn\u00edkoch sa d\u00f4chodkov\u00fd vek op\u00e4\u0165 via\u017ee na stredn\u00fa d\u013a\u017eku \u017eivota. Napr\u00edklad ro\u010dn\u00edk 1967 odch\u00e1dza do penzie vo veku 64 rokov a jeden mesiac, k\u00fdm \u013eudia naroden\u00ed v roku 1968 vo veku 64 rokov a dva mesiace.<\/p>\n<p>Rodi\u010dovsk\u00fd d\u00f4chodok skon\u010dil, nahradili ho 2 % z dane<\/p>\n<p class=\"wp-block-paragraph\">K\u013e\u00fa\u010dovej zmeny sa do\u010dkal aj syst\u00e9m podpory rodi\u010dov. P\u00f4vodn\u00fd rodi\u010dovsk\u00fd d\u00f4chodok nahradila asign\u00e1cia dane, pri\u010dom prv\u00e9 platby v tomto re\u017eime prebehli na z\u00e1klade da\u0148ov\u00fdch priznan\u00ed za rok 2025. Pracuj\u00face deti m\u00f4\u017eu po novom pouk\u00e1za\u0165 2 percent\u00e1 zo zaplatenej dane svojej matke a \u010fal\u0161ie 2 percent\u00e1 otcovi. Samotn\u00fa v\u00fdplatu pr\u00edspevku zabezpe\u010duje Soci\u00e1lna pois\u0165ov\u0148a na z\u00e1klade d\u00e1t, ktor\u00e9 z\u00edska z finan\u010dnej spr\u00e1vy.<\/p>\n<p class=\"wp-block-paragraph\">Pracuj\u00faci sa potom do\u010dkali novinky v podobe d\u00f4chodkovej progn\u00f3zy, ktor\u00fa pois\u0165ov\u0148a po prv\u00fdkr\u00e1t posielala do konca m\u00e1ja. Tento dokument vych\u00e1dza z evidencie k z\u00e1veru roka 2025 a sl\u00fa\u017ei de facto ako odhad bud\u00facich n\u00e1rokov v s\u00favislosti s penziou. N\u00e1jdu tu odpracovan\u00e9 roky \u010di zaplaten\u00e9 odvody, na z\u00e1klade ktor\u00fdch sa po\u010d\u00edta potenci\u00e1lna v\u00fd\u0161ka ich bud\u00faceho d\u00f4chodku. Samozrejme, pre mlad\u00fdch \u013eud\u00ed, ktor\u00ed s\u00fa e\u0161te len na za\u010diatku kari\u00e9ry, tento papier nem\u00e1 ktovieak\u00fa v\u00fdpovedn\u00fa hodnotu. Cieli sk\u00f4r na star\u0161\u00edch zamestnancov, ktor\u00ed sa chystaj\u00fa od\u00eds\u0165 do d\u00f4chodku v priebehu najbli\u017e\u0161\u00edch rokov.<\/p>\n<p class=\"wp-block-paragraph\">Adres\u00e1ti si m\u00f4\u017eu v\u0161etky svoje odpracovan\u00e9 roky, odvody a body jednoducho overi\u0165 cez Elektronick\u00fd \u00fa\u010det poistenca (EUP). Kontrola sa rozhodne oplat\u00ed, preto\u017ee zamestn\u00e1vatelia u\u017e nemusia posiela\u0165 papierov\u00e9 eviden\u010dn\u00e9 listy po starom, a pr\u00edpadn\u00e9 ch\u00fdbaj\u00face obdobia je lep\u0161ie dolo\u017ei\u0165 s predstihom.<\/p>\n<p class=\"wp-block-paragraph\">Zmeny neobi\u0161li ani sez\u00f3nnych pracovn\u00edkov na dohodu, pri ktor\u00fdch odvodov\u00e1 odpo\u010d\u00edtate\u013en\u00e1 polo\u017eka dosiahla 762 eur, \u010di sp\u00f4sob zapo\u010d\u00edtavania obdobia starostlivosti o die\u0165a, ktor\u00fd m\u00e1 zabezpe\u010di\u0165 spravodlivej\u0161\u00ed v\u00fdpo\u010det bud\u00facej penzie.<\/p>\n","protected":false},"excerpt":{"rendered":"D\u00f4chodkov\u00fd syst\u00e9m na Slovensku pre\u0161iel v tomto roku s\u00e9riou d\u00f4le\u017eit\u00fdch \u00faprav, ktor\u00e9 poc\u00edtili nielen s\u00fa\u010dasn\u00ed penzisti, ale aj&hellip;\n","protected":false},"author":2,"featured_media":156040,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[64,26531,2951,7201,65,66,1205,228,1553,43,40,39,42,41,5021,2410,32087],"class_list":["post-156039","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-business","tag-dochodkovy-vek","tag-dochodok","tag-dohoda","tag-economic","tag-ekonomika","tag-konsolidacia","tag-peniaze","tag-poistenie","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-stat","tag-trinasty-dochodok","tag-valorizacia"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117124053276367681","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/156039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=156039"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/156039\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/156040"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=156039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=156039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=156039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}