{"id":156145,"date":"2026-08-19T23:03:11","date_gmt":"2026-08-19T23:03:11","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/156145\/"},"modified":"2026-08-19T23:03:11","modified_gmt":"2026-08-19T23:03:11","slug":"stat-potvrdil-velku-cistku-aut-zacne-posielat-az-900-e-pokuty-niektorym-rovno-vezme-doklady","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/156145\/","title":{"rendered":"\u0160t\u00e1t potvrdil ve\u013ek\u00fa \u010distku \u00e1ut. Za\u010dne posiela\u0165 a\u017e 900 \u20ac pokuty, niektor\u00fdm rovno vezme doklady"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Po Slovensku st\u00e1le jazdia st\u00e1tis\u00edce vozidiel, ktor\u00e9 nemaj\u00fa platn\u00e9 <a href=\"https:\/\/www.techbyte.sk\/2026\/08\/bez-pzp-nehrozi-len-pokuta-odobrat-vodicsky-preukaz\/\" rel=\"nofollow noopener\" target=\"_blank\">povinn\u00e9 zmluvn\u00e9 poistenie<\/a> (PZP). Z tohto d\u00f4vodu z\u00e1konodarcovia od augusta spr\u00edsnili pravidl\u00e1 a uviedli do praxe takzvan\u00fd Lex PZP. V r\u00e1mci tohto \u201chnutia\u201d za\u010dal rezort vn\u00fatra posiela\u0165 d\u00f4le\u017eit\u00e9 v\u00fdzvy majite\u013eom \u00e1ut, ktor\u00e9 s\u00fa nepoisten\u00e9 dlh\u0161ie ako dva roky. Pois\u0165ovne pritom u\u017e hl\u00e1sia, \u017ee mnoh\u00ed za\u010dali kona\u0165, av\u0161ak to najhor\u0161ie e\u0161te len pr\u00edde.<\/p>\n<p class=\"wp-block-paragraph\">Pod\u013ea odhadov Slovenskej komory pois\u0165ovate\u013eov, na ktor\u00e9 <a href=\"https:\/\/www.teraz.sk\/ekonomika\/poistovatelia-maju-prve-ohlasy-na-zme\/986007-clanok.html?utm_source=teraz&amp;utm_medium=organic&amp;utm_campaign=click&amp;utm_content=undefined\" rel=\"nofollow noopener\" target=\"_blank\">upozornil<\/a> spravodajsk\u00fd port\u00e1l agent\u00fary TASR, je u n\u00e1s bez platnej poistky zhruba 600-tis\u00edc \u00e1ut, pri\u010dom asi polovica z nich st\u00e1le akt\u00edvne jazd\u00ed. Podiel nepoisten\u00fdch vozidiel teda na Slovensku dosahuje a\u017e 9,5 percenta, \u010do je v porovnan\u00ed s okolit\u00fdmi krajinami, kde je priemer okolo 1,5 percenta, mimoriadne vysok\u00e9 \u010d\u00edslo.\u00a0<\/p>\n<p class=\"wp-block-paragraph\">Martin Ka\u0148a, v\u00fdkonn\u00fd riadite\u013e komory, v\u0161ak o\u010dak\u00e1va, \u017ee v\u010faka prebiehaj\u00facej informa\u010dnej kampani a v\u00fdzvam od \u0161t\u00e1tu by si mohlo do konca septembra poistku uzavrie\u0165 okolo 100-tis\u00edc motoristov. Ak sa tak stane, po\u010det nepoisten\u00fdch \u00e1ut by klesol na pol mili\u00f3na. Je to pokrok, no st\u00e1le nie dostato\u010dn\u00fd.<\/p>\n<p class=\"wp-block-paragraph\">Ako je mo\u017en\u00e9, \u017ee to\u013eko \u013eud\u00ed nem\u00e1 PZP, ke\u010f je to jasne prik\u00e1zan\u00e9 z\u00e1konom a dokonca hrozia pokuty? Nie v\u017edy je to kv\u00f4li tomu, \u017ee by vodi\u010d nechcel plati\u0165. \u010casto je d\u00f4vodom to, \u017ee majite\u013e auta jednoducho zabudne. H\u00e1\u010dik je v tom, \u017ee toto z\u00e1kon neberie do \u00favahy, teda aspo\u0148 nie \u00faplne. \u0160t\u00e1t toti\u017e cieli na to, aby dal tejto skupine \u013eud\u00ed dostatok \u010dasu na n\u00e1pravu, tak\u017ee nebude hne\u010f uklada\u0165 mastn\u00e9 sankcie. Tie nast\u00fapia a\u017e vtedy, ke\u010f nepom\u00f4\u017ee ani riadna v\u00fdzva.<\/p>\n<p>Na t\u00fdch nezodpovedn\u00fdch sa skladaj\u00fa v\u0161etci ostatn\u00ed<\/p>\n<p class=\"wp-block-paragraph\">PZP je k\u013e\u00fa\u010dov\u00fd n\u00e1stroj, ktor\u00fd hrad\u00ed \u0161kody na zdrav\u00ed a majetku. Tak\u017ee kto plat\u00ed, ke\u010f vznikne \u0161koda sp\u00f4soben\u00e1 nepoisten\u00fdm autom? Samozrejme vinn\u00edk, no najsk\u00f4r nastupuje Poistn\u00fd garan\u010dn\u00fd fond. Ten len v minulom roku takto zaplatil takmer 8,5 mili\u00f3na eur, pri\u010dom do polovice tohto augusta mu z \u00fa\u010dtu odi\u0161lo okolo 4,5 mili\u00f3na eur.<\/p>\n<p class=\"wp-block-paragraph\">Treba v\u0161ak ma\u0165 na pam\u00e4ti, \u017ee tento fond \u010derp\u00e1 peniaze priamo z poistiek, respekt\u00edve z pe\u0148a\u017eeniek poctiv\u00fdch vodi\u010dov. Na ka\u017ed\u00e9 zaplaten\u00e9 PZP id\u00fa do tohto fondu asi 3 eur\u00e1.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"1500\" height=\"1001\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on--pointerdown=\"actions.preloadImage\" data-wp-on--pointerenter=\"actions.preloadImageWithDelay\" data-wp-on--pointerleave=\"actions.cancelPreload\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/08\/mechanik-pzp-stk.jpg\" alt=\"mechanik, PZP, STK\" class=\"wp-image-306001\"  \/><\/p>\n<p>\t\tIlustr. obr. | Zdroj: <a href=\"https:\/\/depositphotos.com\/\" rel=\"nofollow noopener\" target=\"_blank\">Depositphotos<\/a><\/p>\n<p class=\"wp-block-paragraph\">\u013dubo\u0161 Fiam, z\u00e1stupca riadite\u013ea a \u0161\u00e9f likvid\u00e1cie komory podot\u00fdka, \u017ee nov\u00fd syst\u00e9m by do poistn\u00e9ho trhu mohol vnies\u0165 f\u00e9rovej\u0161ie podmienky. Ak sa bud\u00fa d\u00f4sledne vyra\u010fova\u0165 nepoisten\u00e9 aut\u00e1 z evidence a nastavia sa pr\u00edsnej\u0161ie pravidl\u00e1 do bud\u00facna, sumy, ktor\u00e9 mus\u00ed fond zaplati\u0165, bud\u00fa priebe\u017ene klesa\u0165. Poctiv\u00ed vodi\u010di sa tak u\u017e nebud\u00fa sklada\u0165 svojimi prostriedkami na t\u00fdch nepoctiv\u00fdch. \u010ci sa to odraz\u00ed na poklese cien samotn\u00fdch PZP je v\u0161ak ot\u00e1zne.<\/p>\n<p>Od okt\u00f3bra nastupuj\u00fa pr\u00edsne kontroly<\/p>\n<p class=\"wp-block-paragraph\">Ist\u00e9 je v\u0161ak to, \u017ee od jesene bude nepoctiv\u00fdch majite\u013eov vozidiel ub\u00fada\u0165. V okt\u00f3bri sa toti\u017e sp\u00fa\u0161\u0165a nov\u00fd syst\u00e9m automatick\u00e9ho overovania poistenia. Fungova\u0165 to bude tak, \u017ee vozidl\u00e1 bez platn\u00e9ho PZP novom neprejd\u00fa cez technick\u00fa ani emisn\u00fa kontrolu. A ak tak\u00e9to auto zastav\u00ed policajn\u00e1 hliadka, vodi\u010dovi rovno na mieste zhabe doklady.<\/p>\n<p class=\"wp-block-paragraph\">\u010eal\u0161\u00ed zlom pr\u00edde v novembri, kedy za\u010dne fungova\u0165 automatizovan\u00e9 rozposielanie pok\u00fat. Ak bude auto bez poistenia viac ako 30 dn\u00ed, syst\u00e9m prepojen\u00fdch datab\u00e1z s\u00e1m vygeneruje pr\u00edkaz na platbu. Okresn\u00e9 \u00farady bud\u00fa uklada\u0165 pokuty vo v\u00fd\u0161ke od 120 do 900 eur, konkr\u00e9tne pod\u013ea hmotnosti vozidla. Ak majite\u013e napriek tomu nebude kona\u0165, pokuta sa mu ka\u017ed\u00fdch 150 dn\u00ed dvojn\u00e1sobne zv\u00fd\u0161i. Bud\u00fa v\u0161ak ma\u0165 mo\u017enos\u0165 pokutu aj zn\u00ed\u017ei\u0165, ato tak, \u017ee ju zaplatia do 15 dn\u00ed. V takom pr\u00edpade sa suma zn\u00ed\u017ei o tretinu, pri\u010dom v rovnakej lehote uzatvoria poistenie alebo auto odhl\u00e1sia, u\u0161etria \u010fal\u0161iu tretinu.<\/p>\n<p class=\"wp-block-paragraph\">No pokia\u013e zo strany majite\u013ea nebude \u017eiadna reakcia po dobu 24 mesiacov, \u0161t\u00e1t pr\u00edstupi k posledn\u00e9mu, definit\u00edvnemu kroku, a teda trval\u00e9mu vyradeniu auta z evidencie.<\/p>\n","protected":false},"excerpt":{"rendered":"Po Slovensku st\u00e1le jazdia st\u00e1tis\u00edce vozidiel, ktor\u00e9 nemaj\u00fa platn\u00e9 povinn\u00e9 zmluvn\u00e9 poistenie (PZP). Z tohto d\u00f4vodu z\u00e1konodarcovia od&hellip;\n","protected":false},"author":2,"featured_media":156146,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[6],"tags":[2733,46062,46063,1553,2603,747,43,40,44,39,42,45,41,5021,9958,46064],"class_list":["post-156145","post","type-post","status-publish","format-standard","has-post-thumbnail","category-slovensko","tag-auto","tag-evidencia","tag-garancny-fond","tag-poistenie","tag-pokuty","tag-pzp","tag-sk","tag-slovak","tag-slovak-republic","tag-slovakia","tag-slovencina","tag-slovenska-republika","tag-slovensko","tag-stat","tag-stk","tag-vyradenie-auta"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117124674922997984","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/156145","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=156145"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/156145\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/156146"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=156145"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=156145"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=156145"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}