{"id":172205,"date":"2026-09-06T17:29:10","date_gmt":"2026-09-06T17:29:10","guid":{"rendered":"https:\/\/www.europesays.com\/sk\/172205\/"},"modified":"2026-09-06T17:29:10","modified_gmt":"2026-09-06T17:29:10","slug":"hromadne-zatvaranie-pobociek-fyzicke-pobocky-bank-na-slovensku-miznu-extremne-rychlo","status":"publish","type":"post","link":"https:\/\/www.europesays.com\/sk\/172205\/","title":{"rendered":"Hromadn\u00e9 zatv\u00e1ranie pobo\u010diek: Fyzick\u00e9 pobo\u010dky b\u00e1nk na Slovensku mizn\u00fa extr\u00e9mne r\u00fdchlo"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Slovensk\u00e9 bankovn\u00edctvo sa za posledn\u00e9 roky v\u00fdrazne zmenilo a trend zatv\u00e1rania fyzick\u00fdch pobo\u010diek sa nezastavil ani v roku 2025. Najnov\u0161ie \u010d\u00edsla ukazuj\u00fa \u010fal\u0161\u00ed pokles o desiatky prev\u00e1dzok. V roku 2026 navy\u0161e banky pokra\u010duj\u00fa e\u0161te jedn\u00fdm smerom. Pobo\u010dku s\u00edce \u00faplne nezru\u0161ia, no odstr\u00e1nia z nej klasick\u00fa pokladnicu a klienta s hotovos\u0165ou presmeruj\u00fa k bankomatu alebo inam.<\/p>\n<p class=\"wp-block-paragraph\">Pod\u013ea \u00fadajov Eur\u00f3pskej centr\u00e1lnej banky bolo na Slovensku na konci roka 2024 evidovan\u00fdch 882 bankov\u00fdch prev\u00e1dzok. O rok nesk\u00f4r ich zostalo u\u017e len 850. Za jedin\u00fd rok tak zo siete zmizlo \u010fal\u0161\u00edch 32 miest, \u010do predstavuje pokles pribli\u017ene o 3,6 percenta.<\/p>\n<p class=\"wp-block-paragraph\">Slovensko pritom nie je v\u00fdnimkou. V celej Eur\u00f3pskej \u00fanii klesol po\u010det bankov\u00fdch prev\u00e1dzok po\u010das roka 2025 o 2,62 percenta, pri\u010dom pokles zaznamenalo 23 z 27 \u010dlensk\u00fdch kraj\u00edn. Za zmenou stoj\u00ed najm\u00e4 presun klientov do mobiln\u00fdch aplik\u00e1ci\u00ed a internet bankingu, kde dnes mo\u017eno vybavi\u0165 v\u00e4\u010d\u0161inu be\u017en\u00fdch oper\u00e1ci\u00ed bez n\u00e1v\u0161tevy banky.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" width=\"1800\" height=\"1200\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/09\/csob-banka.jpg\" alt=\"\u010cSOB\" class=\"wp-image-240479\"  \/>Zdroj: Facebook\/\u010cSOB<\/p>\n<p>Pobo\u010dka zostane, pokladnica zmizne<\/p>\n<p class=\"wp-block-paragraph\">Samotn\u00e9 zatv\u00e1ranie v\u0161ak ukazuje iba polovicu pr\u00edbehu. Banky \u010doraz \u010dastej\u0161ie <a href=\"https:\/\/www.techbyte.sk\/2026\/08\/banky-na-slovensku-rusia-hotovostne-pokladnice\/\" rel=\"nofollow noopener\" target=\"_blank\">menia<\/a> zost\u00e1vaj\u00face pobo\u010dky na bezhotovostn\u00e9. Zamestnanci v nich na\u010falej rie\u0161ia hypot\u00e9ky, invest\u00edcie, poistenie \u010di zlo\u017eitej\u0161ie po\u017eiadavky klientov, no hotovos\u0165 u\u017e cez priehradku nevlo\u017eia ani nevydaj\u00fa. Ve\u013emi dobre to vidno na \u010cSOB. Banka po\u010das roka 2026 postupne menila na bezhotovostn\u00e9 pobo\u010dky napr\u00edklad v \u0160t\u00farove, Nov\u00fdch Z\u00e1mkoch, Galante \u010di Bratislave a \u010fal\u0161ie zmeny ozn\u00e1mila aj v septembri. Klientom namiesto pokladnice pon\u00faka vkladov\u00e9 bankomaty, ktor\u00e9 s\u00fa dostupn\u00e9 bez potreby obsluhy pracovn\u00edkom.<\/p>\n<p class=\"wp-block-paragraph\">\u010cSOB mala e\u0161te na konci roka 2021 celkovo 111 retailov\u00fdch pobo\u010diek. Ku koncu roka 2025 ich bolo 103 a rovnak\u00fd po\u010det vykazovala aj na konci marca 2026. Namiesto samotn\u00e9ho ru\u0161enia siete sa tak \u010doraz v\u00e4\u010d\u0161ia \u010das\u0165 zmien odohr\u00e1va priamo vo vn\u00fatri zost\u00e1vaj\u00facich prev\u00e1dzok.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.europesays.com\/sk\/wp-content\/uploads\/2026\/09\/slsp.jpg\" alt=\"Slovensk\u00e1 sporite\u013e\u0148a\" class=\"wp-image-274175\"  \/>Slovensk\u00e1 sporite\u013e\u0148a | Zdroj: SLSP<\/p>\n<p>Digitaliz\u00e1cia men\u00ed aj najv\u00e4\u010d\u0161ie banky<\/p>\n<p class=\"wp-block-paragraph\">Podobn\u00fd v\u00fdvoj vidie\u0165 naprie\u010d trhom. Slovensk\u00e1 sporite\u013e\u0148a mala pod\u013ea \u00fadajov zozbieran\u00fdch TECHBYTE v lete 2026 celkovo 128 pobo\u010diek, pri\u010dom 93 z nich u\u017e fungovalo bez klasickej hotovostnej pokladnice. Tatra banka mala 48 bezhotovostn\u00fdch prev\u00e1dzok zo 69 a vo V\u00daB ich bolo 25 zo 121. Banky maj\u00fa na tak\u00fato zmenu siln\u00fa ekonomick\u00fa motiv\u00e1ciu. Hotovostn\u00e1 pobo\u010dka potrebuje trezory, bezpe\u010dnostn\u00e9 opatrenia, prepravu pe\u0148az\u00ed, \u010fal\u0161iu techniku aj person\u00e1l. Bankomat alebo vkladomat dok\u00e1\u017ee ve\u013ek\u00fa \u010das\u0165 rovnak\u00fdch oper\u00e1ci\u00ed zabezpe\u010di\u0165 automaticky a nepretr\u017eite.<\/p>\n<p class=\"wp-block-paragraph\">Nie v\u0161etky banky v\u0161ak postupuj\u00fa rovnako. Fio banka n\u00e1m e\u0161te v marci 2026 <a href=\"https:\/\/www.techbyte.sk\/2026\/03\/10-eur-poplatok-hotovost-nekona-fio-banka\/\" rel=\"nofollow noopener\" target=\"_blank\">potvrdila<\/a>, \u017ee v\u0161etk\u00fdch jej 30 slovensk\u00fdch pobo\u010diek zost\u00e1va hotovostn\u00fdch a ich po\u010det meni\u0165 nepl\u00e1nuje. Najv\u00e4\u010d\u0161\u00ed probl\u00e9m m\u00f4\u017ee pokra\u010duj\u00faci \u00fastup klasick\u00fdch pobo\u010diek, bohu\u017eia\u013e, predstavova\u0165 pre seniorov a \u013eud\u00ed, ktor\u00ed digit\u00e1lne bankovn\u00edctvo nepou\u017e\u00edvaj\u00fa.<\/p>\n","protected":false},"excerpt":{"rendered":"Slovensk\u00e9 bankovn\u00edctvo sa za posledn\u00e9 roky v\u00fdrazne zmenilo a trend zatv\u00e1rania fyzick\u00fdch pobo\u010diek sa nezastavil ani v roku&hellip;\n","protected":false},"author":2,"featured_media":172206,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[11],"tags":[3423,64,3746,65,66,48516,28171,43,40,39,42,2168,41,3748],"class_list":["post-172205","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ekonomika","tag-banka","tag-business","tag-csob","tag-economic","tag-ekonomika","tag-fio","tag-pobocky","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovenska-sporitelna","tag-slovensko","tag-tatra-banka"],"share_on_mastodon":{"url":"https:\/\/pubeurope.com\/@sk\/117225283005793708","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/172205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=172205"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/172205\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/172206"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=172205"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=172205"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=172205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}