BRATISLAVA \u2013 Podvodn\u00edci menia taktiku. Namiesto prelamovania bezpe\u010dnostn\u00fdch syst\u00e9mov \u010doraz \u010dastej\u0161ie vyu\u017e\u00edvaj\u00fa manipul\u00e1ciu a sna\u017eia sa obe\u0165 presved\u010di\u0165, aby peniaze poslala sama. Pom\u00e1ha im pritom aj umel\u00e1 inteligencia. Prib\u00fadaj\u00fa investi\u010dn\u00e9 podvody, falo\u0161n\u00e9 telefon\u00e1ty \u010di sextortion spr\u00e1vy a v jednom pr\u00edpade tento rok obe\u0165 pri\u0161la a\u017e o 115-tis\u00edc eur.<\/p>\n
Varovan\u00ed aj n\u00e1strojov na ochranu pred podvodmi prib\u00fada, no vyv\u00edjaj\u00fa sa aj met\u00f3dy podvodn\u00edkov, ktor\u00fdm pri neopr\u00e1vnenom obohacovan\u00ed sa na \u00fakor obet\u00ed pom\u00e1ha aj umel\u00e1 inteligencia. Odborn\u00edci z V\u00daB banky a kyberbezpe\u010dnostnej spolo\u010dnosti ESET zmapovali aktu\u00e1lne naj\u010dastej\u0161ie druhy podvodov, kde pri\u0161li klienti o najviac pe\u0148az\u00ed, ak\u00e9 nov\u00e9 hrozby sa objavuj\u00fa a ako sa pred nimi br\u00e1ni\u0165.<\/p>\n
\u201eTento rok n\u00e1m potvrdzuje, \u017ee podvodn\u00edci menia taktiku a pres\u00favaj\u00fa sa od kr\u00e1de\u017ee \u00fadajov k manipul\u00e1cii klienta. Presved\u010di\u0165 ho posla\u0165 peniaze b\u00fdva jednoduch\u0161ie ako prelomi\u0165 bezpe\u010dnostn\u00e9 mechanizmy. Preto rastie v\u00fdznam a po\u010det investi\u010dn\u00fdch podvodov, falo\u0161n\u00fdch telefon\u00e1tov a NFC \u00fatokov zalo\u017een\u00fdch na manipul\u00e1cii obete,\u201d hovor\u00ed Juraj Pra\u017eenka z oddelenia prevencie podvodov V\u00daB banky.<\/p>\n
Navy\u0161e, pre banku s\u00fa tieto typy podvodov n\u00e1ro\u010dnej\u0161ie na odhalenie. Zvl\u00e1\u0161\u0165, ak podveden\u00ed a zmanipulovan\u00ed klienti zatajuj\u00fa banke svoje konanie a jeho d\u00f4vody. \u00dadaje V\u00daB banky ukazuj\u00fa, \u017ee po\u010det transak\u010dn\u00fdch podvodov je st\u00e1le vysok\u00fd.<\/p>\n
Napriek upozorneniam a varovaniam klienti st\u00e1le pod\u013eahn\u00fa podvodn\u00edkom, ktor\u00ed sa vyd\u00e1vaj\u00fa za bank\u00e1ra, policajta, z\u00e1stupcu finan\u010dnej spr\u00e1vy \u010di rodinn\u00e9ho pr\u00edslu\u0161n\u00edka v n\u00fadzi. Zlo\u010dinci na oslovenie potenci\u00e1lnych obet\u00ed vyu\u017e\u00edvaj\u00fa SMS, emaily, telefon\u00e1ty, soci\u00e1lne siete a \u010doraz \u010dastej\u0161ie aj AI n\u00e1stroje, ktor\u00e9 im umo\u017e\u0148uj\u00fa by\u0165 presved\u010divej\u0161\u00ed.<\/p>\n
Sextortion spr\u00e1v prib\u00fada<\/p>\n
Z h\u013eadiska typu podvodov vysoko preva\u017euj\u00fa po\u010dtom pr\u00edpadov falo\u0161n\u00e9 invest\u00edcie, ktor\u00fdm naletia viac star\u0161\u00ed \u013eudia. V priemere takto z\u00edskavaj\u00fa podvodn\u00edci nie\u010do cez dvetis\u00edc eur od jedn\u00e9ho podveden\u00e9ho, no vzh\u013eadom na vysok\u00fd po\u010det pr\u00edpadov je pri tomto type podvodov aj najvy\u0161\u0161\u00ed celkov\u00fd objem str\u00e1t klientov.<\/p>\n
Zmanipulovan\u00ed klienti pri overovan\u00ed platieb klam\u00fa dokonca aj banke. Vo v\u00fd\u0161ke \u0161kody na jeden pr\u00edpad je na vrchole podvodn\u00fd telefon\u00e1t. V priemere obral tak\u00fdto falo\u0161n\u00fd \u201epolicajt\u201d \u010di \u201epracovn\u00edk NBS\u201d v tomto roku obe\u0165 o vy\u0161e 7 250 eur. Najvy\u0161\u0161ia individu\u00e1lna strata dosiahla dokonca a\u017e 115-tis\u00edc eur.<\/p>\n
Sch\u00e9ma \u00fatoku pritom nemus\u00ed by\u0165 v\u00f4bec zlo\u017eit\u00e1. Aj mimoriadne jednoduch\u00e9 podvody, ako s\u00fa klamliv\u00e9 emaily, ktor\u00fdm nalet\u00ed len minim\u00e1lne percento \u013eud\u00ed, m\u00f4\u017eu pri dostato\u010dne ve\u013ekom objeme nap\u00e1cha\u0165 mili\u00f3nov\u00e9 \u0161kody.<\/p>\n
Pr\u00edkladom s\u00fa sextortion spr\u00e1vy, ktor\u00e9 do svojej schr\u00e1nky dostal asi ka\u017ed\u00fd Slov\u00e1k a ka\u017ed\u00e1 Slovenka. \u00dato\u010dn\u00edci v nich tvrdia, \u017ee obe\u0165 m\u00e1 zariadenie infikovan\u00e9 \u0161kodliv\u00fdm k\u00f3dom, v\u010faka ktor\u00e9mu m\u00f4\u017ee sledova\u0165 \u010doko\u013evek rob\u00ed a dokonca aktivova\u0165 ich webkameru. Prij\u00edmate\u013ea n\u00e1sledne vydiera, aby zaplatil tis\u00edce eur v bitcoinoch v\u00fdmenou za nezverejnenie kompromituj\u00faceho video-materi\u00e1lu, ktor\u00fd t\u00fdmto sp\u00f4sobom mal vznikn\u00fa\u0165.<\/p>\n
\u201eJe to jednoduch\u00e9 klamstvo, ktor\u00e9mu uver\u00ed len minimum \u013eud\u00ed. Ako v\u0161ak ukazuje n\u00e1\u0161 v\u00fdskum, ak ho po\u0161lete mili\u00f3nom \u013eud\u00ed po celom svete, na kryptope\u0148a\u017eenk\u00e1ch sa v\u00e1m pokojne m\u00f4\u017eu nazbiera\u0165 mili\u00f3nov\u00e9 sumy\u201c, hovor\u00ed o ned\u00e1vnych zisteniach Ondrej Kubovi\u010d, \u0161pecialista na digit\u00e1lnu bezpe\u010dnos\u0165 spolo\u010dnosti ESET.<\/p>\n
\u00dato\u010dn\u00edkom pom\u00e1ha umel\u00e1 inteligencia<\/p>\n
Za zmienku stoja aj investi\u010dn\u00e9 podvody, ktor\u00e9 \u010dasto pou\u017e\u00edvaj\u00fa deepfake audio \u010di video detegovan\u00e9 spolo\u010dnos\u0165ou ESET pod n\u00e1zvom Nomani. Len v tomto roku spolo\u010dnos\u0165 zablokovala takmer 50-tis\u00edc URL adries, ktor\u00e9 boli napojen\u00e9 pr\u00e1ve na kampane tohto druhu, \u0161\u00edriace sa masovo na soci\u00e1lnych sie\u0165ach.<\/p>\n
Podvodn\u00edci, ktor\u00ed za nimi stoja, pritom AI pou\u017e\u00edvaj\u00fa nielen na tvorbu n\u00e1vnady, ale tie\u017e na neust\u00e1le generovanie nov\u00fdch falo\u0161n\u00fdch str\u00e1nok neexistuj\u00facich investi\u010dn\u00fdch platforiem a uverite\u013en\u00fdch recenzi\u00ed na ne. Nomani v ESET telemetrii videla najprud\u0161\u00ed 113-percentn\u00fd rast medzi rokmi 2024 a 2025, minul\u00fd rok sa v\u0161ak intenzita kampan\u00ed zn\u00ed\u017eila. Letn\u00e9 mesiace (od j\u00fana) v\u0161ak podvodn\u00edkom zjavne op\u00e4\u0165 praj\u00fa a pokia\u013e sa ich aktivita udr\u017e\u00ed na tejto \u00farovni a\u017e do decembra, odhadovan\u00fd polro\u010dn\u00fd rast detekci\u00ed bude predstavova\u0165 pribli\u017ene 30 %.<\/p>\n
Ako si chr\u00e1ni\u0165 digit\u00e1lnu bezpe\u010dnos\u0165 v \u00e9re AI<\/p>\n
\n\tChr\u00e1\u0148te svoje zariadenia viacvrstvov\u00fdm bezpe\u010dnostn\u00fdm rie\u0161en\u00edm.
\n\tZastavte sa, k\u00fdm \u010doko\u013evek odkliknete \u010di stiahnete.
\n\tSkontrolujte link, ktor\u00fd ste dostali.
\n\tOverte si d\u00f4veryhodnos\u0165 spr\u00e1vy cez in\u00e9 kan\u00e1ly.
\n\tDbajte na bezpe\u010dn\u00e9 Wi-Fi pripojenie.
\n\tPravidelne aktualizujte opera\u010dn\u00fd syst\u00e9m a bezpe\u010dnostn\u00e9 aplik\u00e1cie.
\n\tVyu\u017e\u00edvajte siln\u00e9 hesl\u00e1 a passkeys.
<\/p>\n
Ako odola\u0165 podvodn\u00edkom<\/p>\n
\n\tNikdy neposielajte peniaze na z\u00e1klade telefon\u00e1tu, SMS alebo spr\u00e1vy cez WhatsApp bez d\u00f4kladn\u00e9ho overenia.
\n\tNein\u0161talujte si do telef\u00f3nu alebo PC aplik\u00e1cie na vzdialen\u00fd pr\u00edstup alebo in\u00e9 nezn\u00e1me programy.
\n\tNekonajte pod \u010dasov\u00fdm tlakom. Pora\u010fte sa s rodinou, zn\u00e1mymi \u010di bankou.
\n\tPri \u017eiadosti o zmenu \u010d\u00edsla \u00fa\u010dtu alebo urgentn\u00fa platbu si inform\u00e1cie v\u017edy overte. Plat\u00ed to najm\u00e4 pre firemn\u00e9 platby a fakt\u00fary.
\n\tOverte si inform\u00e1cie a zapojte kritick\u00e9 myslenie. Ak je nie\u010do pr\u00edli\u0161 v\u00fdhodn\u00e9, je to takmer ur\u010dite podvod.
\n\tV\u017edy si \u010d\u00edtajte autoriza\u010dn\u00e9 SMS alebo push notifik\u00e1cie, ktor\u00e9 prich\u00e1dzaj\u00fa z banky.
\n\tNikdy neprezr\u00e1dzajte prihlasovacie \u00fadaje, autoriza\u010dn\u00e9 k\u00f3dy ani \u00fadaje z platobnej karty. Banka ich od v\u00e1s nikdy nebude \u017eiada\u0165 telefonicky ani e-mailom.
\n\tPri akomko\u013evek podozren\u00ed okam\u017eite kontaktujte banku prostredn\u00edctvom Kontaktn\u00e9ho centra.
<\/p>\n","protected":false},"excerpt":{"rendered":"BRATISLAVA \u2013 Podvodn\u00edci menia taktiku. Namiesto prelamovania bezpe\u010dnostn\u00fdch syst\u00e9mov \u010doraz \u010dastej\u0161ie vyu\u017e\u00edvaj\u00fa manipul\u00e1ciu a sna\u017eia sa obe\u0165 presved\u010di\u0165,…\n","protected":false},"author":2,"featured_media":173989,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_share_on_mastodon":"0"},"categories":[32],"tags":[223,9278,34,37,33,4065,48821,43,40,39,42,41,36,38,35],"class_list":["post-173988","post","type-post","status-publish","format-standard","has-post-thumbnail","category-spravy","tag-ai","tag-eset","tag-headlines","tag-hlavne-spravy","tag-news","tag-podvod","tag-sextortion","tag-sk","tag-slovak","tag-slovakia","tag-slovencina","tag-slovensko","tag-spravy","tag-titulky","tag-top-stories"],"share_on_mastodon":{"url":"","error":""},"_links":{"self":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/173988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/comments?post=173988"}],"version-history":[{"count":0,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/posts\/173988\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media\/173989"}],"wp:attachment":[{"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/media?parent=173988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/categories?post=173988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.europesays.com\/sk\/wp-json\/wp\/v2\/tags?post=173988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}